

While the Obama ‘Affordable’ Care Act (ACA) aims to decrease the number of uninsured Americans, there are many who remain without coverage for one reason or another.
Kaiser Family Foundation research found that:
- 48 percent of adults uninsured in 2014 said the main reason they lacked coverage was due to cost
- 12 percent cited work-related reasons
- 13 percent were told they were ineligible or could not get coverage due to their immigration status
- Few uninsured adults were uninsured because they said they didn’t need coverage, opposed the ACA or preferred to pay the penalty
If you are among these individuals, what impact could having no health insurance have on you?
The consequences of going uninsured widely vary based your health and finances, amongst other things. In terms of the ‘Affordable’ Care Act and its individual shared responsibility provision, going without an Obamacare plan can also have tax implications.

What are those tax implications?
It depends on your situation.
Do you qualify for an Obamacare ACA exemption?
While the ‘Affordable’ Care Act’s individual shared responsibility requires most Americans to have health insurance, there are certain situations in which exemptions are granted. Those who qualify for exemptions will not owe the shared responsibility payment for going without minimum essential coverage.
Some examples if exemption-eligible circumstances include:
– Having a gross or household income below the minimum threshold for filing a tax return
– Experiencing general hardship due to circumstances such as homelessness, foreclosure, death of a close family member, unpaid medical bills and more
– Being a resident of a state that did not expand Medicaid
Some Obamacare exemptions must be claimed or reported when you file your taxes. Others are automatic. More information is available at IRS.gov. If you believe you might qualify for an exemption, speak with your health insurance producer and/or a financial adviser.
You are allowed a single period of up to three months without ACA-compliant health insurance coverage. If you do not qualify for an exemption and have no health insurance beyond this, you could owe the shared responsibility payment.
This fee is paid when you file your federal taxes for the year in which you were not compliant with the healthcare reform law. If you went without minimum essential coverage for all or part of 2016, you would pay the Obamacare tax penalty when filing taxes for 2016.

What is the penalty for no health insurance in 2016?
The tax penalty for going without health insurance increased in 2016. It is now the greater of these amounts:
- 2.5 percent of your income above the filing threshold, capped at the national average premium for a bronze plan available through the Marketplace
- $695 per adult and $347.50 per child to a maximum family penalty of $2,085
The penalty will continue to adjust annually based on inflation and the flat dollar amounts for 2016.
No health insurance? You could benefit from short term benefits
Whether or not you are exempt from the shared responsibility provision, you might consider some other type of coverage beyond major medical insurance (i.e., an Obamacare plan) to help pay for healthcare expenses.
Short term health insurance provides temporary coverage when you are in between Obamacare plans. While these plans are not ACA-compliant and do not qualify as minimum essential coverage, they do provide a range of benefits for unexpected medical care and often have premiums that are a fraction of major medical insurance premiums.
Short term health plans last as few as 30 days and up to 364, depending on how long you think you will need temporary coverage and the laws in your state. You can apply and enroll online through websites such as www.HI4E.Org , and you can begin your coverage as soon as the next day.
Think short term. Get a quote.

* * * * * * * * * * * * * *
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 
Click-On for LinkedIn: LinkedIn 
Like us on facebook: HealthInsurance4Everyone 
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blogs and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs 
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft protection plans.
LegalShield
Read more


In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, April 23rd, 2017 was:
SUSAN JETTE
New Haven, CT
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

4/17/17
Priscilla Shimp
Sherri Kidwell
Michelle Hughes
Crystal Moyer
Mya Murphy
Crystal Hazelwood
Kizzy Alvarez DeSantis
Carla S-Paige Williams
Brandi Chaney
Melissa Turner Baker
Belinda Haas
John Mellor
Valerie Kuehn
Alicia Dansby
Steve Hardy
Teena Sierson
Megan Rhyne
Amy Marie Wilkinson
Tina Marie
Susan Clarke Jette
4/18/17
Lisa Puckett
Brandy Marie Williams
Priscilla Shimp
Michelle Hughes
Ashley Stamey Phillips
Jennifer Mason
Tina Marie
Jonnalyn Gates
Deborah Farris
Angela Nicole
Nai Merri
Karen Jaras
Marie Beauregard
Kayla Clemons
Kathleen Hickman
Susan Clarke Jette
Christy Hawkes
Ralph Gonzales
Andrea Workman
Tammy Alcorta
4/19/17
Melissa Turner Baker
Jennifer Sparks
Carol Scheive
Brittany Marie Thompson
Andrea Workman
Shawna Poole
Dean Bruss
Sean Stover
Priscilla Shimp
Shelby Lynn
Lisa J Wright
Rhonda Nicholson
Ashley Oshier
Jennifer Downing
Tammy Alcorta
Lotorya Patrick
Dawn Raasch
Chrissy Kim
Valerie Kuehn
Carrie Strickland
JoBeth Butcher
4/20/17
Crystal Young
Alexandria Fields
Mary Achio
Emily Rice Bowersock
Amanda Rosario
Anna Nichols
Angela Nicole
Brooke Scott
Dale Fish
Roberta Thomas
Amy Cantrall-McDaniels
Abby Cox
Jennifer Saavedra
Anggie Marie
Kim Floyd
Kendra George
Raquel Perez-Espinal
Sean Stover
Tonya Velazquez
Tiffany Greene Elliott
Amy Chavis
Misty Shallcross
4/21/17
Nikki Hunsaker
John McKnight
Suzie Mize Lockhart
Dawna McKnight
Tonya Velazquez
Lori Capobianco
Mary Mcmenamy
Stephanie Beckwith
Nai Merri
Jennifer Saavedra
Alicia Dansby
Kelsey Mcknight
Ashley Stamey Phillips
Tracy Shafer
Geri Rus
Dean Bruss
Brandi Kerr
Misty Shallcross
Morgan Alexandra
Valerie Kuehn
Johanna Landsaw-Davis
4/22/17
Sheila Carvell
Anna Nichols
Shelby Lynn
Andrea Timms
Amy Chavis
Carole Jacobs
Brittany Michelle
Juanita Williams-Jones
Jakara Jackson
Chris Maxwell
Alisa Jones
Lisa Puckett
Carrie Strickland
Adaria Johnson
Samantha Maxwell
Brandy Marie Williams
Amanda Thomas
Christine McKinnon
Kimberly Taylor Hall
Phylicia Phillips
Cristina Spolnick Beeson
4/23/17
Juanita Williams-Jones
Misty Shallcross
Shelby Lynn
Kendra George
Kayla Clemons
Tiffany Greene Elliott
Jennifer Saavedra
Phylicia Phillips
Becca Dotsun
Lori Marie Timms
Paula Rousseau
Tonya Velazquez
Jean Simmons Homfeld
Jennifer Ramlet
Jennifer Kinner
Jennifer Downing
Amanda Rosario
Jennifer Mason
Kaitlyn Rutherford
Anne Hanson

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!) 
Click-On for LinkedIn To Follow Our Posts: LinkedIn 
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events! 
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

LegalShield

Read more


In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, April 16th, 2017 was:
SEAN STOVER
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

4/10/17
Dana Dilaura
Pamela White Brearley
Jennifer Saavedra
Crystal Young
Kendra George
Brandy Marie Williams
Stephanie Beckwith
Kimberly Taylor Hall
Jennifer Vega
Althea Thomas
Paula Rousseau
Sarah Harrison
Kim Floyd
Darbie Brown
Lotorya Patrick
Chris Maxwell
Juanita Williams-Jones
Nikki Hunsaker
Adaria Johnson
Jade Good
Bea Patrick
Brittany Marie Thompson
Lisa J Wright
Angela Nicole
4/11/17
Kristina Harris
Priscilla Shimp
Bobbie J Rittenhouse
Megan Rhyne
Sherri Kidwell
Brandi Chaney
Cherilyn White
Rhonda Nicholson
Brandy Marie Williams
Ashley Stamey Phillips
Tara Lennox
Geri Rus
Kevin Cusack
Kimberly Snyder
Holly Cajigas
Steve Hardy
Susanne Killion
Brooke Scott
Valerie Kuehn
Kathi Taylor
4/12/17
Cheryl Hall
Kayla Clemons
Sheila Carvell
Jennifer Downing
Brittany Marie Thompson
Rebecca Fauteux
Kendra George
Lori Capobianco
Jakara Jackson
Kimberly Snyder
Amy Conyers
Isis Sample
Karen Jaras
Susan Clarke Jette
Kathleen Hickman
Mike Adamski
Chelcie Malow
Jennifer Ramlet
Karyn Koehler
Terri Llexxes
4/13/17
Tonya Velazquez
Kimberly Taylor Hall
Misty Shallcross
Justin Wilcox
Chelcie Malow
Samantha Brwn Ramos
Shelley LaClear
Sherri Kidwell
Deborah Farris
Mya Murphy
Margaret Primos
Isis Sample
Kayla Clemons
Erica Hansen
Allyson Becker
Christine Domingue
Misty Dawn Moores
Karen Jaras
Pamela White Brearley
Heather Marie Stacy
4/14/17
Amy Marie Wilkinson
Kimberly Taylor Hall
Priscilla Shimp
Jodi Stevens
Juanita Williams-Jones
Brandy Marie Williams
Cheryl Hall
Crystal Young
Brooke Scott
Jackie Poole
Shawna Poole
Sean Stover
Karen Bondehagen
Lori Capobianco
Stephanie Beckwith
Alisa Jones
Jennifer Ramlet
Rebecca Fauteux
Kathleen Hickman
Janice Cash
4/15/17
Brandy Marie Williams
Karen Jaras
Althea Thomas
Sarah Bellestri Shih
Allyson Becker
Tracy Shafer
Jennifer Lang
Karen Goodwin Delaney
Jonnalyn Gates
Amanda Saltsman
Myranda Medlin
Phyllis Hines
Kendra George
Jennifer Kinner
Samantha Brwn Ramos
Amy Chavis
Jessica Miller
Beth Cleveland
Nai Merri
Terri Llexxes
4/16/17
Alexandria Tinnon
Erica Hansen
Sherri Kidwell
Valerie Kuehn
Paula Rousseau
Amy Conyers
Shelby Lynn
Brandy Marie Williams
Belinda Haas
Jennifer Mason
Kaitlyn Rutherford
Allyson Becker
Anne Hanson
Kayla Clemons
Kimberly Taylor Hall
Phyllis Hines
Jackie Poole
Peggy Burdick Buchanan
Lena Perry
Jeanine Jones
Glenna Zanaglio
Tracy Shafer
Brandi Chaney
Michelle Hughes

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!! 
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card
Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn 
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield

Read more


In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, April 9th, 2017 was:
SHEILA CARVELL
Chatsworth, GA
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
4/3/17

Shelby Lynn
Anna Nichols
Samantha Brwn Ramos
Valerie Kuehn
Sheila Carvell
Angela Hendricks
Becca Dotsun
Jennie Gallagher
Luis Vazquez
Eva Biggs
Kimberly Snyder
Derek Jennings
Shelley LaClear
Christy Hawkes
Althea Thomas
Kizzy Alvarez DeSantis
Nai Merri
Glenna Zanaglio
Megan Rhyne
Tina Auth
Kaitlyn Rutherford
Brandy Marie Williams
Crystal Young
4/4/17
Vickie Gipson
Valerie Kuehn
Brittany Marie Thompson
Leslie Wagner Hobson
Angela Nicole
Lori Capobianco
Sarah Harrison
Katrina Worford
Jennifer Mason
Shelby Lynn
Chris Maxwell
Sherri Kidwell
Cheryl Hall
Rhonda Nicholson
Dean Bruss
Tiffany Borek
Brandy Marie Williams
Dena Baji
Emily Rice Bowersock
Caitlyn Johnson
4/5/17
Tonya Velazquez
Trisha Musgrave
Sara Biason
Megan Rhyne
Brooke Scott
Paula Rousseau
Kristina Harris
Sarah Bellestri Shih
Jonnalyn Gates
Valerie Kuehn
Jennifer Downing
Timothy Simpson
Teena Sierson
Rhonda Nicholson
Samantha Brwn Ramos
Phyllis Hines
Lori Capobianco
Jennifer Mason
Tracy Shafer
Karen Rimiller Presley
Angelique Drummond
Brandy Marie Williams
Candace Candy Lynn
Jessica Davis
4/6/17
Cheryl Hall
Glenna Zanaglio
Preeti Chand
Tonya Valezquez
Jennifer Ramlet
Anna Nichols
Shelby Lynn
Allison Frederick
Jennifer Sparks
Dean Bruss
Leslie Wagner Hobson
Amanda Kyrie’ Ayala
Shelley LaClear
Sheila Carvell
Karron Redfield
Kim Floyd
Ashley Nichole
Brittany Michelle
Crystal Gipson
Kizzy Alvarez DeSantis
Emily Rice Bowersock
Kimberly Snyder
4/7/17
Christy Hawkes
Kaitlyn Rutherford
Brandy Marie Williams
Kendra George
Jamie Shapiro
Kimberly Taylor Hall
Misty Shallcross
Karen Jaras
Angela Nicole
Kayla Clemons
Jennifer Sparks
Jade Good
Tina Auth
Sherri Kidwell
Stephanie Beckwith
Nitasha Shank
Pamela White Brearley
Becca Dotsun
Sandra Sue Blanton
Brooke Scott
Janice Cash
4/8/17
Shelby Lynn
Valerie Kuehn
Jennifer Mason
Hilda Veronica Torres
Melinda Lee
Nelle Bailey
Brandy Marie Williams
Kimberly Snyder
Jade Good
Melissa Barnes Walker
Kelsey Staples
Amy Chavis
Paula Rousseau
Juanita Williams-Jones
Roberta Thomas
Misty Shallcross
Zack Sudler
Crystal Young
Lisa Back
Heather Jacques
4/9/17
Juanita Williams-Jones
Jakara Jackson
Stephanie Beckwith
Kimberly Snyder
Sheila Carvell
Holly Cajigas
Tina Marie
Rebecca Fauteux
D.b. Snyder
Dean Bruss
Mya Murphy
Kathleen Hickman
Nelle Bailey
Brandi Kerr
Thomas Ryan
Carla S-Paige Williams
Dawn Raasch
Andrew W Sauer
Taschia Miller
Nai Merri

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!) 
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more


The GOP pulled its Obamacare replacement bill before it could go to a vote on Friday, March 24th. Now what? Is that the end of Trump’s promise to repeal and replace the ‘Affordable’ Care Act (ACA) ? Will politicians draft another bill?
There are a lot of questions, and most of the answers are forthcoming. What we do know is that the ACA remains in place as written. Nothing has changed.1
Subsidies remain in effect and available to those who qualify for them. Essential health benefits will stay in place. Nobody can be denied coverage. Children may remain on a parent’s health insurance plan until age 26. The law, as written, remains the law.
The individual mandate is still in effect … but is it really? 
If passed as written, the recently GOP-proposed American Health Care Act (AHCA) would have abolished the individual and employer mandates and their respective penalties, retroactive beginning with 2016.2
But the AHCA didn’t pass—again, there wasn’t even a vote—which leaves many to wonder:
Will the Trump administration enforce the shared responsibility provision, which is part of the Patient Protection and Affordable Care Act enacted on March 23, 2010 (i.e., PPACA, ACA, Obamacare)?
As consumers file their 2016 taxes, will those who went without health insurance and didn’t qualify for an exemption owe a penalty?
The existing healthcare reform law requires taxpayers to show that they have minimum essential coverage, which includes but is not limited to Medicare, Medicaid, TRICARE, CHIP, and private health insurance obtained through an employer or the individual market.3 This has not changed.
Most commonly, providing evidence of minimum essential coverage means checking a box on line 61 on page two of your individual income tax return.4 If the box goes unchecked, your tax return could be rejected—at least, that was the case until recently, and here is where some might become confused.

Will 2016 penalties be enforced this tax season?
The IRS in February stated that, starting this tax season, it will no longer systematically reject returns on which the taxpayer doesn’t indicate their coverage status.5 However, the agency may still follow up with questions. But will the IRS really enforce the individual shared responsibility payment (i.e., Obamacare tax penalty)?
Tara Straw, a senior policy analyst at the Center on Budget and Policy Priorities, in an interview with NPR reminded consumers that the individual mandate is the law and remains in effect; as such, they should pay the fine unless they qualify for an exemption.6 Straw cautioned consumers that “reputable tax preparers” would not advise them to skip the penalty or delay filing because the law could change.7

If you have questions about the individual mandate, exemptions, penalties and other tax topics related to healthcare, consult with a tax professional. The IRS also provides ACA information and resources that may be helpful but do not serve as a replacement for professional guidance.
Will there be a 2018 open enrollment?
As it has each year since the ACA’s individual mandate took effect, the open enrollment period for individual health insurance plans effective next year would begin sometime in the fall of this year. However, healthcare experts such as Mary Agnes Carey, question what the market will look like and how aggressively the Trump administration will promote it.8
This is the time of year when health insurance companies decide whether or not they will participate in the individual market and what plans they will offer.9 As the Associated Press reports, “What kinds of plans will be available and how much they will cost will depend on a few key decisions by insurers and regulators in the coming weeks.”10
What about those who need coverage now?
We encourage consumers to discuss their health insurance options with a licensed producer who can help them explore the plan types available to them.

And, again, all tax-related questions should be directed to a tax professional.
- * * * * * * * * * * * * * * * *
Visit IRS.gov for an ACA Tax Provision Q&AView IRS Help & Resources Page
1Mathews, Anna Wilde and Melanie Evans. “Health Insurers Wrestle with Next Steps as GOP Bill Fails.” The Wall Street Journal. March 24, 2017. https://www.wsj.com/articles/health-care-sector-faces-uncertainties-regardless-of-house-bills-fate-1490380594
2Hiltzik, Michael. “Column: The GOP’s Obamacare Repeal Plan is Out—And It’s Even Worse Than Anyone Expected.” LA Times. March 6, 2017. http://www.latimes.com/business/hiltzik/la-fi-hiltzik-obamacare-repeal-20170306-story.html
3Erb, Kelly Phillips. “IRS Softens on Obamacare Reporting Requirements After Trump Executive Order.” Forbes. Feb. 16, 2017. https://www.forbes.com/sites/kellyphillipserb/2017/02/16/irs-softens-on-obamacare-reporting-requirements-after-trump-executive-order
4Ibid.
5Ibid.
6Andrews, Michelle. Health Shots. “Even If You Expect Obamacare to be Repealed, Don’t Skip Paying Tax Penalty Now.” NPR. Feb. 8, 2017. http://www.npr.org/sections/health-shots/2017/02/08/513755719/even-if-you-expect-obamacare-to-be-repealed-dont-skip-paying-tax-penalty-now
7Ibid.
8Martin, Michel. All Things Considered. “What Does Failed Repeal of Affordable Care Act Mean for Current Health Care Law?” NPR. March 25, 2017. http://www.npr.org/2017/03/25/521517124/what-does-failed-repeal-of-affordable-care-act-mean-for-current-health-care-law
9The Associated Press. “Now What? Options for Consumers as Health Law Drama Fades.” The New York Times. March 25, 2017. https://www.nytimes.com/aponline/2017/03/25/us/ap-us-health-overhaul-what-now.html?_r=0
10Ibid.
Read more


In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, March 19th, 2017 was:
JADE GOOD
Sinking Spring, PA
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

3/13/17
Kimberly Snyder
Desiree Ann
Christine Acoba
Mary Achio
Carole Jacobs
Althea Thomas
Glenna Zanaglio
Kayla Clemons
Melissa Ann Stura-Bassett
Timothy Simpson
Mary Ann Cody
Tiffany Greene Elliott
Sheila Carvell
Holly Cajigas
Trish Dye Masi
Jennifer Mason
Derek Jennings
Christy Hawkes
Dale Fish
Allison Frederick
Jennifer Ramlet
Melissa D’Ornellas Curtis
Lisa Puckett
3/14/17
Jennifer Ramlet
Lisa David Carr
Kimberly Snyder
Jackie Hicks
Nai Merri
Patricia Oehlert Vazquez
Kathleen Hickman
Myranda Medlin
Glenna Zanaglio
Derek Jennings
Kendra George
Ralph Gonzales
Sarah Bellestri Shih
Amy Chavis
Jennifer Lang
Brandy Marie Williams
Hollie Jahnke
Holly Cajigas
Beata Tybor
Mary Achio
Christina Radcliff
Jessica Miller
Nancy Scharnhorst
3/15/17
Paula Rousseau
Desiree Ann
Kathi Taylor
Stephanie Beckwith
Misty Shallcross
Anna Nichols
Nitasha Shank
Justin Wilcox
Dean Bruss
Kendra George
Christine Acoba
Crystal Young
Fanny Wat
Jennifer Mason
Jackie Hicks
Brittany Deaver
Dawna McKnight
Jean Simmons Homfeld
Christina Domingue
Kelsey Mcknight
3/16/17
Jessica Miller
Stephanie Beckwith
Jonnalyn Gates
Priscilla Shimp
Valerie Kuehn
Sheila Carvell
Jennifer Ramlet
Mary Achio
Jennifer Mason
Roberta Thomas
Michelle Hughes
Jean Simmons Homfeld
Phylicia Phillips
Megan Rhyne
Cassandra Berholtz
Allyson Becker
Nitasha Shank
Nai Merri
Kimberly Foster
Dean Bruss
Katrina Worford
3/17/17
Sandy Nevels
Jennifer Ramlet
Dmarie Nylin-Terrell
Desiree Ann
Mary Achio
Christine Acoba
Kristina Rosson
Cassandra Berholtz
Kristina Harris
Andrea Timms
Pamela Gonzalez
Jade Good
Amy Conyers
Michelle Hughes
Ashley Stamey Phillips
Carole Moore
Nitasha Shank
Amanda Peters
Nelle Bailey
Dana Dilaura
Sheila Carvell
3/18/17
Lauren Bradley
Amy Conyers
Cassandra Berholtz
Valerie Kuehn
Beth Cleveland
Beata Tybor
Kathi Taylor
Brenda Casey
Allison Frederick
Jennifer Mason
Phyllis Hines
Jennifer Downing
Kendra George
Carol Yemola
Justin Wilcox
Misty Shallcross
Amy Marie Wilkinson
Samantha Brwn Ramos
Jade Good
Stephanie Caldwell
Debbie Burke Garretson
3/19/17
Samanth Cheff
Sherri Kidwell
Dana Rodriguez
Brandi Chaney
Keith L Flanders
Christine McKinnon
Sammi Palacios
Priscilla Shimp
Roberta Thomas
Kelli Mcmillan
Christine Acoba
Melissa Turner Baker
Bobbie J Rittenhouse
Kimberly Snyder
Barbie Sundy
Kristina Harris
Kendra George
Nai Merri
Jennifer Downing
Adaria Johnson
Mya Murphy

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

Health insurance document
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, March 12th, 2017 was:
JODI STEVENS
Wellsboro, PA
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

3/6/17
Jenny Meyers
Valerie Kuehn
Mary Achio
Carla S-Paige Williams
Priscilla Shimp
Ashley Stamey Phillips
Paula M Bondy
Penny Fisher
Kathleen Hickman
Crystal Hazelwood
Nai Merri
Beata Tybor
Angela Nicole
Megan Akins
Sheila Carvell
Christine Acoba
Leigh Nichols
Kristina Rosson
Phyllis Hines
Sean Stover
3/7/17
Jennifer Mason
Dawna McKnight
Lisa Breece
Kim Floyd
Sandra Sue Blanton
Judy Custer
Nitasha Shank
Misty Shallcross
Althea Thomas
Jennifer Downing
John McKnight
Kevin James Anderson
Christine Acoba
Lotorya Patrick
Carole Jacobs
Kelsey Mcknight
Wizdom Norwood-Goins
Karen Jaras
Stacy Mydlarz
Darlene Whyte
3/8/17
Suzie Mize Lockhart
Andrea Timms
Anna Nichols
Shannon Douglas Deadmon
Karen Bondehagen
Jennifer Downing
Cheryl Hall
Timothy Simpson
Christina Domingue
Missy Nicole Adams
Kristina Harris
Misty Shallcross
Christy Hawkes
Brandy Marie Williams
Beth Cleveland
Sheila Carvell
Tiffany Greene Elliott
Phyllis Hines
Carol ONeil
Kizzy Alvarez DeSantis
Michelle Hughes
3/9/17
Jennifer Ramlet
Valerie Kuehn
Cheryl Hall
Barbie Sundy
Beth Cleveland
Priscilla Shimp
Sheila Carvwell
Amy Chavis
Tessa Davis
Kimberly Snyder
Luis Vazquez
Kendra George
Megan Landor
Mary Pettiford
Kristina Rosson
Nai Merri
Patricia Oehlert Vazquez
Wayne Gallas
Kelli Mcmillan
Kathleen Hickman
Stephanie Beckwith
3/10/17
Kimberly Taylor Hall
Christine Acoba
Justin Wilcox
Christina Domingue
Tina Marie
Vickie Gipson
Tiffany Greene Elliott
Samantha Brwn Ramos
Amy Chavis
Abby Cox
Eva Biggs
Jean Simmons Homfeld
Jennifer Mason
Christy Hawkes
Jessica Miller
Kim Floyd
Megan Rhyne
Alexis Churley
Anna Ashley Pinder
Nai Merri
Michelle Rayeske-Jeske
Jennifer Zafarino-Griffiths
3/11/17
Kayla Clemons
Kimberly Taylor Hall
Jean Simmons Homfeld
Tonya Velazquez
Desiree Ann
Jodi Stevens
Kayla Hernandez
Ashley Stamey Phillips
Kimberly Snyder
Kendra George
Jennifer Lang
Myranda Medlin
Jennifer Ramlet
Jennifer Mason
Amy Marie Wilkinson
Priscilla Shimp
Rebecca Honey Graham
Sheila Carvell
Stephanie Williams
Chris Maxwell
Heather Marie Stacy
Kristina Harris
3/12/17
Jennifer Ramlet
Phyllis Hines
Mary Achio
Jennifer Sparks
Misty Shallcross
Kimberly Taylor Hall
Nelle Bailey
Christina Domingue
Susanne Killion
Tiffany Greene Elliott
Holly Cajigas
Emily Rice Bowersock
Brittany Marie Thompson
Valerie Kuehn
Angela Hendricks
Amy Marie Wilkinson
Dawn Raasch
Jessica Miller
Ashley Stamey Phillips
Rebecca Honey Graham
Tabitha Sinks

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs 
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

LegalShield
Read more

Congressional leaders in the U.S. House of Representatives on Monday released their long-awaited plan for the dismantling of the ‘Affordable’ Care Act (ACA), commonly referred to as Obamacare.
The 123-page bill, called the American Health Care Act, would replace the ACA’s income-based premium tax credits with fixed, age-based tax credits that generally would be smaller. It would end enhanced federal funding for states to expand Medicaid to low-income adults. And it would convert Medicaid from an open-ended entitlement to a program of capped, per-capita payments to the states.
The plan would also repeal Obamacare’s statute assessing the unpopular fines on people who don’t have health insurance, and do not qualify for an exemption. It also allows insurers to increase premiums on those who have gone without insurance for a period of time.

WHAT THE BILL DOES NOT CHANGE:
The bill keeps in place two of the most popular Obamacare provisions: those with pre-existing conditions cannot be denied coverage, and young people can stay on their parent’s health insurance plans until they reach the age of 26.
WHAT WE DO NOT KNOW YET ABOUT THE LEGISLATION:
The cost and number of people who might choose to go without insurance is still unclear. The bill has not yet been scored by the Congressional Budget Office, a nonpartisan congressional research office that provides guidance on economics and the budget for Congress.
The CBO’s guidance will provide information about how many Americans could potentially lose their coverage or opt-out of insuring themselves and the full cost of the bill.
This piece of legislation maintains exemptions that employer-plan premiums currently enjoy, but congressional leaders predict that they will still be able to save money from tax refunds from the repealing of ACA spending and taxes.
President Trump has railed against the ‘Affordable’ Care Act, calling it a “horrible disaster” and a “lie” and made its replacement a top priority. In fact, some insurance carriers have publicly proclaimed that President Barack Obama’s signature heath reform legislation, had now fallen into a “death spiral”, with one-third of the country being served by only one insurer, and rate hikes that in some states were over 112% higher than their 2016 premiums.
Congressional leaders acknowledge that their plan may cover fewer people, saying that unlike ObamaCare, they are not forcing people to buy coverage through a mandate – it will be up to the individual consumer to decide if they wish to purchase the insurance, and which plan they choose instead of the government mandating plans. They say their system is less intrusive and provides people a tax credit without mandates or a range of tax increases.
To pass the bill through the reconciliation process and avoid a Senate Democratic filibuster, Republicans will have to convince the Senate parliamentarian that ALL the provisions of the bill are germane to the budget. And the bill can’t be deemed to increase the federal deficit 10 years or more from now. Some of the bill’s insurance market changes may have a tough time surviving those procedural tests. By using the budget reconciliation process, the U.S. Senate can pass the bill with a simple 51 vote majority – not the normal 60 votes which would require Democratic support.

Congress had completed the initial phase of a three-step process to kill Obamacare in January, by passing in a vote of 51 to 48, and followed up by a 227-198 vote in the House, a budget resolution to repeal and replace Obamacare.
The new budget reconciliation legislation (Step 2) introduced this week is now in committee, and will then go up for a vote in both houses of Congress, possibly later this month in March. If the Senate gets its 51 votes and the House gets its simple majority, the reconciliation will pass. Only then will the parts of Obamacare detailed within this week’s bill be repealed. The rest of it will have to be disassembled, possibly piecemeal, with bipartisan support in what would be Step 3 later this year.

* * * * * * * * * * * * * *
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 
Click-On for LinkedIn: LinkedIn
Like us on facebook: HealthInsurance4Everyone
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips! HealthInsurance4Everyone or Health & Life Solutions, LLC
Mark Shuster FaceBook Link
Follow our word press blogs and read about everything from health insurance and reform news to healthy living and current events! 
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft protection plans. 
LegalShield
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Jewish community centers (JCCs) and schools in a dozen US states have reported waves of bomb threats. It was the fourth wave of nationwide bomb threats against JCCs in the last five weeks. In total, 69 threats have been reported against 54 Jewish Community Centers.
The JCC Association of North America reported that since the beginning of the year, there have been 69 incidents at 54 Jewish Community Centers in 27 states and one Canadian province. Some of the centers that received threats are in Chicago, Buffalo, Houston, Tampa, Nashville, New Jersey, Manhattan and Long Island. All of the bomb threats were determined to be hoaxes.
At a Jewish cemetery in University City, Missouri, the gravesites of 170 Jews were vandalized over the weekend. On President’s Day, the Nashville facility, more full than usual with people exercising on the holiday weekend, was evacuated before security gave the all-clear.
Across the United States, Jewish communities are struggling to deal with this new wave of threats. The calls may not have resulted in violence yet but the intimidation has been felt across the country. American Jews are victims of more reported hate crimes than any other group in the United States and have been subject to the majority of religiously motivated offenses every year since 1995, according to FBI statistics. The threats and vandalism contribute to an atmosphere of anti-Semitism already well-established in the United States.
Dave Simon, the executive director of the JCC in Albuquerque, which has received multiple recent threats said “ The JCCs are equipped to handle these kinds of threats. Some, like Nashville, have full-time security staff, and members seem to understand the need for security. People don’t seem to be staying home; they’re still showing up to community events, swimming classes, and pre-school, all of which are central parts of JCC life.”
Nashville has gotten letters and postcards of support from Massachusetts, Vermont, and Washington State. The neighboring Catholic parish and local Islamic center sent messages of support as well. The attacks have been widely denounced by Jewish organizations and political leaders alike.
President Trump received heavy criticism after he chastised a Jewish reporter and told him to “sit down” at his news conference when the reporter asked about the bomb threats. Reporter Jake Turx was cut off by Trump and chastised for not asking a simple question. Trump added, “So here’s the story, folks. Number one, I am the least anti-Semitic person that you’ve ever seen in your entire life.”
Jewish leaders were disappointed that the president didn’t take the opportunity to denounce the waves of attacks and anti-Semitism. Trump did finally speak out during a visit to the National Museum of African American History and Culture in Washington on Tuesday when he said that the anti-Semitic threats are “horrible,” “painful,” and a “very sad reminder of the work that still must be done.”
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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, March 5th, 2017 was:
JENNIFER MASON
SugarLand, TX
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

2/27/17
Heather Jacques
Jennifer Zarafino-Griffiths
Christine Acoba
Priscilla Shimp
Lotorya Patrick
Lisa Wright
Bea Patrick
Morgan Alexandra
Angel Anderson
Susanne Killion
Penny Fisher
Mary Ann Cody
Brandi Chaney
Kizzy Alvarez DeSantis
Crystal Hazelwood
Jennifer Mason
Lisa Breece
Jennifer Kinner
Sheila Carvell
Melissa Turner Baker
Alisa Jones
2/28/17
Tina Marie
Crystal Young
Samantha Brwn Ramos
Ashley Stamey Phillips
Brandy Marie Williams
Tiffany Greene Elliott
Amy Marie Wilkinson
Desiree Ann
Trish Marks
Susanne Killion
Mary Ann Cody
Holly Cajigas
Rachel Michelle
Kayla Clemons
Tammy Alcorta
Kimberly Taylor Hall
Paula M Bondy
Jennifer Alice Duran
Stephanie Beckwith
Phylicia Phillips
Annette French
3/1/17
Cheryl Hall
Carol Scheive
Brittany Michelle
Leslie Wagner Hobson
Angela Nicole
Roberta Thomas
Kendra George
Alicia Dansby
Melissa Turner Baker
Brandi Kerr
Sandra Sue Blanton
Deborah Farris
Lori Capobianco
Anna Nichols
Phylicia Phillips
Megan Akins
Ralph Gonzales
Mike Adamski
Wendi Black
Annette French
Ashley Stamey Phillips
Tina Marie
Sandy Nevels
3/2/17
Mary Achio
Carole Jacobs
Crystal Young
Phyllis Hines
Roberta Thomas
Megan Rhyne
Steve Hardy
Dean Bruss
Jade Good
Jennifer Downing
Amy Conyers
Brooke Scott
Sherri Kidwell
Paula Rousseau
Jennifer Mason
Cassandra Berholtz
Kim Floyd
Lotorya Patrick
Abby Cox
Jennifer Saavedra
Kristi Cervantes
3/3/17
Angela Nicole
Jade Good
Lori Capobianco
Kimberly Snyder
Melissa Turner Baker
Michelle Hughes
Angela Hendricks
Megan Rhyne
Christy Hawkes
Christine Acoba
Kizzy Alvarez DeSantis
Sean Stover
Justin Wilcox
Jean Simmons Homfeld
Fitch Donna
Priscilla Shimp
Phyllis Hines
Jennifer Downing
Kathleen Hickman
Anna Nichols
Jamie Shapiro
3/4/17
Crystal Young
Christine Acoba
Kristina Harris
Beeg Reeb
Alisa Jones
Brian K Henson
Brandi Chaney
Priscilla Shimp
Dawn Raasch
Holly Cajigas
Joanie Waterman
Paula Rivers
Alexis Maureen
Wizdom Norwood-Goins
Althea Thomas
Susanne Killion
Jennifer Mason
Jakara Jackson
Paula M Bondy
Beth Cleveland
3/5/17
Christina Domingue
Derek Jennings
Juanita Williams-Jones
Cheryl Hall
Sheila Carvell
Jonnalyn Gates
Kimberly Snyder
Rebecca Fauteux
Jennifer Downing
Kristina Rosson
Jessica Miller
Anna Nichols
Kimberly Taylor Hall
Preeti Chand
Vickie Gipson
Kendra George
Megan Rhyne
Holly Cajigas
Phyllis Hines
Abby Cox
Dawn Raasch

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)

Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans. 
LegalShield
Read more