Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, December 29th, 2019.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, December 29th, 2019 was:
KACIE ROGERS
Jacksonville, FL
Winner Of A $25.00 AmEX/VISA Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers.
Trivia Winners and Drawing Entries 12/23/19 thru 12/29/19…
12/23/19
Morgan Alexandra
Tabitha Sinks
Jennifer Marie
Terry Schmitt Sutton
Derek Michelle Polk
Heather Lynn Rood
Kim Minton
Rosanne Clark
Jenifer Garza
Diane Hamric
Eleazar Ruiz
Kimberly Snyder
Amanda Reid
Kathleen Hickman
Kizzy Alvarez DeSantis
Alicia Johnson
Maria Bouchard
MarcyLynn Coull
Christina Cannon
Jane Peterson
12/24/19
Jeannie Prosser
Angela Janisse
Becky Holland
Anna Nichols
Annette French
Deborah Thomas
Theresa Sigourney
Gina Guarente Fieger
Andrea Ayala
Shannon Schleif
Lenis Abshire
Brandy Cardenas
Jean Simmons Homfeld
Becky Holland
Beth Kumjian
Tina David Konegan
Alicia Johnson
Heather Sullivan
Nancy Pfirrman Schools
Lauren Bradley
Nicole Flynn
12/25/19
Jenn Anthony
Michelle Webb
Rosanne Clark
Melinda Dreier
Stephanie Beckwith
Dawna McKnight
Christine McKinnon
Shannon Rush
Eleazar Ruiz
Amanda Kyrie’ Ayala
Alyssa DiFazio
Wendi Black
Crystal Young
Dean Bruss
Melissa White
Kelsey Mcknight
Sherri Kidwell
Stacy Draeger-Brogan
Alisa Jones
Amy Conyers
12/26/19
Melissa Ann Stura-Bassett
Dale Fish
Holly Cajigas
Candace Lynn Huerta
Amber Critchley
Mita Dave
Kimberly Snyder
MarTez Rodgers
Shannon Rush
Cathy Ahner
Kristina Harris
Fanny Wat
Amanda Kyrie’ Ayala
Althea Thomas
Tabitha Sinks
Sonali Jain Modi
Joanna Hacker
Alana Dimambro
Tina Gilbert
Kim Minton
Charlotte Dennis
Steve Ahner
12/28/19
Misty Shallcross
Amanda Reid
Rosanne Clark
Melissa White
Tiffany Borek
Andrea Timms-Hill
Patricia Oehlert Vazquez
Theresa Sigourney
Lauren Bradley
Paula Gillespie
Diane Hamric
Thomas Ryan Gan
Amy Conyers
Sarah Frank
Wendi Black
Jennifer Lang
Mary Mcmenamy
Lisa Puckett
Chelcie Malow
Andrea Ayala
Diane Hamric
Cassandra Berholtz
Jodi Stevens
12/29/19
Becca Neuenschwander Long
Nelle Bailey
Erica Hansen
Dean Bruss
Nicole Angelique
Be Schwerin
Michael Ingelido
Tonya Velaquez
Misty Shallcross
Nitasha Shank
Becky VanGinkel
Brittany Deaver
Ellen Ciambrelli Ferrari
Heather Marocco
Andrea Somers
Nicole Watson
Maria Bouchard
Kim Avery
Jennifer Vega
Althea Thomas
Susan Clarke Jette
Brandy Cardenas
Trish Marks
Alana Dimambro
Kacie Rogers
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
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Amazon is facing backlash over its Ring home security camera and “smart home” product after a data leak exposed the personal information of over 3,000 users. The data breach included emails, passwords and other sensitive information that would allow hackers to access live camera footage from inside every room of people’s homes. This leak could potentially provide criminals and stalkers with access to view live video feeds from inside and around thousands of Ring customers’ homes, see archived videos, and get the precise location of all Ring devices attached to the compromised account by studying the orientation of the footage and location information attached to each camera.
Using the log-in email and password, an intruder could access a Ring customer’s home
address, telephone number, and payment information, including the kind of card they have, and its last four digits and security code. An intruder could also access live camera footage from all active Ring cameras associated with an account, as well as a 30- to 60-day video history, depending on the user’s cloud storage plan.
Ring has claimed that this attack was the result of credential stuffing, a technique where
attackers gather usernames and passwords compromised in another data breach and try them on other websites. “Ring has not had a data breach. Our security team has investigated these incidents and we have no evidence of an unauthorized intrusion or compromise of Ring’s systems or network,” the spokesperson said. “It is not uncommon for bad actors to harvest data from other company’s data breaches and create lists like this so that other bad actors can attempt to gain access to other services.”
The Ring spokesperson added that the company will notify customers who were affected and require them to reset their passwords. Ring does not alert users of attempted log-in from an unknown IP address, or tell users how many others are logged into an account at one time. Because of this, there is no obvious way to know whether any bad actors have logged into people’s compromised Ring accounts without their consent.
This data leak is the latest in a string of incidents involving compromised Ring accounts. The home surveillance camera company was acquired by Amazon in 2018 and has been targeted by hackers who used the cameras to harass children and families while documenting their actions on podcast livestreams. In November, cybersecurity company BitDefender published a white paper describing a now-resolved vulnerability that allowed hackers to physically intercept communications between Ring Video Doorbell Pros and a person’s Wi-Fi network.
The company has also received criticism when it was revealed that over 700 police departments in the US have signed contracts with Ring. These contracts give police access the company’s law enforcement portal, which allows police to request camera footage from residents without receiving a warrant. In exchange, Ring often gives police free cameras, and it offers police more free cameras if they convince enough people to download its neighborhood watch app, Neighbors. In October, a group of 30 civil rights groups published a joint letter demanding that law makers stop the police partnership, calling it a threat to civil rights and liberties.
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A Wisconsin teenager, Crystul Kizer, is facing life in prison after she confessed to killing
34-year-old Randall Volar at his home last year after she says he raped her, according to her attorneys. The killing incident occurred in Kenosha, Wisconsin, about 40 miles south of Milwaukee, in June 2018. Kizer allegedly shot Volar twice in the head, set his home on fire and then stole his luxury vehicle. Randy Volar began sexually abusing Chrystul Kizer when she was 16 years old, filmed the abuse and allegedly trafficked her for sex.
Kizer says she connected with Volar through the now-defunct Backpage.com, which was shut down last year for its involvement in human trafficking. Kizer reportedly told Volar she was 19 at the time, but she was actually 16 when he allegedly began paying her for sex and eventually selling her to other men. She admits to initially lying about her age but says Volar knew she was a minor because they had celebrated her 17th birthday together. The teen said she eventually tried to distance herself from Volar, because she wanted to get more serious with her boyfriend, Delane Nelson, who is three years older than her. Volar allegedly threatened to kill Kizer when she told Volar about her decision. Kizer didn’t report the threats to police, as she was convinced they would not help her. In June 2018, Kizer said she had reached out to Volar after getting into a fight with Nelson.
The teen claims she was afraid her boyfriend would hurt her, so she asked Volar if she could come to his house until things cooled down. Months before his death, in February 2018, Volar was arrested on charges of child sexual assault. He was taken into custody shortly after a 15-year-old girl called the police from his house, claiming Volar had given her drugs and was going to kill her. In a search of his home, they confiscated computers and other electronics, along with women’s bikini bottoms and underwear.
Although police found evidence Volar was abusing dozens of underage girls, he was released without bail. At the time of his death he was suspected of human trafficking and child pornography — and Chrystul Kizer was among the girls police had footage of him having sex with. In June 2018, Chrystul killed him after she says he attacked her when she refused to have sex with him. At the time of his death he was suspected of human trafficking and child pornography — and Chrystul Kizer was among the girls police had footage of him having sex with.
When confronted by police, Kizer, who was 17 at the time, allegedly confessed to killing him because she was tired of him sexually assaulting her. She also alleged that he sold her to other men for sex, which is why her attorneys say she should be protected under sex trafficking victim laws. Kizer faces multiple felony charges, including first-degree intentional homicide, possession of a firearm and arson, court records show. She is currently being held on $1 million bail and faces life in prison if convicted.
District Attorney Michael Graveley built a first-degree homicide case against her and wrangled with the public defenders about whether they had the right to review the case against Volar and the accompanying video, photographic, and financial evidence. Eventually Kizer’s lawyers were granted access to evidence that clearly showed Kizer had been trafficked. Federal law dictates that any child under the age of 18 who has been bought or sold for sex is a sex-trafficking victim, regardless of circumstance. Prosecutors say the law that protects those who are sex trafficked doesn’t apply wholly in this case. They said they do not believe she was engaged in prostitution at the time of the crime and they don’t believe her life was in danger at the moment. Prosecutors also said they have evidence, including communications with Kizer’s boyfriend and others, indicating that she plotted and planned the murder ahead of time
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A former North Carolina school resource officer was fired after video surface showing him body slamming an 11 year old child went viral. The assault at Vance County Middle School was caught on surveillance video, which shows the school resource officer and a small boy walking down the hallway when the officer picks the boy up and throws him to the ground. The officer then picks the boy up again and slams him to the ground again. The officer, Warren Durham, was first placed on paid leave and was then fired as the disturbing video went viral.
District Attorney Mike Waters said Durham is also facing a misdemeanor assault and child abuse charges. The announcement came a day after the State Bureau of Investigation finished its probe into the incident. While the family wanted Warren Durham to face stiffer felony charges, Waters said state law left him no choice but to pursue misdemeanor charges against the ex-officer. “Despite the violent nature of this assault depicted in the video, the student did not suffer any fractured or broken bones, or sustain any injuries that could be defined under North Carolina law as serious bodily injury,” which are a prerequisite for filing felony charges, the district attorney said during a news conference.
Waters said he didn’t know what prompted the incident, but he echoed the sentiment of Vance County Sheriff Curtis Brame in saying that the cause wasn’t relevant. “Ï don’t think there’s any kind of training or anything like that that would lead someone to act in that way with an 11-year-old,” Waters said. The maximum sentence Durham will face is 120 days in jail. The video shows the Vance County Middle School resource officer walking down the hall with the student. He is then seen grabbing and slamming the child to the ground, then picking him up and doing it again before yanking the child up and continuing to walk down the hall.
The school alerted the sheriff’s office minutes after the incident. Durham had been with the department for two years and had had no prior incidents that raised concern.
The boy’s grandfather, Pastor John Miles said at a news conference that the family was
disappointed in the misdemeanor charges, but he thanked officials. “We wanted them to be felony charges,” he said. “But as the D.A. said, they went by the law book and they went by the guidelines.” Miles said previously that his grandson called his mother after the incident, and that an assistant principal at the school took him home. The boy’s
mother has said he has a bump on his head from the incident but was not hospitalized.
The Vance County school district said the incident was “unacceptable and egregious.” “We are disappointed, embarrassed and most of all, want to express our apologies to our community that this occurred,” the district said in a statement Monday. “No student should ever experience this anywhere, especially not in our schools. We are better than this.” Vance County Schools plans to modify its agreement with the sheriff’s office, Superintendent Anthony Jackson said at a news conference. He did not go into detail about what the modifications meant, but said the district will review protocols and procedures and ensure it is using best practices.
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Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, December 22nd, 2019.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, December 22nd, 2019 was:
BETH MASON
Northfolk, WV
Winner Of A $25.00 AmEX/VISA Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers.
The drawing entries 12/16/19 thru 12/22/19 are:
12/16/19
Mya Murphy
Karen Brunet Moore
Trish Musgrave
MarcyLynn Coull
Cathy Ahner
Johanna Landsaw-Davis
Kristina Harris
Kelsey Polacek
Steve Ahner
Be Schwerin
Michael Ingelido
Emily Rice Bowersock
Priscilla Shimp
Debbie Bloxom
Emily Rice Bowersock
Jay Robert
Paula M Bondy
Dan Maloney
Jeannie Prosser
MarTez Rodgers
Traci Anderson
Stephen Earl
Mike Wallace
12/17/19
Misty Shallcross
Nancy Scharnhorst
Melissa White
Amanda Kyrie Ayala
Carol Jean
Rosanne Clark
Paula M Bondy
Kassie Lynn DiFazio
Beth Cleveland
Jodi Stevens
Johann Landsaw-Davis
Margaret Primos
Sunney Michelle Johnson
Tabitha Sinks
Crystal Young
Madeline Lonergan
Amanda Rosario
Kizzy Alvarez DeSantis
Eva Biggs
Jennifer Ramlet
April Ashcraft
Sherry Lilly
12/18/19
Karen Brunet Moore
Adaria Johnson
Suzie Mize Lockhart
Cheryl Ralley-Messick
Morgan Alexandra
Melissa Ann Stura-Bassett
Lena Perry
Chantel Bell
MarTex Rodgers
Kimberly Snyder
Lesa Moats
Tracy Heyer
Jo Bhagavathula
Samantha Smith
Eva Biggs
Amanda Brewer
Tiffany Borek
Angela Janisse
Kim Avery
Amanda Rosario
12/19/19
Shannon Schleif
Karen Brunet Moore
Debbie Bloxom
Christina Cannon
Barbara Carter
Andrea Somers
Traci Anderson
Jennifer ParDue
Nitasha Shank
Jan Peoples
Jodi Stevens
Cheryl Ralley-Messick
Deborah Thomas
Priscilla Shimp
Amy Conyers
Alicia Dansby
Christy Marie
Crystal Young
Alicia Dansby
Jenifer Garza
Kim Avery
Kathi Taylor
Nicole Watson
12/20/19
Gina Rock
Martha Prescott
Deborah Thomas
Vickie Gipson
Trish Hysell
Carole Jacobs
Lena Perry
Sherri Kidwell
Debbie Gremlim
Jodi Stevens
Amanda Kyrie’ Ayala
Nancy Scharnhorst
Johann Landsaw-Davis
Michael Ingelido
Lori Capobianco
Jessica Steiner
Jill Nauyokas
April Ashcraft
Priscilla Shimp
Be Schwerin
Kimberly Snyder
Jean Simmons Homfeld
12/21/19
Erik Karow
Sarah Harrison
Kizzy Alvarez DeSantis
Jan Peoples
Alicia Dansby
Renee Jc
Sheila Carvell
Jessica Steiner
Shannon Scott
Rosanne Clark
Jeremy Mclaughlin
Nelle Bailey
Mike Adamski
Ashley Tipton
Kathleen Hickman
Kassie Lynn DiFazio
MarcyLynn Coull
Karen Brunet Moore
Alisa Jones
Tiffany Greene Elliott
12/22/19
Deborah Thomas
Jodi Stevens
Alyssa DiFazio
Debbie Gremlin
Georgiann D’Angelo
Carol Jean
Karyn Koehler
Becky VanGinkel
Jeannie Prosser
Beth Mason
Sarah Harrison
Christy Marie
Stephanie Griffith
Brandy Cardenas
Sherri Kidwell
Nacole Patrick
Kizzy Alvarez DeSantis
Melissa Ann Stura-Bassett
Carrie Capehart
Bea Patrick
Kelsey Brooke Vinson
Renee Jc
Melissa White
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
Disgraced Hollywood mogul Harvey Weinstein and the board of his now-bankrupt company have reached a tentative $25 million settlement with the dozens of women who have accused him of rape, sexual assault and sexual harassment. The deal would not require Weinstein to admit any wrongdoing, nor would Weinstein have to pay any of his own money to the dozens of actresses and female employees who have accused him of serial rape and sexual harassment.
The women who have brought civil suits against him would instead split a pool of money paid by insurance companies representing The Weinstein Company, which filed for bankruptcy in 2018, as a result of the scandal. Eighteen of Weinstein’s accusers would reportedly share $6.2 million, with none of the women receiving more than $500,000. Another $18.5 million would be split between accusers who are part of a class action lawsuit against Weinstein, the New York attorney general’s case, and future claimants.
The deal is far from complete since an official agreement must be drawn up and approved by a judge in federal court in Delaware, which is handling The Weinstein Company bankruptcy proceedings, and a judge in federal court in New York. Several accusers refused to go along with the agreement and could challenge it in court. Rebecca Goldman, Chief Operating Officer of the Time’s Up Foundation, said in a statement “This settlement is more than a math problem – it’s a symptom of a problematic, broken system that privileges powerful abusers at the expense of survivors. While this settlement is flawed, we know it represents the hard work of several survivors of Harvey Weinstein. We hope it brings them, and perhaps others, some small measure of justice and relief that is long overdue.”
Accusers who are not part of the settlement can still bring suits against him, including actress Ashley Judd. In January, a judge dismissed Judd’s sexual harassment claim against Weinstein, but stated she could continue with her defamation case against the disgraced producer. Weinstein is also facing criminal sexual assault charges in New York and is scheduled to go on trial for rape in Manhattan Supreme Court on January 6th. He has been charged with five counts of predatory sexual assault, criminal sex act and rape. He faces life in prison if convicted. Weinstein was accused of forcibly performing oral sex on a woman in 2006 and raping another woman in 2013. A judge recently increased Weinstein’s bail from $1 million to $5 million following allegations he had tampered with his electronic ankle monitor.
The disgraced Hollywood producer, who has been accused of sexual assault and harassment by more than 80 women, complained in an interview that the allegations have made him “a forgotten man.” While recovering from spinal surgery at New York-Presbyterian/Weill Cornell Medical Center, Weinstein said “My work has been forgotten.”
Shortly after the interview was made public, the “Silence Breakers,” including actresses Rose McGowan, Ashley Judd and Rosanna Arquette, posted their response to the official Time’s Up Twitter account. The statement said “Harvey Weinstein is trying to gaslight society again. He says in a new interview he doesn’t want to be forgotten. Well, he won’t be. He will be remembered as a sexual predator and an unrepentant abuser who took everything and deserves nothing. He will be remembered by the collective will of countless women who stood up and said enough. We refuse to let this predator rewrite his legacy of abuse.”
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The University of Phoenix is paying a record $191 million to settle a complaint filed by the Federal Trade Commission accusing the for-profit university of using deceptive ads to lure students with the promise of future job opportunities with large companies such as AT&T, Adobe, Twitter, Microsoft and Yahoo. The settlement includes a plan to cancel $141 million in student debts that are owed to the school by people who enrolled from October 2012 through the end of 2016 – the period in which the FTC says prospective students might have been duped. The remaining $50 million in the settlement will be paid in cash, which the FTC says “will be used for consumer redress.”
Court documents show the settlement gives the University of Phoenix and its parent company, Apollo Education Group, 15 business days to send an email and letter to eligible students, informing them that they’re covered by the agreement. The letters inform eligible former students that they no longer owe any money to University of Phoenix and their account balance will be cleared within 45 business days. The letter also states that the school has 55 business days to tell credit reporting agencies to delete the debt from students’ credit reports.
The FTC says the university wrongly suggested that it worked closely with high-profile companies to develop its courses and the school’s “Let’s Get to Work” ad campaign was one example of how it hyped connections with potential employers that did not exist. The University of Phoenix successfully targeted minorities, military veterans, service members and their spouses for enrollment, the FTC says, calling the University of Phoenix “the largest recipient of Post-9/11 GI Bill benefits since the program’s inception.” As part of the deal, the university did not admit or deny any wrongdoing alleged in the federal complaint.
Andrew Smith, director of the FTC’s Bureau of Consumer Protection said in a statement that it’s the largest settlement the FTC has obtained against a for-profit school. Smith added, “Students making important decisions about their education need the facts, not fantasy job opportunities that do not exist.” In response to the FTC settlement, the University of Phoenix issued a fact sheet touting both its achievements and its commitments to improve. In it, the school says it devoted 17% of its total spending in the 2018 fiscal year to marketing costs. The fact sheet concludes with a section titled “We Are Committed To Responsible Marketing.”
The settlement affects students who were enrolled between October 2012 and December 2016 but does not apply to those who owe money from federal and private loans. William Hubbard, a spokesman for Student Veterans of America, said the case “heavily underscores that questionable practices to aggressively recruit students are not acceptable,” but added the debt covered represented “a small piece of the pie.” “Ultimately private loans, those don’t fall under the debt cancellation rules,” he said. “If you’re a student that is paying for costs out of pocket, presumably through a private loan, you’re still on the hook for that.”
The FTC said in its statement that those who believe they have been defrauded can apply for loan forgiveness using the borrower defense to repayment procedures, and borrowers looking to lower monthly payments on their federal loans could obtain information from the Department of Education about income-driven repayment plans.
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On December 10, 2019, 6 people were left dead in what authorities are calling a hate crime at a Kosher store in Jersey City, NJ. A day later, the shooters, both of whom were killed by police during the siege, were identified as David N. Anderson, 47, and his girlfriend Francine Graham, 50. Anderson and Graham were suspects in the murder of an Uber driver in Bayonne the weekend prior to the attack. Authorities say Anderson had made posts on social media that were anti-police and anti-Semitic. They also reveal a prior connection with the Black Hebrew Israelites, a group which has no connection to mainstream Judaism but has been reported to be anti-Semitic.
The first victim was Police Detective Joseph Seals, 39, a 15-year law enforcement veteran and a father of five. Detective Seals was meeting an informant when he encountered the two shooters at the Bayview Cemetery. Authorities believe that he approached the suspects, who were in a stolen U-Haul van that was related to the murder of the Uber driver the previous weekend. Seals was shot and killed. The suspects then fled in the stolen van and drove about one mile to the grocery store and opened fire upon exiting the vehicle.
Once inside the store, they fatally shot the owner, a worker, and a customer. Two other customers were able to escape. In the ensuing shootout, the assailants exchanged gunfire with the police for over an hour until being shot and killed. A BearCat vehicle rammed through the storefront 4 hours after the incident began- ending the siege. Two officers, one male and one female, were wounded in the shootout and were released from the hospital the same day. A wounded man escaped out the back door of the store. He was also treated and released the same day.
The victims of the shooting were identified as Leah Minda Ferencz, 33, a member of the Hasidic community and a mother of three who co-owned the store with her husband; Moshe Deutsch, 24, a Hasidic male customer in the store and Miguel Douglas Rodriguez, 49, who worked in the Kosher grocery store but was not Jewish. Police say the suspects targeted the store in what they believe was a premeditated antisemitic hate crime. The stolen van the suspects were driving was later found to contain a live pipe bomb. Media outlets have reported that a handwritten note, which authorities call “manifesto-style’, was found inside the van. It said “I do this because my creator makes me do this and I hate who he hates.”
Authorities say Anderson had viewed anti-Semitic materials online, and published reports, linking him to the Black Hebrew Israelites movement, whose adherents believe African Americans are the true descendants of the ancient Israelites. Authorities say the extent of his involvement in that group remains unclear, the law enforcement official said. The Black Hebrew Israelites has been described as a hate group by the Southern Poverty Law Center, a legal advocacy group that tracks such movements.
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Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, December 15th, 2019.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, December 15th, 2019 was:
MELINDA POULLION
Owosso, MI
Winner Of A $25.00 AmEX/VISA Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers.
The drawing entries 12/9/19 thru 12/15/19 are:
12/9/19
Kimberly Nicole
Pamela White Brearley
Be Schwerin
Robin Griffitts Pratt
Stephanie Beckwith
Maria Bouchard
Wendi Black
Lori Sexton Leal
Darlene Whyte
Traci Anderson
Melissa White
Tiffany Borek
Mya Murphy
Stacy Nelson
Kacie Rogers
Rhonda Grisham
Mita Dave
Jean Simmons Homfeld
Carole Jacobs
Brandi K Chaney
Dawn Raasch
Allison Anderson
Miichelle Webb
Sherry Barnes
12/10/19
Amanda Kyrie’ Ayala
Tiffany Greene Elliott
Karyn Koehler
Jennifer Ramlet
Carla Marie
Jenai Merri
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Uber says it received 5,981 reports of sexual assault in 2017 and 2018. Among those, there were 464 reports of rape. The report also noted there were 19 deaths caused by physical assault during 2017 and 2018. The report showed that about 92% of the victims of rape were riders and about 7% of the victims were drivers. Women and female-identifying individuals made up 89% of the victims with men and male-identifying individuals comprising about 8% of victims. Less than 1% of victims identified as gender minorities. The other four categories of sexual assault defined by Uber — including non-consensual kissing, non-consensual touching and attempted rape — did not detail whether the reporting parties were victims. Lyft said it would release its own safety report but it has not indicated when.
Uber also released “early estimates” for the first six months of 2019. It estimated that one out of every 6 million trips may result in an incident report concerning non-consensual sexual penetration, and one in every 900,000 trips may result in an incident report concerning non-consensual touching of a sexual body part. Based on these estimates, and Uber’s own estimate that it has 45 rides every second in the US alone, there were more than 100 reports of rape, and nearly 800 reports of non-consensual touching of a sexual body part, in the first half of 2019. The first half numbers are subject to change, due to factors such as auditing and late reporting.
The ride hailing app has repeatedly been criticized for not taking passenger safety seriously, and for ignoring reports of rape and sexual assault by its drivers. The company incidents of sexual assault are rare, as the company averages more than 3 million trips each day. The report only covers Uber’s U.S. operations. Critics say Uber should be doing more, particularly with background checks, to weed out potentially dangerous drivers. Unlike many taxi companies, Uber and its main U.S. rival, Lyft, do not check drivers’ fingerprints against a national database. Uber says the FBI has acknowledged its database is incomplete and does not always include a final disposition. The company’s process includes a motor vehicle screening, a criminal background check and ongoing notifications about any new offenses. An added fingerprint check, which can’t be faked, could add precious time to the driver-approval process.
A U.S. House committee is looking at legislation that could reduce the number of sex assaults involving ride-hailing passengers and drivers by requiring fingerprint background checks, camera monitoring and front license plates for ride-hailing cars in states that don’t have them. This would help prevent fake ride-hailing drivers from picking up passengers by making it easier for passengers to check plate numbers against the ones provided by Uber and Lyft. There could be limits on what federal legislators can do because ride-hailing companies conduct interstate commerce, but that is new legal territory.
Uber has been making efforts to improve safety over the last two years, including an in-app emergency button, a ride-check feature that detects unexpected stops or crashes and the ability for riders or drivers to share their location with loved ones during a ride. The company outlined additional safety steps it will take in the report. Both Uber and Lyft are promising more safety initiatives to try to prevent sexual assault during ride-sharing trips by better educating drivers. In 2020, Uber plans to expand sexual misconduct and assault education for all U.S. drivers and is working with the Rape, Abuse & Incest National Network or RAINN, the nation’s largest sexual violence organization, to design the program. Uber wants to share the names of drivers who have been banned from the platform with other ride-sharing companies. Lyft also is working with RAINN on a safety education program, which drivers are required to complete, according to Lyft’s web site. In October, Lyft teamed up with security company ADT to develop new safety features in nine markets for early 2020. Both companies offer in-app access to 911.
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