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4 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, December 1st, 2019.

Template Header Logo 2

Trivia Question Marks

 

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, December 1st, 2019.

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!     

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, December 1st, 2019 was:

         

ANDREA  SOMERS

 

Winner Of A $25.00 AmEX/VISA Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

Trivia Last Weeks Winner

 

The drawing entries 11/25/19 thru 12/1/19 are:

 

11/25/19

 

 

Andrea Somers

 

Suzie Mize Lockhart

 

Amanda Reid

 

Barbara Austin

 

Jane Peterson

 

Brandi K Chaney

 

Dawn Marie

 

Lena Perry

 

Amanda Rosario

 

Kristina Harris

 

Kim Avery

 

Dawn Raasch

 

Deborah Thomas

 

Terry Schmitt Sutton

 

Marilyn Wall

 

Cathy Ahner

 

Tracy Heyer

 

Cheryl Stoker Hall

 

Steve Ahner

 

Stephen Earl

 

 

 

11/26/19

 

 

Andrea Somers

 

Joanie Waterman

 

Lauren Bradley

 

Melinda Poullion

 

Dale Fish

 

Jill Nauyokas

 

Shannon Schleif

 

Trish Hysell

 

Nitasha Shank

 

Pamela White Brearley

 

Debbie Bloxom

 

Tony L Smoaks

 

April Ashcraft

 

Karen Brunet Moore

 

Wendi Black

 

Rhonda Grisham

 

Tracy Heyer

 

Kimberly Taylor Hall

 

Debbie Garretson

 

Haley Babineau

 

Madeline Lonergan

 

 

11/27/19

 

 

Nicole Blaha

 

Theresa Signourney

 

Sheila Carvell

 

Sherry Lilly

 

Brittany Doerfler

 

Patricia Oehlert Vazquez

 

Melinda Poullion

 

Andrea Somers

 

Debbie Garretson

 

Maria Bouchard

 

Alicia Dansby

 

Thomas Ryan Gan

 

Andrea Ayala

 

Jenifer Garza

 

Gina Rock

 

Danyel Leigh Walentin

 

Wendi Black

 

Tina Auth

 

Amy Flecknoe Moyer

 

Sarah Bellestri Shih

 

Alana Dimambro

 

Karyn Koehler

 

Dawn Raasch

 

 

11/28/19

 

 

Wendi Black

 

Katie Santos

 

Alyssa DiFazio

 

Chantal Bell

 

Kendra Lynne Ramsey

 

Katrina Jordan-Worford

 

Jessica Steiner

 

Jennifer Ramlet

 

Adaria Johnson

 

Tiffany Borek

 

Crystal Young

 

Becky VanGinkel

 

Chandra Beckwith

 

Dave Miller

 

Melissa Ann Stura-Bassett

 

Sheila Carvell

 

Jennifer Vega

 

Robin Griffitts Pratt

 

Jean Simmons Homfeld

 

Lisa Marie Ferraiolo Whitener

 

Lori Capobianco

 

 

 

11/29/19

 

 

Shannon Scott

 

Jennifer Ramlet

 

Vickie Gipson

 

April Ashcraft

 

Melinda Poullion

 

Barbara Austin

 

Dean Bruss

 

Alana Dimambro

 

Mandi Smith

 

Andrea Somers

 

Brooke Shelby Rae

 

April Ashcraft

 

Joann Tompkins-Winborn

 

Deidra Dees

 

Misty Shallcross

 

Mya Murphy

 

Debbie Gremlin

 

Kendra Lynne Ramsey

 

Jennifer Marie

 

Alyssa DiFazio

 

Marilyn Wall

 

Brittany Seiler

 

Derek Jennings

 

 

 

11/30/19

 

 

Martha Prescott

 

MarTez Rodgers

 

Karen Bondehagen

 

Sarah Bellestri Shih

 

Cathy Ahner

 

Eleazar Ruiz

 

Steve Ahner

 

Christy Hawkes

 

Barbara Austin

 

Stephen Earl

 

Nancy Pfirrman Schools

 

Rhonda Grisham

 

Kim Avery

 

Jay Robert

 

Bryan Jared

 

Mike Wallace

 

Jeannie Prosser

 

Debbie Bloxom

 

Cindy Quisenberry

 

Karen Brunet Moore

 

Robin Jedele

 

Jeremy Mclaughlin

 

 

 

12/1/19

 

 

Nelle Bailey

 

Stephanie Beckwith

 

Tracy Shafer

 

Janice McKay Donahue

 

Amanda Rosario

 

Kassie Lynn DiFazio

 

Jenai Merri

 

Kimberly Snyder

 

Amanda Justice

 

Tiffany Greene Elliott

 

Holly Cajigas

 

Kristina Harris

 

Sarah Harrison

 

Donna Blankenship

 

Anna Nichols

 

Debbie Gremlin

 

Melissa White

 

Jennifer Lang

 

Marilyn Wall

 

Debbie Bloxom

 

Melissa Ann Stura-Bassett

 

Tammy Lee Stookey

 

  

Rochester MN Skyline Hlth Life Sltns

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  HI4E Large Logo

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

Twitter New Logo

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

 

LinkedIn_logo_initials

Click-On for LinkedIn To Follow Our Posts: LinkedIn

Facebook-Like-Us-Logo

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark San Diego Feb 2012 1

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Blog Logo

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

LegalShield Logo

LegalShield

 

 

 

 

Read more

5 years ago · by · 0 comments

How to Find a Cheaper Health Insurance Plan.

Open Enrollment Sign.jpg
How to Find a Cheaper Health Insurance Plan
The discounts and cost-sharing offered by health insurance plans are well worth the premium payments. However, premiums can be tricky to work into your budget. It’s important to find an affordable health insurance plan that offers good coverage.
Whether it’s the approaching open enrollment (Nov. 1 – Dec. 15 in most states) and you’re trying to find a better plan or you qualify for a special enrollment period and are making changes to your current health plan, here are three tips for finding an affordable health insurance plan:
  • Set a budget and research current rates
  • Check out the health insurance marketplace
  • Use comparison websites wisely
Couple Younger With Female Insurance Agent.jpg
 

Set A Budget & Research Current Rates

 

Calculate how much you spend on health care annually with your current plan. Include monthly premiums and out of pocket expenses. Understanding this will help you know how much you’re currently spending on health care and help you compare costs of new plans.

The next step is to understand the current rates for the number of people on your plan and the coverage level you want. Again, keep in mind that the cost of health insurance includes premiums, the deductible, and out-of-pocket expenses. Knowing the rates and cost-sharing trends will help you recognize a good deal on a health insurance plan.

Understanding what you’re currently spending, setting a budget, and looking at current rates will help you find a plan that’s a good fit for your health and financial situation.

 

Health Insurance Policy Logo.jpg

 

Check Out The Health Insurance Marketplace By Requesting A Quote For Plans Available Within Your State At:          www.HI4E.Org

www.HI4E.org

Get A Free Quote Logo

 

Understanding the market rates, setting a reasonable budget, and using helpful websites like  www.HI4E.Org  and other comparison websites will make the search for an affordable health insurance plan simple. On comparison websites, you can view health plans offered by multiple companies, which saves you the hassle of looking a different companies separately.

These tools will help you find the plan that best fits your budget and health needs.

*     *     *     *     *     *     *     *     *     *     *

Affordable Health Insurance With Woman.jpg

 

                                 

                   

 

 

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5 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, October 6th, 2019.

Template Header Logo 2

Trivia Contest Logo 3

 

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, October 6th, 2019.

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!     

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, October 6th, 2019 was:

         

MEGAN  RHYNE

 Three Oaks, MI

Winner Of A $25.00 VISA Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

 

Trivia Last Weeks Winner

 

 

The Trivia drawing entries 9/30/19 thru 10/6/19 are:

 

 

9/30/19

 

Christy Hawkes

 

Paula Gillespie

 

Connie Lynn Merritt

 

June Rivera

 

Vinessa Vasquez

 

Angela Janisse

 

Jenifer Garza

 

Stephanie Beckwith

 

Sarah Harrison

 

Derek Jennings

 

Esther Harrell Tartaglia

 

Becky Holland

 

Holly Cajigas

 

Angel Shearl

 

Rhonda Grisham

 

Megan Rhyne

 

Karen Brunet Moore

 

Melissa Ann Stura-Bassett

 

Jo Bhagavathula

 

Jennifer Ramlet

 

Adaria Johnson

 

Emily Rice Bowersock

 

Jill Nauyokas

 

Sherri Kidwell

 

 

 

 

10/1/19

 

 

Joann Tompkins-Winborn

 

Nicole Blaha

 

Christina McKinnon

 

Brooke Scott

 

Sherri Kidwell

 

Elizabeth Gordon

 

Beth Epley Minton

 

Alicia Johnson

 

Alexis Maureen

 

Kristina Rosson

 

Marilyn Wall

 

Tera Lee Culverwell

 

Dean Bruss

 

Rose Elizabeth Cantu

 

Meg Marshall

 

Steph Lesliebonton

 

Lena Perry

 

Jenifer Garza

 

Connie Lynn Merritt

 

Dan Maloney

 

Sonali Jain Modi

 

 

 

 

 

10/2/19         

                  

 

Amanda Rosario

 

Sunney Michelle Johnson

 

Beth Epley Minton

 

Isis Sample

 

Donna Porter

 

Dawn Raasch

 

Brittany Deaver

 

Trish Musgrave

 

Kelsey Brooke Vinson                 

 

Jane Peterson

 

Cheryl Stoker Hall

 

Janice McKay Donahue

 

Sherry Lilly

 

Tina Auth

 

Maggie Smith

 

Kassie Lynn DiFazio

 

Karron Redfield

 

Rushell Tuggle

 

Stephanie Beckwith

 

Traci Anderson

 

Trish Hysell

 

 

 

 

 

 

 

10/3/19

 

 

Nikki Hunsaker

 

Lisa A Mazola

 

Brittany Doerfler

 

Christy Hawkes

 

Rhonda Grisham

 

Brittany Deaver

 

Teena Sierson

 

Lena Perry

 

Andrea Ayala

 

Amanda Rosario

 

Alana Dimambro

 

Christine McKinnon

 

Jennifer Leffler

 

Karen Brunet Moore

 

Nelle Bailey

 

Shelley Ann Peoples

 

Emily Rice Bowersock

 

Destiny Landsaw Davis

 

Sunney Michelle Johnson

 

Althea Thomas

 

Jenifer Garza

 

 

 

10/4/19

 

 

Brooke Scott

 

Marilyn Wall

 

MarcyLynn Coull

 

Nai Merri

 

Kim Avery

 

Derelys Peterson

 

Barbara Austin

 

Rhonda Grisham

 

Brittany Deaver

 

Paula Gillespie

 

Beth Epley Minton

 

Ambreen Javed

 

Brandi K Chaney

 

Teena Sierson

 

Carole Jacobs

 

Thomas Ryan                   

 

Jane Peterson

 

Mya Murphy

 

Rosanne Clark

 

Stacy Nelson

 

Lisa Marie Ferraiolo Whitener

 

Carl Buddy Mizell

 

Sheila Carvell

 

 

 

 

 

  

 

 

10/5/19

 

 

Phylicia Phillips

 

Eleazar Ruiz

 

Jessica Steiner

 

Paula Johnson

 

Shannon Rush

 

Rhonda Grisham

 

April Ashcraft

 

Patricia Oehlert Vazquez

 

Bea Patrick

 

Dave Miller

 

Tracy Heyer

 

Nacole Patrick

 

Angela Janisse

 

Debbie Gremlin

 

Johanna Landsaw-Davis

 

Rosanne Clark

 

Kim Avery

 

Amy L Sass

 

Robin Griffitts Pratt

 

Jennifer Ramlet

 

Jenifer Garza

 

 

 

 

10/6/19

 

 

Christy Hawkes

 

Phylicia Phillips

 

Kimberly Taylor Hall

 

Andrea Somers

 

Nicole Blaha

 

Amber Chandler

 

Karen Brunet Moore

 

Morgan Fam

 

Rhonda Grisham

 

Kristina Harris

 

Brittany Doerfler

 

Jill Nagel

 

Alicia Dansby

 

Elizabeth Wilson

 

MarcyLynn Coull

 

Rose Elizabeth Cantu

 

Kizzy Alvarez DeSantis

 

Patricia Oehlert Vazquez

 

Tracy Heyer

 

Dale Fish

 

Alexis Maureen

 

Eleazar Ruiz

 

Becky Hartman

 

Rosanne Clark

 

 

HI4E On Billboard

 

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!     Template Header Logo 2

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

Twitter New Logo

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

 

LinkedIn_logo_initials

Click-On for LinkedIn To Follow Our Posts: LinkedIn

Facebook-Like-Us-Logo

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark In San Diego 5

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Blog Logo

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

LegalShield Logo

LegalShield

 

 

Read more

5 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, March 24th, 2019.

Trivia Challenge

Template Header Logo

 Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, March 24th, 2019.

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!        

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, March 24th, 2019 was:

         

KRISTINA ROSSON

Lawrenceburg,   TN

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

Trivia Last Weeks Winner

 

 

The trivia drawing entries 3/18/19 thru 3/24/19 are:

 

3/18/19

 

 

Misty Shallcross

 

Nikki Hunsaker

 

Hayley Cordaro

 

Tera Wardrip

 

Marcy Coull

 

Priscilla Shimp

 

Kristina Rosson

 

Jeanne Marie Rousseau

 

Brandy Marie

 

Christy Marie

 

Mya Murphy

 

Mary Ellen Laferriere

 

Vickie Gipson

 

Sarah Bellestri Shih

 

Krystal Larsen

 

Mary Achio

 

Kim Avery

 

Rosanne Clark

 

Trish Musgrave

 

Michelle Cervantes

 

 

 

3/19/19

 

 

Amber Chandler

 

Sherry Lilly

 

Be Schwerin

 

Jennifer Vega

 

Jessica Steiner

 

Shannon Rush

 

Nacole Patrick

 

April Ashcraft

 

Johanna Landsaw-Davis

 

Trish Musgrave

 

Dave Miller

 

Karen Brunet Moore

 

Karen Bondehagen

 

Taschia Miller

 

Christy George

 

Bea Patrick

 

Brittany Doerfler

 

Katherine Oliveira

 

Debbie Gremlin

 

Trish Hysell

 

Lenis Abshire

 

 

 

 

3/20/19

 

 

Stephanie Beckwith

 

April Ashcraft

 

Angela Janisse

 

Be Schwerin

 

Eric Sanders

 

Jill Nauyokas

 

Eleazar Ruiz

 

Kimberly Snyder

 

Amanda Sue

 

Ashley Agner

 

Stacy Nelson

 

Tonya Velazquez

 

Derelys Peterson

 

Tiffany Greene Elliott

 

Samantha Smith

 

Becky VanGinkel

 

Phylicia Phillips

 

Barbara Austin

 

Alyssa DiFazio

 

Suzie Mize Lockhart

 

Kassie Lynn DiFazio

 

 

 

 

 

3/21/19

 

 

Adaria Johnson

 

Tonya Velazquez

 

Jennifer Ramlet

 

Jennifer Lang

 

Jessica Davis

 

Kristina Rosson

 

Taschia Miller

 

Edward John

 

Brittany Doerfler

 

Ambreen Rouf

 

Trish Musgrave

 

Tiffany Greene Elliott

 

Sarah Bellestri Shih

 

Trish Hysell

 

Jade Good

 

Melissa Mae

 

Amanda Sue

 

Cheryl Hall

 

Lisa David Carr

 

Samantha Smith

 

 

 

 

 

3/22/19

 

 

Dean Bruss

 

Brooke Scott

 

Lisa A Mazola

 

Brandy Marie

 

Lisa Puckett

 

Beth Cleveland

 

Lisa David Carr

 

Priscilla Shimp

 

Andrea Ayala

 

Alyssa DiFazio

 

Jeremy Mclaughlin

 

Jillian Dollarhide

 

Nikki Hunsaker

 

Kari Wagoner

 

Jenifer Garza

 

Christina Radcliff

 

Kim Avery

 

Brittany Doerfler

 

Mary Pettiford

 

Patricia Goodman

 

Debbie Smith

 

Karen Brunet Moore

 

 

 

 

 

3/23/19

 

 

Jo Bagavathula Bevara

 

Brittany Doerfler         

 

Misty Shallcross

 

Samantha Brwn

 

Natasha Berry

 

Be Schwerin

 

Martha Prescott

 

Tiffany Greene Elliott

 

Nicole Blaha

 

Christy Hawkes

 

Lisa A Mazola

 

Beth Cleveland

 

Jill Nauyokas

 

Tracy Heyer

 

April Ashcraft

 

Marcy Coull

 

Amber McGrath

 

Audessa Vaught

 

Derelys Peterson

 

Alison Giffune Paige

 

Laurel Klem

 

Andrea Ayala

 

Priscilla Shimp

 

 

 

 

 

3/24/19

 

 

Be Schwerin

 

Alysia Jackson

 

Sunney Michelle Johnson

 

Debbie Bloxom

 

Rhonda Grisham

 

Brooke Scott

 

Amber Chandler

 

Brandy Marie

 

Jenifer Garza

 

Karen Brunet Moore

 

Amy Chavis

 

Diane Hamric

 

April Ashcraft

 

Rose Elizabeth Cantu

 

Tonya Velazquez

 

Nicole Blaha

 

Amanda Sue

 

Eric Johnson

 

Kathleen Hickman

 

Jo Bagavathula Bevara

 

 

HI4E Nighttime Skyline

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

Twitter Logo

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

 

LinkedIn Logo 1

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

HI4E Large Logo

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark San Diego Feb 2012 1

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Blog Logo

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

LegalShield Worry Less Logo

LegalShield

 

 

 

 

Read more

7 years ago · by · 0 comments

Repeal And Replace: Trump & Congress Obamacare Replacement Plans Outlined.

JAMA Forum: How Will President Trump’s Policies Affect Domestic and Global Health and Development?


Donald Trump’s election to the US presidency marks a time of global transition, with singular importance to health. The world is witnessing the rise of populist movements characterized by concerns about trade, immigration, globalization, and international organizations. These seismic events could have profound effects on health and development in the United States and globally.

There is still a great deal we don’t know about the policies of a Trump administration, and how those policies will unfold in a constitutional system of checks and balances. Trump has not laid out specific details on major domestic policies, such as reforms related to the Affordable Care Act (ACA) or reproductive rights. Even less well understood are his views on global health issues, such as health assistance, the Paris Climate Change Agreement, and the World Health Organization (WHO).

Based on Trump’s earlier statements, what can we expect for 2017 and beyond?

The Affordable Care Act

A recent JAMA Viewpoint identified 4 major ACA reforms discussed by the House leadership and President-elect Trump: health savings accounts, selling health insurance across state lines, Medicaid block grants, and malpractice reform. Congress has already taken the first steps to repeal the ACA, with implementation possibly delayed before a replacement is enacted. His nominee for Secretary of the Department of Health and Human Services (HHS), Rep Tom Price, MD, (R, Georgia), earlier introduced legislation to dismantle the ACA. There is little empirical evidence that current Republican proposals would retain health coverage gains or significantly lower health care costs.

President-elect Trump has said he plans to keep 2 popular ACA features, retaining coverage of preexisting conditions and of dependent children up to age 26 years. The ACA was able to offer these benefits by widening the pool of insured individuals, particularly younger and healthier enrollees, through individual and employer mandates, which Trump opposes. Republican proposals also would not maintain subsidies in health insurance exchanges or retain the Medicaid expansion. This leaves 2 major unanswered questions: how to widen risk pools to stabilize insurance markets and how to maintain the gains in coverage.

Reproductive Health and Rights

Trump has vacillated on his views about reproductive health, although Vice President­–elect Pence and Rep Price favor restricting contraception coverage and abortions and eliminating federal funding for Planned Parenthood. Although Trump might not fight for new federal abortion restrictions, he would likely turn a blind eye to state restrictions. The Supreme Court recently struck down 2 onerous state abortion restrictions, but the majority of states still have restrictive legislation in place.

As part of the law’s commitment to covering preventive services, the ACA guarantees access to reproductive and family planning services, such as contraception. Because family planning and other preventive services are defined in an administrative regulation, the HHS Secretary could change the rule without congressional approval. Eliminating this benefit would cause real financial hardship for many of the 62% of all women of reproductive age who use contraception.

Trump promised to nominate a strong “pro-life” Supreme Court justice, putting the Court in the same closely divided position before Justice Antonin Scalia’s death. If there were additional vacancies during Trump’s presidency, the Court’s pro-life block would probably prevail. Reproductive rights are facing strong headwinds as states pass laws that make it harder for poor women to access safe, legal abortions.

Climate Change

Climate change holds short-term and long-term peril for domestic and global health. Experts say it will exacerbate severe weather events, fuel heat waves, increase pollution, alter the geographical reaches of disease vectors, and produce crop failures, thereby increasing injuries, malnutrition, infectious diseases, asthma, and cardiovascular disease.

Trump (who, along with his nominee for the Environmental Protection Agency, Scott Pruitt) is distrustful of climate science. He pledged to undo the Obama Administration’s 2016 greenhouse gas targets and revoke financial commitments to United Nations (UN) climate change programs—although he said he had an “open mind.” His commitment to fossil fuel development (coal and oil) could reduce incentives for clean alternatives. At the same time, if he rejects the Paris accord, other world leaders might similarly renege on their environmental promises.

International Health

Broad bipartisan support exists for former President George W. Bush’s President’s Emergency Plan for AIDS Relief (PEPFAR), and successive presidents have supported the Global Fund to Fight AIDS, Tuberculosis and Malaria. Trump has not signaled diminished support for these programs, but international health assistance probably will be flat-lined, possibly reduced. This will maintain the US support for antiretroviral treatment in Africa and elsewhere, but would do little to expand coverage.

President Obama’s signature global health achievement is not likely to fair as well. His $1 billion Global Health Security Agenda (GHSA) is strengthening health systems in lower-income countries. President Obama also advocated for US leadership and funding during the Ebola and Zika outbreaks during his term. Trump would be less likely to push Congress to renew GHSA funding or allocate major resources to fight the next global health emergency.

The WHO has introduced major reforms, including a new health emergencies program and joint external evaluation of national health systems. Yet its new program is significantly underfunded. Absent GHSA funding to the Centers for Disease Control and Prevention and WHO, we are unlikely to see significant improvements in epidemic preparedness. That would leave the world highly vulnerable to novel circulating viruses and influenza strains.

Refugee Health

The millions of refugees fleeing conflicts in the Middle East and North Africa often lack basic health needs such as potable water, nutritious food, and housing. Overcrowded conditions fuel infectious disease outbreaks, while vulnerable women face sexual assaults. Turning the tide on these health threats requires humanitarian assistance and a willingness to shoulder a fair share of the burden in welcoming refugees. A new US administration is unlikely to increase (and may reduce) humanitarian assistance, while turning away vulnerable immigrants. Two hallmarks of Trump’s campaign were an antiimmigrant sentiment and an insistence on increased border security, both of which would harm refugees and other vulnerable immigrants.

Health, Development, and the Environment in the Balance

Fresh leadership at the UN and WHO, together with the Sustainable Development Goals, offers great promise. António Guterres, the former UN High Commissioner for Refugees, began serving as the ninth UN Secretary-General on January 1, and in May, the World Health Assembly will elect a new WHO Director-General. Both are charged with the task of working toward the ambitious UN Sustainable Development Goals, including bold health targets such as universal health coverage and fighting noncommunicable diseases.

The United States has historically exercised global health leadership, while sharply increasing health insurance coverage domestically under the Obama administration. As Trump takes office with the promise to “put America first,” what will that mean for our commitments to global health and progress toward universal health coverage? The future of health, development, and the environment hangs in the balance.

***

About the author: Lawrence O. Gostin, JD, is University Professor and Faculty Director, O’Neill Institute for National and Global Health Law, Georgetown University Law Center, and Director of the World Health Organization Collaborating Center on Public Health Law and Human Rights. His most recent book is Global Health Law (Harvard University Press).

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