In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, July 2nd, 2017 was:
CHRISTINE McKINNON
Minnetonka MN
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
6/26/17
Brittany Marie Thompson
Brittany Whitley
Brandy Williams
Diane Hamric
Nai Merri
Paula Rousseau
Dean Bruss
Christina Domingue
Mary Ann Cody
Christy Hawkes
Tina Mimick
Kendra George
Eleazar Ruiz
Trish Musgrave
Sarah Bellestri Shih
Alicia Smith
Nelle Bailey
Beth Epley Minton
Jennifer Mason
Vickie Gipson
Jennifer Marie
Deborah Farris
Hollie Jahnke
Lotorya Patrick
Mikayla Oakes
Monica Stewart
Kim Avery
Anggie Marie
6/27/17
Jennifer Marie
Nai Merri
Kelly Jo Francisco
Jennifer Ramlet
Nelle Bailey
Amy Marie Wilkinson
Kim Floyd
Emily Rice Bowersock
Beth Epley Minton
Brittany Michelle
Jennifer Fremont
Susanne Killion
Sarah Bellestri Shih
Nancy Scharnhorst
Brooke Scott
Anggie Marie
Jamie Shapiro
Geri Rus
Tara Lennox
Pam Johnson Rowland
Anna Nichols
6/28/17
Deborah Farris
D Shanel Collins
Tonya Velazquez
Dave Miller
Sara Biason
Jennifer Mason
Kimberly Taylor Hall
Alisa Jones
Dan Maloney
Lori Heim
Amanda Rosario
Heather Jacques
Dana Dilaura
Christy Hawkes
Emily Rice Bowersock
Carol Yemola
Paula Rivers
Misty Dawn Moores
Glenna Zanaglio
Dena Baji
6/29/17
Trish Hysell
Andrea Timms
Mike Adamski
April Ashcraft
Michelle Abbott
Amber Hawkins
Priscilla Shimp
Ashley Stamey Phillips
Amber McGrath
Jill Nauyokas
Chris Blythe
Kimberly Taylor Hall
Amy Marie Wilkinson
Kimberly Taylor Hall
Khadijah Carter
Vickie Gipson
Alexandria Fields
Yvette Mesta
Shelley Ann Peoples
Michelle Cervantes
Susanne Killion
6/30/17
Juanita Williams-Jones
D Shanel Collins
Jill Nauyokas
Kizzy Alvarez DeSantis
Dawn Raasch
Laurie Griffith
Isis Sample
Melissa Barnes Walker
Susanne Killion
Tabitha Sinks
Jade Good
Jennifer Mapes
Crystal Hazelwood
Christine McKinnon
Ambreen Rouf
Kendra George
Melissa Turner Baker
Jeff Gough
Sheila Carvell
Shona Johnson
Dean Bruss
7/1/17
Kelly Jo Francisco
Deborah Farris
Nancy Scharnhorst
Michelle Hughes
Judy Custer
Tonya Velazquez
Sarah Harrison
Amanda Rosario
Crystal Dougherty Merrill
Jackie Hicks
Peggy Burdick Buchanan
Kristina Harris
Jane Peterson
Sarah Bellestri Shih
Rebecca Honey Graham
Kimberly Foster
April Ashcraft
Christine McKinnon
Ashley Stamey Phillips
Diane Hamric
Kizzy Alvarez DeSantis
Melissa White
7/2/17
Kimberly Snyder
Kelly Jo Francisco
Christine McKinnon
Juanita Williams-Jones
Jacqlyn Gummert
Mary Ann Cody
Jennifer Ramlet
Cheryl Hall
Sheri Boydston
Diane Hamric
Mal Rivera
Sheila Carvell
Michelle R. Carlino
Cheryl Golden
Mya Murphy
Nikki Wooton
Cynthia Smith
Michelle Hughes
Misty Dawn Moores
Rebecca Fauteux
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
Suddenly uninsured? If you think you’re eligible for a special enrollment period (SEP) for health insurance, be ready to prove it. New regulations effective June 23, 2017, require 100 percent of consumers seeking an SEP in states served by the federal website platform to provide pre-enrollment verification.[1] Previously, about half of consumers requesting an SEP were required to do so.
The crackdown, which stems from a final rule issued April 18, 2017, aims to curb “misuse and abuse of special enrollment periods” by those who decided to enroll in coverage after they find out they need healthcare.[2]
Don’t Qualify for Special Enrollment?
Shop Short-Term Now
Need Coverage for 90+days?
Consider this Long-Term Solution[3]
To help you understand how health insurance special enrollment periods will be handled from now on, here are five key things to know:[4]
1. You must have a “qualifying life event” to become eligible for special enrollment. Click here for an in-depth look at qualifying life events from CMS
2. Documentation will be required. If you have a qualifying life event, you will need to submit documentation that confirms it as requested by the exchange through which you enroll.
3. A deadline will apply. You will have 30 days to provide the requested information.
4. Roll-out of pre-enrollment verification will happen in two phases. The first phase starts June 23, 2017, and the second begins sometime in August.
On June 23, 2017, pre-enrollment verification begins for those who experience the following qualifying life events:
a.) Loss of qualifying health coverage (i.e., minimum essential coverage)
- Job-based coverage – yours or someone else’s
- Medicaid or Children’s Health Insurance Program (CHIP) coverage including pregnancy-related coverage and medically needy coverage
- Some student health plans – check with the school to verify that the plan counts as qualifying health coverage
- Individual or group health plan coverage that ends during the year
- Dependent coverage through a parent’s plan
b.) A permanent move
- Gained access to new health insurance plans due to a change in primary residence and
- Had qualifying coverage for at least one of the 60 days preceding the date of the move or
- Lived in a foreign country or in a U.S. territory for at least one of the 60 days preceding the date of the move
In August 2017, pre-enrollment verification will be added for those who experience the following qualifying life events (more details will follow later this summer):
a.) Marriage
b.) Gaining or becoming a dependent through adoption, placement for adoption, placement in foster care, or a child support or other court order
c.) Medicaid/CHIP denial
5. If you can’t prove you qualify for an SEP, you could remain uninsured. And, if you are not exempt from having minimum essential coverage, that means you could owe a tax penalty.
Read the CMS Overview
What if I’m denied special enrollment?
It is possible to file an appeal. However, you could find yourself without health insurance coverage and, as mentioned above, may owe a tax penalty if you are not exempt from the Affordable Care Act’s individual mandate.
Find Temporary Coverage
You may need to consider short term coverage, a hospital indemnity plan or another type of health benefits to help pay for healthcare until you have minimum essential coverage.
How do I begin the special enrollment process?
Visit www.HI4E.Org to get started. You will then be able to “Request-A-Free-Quote” or request extra guidance and assistance with finding coverage until your new Obamacare plan begins January 2018. We can also help you shop and price-out the available plans that may be left within your state.
Find A More AFFORDABLE Health Plan That Is Still Being Offered Within Your State, When You Shop At: www.hi4e.org HealthInsurance4Everyone & Health & Life Solutions LLC – Over 54,000 Combined Fans/Followers & We’re Growing Daily!!
Read more
Uber CEO Travis Kalanick is taking an indefinite leave of absence amid a scandal over sexual harassment. Billionaire David Bonderman also resigned from Uber’s board, after making disparaging comments about women at a board meeting intended to address sexual harassment in the workplace. Uber has fired more than 20 employees as part of its own internal probe into what multiple sources have described as a culture of sexism.
The fallout continues four months after former Uber engineer Susan Fowler came forward with allegations that Uber’s human-resources team systematically ignored her reports of sexual harassment during the year she worked for the company. Fowler detailed her year working for Uber in a February 2017 blog post which went viral and kicked off an internal investigation into her claims of sexual harassment.
Fowler claimed that just days after completing her training, she was clearly propositioned for sex by her new manager over a string of messages over company chat. She immediately took screenshots of the messages and sent them to Human Resources. She was told by the HR Team that the manager in question would receive only a verbal reprimand since it was his first offense. She was then given the option of leaving the team which would give her no contact with the manager in question or stay on the team knowing that he could give her a poor performance review. She was told a negative review would not be considered retaliation because she had the option to leave.
Fowler left the team and while working with other female engineers within the company, learned that the manager had been reported for inappropriate behavior by multiple women prior to her interaction with him. She claims that despite having a perfect performance score, a request for transfer was blocked and the reasoning was “undocumented performance problems”. Her blog post also revealed instances of blatant sexism, the dwindling number of female engineers still with the company and chaotic political games within upper management as well.
CEO Travis Kalanick sent a company-wide email the day after the blog post which addressed the allegations published the day before. The company launched two internal investigations, hiring the law firm Perkins Coie to investigate Fowler’s claims – which resulted in the firing of 20 people after investigating 215 reported claims of discrimination and harassment, among other issues. The company then brought on former U.S. Attorney General Eric Holder and Tammy Albarran, both partners at law firm Covington & Burling, to conduct a separate investigation into Uber’s overall culture.
At the end of May, Uber received Eric Holder’s recommendations for change. The board met for more than six hours Holder presented the findings of his firm’s report. A representative for Uber’s board said it voted unanimously in favor of adopting all of Holder’s recommendations.
Read more
According to state and county data, drug overdose deaths surged in 2016, killing nearly 60,000 Americans last year. It is an alarming 19% increase over the 52,404 recorded in 2015 and the largest annual jump ever recorded in the United States. All evidence suggests the problem has continued to worsen in 2017. The epidemic of opioid and heroin abuse means that for Americans under the age of 50, drug overdoses are now the leading cause of death.
The New York Times compiled estimates for 2016 from hundreds of state health departments and county coroners and medical examiners. The initial data points to large increases in drug overdose deaths in states along the East Coast, particularly Maryland, Florida, Pennsylvania, and Maine. The Times analysis suggests that the exponential growth in overdose deaths in 2016 didn’t extend to all parts of the country. In some states in the western half of the United States, overdose deaths may have leveled off or even declined.
The Times data showed that heroin and fentanyl-related deaths are still increasing across the United States – particularly in the Northeast and Midwest. The death rate from synthetic opioids, like fentanyl, surged 72% in 2015, and heroin death rates increased nearly 21 percent.
In Ohio, overdose deaths increased more than 25% in 2016, largely driven by Cook County, where 1,091 of the state’s 3,310 overdose deaths were reported. Last week, the state of Ohio filed a lawsuit against the pharmaceutical industry, accusing drug manufacturers of aggressively advertising opioids and lying to both doctors and patients about the dangers of addiction.
The Drug Enforcement Agency wrote in a 2016 report detailing what the organization calls a global threat “The United States is in the midst of a fentanyl crisis, with law enforcement reporting and public health data indicating higher availability of fentanyls, increased seizures of fentanyls, and more known overdose deaths from fentanyls than at any other time since the drugs were first created in 1959.”
California had the largest total number of overdose deaths at 4,659 in 2015, followed by OH with 3,310, which like West Virginia has been hard hit by the epidemic. The Drug Abuse Warning Network estimated that misuse or abuse of narcotic pain relievers were responsible for more than 420,000 emergency department visits in 2011, the most recent year for which we have data.
Experts warn a key factor of the surge in deaths is fentanyl, which can be 50 times more powerful than heroin. Fentanyl has been popping up in drug seizures across the country. It is usually sold on the street as heroin or drug traffickers use it to make cheap counterfeit prescription opioids. Fentanyls are showing up in cocaine as well, contributing to an increase in cocaine-related overdoses.
Research suggests that since heroin and opioid painkillers, (including prescription ones) act similarly in the brain. Opioid painkillers are often referred to by some doctors as “heroin lite” and taking one (even “as directed”) can increase one’s susceptibility to becoming hooked on the other.
Read more
Two men died and a third is recovering after being stabbed on an Oregon train while defending two teenage girls from harassment. Jeremy Joseph Christian, 35, has been charged with two counts of aggravated murder, attempted aggravated murder, first-degree assault, three counts of unlawful use of a weapon and two counts of intimidation.
According to witness accounts and the arrest affidavit, Christian boarded a MAX light rail train on Friday, May 26, at 4:19 p.m. at the Rose Quarter stop. He then went on an anti-Islam tirade directed at two African-American teenagers on board — one who was wearing a traditional Muslim hijab. Christian shouted for the teens to get out of his country and to go home.
After making several threatening comments about “decapitating heads,” several men stepped in to diffuse the situation. Frightened, the two teens moved to the back of the train while other passengers told him he couldn’t treat people that way.
Videos from the train camera and a passenger’s phone showed Christian “making a sudden move” toward one of the victims, Taliesin Myrddin Namkai-Meche, 23, of Portland. Namkai-Meche responded by standing up as Christian shouted into his face “Do something!” Another passenger, 21-year-old Portland State University student, Micah Fletcher stood up as well and Christian shouted “Do something!” as he shoved Fletcher in the chest.
This is when Christian appears to pull a folded knife from his pocket that he concealed in his hand, the affidavit said. Fletcher shoved Christian so hard the suspect lost his balance. Fletcher told Christian to get off the train and Christian shouted “hit me again”.
Video shows Christian swinging his arm and stabbing Fletcher in the neck. He then stabbed Namkai-Meche twice in the neck. Ricky John Best, 53, of Happy Valley moved forward to intervene and was stabbed in the neck. Namkai-Meche had sat down to try to stop the bleeding from his wound when Christian pushed Best into him and stabbed both men again.
When the train came to a stop Fletcher who was clutching his neck, exited the train as passengers on the platform tried to help him. He was treated for his injuries and released by the hospital. Fletcher said in an interview that his injuries missed being fatal by one millimeter.
Ricky Best fell to the floor and two men rushed over to start CPR but the veteran and father of four, died at the scene. Namkai-Meche lay on the floor as passengers-including one of the teens he defended-reassured him and tried to stop the bleeding. He later died at the hospital.
The train video showed Christian grabbing his belongings and a bag dropped by the Muslim teenager and leaving the train while waving his knife as he got off the train. He threatened several people on the platform with his knife and tossed the teen’s bag onto the freeway as he exited. Several witnesses followed Christian and directed responding police officers to his whereabouts.
After his arrest, Christian admitted to drinking Sangria before and while on the train. He has what appears to be an extremist ideology with an affinity for Nazis and political violence, according to his social media postings.
Read more
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, June 11th, 2017 was:
MELISSA BARNES WALKER
Boaz, AL
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
6/5/17
Deborah Farris
Tonya Velazquez
Michelle Hughes
Bethany Henry
Glenna Zanaglio
Jennifer Leffler
Carol Scheive
Lisa Puckett
Michelle R. Carlino
Joann Tompkins-Winborn
Christy Hawkes
Jennifer Vega
Wendi Black
Carole Jacobs
Jennifer Mapes
Sarah Bellestri Shih
Anggie Marie
June Rivera
Mary Mcmenamy
John McKnight
Dawna McKnight
6/6/17
Deborah Farris
Juanita Williams-Jones
Melissa Barnes Walker
Paula Rousseau
Kimberly Taylor Hall
Jenny Merritt
Karen Bondehagen
Ashley Stamey Phillips
Laurie Griffith
Amanda Peters
Lori Marie Timms
June Rivera
Nai Merri
Zack Sudler
Krissy Brislin
Mya Murphy
Melissa White
JoBeth Butcher
Poonam Gosain
Tina Mimick
Rebecca Fauteux
Kristen Raia Bowman
D Shanel Collins
6/7/17
Kelly Jo Francisco
Rebecca Fauteux
Eleazar Ruiz
Nai Merri
Susanne Killion
Andrea Timms
Summer July
Cheryl Hall
Jacqlyn Gummert
Kristina Rosson
Melina Pereyra
April Ashcraft
Priscilla Shimp
Tonya Velazquez
Kizzy Alvarez DeSantis
Beata Tybor
Mary Mcmenamy
Leslie Wagner Hobson
Angela N Dustin Turner
Elisa Adams
Phyllis Hines
6/8/17
Valerie Kuehn
Tonya Velazquez
Holly Cajigas
Trish Hysell
Kimberly Taylor Hall
Anggie Marie
Jennifer Leffler
Melissa Barnes Walker
Preeti Chand
Jane Peterson
Deborah Farris
Isis Sample
Kelly Jo Francisco
Daniela Hernandez
Vickie Gipson
Nelle Bailey
Jennifer Mason
Tina Marie
Taschia Miller
Jennifer Mapes
Wayne Gallas
Melissa Ann Stura-Bassett
Jodi Stevens
6/9/17
Tonya Velazquez
Sandra Sue Blanton
Jennifer Ramlet
Carol Scheive
Phyllis Hines
Melissa White
Amanda Peters
David M Still
Mary Achio
Sarra Baptist
Ashley Stamey Phillips
Misty Shallcross
Tracy Shafer
Brittany Marie Thompson
Rhonda Nicholson
Diane Hamric
Elizabeth E. Suquilanda
Brandy Williams
Janice Cash
Crystal Young
Kayla Clemons
Tina Marie
Michelle Hughes
Deborah Farris
Rebecca Fauteux
6/10/17
Sheila Carvell
Mary Ann Cody
Cheryl Hall
Ashley Agner
Anggie Marie
Tammy Alcorta
Melinda Dreier
Jodi Stevens
Jackie Hicks
Poonam Gosain
Ashley Stamey Phillips
Amanda Saltsman
Christina Domingue
Leslie Wagner Hobson
Amanda Rosario
Holly Cajigas
Emily Rice Bowersock
D Shanel Collins
Trish Marks
Carol Yemola
Christine Beckman
6/11/17
Dawn Raasch
Priscilla Shimp
Preeti Chand
Christine McKinnon
Mike Adamski
Sarah Bellestri Shih
Jennifer Downing
Anna Nichols
Kimberly Snyder
Christina Montes
Heather Marie Stacy
Jodi Stevens
Tabitha Sinks
Shona Johnson
Pam Johnson Rowland
Alexandria Fields
Kaitlyn Rutherford
Eleazar Ruiz
Diane Hamric
Brian Fulop
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn 
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, May 28th, 2017 was:
LAURIE GRIFFITH
Novi, MI
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
5/22/17
Cheryl Hall
Deborah Farris
Brandi K Chaney
Teena Sierson
Alexandria Fields
Tiffany Banks
Tabitha Sinks
Marcy Coull
Karen Bondehagen
Kristina Harris
Nai Merri
Darlene Whyte
Valerie Kuehn
Johanna Landsaw-Davis
Leslie Wagner Hobson
Jacqlyn Gummert
Amy Marie Wilkinson
Anna Nichols
Kimberly Snyder
Jessica Jenry
Cassandra Berholtz
Misty Dawn Moores
Melissa Ann Stura-Bassett
5/23/17
Jonnalyn Gates
Sarah Bellestri Shih
Kristina Harris
Chrissy Kim
LaKishia Wagers
Annette French
Terri Llexxes
Andrea Timms
Joanie Waterman
Kristina Rosson
Jennifer Downing
Carla S-Paige Williams
Tiffany Banks
Priscilla Shimp
Anna Nichols
Becca Neuenschwander Long
Lauren Bradley
Brandi K Chaney
Alisa Jones
D Shanel Collins
5/24/17
Chrissy Kim
Amy Marie Wilkinson
Laurie Griffith
Emilie Edwards
Sherri Kidwell
Deborah Farris
Andrea Timms
Angela Hendricks
Neil Anderson
Kayte CookWatts
Joann Tompkins-Winborn
Jennifer Mapes
Bethany Henry
Kayla Clemons
Tracy Shafer
Althea Thomas
Annette Broxton
Lori Marie Timms
Dawn Miller Majors
Jennifer Alford
Katrina Worford
Lotorya Patrick
Ellen Beck
5/25/17
Anggie Marie
Nitasha Shank
Tiffany Greene Elliott
Jodi Stevens
Glenna Zanaglio
Amy Marie Wilkinson
Rebecca Fauteux
Valerie Kuehn
Autumn Dansby
Brittany Marie Thompson
Jennifer Downing
Kelly Jo Francisco
Alicia Dansby
Tonya Velazquez
Kristen Raia Bowman
Misty Dawn Moores
Mary Achio
Alysia Jackson
Destiny Landsaw Davis
Jacqlyn Gummert
5/26/17
Kelly Jo Francisco
Alisa Jones
Jennifer Mapes
Phyllis Hines
Laurie Griffith
Kizzy Alvarez-De Santis
Juanita Williams-Jones
Valerie Kuehn
Shannon R Garrett
Sheila Carvell
Michelle R. Carlino
Shona Johnson
Lauren Bradley
Sherri Kidwell
Belinda Haas
Michelle Hughes
Dawn Raasch
Kimberly Snyder
Alexandria Fields
Kendra Lynne Ramsey
Crystal Hazelwood
5/27/17
Deborah Farris
Kelly Jo Francisco
Tonya Velazquez
Jennifer Ramlet
Dean Bruss
Sarah Harrison
Jade Good
Althea Thomas
Jennifer Vega
Mary Mcmenamy
Anna Nichols
Trish Musgrave
Nai Merri
Jennifer Mapes
Amy Marie Wilkinson
Jonnalyn Gates
Debbie Burke Garretson
Amy Conyers
D Shanel Collins
Tiffany Banks
Eleazar Ruiz
5/28/17
Sherri Kidwell
Michelle R. Carlino
Lisa David Carr
Jamie Shapiro
Brooke Scott
Juanita Williams-Jones
Nai Merri
Laurie Griffith
Michelle Hughes
Mary Vantil
Kendra George
Tina Marie
Jonnalyn Gates
Paula Rousseau
Vickie Gipson
Jennifer Mapes
Jessica Miller
Mary Achio
Dean Bruss
Melissa Ann Stura-Bassett
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
Read more
While the Obama ‘Affordable’ Care Act (ACA) aims to decrease the number of uninsured Americans, there are many who remain without coverage for one reason or another.
Kaiser Family Foundation research found that:
- 48 percent of adults uninsured in 2014 said the main reason they lacked coverage was due to cost
- 12 percent cited work-related reasons
- 13 percent were told they were ineligible or could not get coverage due to their immigration status
- Few uninsured adults were uninsured because they said they didn’t need coverage, opposed the ACA or preferred to pay the penalty
If you are among these individuals, what impact could having no health insurance have on you?
The consequences of going uninsured widely vary based your health and finances, amongst other things. In terms of the ‘Affordable’ Care Act and its individual shared responsibility provision, going without an Obamacare plan can also have tax implications.
What are those tax implications?
It depends on your situation.
Do you qualify for an Obamacare ACA exemption?
While the ‘Affordable’ Care Act’s individual shared responsibility requires most Americans to have health insurance, there are certain situations in which exemptions are granted. Those who qualify for exemptions will not owe the shared responsibility payment for going without minimum essential coverage.
Some examples if exemption-eligible circumstances include:
– Having a gross or household income below the minimum threshold for filing a tax return
– Experiencing general hardship due to circumstances such as homelessness, foreclosure, death of a close family member, unpaid medical bills and more
– Being a resident of a state that did not expand Medicaid
Some Obamacare exemptions must be claimed or reported when you file your taxes. Others are automatic. More information is available at IRS.gov. If you believe you might qualify for an exemption, speak with your health insurance producer and/or a financial adviser.
You are allowed a single period of up to three months without ACA-compliant health insurance coverage. If you do not qualify for an exemption and have no health insurance beyond this, you could owe the shared responsibility payment.
This fee is paid when you file your federal taxes for the year in which you were not compliant with the healthcare reform law. If you went without minimum essential coverage for all or part of 2016, you would pay the Obamacare tax penalty when filing taxes for 2016.
What is the penalty for no health insurance in 2016?
The tax penalty for going without health insurance increased in 2016. It is now the greater of these amounts:
- 2.5 percent of your income above the filing threshold, capped at the national average premium for a bronze plan available through the Marketplace
- $695 per adult and $347.50 per child to a maximum family penalty of $2,085
The penalty will continue to adjust annually based on inflation and the flat dollar amounts for 2016.
No health insurance? You could benefit from short term benefits
Whether or not you are exempt from the shared responsibility provision, you might consider some other type of coverage beyond major medical insurance (i.e., an Obamacare plan) to help pay for healthcare expenses.
Short term health insurance provides temporary coverage when you are in between Obamacare plans. While these plans are not ACA-compliant and do not qualify as minimum essential coverage, they do provide a range of benefits for unexpected medical care and often have premiums that are a fraction of major medical insurance premiums.
Short term health plans last as few as 30 days and up to 364, depending on how long you think you will need temporary coverage and the laws in your state. You can apply and enroll online through websites such as www.HI4E.Org , and you can begin your coverage as soon as the next day.
Think short term. Get a quote.
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Steve Stephens, the Cleveland killer who uploaded a video of himself shooting an elderly man on Easter Sunday-has killed himself after a police chase in Pennsylvania. Stephens was on the run for two days after uploading a video of the senseless murder, as well as two other videos explaining why he committed the crime. In a video made prior to the shooting, Stephens explains that he just snapped and that his ex-girlfriend Joy Lane was to blame for what he was about to do. He mentions that he had lost everything he had to gambling debts and that he has tried to talk about his problems with friends and family but that they act like his problems aren’t that serious.
In the video of the killing, Stephens approaches Robert Godwin, a 74 year old grandfather of 14, as he is walking down the street. Stephens asks Godwin if he knows Joy Lane and then makes the man repeat the name saying “Joy Lane is the reason this is about to happen to you”. Godwin replies “Joy Lane, I don’t know any Joy Lane” as he raises his arms to protect himself-before being shot dead. Godwin, 74, was shot while walking home from an Easter meal with his children in Cleveland.
After uploading the video on Facebook, Stephens posted a Facebook live video of himself driving in his car while talking on the phone and dubbing his crime spree “The Joy Lane Easter Massacre” while claiming to have already killed a dozen other people. He claimed he would keep killing at random until Joy Lane or his mother called him.
Joy Lane, Stephens on again-off again girlfriend of a few years, told several news agencies that she tried to reach him shortly after the video surfaced but he did not pick up his phone. She said she was overwhelmed by the tragedy and apologized for what had happened-wishing for prayers for the victim’s family.
After the video surfaced, Cleveland residents were left reeling in fear that an active shooter was still in the area killing innocent people at random. For two days, authorities across the country scrambled to find Stephens, believing he may have headed east to family in New York. On Sunday, Stephens’ cell phone pinged a cell tower 100 miles east of Cleveland, in Erie, Pennslyvania.
The manhunt came to an end shortly after an employee spotted Stephens’ white Ford Fusion in the drive-thru of a McDonald’s near Erie and called authorities. The franchise owner said Stephens ordered chicken nuggets and fries at the McDonald’s drive-thru window in Harborcreek Township when employees recognized him. Stephens was two cars behind in the drive-thru lane to pick up food as police were on their way.
The McDonalds employee’s tried to give police more time to arrive by telling Stephens the fries were not ready but he took the nuggets and left. Authorities spotted him as he fled the area and gave chase. Police said that an officer performed a “PIT” maneuver, a strategic way of ramming a car to disable it. As the vehicle was spinning out of control from the PIT maneuver, Stephens pulled a pistol and shot himself in the head.
Authorities were uncertain how long Stephens was in the area and don’t believe he had any accomplices. No other victims have been confirmed.
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