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3 years ago · by · 0 comments

Dog Missing Nearly 2 Years Reunited With Family After Adopt-A-Pet News Segment

A Wisconsin family was reunited with their dog who was lost for nearly two years –after recognizing the beloved pup on a TV news segment. As fate would have it, the owner, only identified by his first name-Dwight, fell asleep with the TV on and woke up during the Wisconsin Humane Society’s “Adopt-a-Pet” segment the next morning. He woke up just as the volunteer started describing a little brown dog with the most adorable underbite.


Dwight told the group it only took one glance at the picture for him to recognize his family’s dog, named Payday. Dwight then contacted the news station, and they connected him with the animal group. Payday was originally brought home as a companion for Dwight’s now 12-year-old daughter, who was still distraught over the incredible loss of her best friend. Payday went missing nearly two years ago after getting loose during a walk at night.


An unknown woman found him and took him in as a stray but surrendered the 4-year-old dog in July saying he wasn’t a good fit for her family. Payday had trouble adjusting to his new environment. While he was full of energy, he was also fearful of new people and situations. When interest in Payday didn’t materialize, the shelter’s media coordinator hoped that some publicity might help the little dog find a loving adopter to help him with his behavioral challenges.


The group had no idea they would find so much more. Minutes after Payday was featured on FOX6 News Milwaukee’s Adopt-A-Pet segment, they received a call from the news organization that one of their viewers called in because he recognized the dog. Dwight’s mom, Melissa, rushed over to the shelter to pick up Payday, and as soon as the little dog spotted the familiar face, his whole demeanor changed.


The heartwarming reunion was shared on the Wisconsin Humane Society’s facebook page. Angela Speed, vice president of communications at the Wisconsin Humane Society said “You could tell he immediately recognized her, and it was such a joyous reunion. It was magical. Most people know animal shelters as places where you adopt animals, but reuniting lost animals with their families is a core part of our work. Every time we’re able to reunite an animal with their family, it’s a memorable occasion … It was a privilege to witness it.”

Read more

4 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, August 16th, 2020.

Template Header Logo 2

Trivia Contest Logo

 

 

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, August 16th, 2020.

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!     

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, August 16th, 2020 was:

         

ANDREW  SAUER

Harper,  KS

Winner Of A $25.00 AmEX/VISA Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

 

Trivia Last Weeks Winner

 

 

Trivia Winners & Drawing Entries 8/17/20 thru 8/23/20 are as follows:

 

 

 

8/17/20

 

Lisa David Carr

Pam Johnson Rowland

Amber McGrath

Beth Embrey

Jessica Steiner

Joann Tompkins-Winborn

Alexis Maureen

Kate Williams

Josephine Casey

Geri Rus

Gail Yarbrough

Mike Wallace

Paula Gillespie

Tina Mimick

Melanie Raman

Melissa White

Andrew W Sauer

 

 

 

8/18/20

 

Lucyna Dorota

Jennifer Ramlet

Dale Fish

Angela Janisse

Amber Chandler

Jan Peoples

Mike Wallace

Brandi Long

April Ashcraft

Jenai Merri

Lesa Moats

Karen Goodwin Delaney

Karen Brunet Moore

Mike Wallace

Thomas Ryan Gan

Susan Clarke Jette

Alicia Johnson

Melinda Dreier

Alexis Maureen

Sheila Carvell

Jan Peoples

 

 

 

8/19/20

 

Stacy Nelson

Tiffany Borek

Alicia Johnson

Diane Hamric

Kimberly Snyder

Joanie Waterman

Jessica Jenry

Sherry Lilly

Karen Bondehagen

Rhonda Grisham

Brittney Seiler

Sarah Haught

Brandi Long

Tom JG

Sarah Harrison

Tiffany Greene Elliott

Lucyna Dorota

Paula M Bondy

Lena Perry

April Ashcraft

Kathleen Hickman

 

 

 

8/20/20

 

Andrea Somers

Lena Perry

Amber Chandler

Debbie Nubile

Tiffany Borek

Karron Redfield

Chrissy Kim

Josephine Casey

Shannon Rush

Leigh Reader

Jennifer Ramlet

Stephanie McCoy

Joann Tompkins-Winborn

Paula Johnson

Alana Dimambro

Melissa Ann Stura-Bassett

Melodie Thomas

Christina Domingue

Jane Peterson

Dan Maloney

 

 

 

8/21/20

 

Angela Janisse

Rhonda Grisham

Rosanne Clark

Amanda Rosario

Melinda Dreier

Dean Bruss

Brandi K Chaney

Kim Avery

Alicia Johnson

Alisa Jones

Kendra Lewis Mcbride

Kimberly Snyder

April Ashcraft

Karen Brunet Moore

Suzie Mize Lockhart

Josephine Casey

Karen Ann Hinkle

Brooke Scott

Maria Bouchard

Jennifer Ramlet

Brittney Seiler

 

 

8/22/20

 

Adaria Johnson

Jane Peterson

Jodi Stevens

Alana Dimambro

Jenifer Garza

Jennifer Leffler

Angela Janisse

Joanie Waterman

Christina Radcliff

Brittney Dorsey

Jessica Steiner

Trish Hysell

Melissa Ann Stura-Bassett

Karyn Koehler

Amy L Sass

Kristina Harris

Jessica Jenry

Katrina Worford

Yolanda Ortega-Hackett

Karen Goodwin Delaney

Tracy Heyer

Darlene Whyte

Josephine Casey

Paula Johnson

 

 

8/23/20

 

Sunney Michelle Johnson

Kendra Lewis Mcbride

Kalynnilene Carter

Tessa Davis

Tracy Heyer

Lucyna Dorota

Tonya Velazquez

Mary Ann Cody

Jessica Steiner

Trish Hysell

Kathleen Hickman

Kristina Harris

Brooke Scott

Karen Goodwin Delaney

Debbie Garretson

Tom JG

Brandi K Chaney

Misty Shallcross

Alicia Dansby

Steve Ahner

Jodi Stevens

Cathie Ahner

Stacy Nelson

Lucyna Dorota

 

HI4E On Billboard

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….  Template Header Logo 2

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

LinkedIn_logo_initials

Click-On for LinkedIn To Follow Our Posts: LinkedIn

Facebook-Like-Us-Logo

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark In San Diego 5

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Blog Logo

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

LegalShield Logo

LegalShield

 

 

 

Read more

4 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, July 12th, 2020.

Template Header Logo 2

Trivia Challenge

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, July 12th, 2020.

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!     

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, July 12th, 2020 was:

         

ALISA  JONES

McBain, MI

Winner Of A $25.00 AmEX/VISA Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

 

 

Trivia Last Weeks Winner

 

 

 

Trivia Winners & Drawing Entries 7/06/20 thru 7/12/20 are as follows:

 

  

 

7/6/20

 

Shannon Rush

Kendra Lynne Ramsey

Sherry Lilly

Lori Capobianco

Leigh Reader

Josephine Casey

Tiffany Greene Elliott

Mary M

Dale Fish

Tonya Velazquez

Sarah Bellestri Shih

Sean Stover

Anna Nichols

Jessica Steiner

Be Schwerin

Yolanda Ortega-Hackett

Trish Marks

Priscilla Shimp

Paula Johnson

Tammy Lee Stookey

Donna Porter

Melissa Ann Stura-Bassett

Karen Goodwin Delaney

Rhonda Grisham

 

 

7/7/20

 

Cathy Ahner

Melanie Raman

Sheila Carvell

Jenifer Garza

Tiffany Greene Elliott

Paula Gillespie

Jean Simmons Homfeld

Mike Wallace

Katrina Worford

Marcia Gauer

Michelle Webb

Johanna Landsaw-Davis

Tina David Konegan

Cathie Ahner

Dawn Raasch

Jennifer Ramlet

Karyn Koehler

Pam Johnson Rowland

Paula Johnson

Steve Ahner

Rosanne Clark

Jessica Steiner

Stephen Earl

 

 

7/8/20

 

Sunney Michelle Johnson

Kristina Harris

Jennifer Vega

Rhonda Grisham

Katrina Worford

Kim Avery

Darlene Whyte

Jill Nagel

Madeline Lonergan

Brooke Scott

Karen Goodwin Delaney

Linda Godin

Melissa Shaulis Mazzur

Brandy Cardenas

Michelle Webb

Mary M

Tammy Lee Stookey

Becky Holland

Be Schwerin

Jennifer Ramlet

 

 

7/9/20

 

Jennifer Marie

Phylicia Phillips

Sarah Frank

Brittany Doerfler

Sarah Bellestri Shih

Rhonda Grisham

Debbie Bloxom

Sunney Michelle Johnson

April Ashcraft

Suzanne Driscoll

Josephine Casey

Tiffany Borek

Ashley Agner

Leigh Reader

Joann Tompkins-Winborn

Rosanne Clark

Kimberly Snyder

Stephen Earl

Carrie Capehart

Sue Dudley

Christy Hawkes

 

 

 

7/10/20

 

Tom JG

Angela Janisse

Lucyna Dorota

Pam Johnson Rowland

Jessica Steiner

Kevin Cusack

Be Schwerin

Becky Holland

Amanda Kyrie’ Ayala

Yolanda Oretega-Hackett

Kimberly Snyder

Vickie Gipson

Eleazar Ruiz

Shannon Rush

Trish Hysell

Debbie Bloxom

Kate Williams

Lisa Puckett

Gina Guarente Fieger

Cheryl Ralley-Messick

April Ashcraft

 

 

7/11/20

 

Jill Nauyokas

Kristina Harris

Brandi K Chaney

Rhonda Grisham

Carrie Vucinaj

Briana Washington

Yolanda Ortega-Hackett

Stacy Nelson

Lori Sexton Leal

Cathy Ahner

Joann Tompkins-Winborn

Michelle Webb

April Ashcraft

Becky Holland

Mary M

Angela Janisse

Steve Ahner

Stephanie McCoy

Alicia Dansby

Jay Robert

Mike Wallace

 

 

7/12/20

 

Brittany Doerfler

Melinda Sue Fritz

Becky Holland

Nia Rammal

April Ashcraft

Kate Williams

Jenifer Garza

Lori Capobianco

Tammy Lee Stookey

Lori Capobiance

Jodi Stevens

Cheryl Ralley-Messick

Alicia Dansby

Alana Dimambro

Kelsey Brooke Vinson

Stacy Nelson

Wendy Pesce

Carrie Capehart

Shannon Rush

Alisa Jones

 

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!     Template Header Logo 2

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

Twitter New Logo

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

 

LinkedIn_logo_initials

Click-On for LinkedIn To Follow Our Posts: LinkedIn

Facebook-Like-Us-Logo

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark In San Diego 5

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Blog Logo

Company Blogs

 

 

 

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

LegalShield Logo

LegalShield

 

 

 

Read more

5 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, November 3rd, 2019.

Template Header Logo 2

 

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, November 3rd, 2019.

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!     

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, November 3rd, 2019 was:

         

JILL  NAGEL

Appleton,  WI

Winner Of A $25.00 AmEX/VISA Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

 

Trivia Last Weeks Winner

 

 

 

Trivia Winners and Drawing Entries Oct 28th thru Nov 3rd , 2019:

 

 

10/28/19

 

 

Nikki Hunsaker

 

Becky VanGinkel

 

Emily Rice Bowersock

 

Amber Chandler

 

Kimberly Snyder

 

Melissa White

 

Trish Musgrave

 

Deidra Dees

 

Angela Janisse

 

Rhonda Grisham

 

Jennifer Marie

 

Christy Hawkes

 

Jeannine Scavo

 

Nicole Blaha

 

Tonya Velazquez

 

Nicole Ryan

 

Georgiann D’Angelo

 

Sheri Boydston

 

Marilyn Wall

 

Cheryl Stoker Hall

 

Crystal Gipson

 

Mary Mcmenamy

 

Brittany Light

 

Jennifer Lang

 

Darbie Brown

 

Tracy Heyer

 

 

 

10/29/19

 

 

Melinda Poullion

 

Brittany Light

 

Shannon Rush

 

Misty Shallcross

 

April Ashcraft

 

Becca Neuenschwander Long

 

Cheryl Ralley-Messick

 

Karen Brunet Moore

 

Frank P Grahek

 

Donna Porter

 

Emily Rice Bowersock

 

Debbie Gremlin

 

Amanda Rosario

 

Angela Janisse

 

Tera Lee Culverwell

 

Marilyn Wall

 

Tina Auth

 

Christy Hawkes

 

Trish Hysell

 

Beth Epley Minton

 

Cheryl Andrews

 

Melissa White

 

 

 

 

10/30/19        

 

 

Beth Epley Minton

 

Kristina Rosson

 

Annette French

 

Dean Bruss

 

Nacole Patrick

 

Johanna Landsaw-Davis

 

Jenifer Garza

 

Holly Cajigas

 

Brooke Scott

 

Sheila Carvell

 

Eleazar Ruiz

 

Patricia Oehlert Vazquez

 

Alison Giffune Paige

 

Jessica Steiner

 

Priscilla Shimp

 

Rosanne Clark

 

Bea Patrick

 

Kim Avery

 

April Ashcraft

 

Lori Sexton Leal

 

Traci Anderson

 

Amber Chandler

 

Darbie Brown

 

 

 

10/31/19

 

 

Rosanne Clark

 

Mike Adamski

 

Trish Hysell

 

Alicia Johnson

 

Jennifer Lang

 

Trish Musgrave

 

Jennifer Ramlet

 

Joann Tompkins-Winborn

 

Becky VanGinkel

 

Karen Brunet Moore

 

Amanda Rosario

 

Amber Chandler

 

Nitasha Shank

 

Tina Auth

 

Jenifer Garza

 

Tearsa D Keith

 

Be Schwerin

 

Melissa White

 

Destiny Landsaw Davis

 

Misty Shallcross

 

Jessica Steiner

 

 

 

 

11/1/19

 

 

Shannon Schleif

 

Alyssa DiFazio

 

Amanda Rosario

 

Destiny Landsaw Davis

 

Jennifer Vega

 

Derek Michelle Polk

 

Cheryl Stoker Hall

 

Jennifer Ramlet

 

Kristina Rosson

 

Derek Michelle Polk

 

Shawna Poole

 

Lori Sexton Leal

 

Jennifer Fuller

 

Be Schwerin

 

Nicole Flynn

 

Deidra Dees

 

Suzie Mize Lockhart

 

MarcyLynn Coull

 

Sonali Jain Modi

 

Carla Williams

 

 

11/2/19

 

 

Kimberly Taylor Hall

 

Be Schwerin

 

Terri Llexxes

 

Adaria Johnson

 

LaKishia Wagers

 

Destiny Landsaw Davis

 

Darlene Whyte

 

George Pownall

 

Alyssa DiFazio

 

Nicole Blaha

 

Nitasha Shank

 

Kacie Rogers

 

Becky Holland

 

Mary Pettiford

 

Kim Avery

 

Amanda Rosario

 

Kristina Harris

 

Rhonda Grisham

 

Jenifer Garza

 

Althea Thomas

 

Alana Dimambro

 

Jill Nagel

 

 

 

 

11/3/19

 

 

Alyssa DiFazio

 

Tina Auth

 

Brittany Light

 

Patricia Oehlert-Vazquez

 

Bea Patrick

 

Kristina Rosson

 

Karen Brunet Moore

 

Megan Landor

 

Misty Shallcross

 

Trish Musgrave

 

Nacole Patrick

 

Joann Tompkins-Winborn

 

Nicole Blaha

 

LaKishia Wagers

 

Debbie Bloxom

 

Dale Fish

 

Jill Nauyokas

 

Stephanie Beckwith

 

Lisa Marie Ferraiolo Whitener

 

Kimberly Taylor Hall

 

Emily Boxer

 

Destiny Landsaw Davis

 

Jennifer Ramlet

 

Anna Nichols

 

 

 

 

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!       Template Header Logo 2

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

Twitter New Logo

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

 

LinkedIn_logo_initials

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

Facebook-Like-Us-Logo

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark In San Diego 5

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Blog Logo

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

LegalSHIELD Keep Calm

LegalShield

 

 

Read more

5 years ago · by · 0 comments

How to Find a Cheaper Health Insurance Plan.

Open Enrollment Sign.jpg
How to Find a Cheaper Health Insurance Plan
The discounts and cost-sharing offered by health insurance plans are well worth the premium payments. However, premiums can be tricky to work into your budget. It’s important to find an affordable health insurance plan that offers good coverage.
Whether it’s the approaching open enrollment (Nov. 1 – Dec. 15 in most states) and you’re trying to find a better plan or you qualify for a special enrollment period and are making changes to your current health plan, here are three tips for finding an affordable health insurance plan:
  • Set a budget and research current rates
  • Check out the health insurance marketplace
  • Use comparison websites wisely
Couple Younger With Female Insurance Agent.jpg
 

Set A Budget & Research Current Rates

 

Calculate how much you spend on health care annually with your current plan. Include monthly premiums and out of pocket expenses. Understanding this will help you know how much you’re currently spending on health care and help you compare costs of new plans.

The next step is to understand the current rates for the number of people on your plan and the coverage level you want. Again, keep in mind that the cost of health insurance includes premiums, the deductible, and out-of-pocket expenses. Knowing the rates and cost-sharing trends will help you recognize a good deal on a health insurance plan.

Understanding what you’re currently spending, setting a budget, and looking at current rates will help you find a plan that’s a good fit for your health and financial situation.

 

Health Insurance Policy Logo.jpg

 

Check Out The Health Insurance Marketplace By Requesting A Quote For Plans Available Within Your State At:          www.HI4E.Org

www.HI4E.org

Get A Free Quote Logo

 

Understanding the market rates, setting a reasonable budget, and using helpful websites like  www.HI4E.Org  and other comparison websites will make the search for an affordable health insurance plan simple. On comparison websites, you can view health plans offered by multiple companies, which saves you the hassle of looking a different companies separately.

These tools will help you find the plan that best fits your budget and health needs.

*     *     *     *     *     *     *     *     *     *     *

Affordable Health Insurance With Woman.jpg

 

                                 

                   

 

 

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5 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, August 4th, 2019.

Template Header Logo 2

Trivia Challenge

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, August 4th, 2019.

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!        

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, August 4th, 2019 was:

         

BARBARA AUSTIN

Emporia, KS

Winner Of A $25.00 AmEX Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

 

Trivia Last Weeks Winner

 

 

The trivia drawing entries 7/28/19 thru 8/4/19 are

 

 

 

7/28/19      

 

 

Rhonda Grisham

 

Amanda Rosario

 

Tina Kaiser          

 

Kelsey Polacek

 

Sherri Kidwell

 

Dale Fish           

 

Sherry Lilly

 

Marilyn Wall

 

Don Redfield Jr.

 

Karron Redfield

 

Shannon Scott

 

Tonya Velazquez

 

Demara Peterson Broadus

 

Wendi Black

 

Tonya Velazquez

 

Melissa Turner Baker

 

Maria Bouchard

 

Alyssa DiFazio

 

Crystal Young

 

Jennifer Lang

 

Diane Hamric

 

Aarti DM

 

Robin Griffitts Pratt

 

 

 

 

7/29/19

 

 

Karen Brunet Moore

 

Barbara Austin

 

Tiffany Greene Elliott

 

Wendi Black

 

Anna Nichols

 

Christine Beckmann

 

Amy Chavis

 

Lisa Puckett

 

Rhonda Grisham

 

Jessica Steiner

 

Jenifer Garza

 

Kendra Lynne Ramsey

 

Lesa Moats

 

Nai Merri

 

Kassie Lynn DiFazio

 

Sarah Harrison

 

Debbie Bloxom

 

Martha Prescott

 

Sheila Carvell

 

Anniemae Maria Aikens

 

Geri Rus

 

 

 

 

7/30/19

 

 

Karron Redfield

 

Eleazar Ruiz

 

Kathleen Hickman

 

Kelly Jo Croy

 

Melissa Barnes Walker

 

Nai Merri

 

Dawn Raasch

 

Amber Chandler

 

Amanda Rosario

 

Maria Bouchard

 

Tiffany Greene Elliott

 

Geri Rus

 

Patricia MacLeod

 

Janice McKay Donahue

 

Dave Miller

 

Brandi K Chaney

 

Lisa Bloomberg Wahl

 

Stacy Nelson

 

Debbie Bloxom

 

Alyssa DiFazio

 

Ellen Ciambrelli Ferrari

 

 

 

7/31/19

 

 

Trish Hysell

 

Meg Marshall

 

Brittany Light

 

Brooke Scott

 

Joann Tompkins-Winborn

 

Vickie Gipson

 

Alicia Dansby

 

Sherry Lilly          

 

Marilyn Wall

 

Dean Bruss

 

Jennifer Ramlet

 

Maria Beauregard

 

Shannon Schleif

 

Rhonda Grisham

 

Jane Peterson

 

Jenifer Garza

 

MarcyLynn Coull

 

Ellen Ciambrelli Ferrari

 

Paula Johnson

 

Cheryl Ralley-Messick

 

Kevin Cusack

 

 

 

8/1/19      

           

 

Amanda Rosario

 

Alicia Dansby

 

Jennifer Ramlet

 

Maria Bouchard

 

Karen Brunet Moore

 

Becky VanGinkel

 

Patricia Oehlert Vazquez

 

Taschia Miller

 

Andrew W Sauer

 

Anna Nichols

 

Kizzy Alavarez DeSantis

 

Jill Nagel

 

Kendra Lynne Ramsey

 

Nancy Pfirrman Schools

 

Melissa White

 

Melissa Ann Stura-Bassett

 

Be Schwerin

 

Christy George

 

Brenda Hartwig

 

Nicole Ryan

 

Alexis Maureen

 

Sandy Nevels

 

 

 

8/2/19

 

 

Jessica Steiner

 

Nai Merri

 

Amanda Rosario

 

Jenifer Garza

 

Dave Miller

 

Amy Chavis

 

Rosanne Clark

 

Kim Avery

 

Tonya Velazquez

 

Janice McKay Donahue

 

Demara Peterson Broadus

 

Sheila Carvell

 

Sarah Harrison

 

Anna Nichols

 

Mya Murphy

 

Tiffany Borek

 

Shannon Rush

 

Carol Jean

 

Brooke Scott

 

Amber Chandler

 

Leigh Reader

 

Debbie Bloxom

 

P Annette Skeans

 

Jillian Dollarhide

 

 

 

8/3/19

 

 

Sherry Lilly

 

Rosanne Clark

 

Lisa Dion

 

Rosanne Clark

 

Kathleen Hickman

 

Dawn Raasch

 

Susanne Killion

 

Diane Hamric

 

Brandi K Chaney

 

Lisa Bourlier

 

Sarah Harrison

 

Eleazar Ruiz

 

Ellen Ciambrelli Ferrari

 

Nai Merri

 

Tiffany Borek

 

Eleazar Ruiz

 

Dean Bruss              

 

Karen Elliott

 

Angela Janisse

 

Nadine Leah

 

 

 

 

8/4/19

 

 

Rhonda Grisham

 

Amber Chandler

 

Alexis Maureen

 

Alicia Johnson

 

Amanda Rosario

 

Darlene Whyte

 

Nicole Blaha

 

Kizzy Alvarez DeSantis

 

Kendra Lynne Ramsey

 

Andrew W Sauer

 

Jo Bagavathula Bevara

 

Holly Engler

 

Sarah Harrison                      

 

Demara Peterson Broadus

 

Becky VanGinkel

 

Josephine Casey

 

Paula Johnson

 

Leigh Reader

 

Barbara Austin

 

Shannon Rush

 

Alyssa DiFazio

 

 

 

HI4E Nighttime Skyline

 

 

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!     Template Header Logo 2

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

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Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

 

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Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

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6 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, February 24th, 2019.

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Trivia Contest Logo.jpg

 

 Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, February 24th, 2019.

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!        

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, February 24th, 2019 was:

         

TESSA DAVIS

 

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

Trivia Last Weeks Winner

 

 

The trivia drawing entries 2/18/19 thru 2/24/19 are:

 

2/18/19

 

 

Jodi Stevens

 

Karen Brunet Moore

 

Kimberly Snyder

 

Brandy Marie

 

April Ashcraft              

 

Jill Nauyokas

 

Carrie Vucinaj

 

Sheila Carvell

 

Kim Avery

 

Heather Wheeler Shaw

 

Lisa David Carr

 

Tonya Velazquez

 

Jennifer Ramlet

 

Jenifer Garza

 

Kathleen Hickman

 

Tessa Davis

 

Kristina Harris

 

Lenis Abshire

 

Vickie Gipson

 

Stacy Nelson

 

Amie-Lee George

 

 

 

 

2/19/19

 

 

Hayley Cordaro

 

Kimberly Taylor Hall

 

Nacole Patrick

 

Mike Adamski

 

Karen Brunet Moore

 

April Ashcraft

 

Tracy Shafer

 

Kim Avery

 

Joann Tompkins-Winborn

 

Brittany Light

 

Christine M Miller-Borowczyk

 

Jill Nauyokas

 

Bea Patrick

 

Michelle Webb

 

Angela Janisse

 

Brooke Scott

 

Ashley Agner

 

Tracy Heyer

 

Alyssa DiFazio

 

Sheila Carvell

 

 

 

2/20/19

 

 

Nicole Blaha

 

Jennifer Ramlet

 

Patricia Oehlert Vazquez

 

Brooke Scott

 

Jenifer Garza

 

Dale Fish

 

Traci Anderson

 

Rosanne Clark

 

Holly Cajigas

 

Maria Skoytellis

 

Connie Lynn Merritt

 

Amber Conaway

 

Derek Jennings

 

Heather Wheeler Shaw

 

Megan Rhyne

 

Beth Johnson Titus

 

Melissa Barnes Walker

 

Angela Janisse

 

Tracy Heyer

 

Morgan Alexandra

 

Nelle Bailey

 

 

 

2/21/19

 

 

Jill Nauyokas

 

Be Schwerin

 

Jenifer Garza

 

Nacole Patrick

 

Kellina Fernell Murphy

 

Nicole Blaha

 

Christy Hawkes

 

April Ashcraft

 

Karen Bondehagen

 

Stevie Rosson

 

Priscilla Shimp

 

Harley Magoon

 

Melissa Mae

 

Bea Patrick

 

Kayla Hernandez

 

Derek Michelle Polk

 

Jean Simmons Homfeld

 

Patricia Oehlert Vazquez

 

Stephanie Marie Walls

 

Shannon Scott

 

 

 

2/22/19

 

 

April Ashcraft

 

Alyssa DiFazio

 

Tiffany Greene Elliott

 

Jill Nauyokas

 

Eleazar Ruiz

 

Marilyn Wall

 

JR Eddington

 

Ashley Agner

 

Jennifer Ramlet

 

Maria Bouchard

 

Brandy Marie

 

Britta Brown Lawson

 

Mike Adamski

 

Jeremy Mclaughlin

 

Dawn Raasch

 

Sarah Harrison

 

Kendra George

 

Althea Thomas

 

Eva Biggs

 

Kathleen Hickman

 

 

 

2/23/19

 

 

Jill Nauyokas

 

Jenifer Garza

 

Amber Chandler

 

Christy Marie

 

Joann Tompkins-Winborn

 

Jakara Jaxn

 

Alicia Johnson

 

Josephine Casey

 

Thalia BinBunz

 

Angela Janisse

 

Diane Hamric

 

Donna Porter

 

Karen Brunet Moore

 

Dale Fish

 

Lori Sexton Leal

 

Alexis Maureen

 

Tonya Velazquez

 

Brooke Scott

 

Thomas Ryan Gan

 

Rosanne Clark

 

Shannon Scott

 

 

 

 

 

2/24/19

 

 

Andrea Timms-Hill

 

Kim Avery

 

Jill Nauyokas

 

Vickie Gipson

 

Brandy Marie

 

Carl Buddy Mizell

 

Geri Rus

 

Adaria Johnson

 

Rebecca Hueller Crum

 

Dale Fish

 

Brandi K Chaney

 

Wayne Gallas

 

Jennifer Alford

 

Angela Janisse

 

Christy Marie

 

Jennifer Ramlet

 

Sarah Bellestri Shih

 

Pam Johnson Rowland

 

Alisa Jones

 

Kimberly Snyder

 

 

HI4E On Billboard

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….  Twitter New Logo

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

 

LinkedIn Logo

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

Template Header Logo

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark San Diego Feb 2012 1

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Blog Logo

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

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6 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, October 21st, 2018.

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Trivia Logo 3

 

 

 Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, October 21st, 2018.

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!        

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, October 21st, 2018 was:

         

MARY ANN CODY

Hudson,  NY

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

 Trivia Last Weeks Winner

 

10/15/18

 

Christy Hawkes

 

Sherry Lilly

 

Kelsey Brooke Vinson

 

Dale Fish

 

Stevie Rosson

 

LaKishia Wagers

 

Jennifer Alford

 

Vickie Gipson

 

Jenifer Garza

 

Brittany Light

 

Debbie Gremlin

 

Deborah Farris

 

Michelle Webb

 

Anna Nichols

 

Kendra Lynne Ramsey

 

Mary Achio

 

Rebecca Fauteux

 

Marcy Coull

 

Andrea Workman

 

Suzie Mize Lockhart

 

Shaye Van

 

 

 

10/16/18

 

Traci Anderson

 

Be Schwerin

 

Jessica Steiner

 

Kimberly Snyder

 

Kim Minton

 

Be Schwerin

 

Rebecca Fauteux

 

Vickie Gipson

 

Becky Freeman

 

Tonya Velazquez

 

Jessica Ownby

 

Stephanie Marie Walls

 

Jill Nauyokas

 

Pamela White Brearley

 

Cassandra Berholtz

 

Christy Martinez

 

Hunter Coffey

 

 

10/17/18

 

Phylicia Phillips

 

Christy Hawkes

 

Misty Shallcross

 

April Ashcraft

 

Jenifer Garza

 

Vinessa Vasquez

 

Kathi Taylor

 

Vickie Gipson

 

Paula Johnson

 

Jill Nauyokas

 

Derek Michelle Polk

 

Mary Ann Cody

 

Nikki Hunsaker

 

Shannon Rush

 

Sheila Carvell

 

Kim Floyd

 

Josephine Casey

 

Kayla Clemons

 

LaNique Dees

 

Tiffany Greene Elliott

 

Melissa Mae

 

Nitasha Shank

 

Brittany Whitley

 

Ann Patrick

 

Cheryl Hall

 

 

 

10/18/18

 

Jennifer Vega

 

Kristi Cervantes

 

Kim Avery

 

Kim Minton

 

Kathleen Marks

 

Mya Murphy

 

Susanne Killion

 

Tonya Velazquez

 

Kimberly Snyder

 

April Ashcraft

 

Melissa Ann Stura-Bassett

 

Jill Nauyokas

 

Angel Shearl

 

Nitasha Shank

 

Rosanne Clark

 

Laurie Griffith

 

Desire Kightlinger Swarm

 

Christy Hawkes

 

Debbie Bloxom

 

Nancy Pfirrman Schools

 

Geri Rus

 

Adaria Johnson

 

Kristina Harris

 

 

 

10/19/18

 

Sarah Harrison

 

Suzie Mize Lockhart

 

Kristina Rosson

 

Nikki Hunsaker

 

Jenifer Garza

 

Joanie Waterman

 

Geri Rus

 

Chuck Derr

 

Joann Tompkins-Winborn

 

Amber Chandler

 

Laurie Griffith

 

Tabitha Sinks

 

Cassandra Berholtz

 

Abby Noelle

 

Christy Hawkes

 

Jennifer Vega

 

Melissa Mae

 

Carol Jean

 

Pam Johnson Rowland

 

Nancy Pfirrman Schools

 

Shona Ort

 

Vickie Gipson

 

 

 

10/20/18

 

Jennifer Mason

 

Tiffany Greene Elliott

 

Kristina Rosson

 

Christy Hawkes

 

Amber McGrath

 

Sheila Carvell

 

Naomi Whitlatch

 

Stephanie Marie Walls

 

Emily Rice Bowersock

 

Phylicia Phillips

 

Eric Sanders

 

Kimberly Snyder

 

Jennifer Mason

 

Nitasha Shank

 

Michelle Tyler Jeske

 

Sarah Harrison

 

Brittany Light

 

Mya Murphy

 

Becky Freeman

 

Brooke Scott

 

 

 

10/21/18

 

Crystal Dotson

 

Brandi K Chaney

 

Tabitha Sinks

 

Kathleen Hickman

 

Jennifer Ramlet

 

Jennifer Mason

 

Melissa Mae

 

Derek Michelle Polk

 

Amber Chandler

 

Holly Cajigas

 

Carla Williams

 

MaryAnn G. Ball

 

Marilyn Wall

 

Brenda Hartwig

 

Cherilyn White

 

Christy Martinez

 

Kimberly Snyder

 

Becky Hartman

 

Laurie Arnheim

 

Eleazar Ruiz

 

 HI4E On Billboard

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)Template Header Logo

 

 LinkedIn Logo

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 Mark San Diego Feb 2012 1

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

 

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

 Blog Logo

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

 LegalShield Logo

LegalShield

 

 

Read more

8 years ago · by · 0 comments

Repeal And Replace: Trump & Congress Obamacare Replacement Plans Outlined.

JAMA Forum: How Will President Trump’s Policies Affect Domestic and Global Health and Development?


Donald Trump’s election to the US presidency marks a time of global transition, with singular importance to health. The world is witnessing the rise of populist movements characterized by concerns about trade, immigration, globalization, and international organizations. These seismic events could have profound effects on health and development in the United States and globally.

There is still a great deal we don’t know about the policies of a Trump administration, and how those policies will unfold in a constitutional system of checks and balances. Trump has not laid out specific details on major domestic policies, such as reforms related to the Affordable Care Act (ACA) or reproductive rights. Even less well understood are his views on global health issues, such as health assistance, the Paris Climate Change Agreement, and the World Health Organization (WHO).

Based on Trump’s earlier statements, what can we expect for 2017 and beyond?

The Affordable Care Act

A recent JAMA Viewpoint identified 4 major ACA reforms discussed by the House leadership and President-elect Trump: health savings accounts, selling health insurance across state lines, Medicaid block grants, and malpractice reform. Congress has already taken the first steps to repeal the ACA, with implementation possibly delayed before a replacement is enacted. His nominee for Secretary of the Department of Health and Human Services (HHS), Rep Tom Price, MD, (R, Georgia), earlier introduced legislation to dismantle the ACA. There is little empirical evidence that current Republican proposals would retain health coverage gains or significantly lower health care costs.

President-elect Trump has said he plans to keep 2 popular ACA features, retaining coverage of preexisting conditions and of dependent children up to age 26 years. The ACA was able to offer these benefits by widening the pool of insured individuals, particularly younger and healthier enrollees, through individual and employer mandates, which Trump opposes. Republican proposals also would not maintain subsidies in health insurance exchanges or retain the Medicaid expansion. This leaves 2 major unanswered questions: how to widen risk pools to stabilize insurance markets and how to maintain the gains in coverage.

Reproductive Health and Rights

Trump has vacillated on his views about reproductive health, although Vice President­–elect Pence and Rep Price favor restricting contraception coverage and abortions and eliminating federal funding for Planned Parenthood. Although Trump might not fight for new federal abortion restrictions, he would likely turn a blind eye to state restrictions. The Supreme Court recently struck down 2 onerous state abortion restrictions, but the majority of states still have restrictive legislation in place.

As part of the law’s commitment to covering preventive services, the ACA guarantees access to reproductive and family planning services, such as contraception. Because family planning and other preventive services are defined in an administrative regulation, the HHS Secretary could change the rule without congressional approval. Eliminating this benefit would cause real financial hardship for many of the 62% of all women of reproductive age who use contraception.

Trump promised to nominate a strong “pro-life” Supreme Court justice, putting the Court in the same closely divided position before Justice Antonin Scalia’s death. If there were additional vacancies during Trump’s presidency, the Court’s pro-life block would probably prevail. Reproductive rights are facing strong headwinds as states pass laws that make it harder for poor women to access safe, legal abortions.

Climate Change

Climate change holds short-term and long-term peril for domestic and global health. Experts say it will exacerbate severe weather events, fuel heat waves, increase pollution, alter the geographical reaches of disease vectors, and produce crop failures, thereby increasing injuries, malnutrition, infectious diseases, asthma, and cardiovascular disease.

Trump (who, along with his nominee for the Environmental Protection Agency, Scott Pruitt) is distrustful of climate science. He pledged to undo the Obama Administration’s 2016 greenhouse gas targets and revoke financial commitments to United Nations (UN) climate change programs—although he said he had an “open mind.” His commitment to fossil fuel development (coal and oil) could reduce incentives for clean alternatives. At the same time, if he rejects the Paris accord, other world leaders might similarly renege on their environmental promises.

International Health

Broad bipartisan support exists for former President George W. Bush’s President’s Emergency Plan for AIDS Relief (PEPFAR), and successive presidents have supported the Global Fund to Fight AIDS, Tuberculosis and Malaria. Trump has not signaled diminished support for these programs, but international health assistance probably will be flat-lined, possibly reduced. This will maintain the US support for antiretroviral treatment in Africa and elsewhere, but would do little to expand coverage.

President Obama’s signature global health achievement is not likely to fair as well. His $1 billion Global Health Security Agenda (GHSA) is strengthening health systems in lower-income countries. President Obama also advocated for US leadership and funding during the Ebola and Zika outbreaks during his term. Trump would be less likely to push Congress to renew GHSA funding or allocate major resources to fight the next global health emergency.

The WHO has introduced major reforms, including a new health emergencies program and joint external evaluation of national health systems. Yet its new program is significantly underfunded. Absent GHSA funding to the Centers for Disease Control and Prevention and WHO, we are unlikely to see significant improvements in epidemic preparedness. That would leave the world highly vulnerable to novel circulating viruses and influenza strains.

Refugee Health

The millions of refugees fleeing conflicts in the Middle East and North Africa often lack basic health needs such as potable water, nutritious food, and housing. Overcrowded conditions fuel infectious disease outbreaks, while vulnerable women face sexual assaults. Turning the tide on these health threats requires humanitarian assistance and a willingness to shoulder a fair share of the burden in welcoming refugees. A new US administration is unlikely to increase (and may reduce) humanitarian assistance, while turning away vulnerable immigrants. Two hallmarks of Trump’s campaign were an antiimmigrant sentiment and an insistence on increased border security, both of which would harm refugees and other vulnerable immigrants.

Health, Development, and the Environment in the Balance

Fresh leadership at the UN and WHO, together with the Sustainable Development Goals, offers great promise. António Guterres, the former UN High Commissioner for Refugees, began serving as the ninth UN Secretary-General on January 1, and in May, the World Health Assembly will elect a new WHO Director-General. Both are charged with the task of working toward the ambitious UN Sustainable Development Goals, including bold health targets such as universal health coverage and fighting noncommunicable diseases.

The United States has historically exercised global health leadership, while sharply increasing health insurance coverage domestically under the Obama administration. As Trump takes office with the promise to “put America first,” what will that mean for our commitments to global health and progress toward universal health coverage? The future of health, development, and the environment hangs in the balance.

***

About the author: Lawrence O. Gostin, JD, is University Professor and Faculty Director, O’Neill Institute for National and Global Health Law, Georgetown University Law Center, and Director of the World Health Organization Collaborating Center on Public Health Law and Human Rights. His most recent book is Global Health Law (Harvard University Press).

    *     *     *     *     *     *     *     *     *     *     *     *     *     *

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….

Twitter: Healthinsurane4      

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