How to Find a Cheaper Health Insurance Plan
The discounts and cost-sharing offered by health insurance plans are well worth the premium payments. However, premiums can be tricky to work into your budget. It’s important to find an affordable health insurance plan that offers good coverage.
Whether it’s the approaching open enrollment (Nov. 1 – Dec. 15 in most states) and you’re trying to find a better plan or you qualify for a
special enrollment period and are making changes to your current health plan, here are three tips for finding an affordable health insurance plan:
- Set a budget and research current rates
- Check out the health insurance marketplace
- Use comparison websites wisely
Set A Budget & Research Current Rates
Calculate how much you spend on health care annually with your current plan. Include monthly premiums and out of pocket expenses. Understanding this will help you know how much you’re currently spending on health care and help you compare costs of new plans.
The next step is to understand the current rates for the number of people on your plan and the coverage level you want. Again, keep in mind that the cost of health insurance includes premiums, the deductible, and out-of-pocket expenses. Knowing the rates and cost-sharing trends will help you recognize a good deal on a health insurance plan.
Understanding what you’re currently spending, setting a budget, and looking at current rates will help you find a plan that’s a good fit for your health and financial situation.
Check Out The Health Insurance Marketplace By Requesting A Quote For Plans Available Within Your State At: www.HI4E.Org
www.HI4E.org
Understanding the market rates, setting a reasonable budget, and using helpful websites like www.HI4E.Org and other comparison websites will make the search for an affordable health insurance plan simple. On comparison websites, you can view health plans offered by multiple companies, which saves you the hassle of looking a different companies separately.
These tools will help you find the plan that best fits your budget and health needs.
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Roughly half a million children in the U.S. could lose their eligibility for free school lunches under an administration proposal. Children whose families qualify for food stamps through the Supplemental Nutrition Assistance Program, known as SNAP, can automatically get free breakfasts and lunches at school, but the administration’s new proposal would tighten eligibility for SNAP. The U.S. Department of Agriculture released an analysis this week showing that nearly 3 million people could lose access to food stamps under the proposed rule, including almost 1 million children.
The U.S. Department of Agriculture has released an analysis that says as many as 982,000 children could be affected by the change. Children whose families lost SNAP benefits would have to submit an application to determine if they qualify for free or reduced-priced school meals. About 45% of them — some 445,000 kids — would still qualify for free meals but about 497,000 kids who currently get free meals — would have to start paying a reduced price of 40 cents for school lunch and 30 cents for breakfast, since they come from families with an annual income of between 130% and 185% of the federal poverty level. Another 40,000 kids who currently get free meals would need to pay the full price because their family won’t qualify for the program anymore.
The National School Lunch Program serves roughly 30 million students, including about 20 million free meals daily. For those who don’t qualify for free or reduced price meals, the average price of lunch was $2.48 for elementary school students in the 2016-17 school year, according to the School Nutrition Association, which represents cafeteria employees and vendors.
According to the USDA, the proposal could cut $90 million annually from the cost of its school lunch and breakfast programs. They noted that the number of children being affected by the proposal could be less because some schools offer free lunches to all students regardless of eligibility. But the schools that offer this program requires 40% of students to be eligible for free meals, and the rule change could mean some schools no longer meet that threshold.
Agriculture Secretary Sonny Perdue has said tightening access to SNAP would close a “loophole” that allows families receiving temporary assistance benefits to automatically get food stamps too. The USDA is not proposing changes to the income rules for the program. It says it is addressing a loophole that gives eligibility to people who would not have otherwise qualified.
The USDA released the details of its analysis after it was criticized for failing to report the impact its SNAP rule change could have on children’s access to free school meals. The agency has said the change is intended to make eligibility rules more consistent across the country, since states can grant people eligibility if they were enrolled in other assistance programs. Critics argue that the change will increase food insecurity among low-income families and add to states’ administrative costs.
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Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, October 20th, 2019.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, October 20th, 2019 was:
STEPH MITCHELL
Henderson, KY
Winner Of A $25.00 AmEX/VISA Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers.
Trivia Winners and Drawing entries 10/14/19 thru 10/20/19 are:
10/14/19
Alicia Dansby
Tabitha Sinks
Andrea Somers
Barbara Austin
Karen Brunet Moore
Paula Johnson
Melissa Shaulis Mazzur
Maria Bouchard
Emily Rice Bowersock
Nicole Blaha
Penny Fisher
Mary Pettiford
Josephine Casey
Melissa Ann Stura-Bassett
Jenifer Garza
Crystal Young
MarcyLynn Coull
Karron Redfield
Derelys Peterson
Cheryl Ralley-Messick
Dawn Raasch
Alisa Jones
Trish Hysell
10/15/19
Melissa Ann Stura-Bassett
Kristina Harris
Joann Tompkins-Winborn
Kiki Roberson
Alicia Johnson
Trish Musgrave
Adaria Johnson
Amber McGrath
Tabitha Sinks
Patricia Oehlert Vazquez
Georgiann D’Angelo
Vickie Gipson
Darlene Whyte
Alisa Jones
Andrea Somers
April Ashcraft
Ralph Gonzales
Stephanie Griffith
Kimberly Snyder
Kristina Rosson
Andrea Somers
10/16/19
April Ashcraft
Rose Elizabeth Cantu
Jodi Stevens
Karen Brunet Moore
Kimberly Snyder
Elizabeth Wilson
Don Redfield Jr.
Carrie Vucinaj
Sheila Carvell
Eva Biggs
Kathleen Hickman
Brittany Seiler
Diane Hamric
Paula Johnson
Christina Radcliff
Patricia Oehlert Vazquez
Gina Taylor
Suzie Mize Lockhart
Alyssa DiFazio
Jan Peoples
10/17/19
Lisa A Mazola
Diane Maxwell
Jessica Steiner
David Miller
Shannon Rush
Traci Anderson
Trish Marks
Susan Clarke Jette
Jennifer Ramlet
Brandi K Chaney
Tearsa D Keith
Althea Thomas
Alana Dimambro
Jo Bhagavatula
Nia Rammal
Karen Brunet Moore
Kim Avery
Jamie Beauchamp
Amber Critchley
Paula Gillespie
10/18/19
Emily Rice Bowersock
Jeannine Scavo
Ashley Richmond
Rhonda Grisham
Autumn Dansby
Alicia Dansby
Abby Noelle
Nelle Bailey
Sheila Carvell
Steph Lesliebonton
Phylicia Phillips
Lisa Bourlier
Andrew W Sauer
Jennifer Ramlet
Annette French
Tina Auth
Debbie Gremlin
Karen Brunet Moore
Sunney Michelle Johnson
Mya Murphy
Darlene Whyte
10/19/19
Kimberly Snyder
Holly Cajigas
Sarah Bellestri Shih
Trish Hysell
Nai Merrie
Deidra Dees
Traci Anderson
Barbara Austin
Marilyn Wall
Eleazar Ruiz
Priscilla Shimp
MarcyLynn Coull
Teena Sierson
Kathleen Hickman
Jodi Stevens
Carla Williams
Steph Mitchell
Kathi Taylor
Dale Fish
Jan Peoples
Tearsa D Keith
Becky Hartman
Wendi Black
10/20/19
Dale Fish
Mya Murphy
Alicia Dansby
Nicole Blaha
Becca Neuenschwander Long
Destiny Landsaw Davis
Tabitha Sinks
Lauren Bradley
Patricia Oehlert Vazquez
Debbie Smith
Amanda Brewer
April Ashcraft
Meg Marshall
Jennifer Ramlet
Be Schwerin
Andrea Ayala
Nikki Lee
Eva Biggs
Sheila Carvell
Nai Merri
MarcyLynn Coull
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
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A suspect has been arrested after four homeless men were killed and one was critically injured when they were attacked in New York City early Saturday morning. Police said Randy Rodriguez-Santos, 24, who is homeless, wielded a 15-pound metal pipe and apparently attacked the men randomly as they slept on the sidewalks of Lower Manhattan’s Chinatown. Santos is reportedly also homeless and has struggled with addiction. He is charged with four counts of murder, one count of attempted murder and unlawful possession of marijuana.
Police responded to reports of an assault in progress at Doyers Street and Bowery around 2:10 a.m. and found two men with head wounds. One victim was pronounced dead at the scene and another was taken to the hospital in critical condition. Over the next hour, police discovered additional victims in the area, two men were found outside of 2 East Broadway and another was found outside of 17 East Broadway.
Two witnesses told responding officers that the suspect was wearing a black jacket and black pants, which helped police find him quickly just a few streets away. Rodriguez-Santos was apprehended a few blocks from the scene of the attacks and the weapon was recovered nearby. The attacks left blood splattered on the doorways and sidewalks where the men had been sleeping.
The victims, whose ages range from 48 to 83, were bludgeoned as they slept on the street. Three of the four men killed were identified Monday, as lawmakers and mourners gathered at an emotional memorial for the men at Chatham Square. Several sidewalk tributes of flowers, candles and food were placed for the men who were allegedly killed by another homeless man as they slept. One of the mourners cried as she recalled the oldest victim, 83-year-old Chuen Kwok, always being grateful for the food she gave him. New York State assembly woman Yuh-Line Niou choked back tears as she spoke on the mens’ deaths. “If the change isn’t now, after this, I don’t know when it is.”
The medical examiner’s office later confirmed his identity and those of two other victims: 55-year-old Nazario Vazquez Villegas and 49-year-old Anthony Manson. Santos was arraigned on charges of murder and attempted murder for the bloody rampage. He did not enter a plea and was ordered held without bail. Police officials said Santos has been arrested 14 times, some of those for assault, including one in May for an alleged assault at a Brooklyn homeless shelter.
The suspect’s mother, Fioraliza Rodriguez, 55, told news outlets she had kicked him out about three years ago. He struggled with drugs, assaulted her and his grandfather, and stole from the family, she said. “I never thought he would kill someone,” she said. “I was afraid of him, though, because he punched me. That’s when I told him to get out of my house.”
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Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, October 13th, 2019.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, October 13th, 2019 was:
DARLENE WHYTE
Mokena, IL
Winner Of A $25.00 AmEX/VISA Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers.
Trivia Winners and Drawing entries 10/7/19 thru 10/13/19 are:
10/7/19
Joann Tompkins-Winborn
Brittany Doerfler
Melissa Barnes Walker
Darlene Whyte
Christy Hawkes
Yolanda Ortega-Hackett
Eleazar Ruiz
Kim Avery
Nikki Hunsaker
Brittany Light
Mark Thompson
Kayla Hernandez
Patricia Oehlert Vazquez
Jennifer Lang
Emily Rice Bowersock
Shelley Ann Peoples
June Rivera
Sunney Michelle Johnson
Alana Dimambro
Debbie Gremlin
10/8/19
Rhonda Grisham
Jill Nagel
Yolanda Ortega-Hackett
Rose Elizabeth Cantu
Tearsa K Keith
Lenis Abshire
Kendra George
Wendi Black
Tiffany Greene Elliott
Paula Gillespie
Be Schwerin
Mya Murphy
Jennifer Lang
Amber McGrath
Rosanne Clark
Jennifer Ramlet
Sunney Michelle Johnson
Destiny Landsaw Davis
Lisa A Mazola
Janice McKay Donahue
10/09/19
Emily Rice Bowersock
Phylicia Phillips
Melissa White
Allison Giffune Paige
Melissa Ann Stura-Bassett
Jill Nauyokas
Diane Hamric
Nicole Blaha
Pam Johnson Rowland
Kendra Lynne Ramsey
Linda Godin
Laure Ondoua
Holly Cajigas
Be Schwerin
Adaria Johnson
Trish Hysell
Robin Griffitts Pratt
Jennifer Ramlet
Tricia Dix
Pamela White Brearley
10/10/19
Emily Rice Bowersock
Nicole Blaha
Rose Elizabeth Cantu
Alicia Dansby
Yolanda Ortega-Hackett
Christy Hawkes
Brittany Light
Jennifer Leffler
Trish Musgrave
Gricelda Castro
Melinda Poullion
Meg Marshall
Pamela Gonzalez
Jennifer Ramlet
Andrew W Sauer
Lisa Puckett
Jillian Dollarhide
Katrina Jordan-Worford
Jill Nauyokas
Derelys Peterson
Melissa Ann Stura-Bassett
10/11/19
Rhonda Grisham
Nicole Blaha
Alisa Jones
MarcyLynn Coull
Paula Johnson
Nikki Hunsaker
Chrissy Kim
Karen Brunet Moore
Melissa Ann Stura-Bassett
Jamie Aderhold
Jakara Jaxn
Meg Marshall
Amanda Rosario
Amber McGrath
Shannon Rush
Trish Marks
B M Armstrong
Joann Tompkins-Winborn
Marilyn Wall
Aarti DM
10/12/19
Sherri Kidwell
Stephanie Beckwith
Eleazar Ruiz
Deidra Dees
Martha Prescott
Elizabeth Gordon
Melinda Poullion
Lindsey Adkins
Tearsa K Keith
Jennifer Ramlet
Kevin Cusack
Jerry Clapper
Tiffany Greene Elliott
Tina David Konegan
Rosanne Clark
Rose Elizabeth Cantu
Penny Fisher
Alexis Maureen
Marisela Zuniga
Misty Dawn Moores
10/13/19
Jennifer Ramlet
Emily Rice Bowersock
Erica Hansen
Sherry Lilly
Jennifer Vega
Kim Avery
Sara Muck
Eleazar Ruiz
Jenifer Garza
Joanna Hacker
Kizzy Alvarez DeSantis
Mya Murphy
Dale Fish
Nicole Blaha
Rhonda Grisham
Andrew W Sauer
Nai Merri
Paula Rivers
Nikki Bankert
Melissa D’Ornellas Curtis
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
In Maryland, a self-described white nationalist Coast Guard lieutenant pleaded guilty to four federal weapons and drugs charges, after investigators uncovered his plot to kill high-profile liberal figures, including Democratic lawmakers, media personalities and judges. Fifty-year-old Christopher Hasson was arrested with a stockpile of 15 guns and more than 1,000 rounds of ammunition, after he used his work computer at the Coast Guard to read the manifestos of mass killers and to research sniper attacks.
Hasson worked as an acquisitions officer and was arrested at Coast Guard headquarters in Washington in February. Investigators said they found 15 firearms, two homemade silencers and more 1,000 rounds of ammunition in his Maryland home, as well as at least 100 pills of the painkiller Tramadol and more than 30 bottles of purported human growth hormone. Two of the four counts in Hasson’s indictment charged him with illegally possessing unregistered and unserialized silencers. He also was charged with possession of a firearm by an unlawful user or addict of a controlled substance, and illegal possession of tramadol, an opioid painkiller.
Inspired by the manifesto of Norwegian mass murderer Anders Breivik, Hasson spent hours researching the tactics of domestic terrorists, prosecutors said. “I am dreaming of a way to kill almost every last person on earth,” he wrote on his computer, saying he would “have to take serious look at appropriate individual targets, to bring the greatest impact.” Among the targets on a list found on Hasson’s computer were Speaker of the House Nancy Pelosi, MSNBC anchor Chris Hayes and Democratic Senator Kamala Harris. Hasson also targeted two Supreme Court justices and two social media company executives and searched online for their home addresses in March 2018, within minutes of searching firearm sales websites, according to prosecutors. Prosecutors wrote that the former Marine considered them “traitors.”
In a 2017 letter he sent to himself as a draft and apparently wrote to a neo-Nazi leader, Hasson identified himself as a white nationalist for over 30 years and “advocated for ‘focused violence’ in order to establish a white homeland,” prosecutors said. He researched how to make homemade bombs and mortars, studied sniper training and used his government computer to search for information about Nazis and Adolf Hitler, prosecutors said.
Federal prosecutors did not file terrorism charges against Hasson. Assistant U.S. Attorney Thomas Windom indicated the government may seek the maximum sentence of up to 31 years in prison at the sentencing hearing scheduled for January 31, 2020. Hasson’s attorney, Elizabeth Oyer, said she intends to seek a 3.5-year sentence for her client. Oyer said Hasson “was not plotting a terrorist attack or any of the abhorrent acts that the prosecution has repeatedly speculated about but never actually charged. Mr. Hasson never meant any harm to anyone. He deeply regrets the pain and embarrassment that he has caused his family and the U.S. Coast Guard”. Oyer has said prosecutors found no evidence to back up terrorism allegations. She accused them of seeking to punish Hasson for “private thoughts” he never shared.
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MGM Resorts International has agreed to an $800 million settlement with more than 4,000 survivors of the 2017 massacre outside the Mandalay Bay casino. The settlement was announced after survivors joined friends and families of those killed at a commemoration ceremony marking the second anniversary of the massacre. An independent claims administrator will be appointed by a court to distribute money from a settlement fund. The payout process is expected to be completed by late 2020, lawyers said.
It was October 1, 2017, when a lone gunman named Stephen Paddock used semiautomatic rifles altered with bump stocks to open fire from the resort’s 32nd floor on a country music festival below, killing 58 people and wounding 851 others. Paddock, a reclusive 64-year-old gambler, sprayed bullets on a crowd of 22,000 concertgoers from the 32nd floor of the Mandalay Bay Resort and Casino, which is owned and operated by MGM Resorts. He fired for between 10 to 15 minutes at the country music festival.
It remains the worst mass shooting in modern U.S. history. Lawyers representing survivors and victims’ wanted MGM held liable for negligence because the shooter was able to enter the hotel with luggage that held an arsenal of high-powered, assault-style weapons and thousands of rounds of ammunition. Paddock was found dead in his hotel room from a self-inflicted gunshot wound. Federal investigators have still not been able to identify a motive for the shooting.
Police found 23 guns inside his hotel suite and discovered that he had brought more than 10 suitcases to the room over several days, authorities said. Lawsuits filed since the shooting questioned how and why the hotel did not know he was hoarding high-powered weapons and ammunition in his hotel room in the days leading up to the attack. Attorney Jim Frantz, who represents nearly 200 survivors and the families of four victims, said the settlement “should be a message to all the other corporations and businesses around the country-that they need to step up their security.”
MGM Resorts International and attorneys for about 4,440 plaintiffs, said the final amount of money awarded will depend on the number of plaintiffs who choose to take part in the settlement. “While nothing will be able to bring back the lives lost or the undo the horrors so many suffered on this day, this settlement will provide fair compensation for thousands of victims and their families,” Robert Eglet, one of the lead lawyers for the plaintiffs, told reporters. Eglet called the settlement a “milestone in the recovery process for the victims of the horrifying events” of Oct. 1, 2017. Eglet and lawyers from two California firms represent about 2,500 plaintiffs.
In July 2018, MGM spurred outrage when it aggressively tried to avoid liability by filing federal lawsuits against more than 1,000 victims in a legal maneuver aimed at avoiding liability. In its civil actions, MGM claimed it did not have to pay damages to shooting victims because the company was protected by 2002 legislation, the Support Anti-Terrorism by Fostering Effective Technologies, or Safety Act. It protects corporations in the event of mass attacks committed on U.S. soil, provided services certified by the Department of Homeland Security were deployed. The company cited a federal law passed after the Sept. 11, 2001, attacks that encouraged companies to deploy anti-terrorism security technology without fear of being held responsible for damages in the event of a terrorist attack.
MGM Resorts Chairman and CEO Jim Murren now says that “prolonged litigation around these matters is in no one’s best interest. It is our sincere hope that this agreement means that scenario will be avoided.” The deal is not an admission of any wrongdoing by MGM, Murren said in the statement
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Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, October 6th, 2019.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, October 6th, 2019 was:
MEGAN RHYNE
Three Oaks, MI
Winner Of A $25.00 VISA Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers.
The Trivia drawing entries 9/30/19 thru 10/6/19 are:
9/30/19
Christy Hawkes
Paula Gillespie
Connie Lynn Merritt
June Rivera
Vinessa Vasquez
Angela Janisse
Jenifer Garza
Stephanie Beckwith
Sarah Harrison
Derek Jennings
Esther Harrell Tartaglia
Becky Holland
Holly Cajigas
Angel Shearl
Rhonda Grisham
Megan Rhyne
Karen Brunet Moore
Melissa Ann Stura-Bassett
Jo Bhagavathula
Jennifer Ramlet
Adaria Johnson
Emily Rice Bowersock
Jill Nauyokas
Sherri Kidwell
10/1/19
Joann Tompkins-Winborn
Nicole Blaha
Christina McKinnon
Brooke Scott
Sherri Kidwell
Elizabeth Gordon
Beth Epley Minton
Alicia Johnson
Alexis Maureen
Kristina Rosson
Marilyn Wall
Tera Lee Culverwell
Dean Bruss
Rose Elizabeth Cantu
Meg Marshall
Steph Lesliebonton
Lena Perry
Jenifer Garza
Connie Lynn Merritt
Dan Maloney
Sonali Jain Modi
10/2/19
Amanda Rosario
Sunney Michelle Johnson
Beth Epley Minton
Isis Sample
Donna Porter
Dawn Raasch
Brittany Deaver
Trish Musgrave
Kelsey Brooke Vinson
Jane Peterson
Cheryl Stoker Hall
Janice McKay Donahue
Sherry Lilly
Tina Auth
Maggie Smith
Kassie Lynn DiFazio
Karron Redfield
Rushell Tuggle
Stephanie Beckwith
Traci Anderson
Trish Hysell
10/3/19
Nikki Hunsaker
Lisa A Mazola
Brittany Doerfler
Christy Hawkes
Rhonda Grisham
Brittany Deaver
Teena Sierson
Lena Perry
Andrea Ayala
Amanda Rosario
Alana Dimambro
Christine McKinnon
Jennifer Leffler
Karen Brunet Moore
Nelle Bailey
Shelley Ann Peoples
Emily Rice Bowersock
Destiny Landsaw Davis
Sunney Michelle Johnson
Althea Thomas
Jenifer Garza
10/4/19
Brooke Scott
Marilyn Wall
MarcyLynn Coull
Nai Merri
Kim Avery
Derelys Peterson
Barbara Austin
Rhonda Grisham
Brittany Deaver
Paula Gillespie
Beth Epley Minton
Ambreen Javed
Brandi K Chaney
Teena Sierson
Carole Jacobs
Thomas Ryan
Jane Peterson
Mya Murphy
Rosanne Clark
Stacy Nelson
Lisa Marie Ferraiolo Whitener
Carl Buddy Mizell
Sheila Carvell
10/5/19
Phylicia Phillips
Eleazar Ruiz
Jessica Steiner
Paula Johnson
Shannon Rush
Rhonda Grisham
April Ashcraft
Patricia Oehlert Vazquez
Bea Patrick
Dave Miller
Tracy Heyer
Nacole Patrick
Angela Janisse
Debbie Gremlin
Johanna Landsaw-Davis
Rosanne Clark
Kim Avery
Amy L Sass
Robin Griffitts Pratt
Jennifer Ramlet
Jenifer Garza
10/6/19
Christy Hawkes
Phylicia Phillips
Kimberly Taylor Hall
Andrea Somers
Nicole Blaha
Amber Chandler
Karen Brunet Moore
Morgan Fam
Rhonda Grisham
Kristina Harris
Brittany Doerfler
Jill Nagel
Alicia Dansby
Elizabeth Wilson
MarcyLynn Coull
Rose Elizabeth Cantu
Kizzy Alvarez DeSantis
Patricia Oehlert Vazquez
Tracy Heyer
Dale Fish
Alexis Maureen
Eleazar Ruiz
Becky Hartman
Rosanne Clark
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
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General Motors has told the UAW that it will continue to pay for health coverage for striking workers. GM told the union after it went on strike Sept. 16 at company sites nationwide that it was kicking health care costs to the union, a move that UAW leaders said blindsided them, even though they had anticipated picking up those costs at some point through the strike fund. GM stated they have chosen to work with their providers to keep all benefits fully in place for striking hourly employees, so they have no disruption to their medical care, including vision, prescription and dental coverage.
The strike is the UAW’s first since the Great Recession and GM’s federally induced bankruptcy in 2009. Experts say as the strike continues toward the end of its second week, it has left a lasting economic impact. Strike pay is $250 per week, but it won’t be distributed until the 15th day of picketing. The starting wage for temporary production workers at GM is $15.78 per hour, which is about $630 per 40-hour week. Top-paid production employees, however, earn $30.46 per hour, or about $1,218 per week.
The UAW says that temporary workers are union members doing the same work as permanent employees, but they get half the pay and far fewer benefits. The union wants those workers to get a path to being permanent and get pay and benefits that more closely match their permanent counterparts, even when they’re temporary. GM counters that employing temporary workers is good for permanent employees because they enable the full-time staff to take time off. Hiring temps also gives the company flexibility to scale up production for new models and combat employee absenteeism
The UAW is also fighting for the retention of a health insurance plan in which workers pay about 4% of the costs, an improved pension and assurances that GM — the maker of Buick, Cadillac, GMC and Chevrolet — will not close four plants in Maryland, Ohio and Michigan.
The strike has affected GM facilities in Ohio and Ontario not represented by the UAW. All told more than 3,200 GM workers represented by other unions have been laid off. On Monday, the automaker notified 525 employees at its DMax Ltd. engine plant in Moraine, Ohio, that they temporarily were laid off. GM suppliers, such as Magna International Inc. and Nexteer Automotive, also said they temporarily have had to lay off employees during the strike.
Analysts agree that the cost of the strike is mounting daily for both GM and striking workers, as well as for the broader community. Anderson Economic Group, an East Lansing-based consultant, said in a new analysis Thursday that GM probably has lost profits of $113 million so far, and is now losing money at the rate of $25 million a day. As talks continue toward a UAW-GM contract, negotiations have entered a new stage and moved to the main table. In recent days, talks have been confined to smaller committees as the two sides struggled to hammer out details.
Union leaders have argued that GM workers deserved a bigger slice of the company’s profits, which they say have totaled $35 billion in North America over the last three years. Union members are calling for fair wages, saying for every $1 a GM employee made, CEO Mary Barra made $281. As the strike enters its 3rd week, the national impact will continue until an agreement is reached.
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Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, September 29th, 2019.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, September 29th, 2019 was:
SUNNEY MICHELLE JOHNSON
Midland TX
Winner Of A $25.00 VISA Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers.
The trivia drawing entries for the past week were:
9/23/19
Kathleen Hickman
Erica Hansen
April Ashcraft
Tracy Heyer
Nikki Hunsaker
Cheryl Ralley-Messick
Rose Elizabeth Cantu
Susan Clarke Jette
Brittany Light
Trish Hysell
Brooke Scott
Dave Miller
Holly D Lawson
Thomas Ryan Gan
Hayley Cordaro
Nacole Patrick
Jill Nauyokas
Derek Jennings
Emily Rice Bowersock
Christine McKinnon
Anna Nichols
Annette Broxton
9/24/19
Sheila Carvell
Trish Hysell
Becky VanGinkel
Derek Michelle Polk
Shannon Schleif
Paula M Bondy
Nelle Bailey
Nai Merri
Melissa D’Ornellas Curtis
Jennifer Marie
Kim Floyd
Kimberly Snyder
Eleazar Ruiz
Be Schwerin
Dawn Raasch
Kathleen Hickman
Kim Avery
Jennifer Vega
Wendi Black
Carla Williams
9/25/19
Angela Janisse
Yolanda Ortega-Hackett
Suzie Mize Lockhart
Rhonda Grisham
Christy Hawkes
Ellen Ciambrelli Ferrari
Sunney Michelle Johnson
Diane Hamric
Kayla Hernandez
Tabitha Pacheco Willette
Joanna Hacker
Sonali Jain Modi
Jessica Steiner
April Ashcraft
Trish Marks
Melissa D’Ornellas Curtis
Amber Chandler
Sarah Bellestri Shih
Jill Nauyokas
Lisa Puckett
Jill Nauyokas
9/26/19
Alicia Dansby
Brittany Doerfler
Andrea Ayala
Alicia Johnson
Sunney Michelle Johnson
Meg Marshall
Kristina Rosson
Melissa White
Maria Bouchard
Kacie Rogers
Dean Bruss
Phylicia Phillips
Rose Elizabeth Cantu
Nai Merri
Trish Hysell
Nicole Blaha
Melissa Ann Stura Bassett
Trish Marks
Jo Bhagavathula
Ellen Ciambrelli Ferrari
9/27/19
Doris Alday-Hepp
Jennifer Ramlet
Eleazar Ruiz
Brittany Light
Sunney Michelle Johnson
Sheila Carvell
Christy Hawkes
Kristina Rosson
Lisa Puckett
Anna Nichols
Kizzy Alvarez DeSantis
Wanda L Flanagan
Jane Peterson
Becky Holland
Kelsey Brooke Vinson
Jessica Steiner
Pamela Gonzalez
Nai Merri
Tabitha Sinks
April Ashcraft
Tera Lee Culverwell
9/28/19
Eleazar Ruiz
Rose Elizabeth Cantu
Becky Hartman
Rhonda Grisham
Tammy Lee Stookey
Derek Michelle Polk
Sandy K High
Mike Adamski
Carl Buddy Mizell
Mary Pettiford
Elizabeth Gordon
Darlene Whyte
Kim Avery
MarcyLynn Coull
Becky Holland
Alisa Jones
Sheila Carvell
Alisone Giffune Paige
Jennifer Vega
Adnan Sarohan
9/29/19
Paula Johnson
Cheryl Ralley-Messick
Rhonda Grisham
Brittany Light
Nicole Ryan
Marilyn Wall
Dean Bruss
Trish Hysell
Maria Bouchard
Ron Ald
Sunney Michelle Johnson
Kendra Lynne Ramsey
Sheila Carvell
Kristina Harris
Becky VanGinkel
Tammy Sparks
Karen Brunet Moore
Brittany Seiler
Lori Sexton Leal
Kayla Hernandez
Nancy Scharnhorst
Christy Hawkes
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
