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6 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, July 29th, 2018.

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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!        

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, July 29th, 2018 was:

         

 

JENNIFER LEE CLACK

Flowery Branch,  GA

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

 Trivia Last Week's Winners Logo

 

7/23/18

 

 

Lori Capobianco

 

Brittany Light

 

Jill Nauyokas

 

Jenifer Garza

 

Angela Hendricks

 

Sunney Michelle Johnson

 

Sarah Harrison

 

Jennifer Lee Clack

 

Hunter Coffey

 

April Ashcraft

 

Chris Maxwell

 

Dean Bruss

 

Cassandra Berholtz

 

Kayla Hernandez

 

Ally Martiz

 

Jodi Stevens

 

Joann Tompkins-Winborn

 

Tina Mimick

 

Brooke Scott

 

Kathleen Hickman

 

Kendra Lynne Ramsey

 

 

7/24/18

 

 

Jennifer Lang

 

Paula Johnson

 

Nicole Blaha

 

Garrasi Kimberly

 

Chrissy Kim

 

Karen Bondehagen

 

Geri Rus

 

Jenifer Garza

 

Jane Peterson

 

Heather Marocco

 

Sajida Hasham Salemohamed

 

Debbie Gremlin

 

Sandy Nevels

 

Kristina Harris

 

Lori Capobianco

 

Mya Murphy

 

Diane Hamric

 

Christy Hawkes

 

Trish Musgrave

 

Marcia Hutcherson

 

Brianna Ketchum

 

Cheryl Hall

 

Jill Nauyokas

 

Jennifer Lee Clack

 

 

7/25/18

 

 

Naomi Whitlatch

 

Christy Martinez

 

Amy Chavis

 

Jessica Miller

 

Jenifer Garza

 

Karen Goodwin Delaney

 

Kayla Hernandez

 

Deborah Farris

 

Nicole Blaha

 

Alyssa DiFazio

 

Cheryl Hall

 

Brooke Scott

 

Brittany Light

 

Christy Hawkes

 

Wilma Mast

 

Lori Capobianco

 

Be Schwerin

 

Misty Shallcross

 

Paula Johnson

 

Angela Janisee

 

France Camer

 

Beth Cleveland

 

Dave Miller

 

Kathleen Marks

 

Ashley Agner

 

Meg Marshall

 

 

 

 

 

7/26/18

 

 

Sunney Michelle Johnson

 

Jennifer Vega

 

Jodi Stevens

 

Patricia Oehlert Vazquez

 

Samantha Brwn

 

Amber Chandler

 

Jessica Miller

 

Debbie Smith

 

Nicole Blaha

 

April Ashcraft

 

Kimberly Snyder

 

Kristy Lynn Ballard

 

Kathleen Hickman

 

Angela Janisse

 

Dave Miller

 

Kacie Rogers

 

Karen Goodwin Delaney

 

Be Schwerin

 

Crystal Young

 

Tracey Smith

 

Stevie Rosson

 

 

 

7/27/18

 

 

Nacole Patrick

 

Be Schwerin

 

Chuck Derr

 

Trish Musgrave

 

Cassandra Berholtz

 

Jill Nauyokas

 

Debbie Gremlin

 

Beth Embrey

 

Gina Taylor

 

Nicole Blaha

 

Mary Mcmenamy

 

Tonya Velazquez

 

Karen Brunet Moore

 

Stephanie Beckwith

 

Lenis Abshire

 

Dale Fish

 

Stacy Lynn Nelson

 

Meg Marshall

 

Bea Patrick

 

Amber Chandler

 

 

7/28/18

 

 

April Ashcraft

 

Trish Musgrave

 

Wilma Mast

 

Mike Adamski

 

Debbie Gremlin

 

Brittany Light

 

Nicole Blaha

 

Keith Ruff

 

Karen Brunet Moore

 

Angela Janisse

 

Rondi Clark-Conn

 

France Camer

 

Amanda Peters

 

Alisa Jones

 

Ashley Agner

 

Phylicia Phillips

 

Jill Nauyokas

 

Jenifer Garza

 

Jan Lehman

 

Jennifer Downing

 

 

7/29/18

 

 

April Ashcraft

 

Kathleen Hickman

 

Maria Bouchard

 

Tracy Heyer

 

Sherri Kidwell

 

Heather Marocco

 

Marcy Coull

 

Cheryl Hall

 

Murphy Mya

 

Christy Martinez

 

Aarti DM

 

Tracey Smith

 

Diane Hamric

 

Alexis Maureen

 

Lenis Abshire

 

Dena Baji

 

Brandi K Chaney

 

Paula M Bondy

 

Stevie Rosson

 

Kimberly Snyder

 

 HI4E On Billboard


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

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Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

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7 years ago · by · 1,229 comments

Obamacare Insurer Participation Declines 24% in 2017.

 

     

The number of health insurers participating in the ‘Affordable’ Care Act exchanges has declined by 24 percent from 2016 to 2017, according to data from the Kaiser Family Foundation.

In 2016, there were 287 insurers who offered insurance on the Obamacare exchanges and in 2017 that number dropped to 218. There were 34 states that saw the number of insurers decline, 15 states have the same amount of insurers from 2016 to 2017 and only one state added an insurer in 2017.

Five states, ALABAMA, ALASKA, OKLAHOMA, SOUTH CAROLINA, and WYOMING, have only one insurer operating on the exchanges, leaving consumers with little choice.    

In one-third of counties in the United States, about one in five enrollees, or 21 percent, have access to only one insurer operating on the exchanges. This is a significant increase from the 2 percent of enrollees in 7 percent of counties that had access to only one insurer last year.

“In 2017, insurance company losses led to a number of high profile exits from the market,” the study explains. “In 2017, 58% of enrollees (living in about 30% of counties) had a choice of three or more insurers, compared to 85% of enrollees (living in about 63% of counties) in 2016.”

As larger commercial insurers such as Aetna and United Healthcare have dropped out of Obamacare, many areas will only have regional insurers to choose from, said Ed Haislmaier, an expert in health care policy at the Heritage Foundation.

                           

“The reality is that the individual market even pre-Obamacare was a very small part of their business,” said Haislmaier. “So those companies have basically dropped out and what that leaves are a couple of companies with broader footprints but not more than about 10 or 12 states.”

“What you’re down to is basically in most cases your dominant Blue Cross plan and then depending on the size and location you may have regional players and by regional it could mean either across two or more states or just within a state,” he said.       

Haislmaier and the Heritage Foundation, who originally created the methodology for this type of study earlier this year, said that the ‘Affordable’ Care Act has left consumers with less competition and choice than ever before.

“One of the stated aims of the ‘Affordable’ Care Act was to increase competition among health insurance companies,” said Haislmaier.

“That goal has not been realized, and by several different measures the ACA’s exchanges offer less competition and choice in 2017 than ever before. Now in the fourth year of operation, the exchanges continue to be far less competitive than the individual health insurance market was before the ACA’s implementation.”

Diana Furchtgott-Roth, a senior fellow at the Manhattan Institute, said that Congress needs to repeal and reform Obamacare without delay. 

“The Obamacare death spiral is continuing,” she said. “As rates rise, healthy people drop out and the share of sick people rise, causing further increases in rates. Since these rates are capped then the insurance business becomes less profitable and companies leave the business.”   

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Article printed from Washington Free Beacon: http://freebeacon.com

URL to article: http://freebeacon.com/issues/obamacare-insurer-participation-declines-24-percent-2017/

 

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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….   

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Click-On for LinkedIn: LinkedIn

Like us on facebook: HealthInsurance4Everyone

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Follow our word press blogs and read about everything from health insurance and reform news to healthy living and current events!  

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8 years ago · by · 0 comments

Repeal And Replace: Trump & Congress Obamacare Replacement Plans Outlined.

JAMA Forum: How Will President Trump’s Policies Affect Domestic and Global Health and Development?


Donald Trump’s election to the US presidency marks a time of global transition, with singular importance to health. The world is witnessing the rise of populist movements characterized by concerns about trade, immigration, globalization, and international organizations. These seismic events could have profound effects on health and development in the United States and globally.

There is still a great deal we don’t know about the policies of a Trump administration, and how those policies will unfold in a constitutional system of checks and balances. Trump has not laid out specific details on major domestic policies, such as reforms related to the Affordable Care Act (ACA) or reproductive rights. Even less well understood are his views on global health issues, such as health assistance, the Paris Climate Change Agreement, and the World Health Organization (WHO).

Based on Trump’s earlier statements, what can we expect for 2017 and beyond?

The Affordable Care Act

A recent JAMA Viewpoint identified 4 major ACA reforms discussed by the House leadership and President-elect Trump: health savings accounts, selling health insurance across state lines, Medicaid block grants, and malpractice reform. Congress has already taken the first steps to repeal the ACA, with implementation possibly delayed before a replacement is enacted. His nominee for Secretary of the Department of Health and Human Services (HHS), Rep Tom Price, MD, (R, Georgia), earlier introduced legislation to dismantle the ACA. There is little empirical evidence that current Republican proposals would retain health coverage gains or significantly lower health care costs.

President-elect Trump has said he plans to keep 2 popular ACA features, retaining coverage of preexisting conditions and of dependent children up to age 26 years. The ACA was able to offer these benefits by widening the pool of insured individuals, particularly younger and healthier enrollees, through individual and employer mandates, which Trump opposes. Republican proposals also would not maintain subsidies in health insurance exchanges or retain the Medicaid expansion. This leaves 2 major unanswered questions: how to widen risk pools to stabilize insurance markets and how to maintain the gains in coverage.

Reproductive Health and Rights

Trump has vacillated on his views about reproductive health, although Vice President­–elect Pence and Rep Price favor restricting contraception coverage and abortions and eliminating federal funding for Planned Parenthood. Although Trump might not fight for new federal abortion restrictions, he would likely turn a blind eye to state restrictions. The Supreme Court recently struck down 2 onerous state abortion restrictions, but the majority of states still have restrictive legislation in place.

As part of the law’s commitment to covering preventive services, the ACA guarantees access to reproductive and family planning services, such as contraception. Because family planning and other preventive services are defined in an administrative regulation, the HHS Secretary could change the rule without congressional approval. Eliminating this benefit would cause real financial hardship for many of the 62% of all women of reproductive age who use contraception.

Trump promised to nominate a strong “pro-life” Supreme Court justice, putting the Court in the same closely divided position before Justice Antonin Scalia’s death. If there were additional vacancies during Trump’s presidency, the Court’s pro-life block would probably prevail. Reproductive rights are facing strong headwinds as states pass laws that make it harder for poor women to access safe, legal abortions.

Climate Change

Climate change holds short-term and long-term peril for domestic and global health. Experts say it will exacerbate severe weather events, fuel heat waves, increase pollution, alter the geographical reaches of disease vectors, and produce crop failures, thereby increasing injuries, malnutrition, infectious diseases, asthma, and cardiovascular disease.

Trump (who, along with his nominee for the Environmental Protection Agency, Scott Pruitt) is distrustful of climate science. He pledged to undo the Obama Administration’s 2016 greenhouse gas targets and revoke financial commitments to United Nations (UN) climate change programs—although he said he had an “open mind.” His commitment to fossil fuel development (coal and oil) could reduce incentives for clean alternatives. At the same time, if he rejects the Paris accord, other world leaders might similarly renege on their environmental promises.

International Health

Broad bipartisan support exists for former President George W. Bush’s President’s Emergency Plan for AIDS Relief (PEPFAR), and successive presidents have supported the Global Fund to Fight AIDS, Tuberculosis and Malaria. Trump has not signaled diminished support for these programs, but international health assistance probably will be flat-lined, possibly reduced. This will maintain the US support for antiretroviral treatment in Africa and elsewhere, but would do little to expand coverage.

President Obama’s signature global health achievement is not likely to fair as well. His $1 billion Global Health Security Agenda (GHSA) is strengthening health systems in lower-income countries. President Obama also advocated for US leadership and funding during the Ebola and Zika outbreaks during his term. Trump would be less likely to push Congress to renew GHSA funding or allocate major resources to fight the next global health emergency.

The WHO has introduced major reforms, including a new health emergencies program and joint external evaluation of national health systems. Yet its new program is significantly underfunded. Absent GHSA funding to the Centers for Disease Control and Prevention and WHO, we are unlikely to see significant improvements in epidemic preparedness. That would leave the world highly vulnerable to novel circulating viruses and influenza strains.

Refugee Health

The millions of refugees fleeing conflicts in the Middle East and North Africa often lack basic health needs such as potable water, nutritious food, and housing. Overcrowded conditions fuel infectious disease outbreaks, while vulnerable women face sexual assaults. Turning the tide on these health threats requires humanitarian assistance and a willingness to shoulder a fair share of the burden in welcoming refugees. A new US administration is unlikely to increase (and may reduce) humanitarian assistance, while turning away vulnerable immigrants. Two hallmarks of Trump’s campaign were an antiimmigrant sentiment and an insistence on increased border security, both of which would harm refugees and other vulnerable immigrants.

Health, Development, and the Environment in the Balance

Fresh leadership at the UN and WHO, together with the Sustainable Development Goals, offers great promise. António Guterres, the former UN High Commissioner for Refugees, began serving as the ninth UN Secretary-General on January 1, and in May, the World Health Assembly will elect a new WHO Director-General. Both are charged with the task of working toward the ambitious UN Sustainable Development Goals, including bold health targets such as universal health coverage and fighting noncommunicable diseases.

The United States has historically exercised global health leadership, while sharply increasing health insurance coverage domestically under the Obama administration. As Trump takes office with the promise to “put America first,” what will that mean for our commitments to global health and progress toward universal health coverage? The future of health, development, and the environment hangs in the balance.

***

About the author: Lawrence O. Gostin, JD, is University Professor and Faculty Director, O’Neill Institute for National and Global Health Law, Georgetown University Law Center, and Director of the World Health Organization Collaborating Center on Public Health Law and Human Rights. His most recent book is Global Health Law (Harvard University Press).

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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….

Twitter: Healthinsurane4      

Click-On for LinkedIn: LinkedIn

Like us on facebook: HealthInsurance4Everyone

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips! HealthInsurance4Everyone or Health & Life Solutions, LLC

Mark Shuster FaceBook Link

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

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