
A Stockton,CA teen livestreamed a gruesome video of the fatal car wreck that killed her 14 year old sister Jacqueline Sanchez. Obdulia Sanchez, 18, filmed herself singing along to a song and dancing while at the wheel. Her sister Jacqueline and a pal, 14, can be briefly seen in the back seat.
The video, which was livestreamed to her Instagram, shows Obdulia turning the camera from herself to the roadway a few times before losing control of the car. With the camera still rolling, screams can be heard as the car swerved across both lanes, crashed into a barbed wire fence and overturned in a field just off of Highway 165 in Los Banos, California.
Still filming, Obdulia exited the vehicle where she filmed her sister’s bloodied, fatally injured body. She is seen shaking her sister’s lifeless body, saying: “I killed my sister, but I don’t care…I killed my sister. I know I’m going to prison, but I don’t care. I’m sorry baby. I’m a hold it down.”
Obdulia Sanchez was arrested and booked at the Merced County Jail, charged with driving under the influence of alcohol or drugs and causing bodily injury and with gross vehicular manslaughter while intoxicated. She is being held on a $300,000 bond.
Sheriff Vern Warnke said Jacqueline Sanchez was not wearing her seat belt at the time and was ejected as the vehicle was rolling over. She died of severe head injuries. Her friend who was also not wearing her seatbelt, suffered severe but non-life threatening injuries.
Officials said they believe the July 21st crash was caused when Obdulia Sanchez over corrected a turn which caused the vehicle to swerve across both lanes, crashing through a wire fence and overturning into a field south of the road. The highway patrol said alcohol is believed to be a factor in the crash.
The girl’s parents, Nicandro and Gloria Sanchez say they believe their 18 year old daughter is still in shock and that they both are numb and unsure of what to feel. Jacqueline Sanchez was heading into her sophomore year of high school and was about to celebrate her Quinceanera. Instead, her parents have to bury one daughter while the other is in jail.
A California Highway Patrol officer told the media that Obdulia became combative at the scene of the accident while screaming that her sister was dead. He was quoted as saying “The video is very disturbing,” “It’s very disturbing to us because of the callous nature of her actions, both leading up to this tragedy and in the immediate aftermath.” The highway patrol said it is still looking into whether Obdulia Sanchez dialed 911 to report the crash.
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Turkish President Recep Tayyip Erdogan has extended the state of emergency for another three months. The extension followed weekend ceremonies to commemorate the first anniversary of the failed military coup in which around 250 people, mostly unarmed civilians, were killed. Anniversary celebrations came a week after the leader of the main opposition, Kemal Kilicdaroglu, ended a nearly 280-mile “March for Justice” from Ankara to Istanbul by holding a rally attended by more than a million people calling for an end to emergency rule and injustice.
President Erdogan vowed to continue the brutal crackdown against activists, journalists, teachers and opposition lawmakers. He also called for the reinstatement of the death penalty in Turkey. Since emergency rule was imposed on July 20 last year, more than 50,000 people have been arrested and 150,000 people have been suspended in a crackdown which Erdogan’s opponents say has pushed Turkey on a path to greater authoritarianism.
Speaking at parliament, Deputy Prime Minister Nurettin Canikli said the emergency rule had helped created the necessary legal environment to cleanse the state of Gulen’s network. The Turkish government says it is necessary to root out supporters of the U.S.-based cleric Fethullah Gulen who is believed to be behind the coup attempt. Gulen has denied any involvement.
Since the failed coup where Turkish military forces tried to overthrow the government, the Turkish government has taken what some say are controversial steps to strengthen its power. In March, the Jurist Report was published by the Office of the High Commissioner for Human Rights. The report describes a plethora of human rights violations committed by the Turkish government between July 2015 and December 2016.
The same month the report was published, around 330 individuals were put on trial for alleged involvement in an attempted coup. In November Turkey significantly restricted the activities of NGOs like human rights organizations and children’s groups and arrested opposition party leaders alleging they were connected to terror organizations. Earlier this month the Turkish Parliament elected seven new members to the country’s 13-member Council of Judges and Prosecutors (HSK) in an overnight vote.
Ten human rights activists, including Amnesty International Turkey director Idil Eser, were in court to face terrorism related charges. The targeting of human rights defenders and similar earlier crackdowns on lawyers and associations raises the question of who will be left to defend the tens of thousands of people caught up in the post-coup purge.
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Sixteen service members were killed after a military transport plane that was being used on a training flight crashed in Mississippi, prompting an urgent rescue effort in one of the South’s most rural regions, the authorities said. A Marine Corps spokeswoman at the Pentagon, Capt. Sarah Burns, said that one of the service’s KC-130 aircraft had “experienced a mishap.” The Marines use KC-130s for aerial refueling.
The cause of the crash, in an unincorporated part of Leflore County, was not immediately clear. The plane crashed along County Road 547, a dirt road that connects acres of farmland between Itta Bena and Moorhead. Military aircraft are a common sight in the skies of rural Mississippi. Witnesses described the plane as disintegrating in the air as it neared the ground, leaving a debris field about five miles in diameter. Many speculate that the plane experienced an explosion mid-air because of the large debris field.
The air tanker was based at Stewart Air National Guard Base in Newburgh, New York, and was on its way from a Marine installation at Cherry Point, North Carolina, to a naval air field at El Centro, California, when it went down, officials said. The planes final destination was Yuma, AZ. The plane vanished from air traffic control radar somewhere over Mississippi before the crash that killed all fifteen marines and a navy corpsman on board.
Six of the Marines and the sailor were from an elite Marine Raider battalion at Camp Lejeune, N.C.. Nine were based out of Stewart Air National Guard Base in Newburgh, N.Y., home of a Marine Aerial Refueling and Transport Squadron. The service members were identified as Cpl. Dan Baldassare, 20; Staff Sgt. Robert Cox; 28, Capt. Sean Elliott; 30, Maj. Caine Goyette; 41, Gunnery Sgt. Mark Hopkins; 34, Sgt. Chad Jenson,; 25, Gunnery Sgt. Brendan Johnson; 46, Sgt. Julian Kevianne; 31, Staff Sgt. William Joseph Kundrat; 33, Sgt. Talon Leach; 27, Sgt. Owen Lennon,; 26, Sgt. Joseph Murray; 26, Cpl. Collin Schaaff; 22, Sgt. Dietrich Schmieman; 26, Staff Sgt. Joshua Snowden; 31 and Navy Hospital Corpsman 2nd Class Ryan Lohrey, 30.
Witnesses reported hearing a loud bloom around 4pm and then the plane began spinning down to the ground. Eyewitnesses recall hearing ammunition exploding after the crash. The Marine Corps acknowledged that ammunition was on board the flight without specifying what kind. Due to the presence of the ammunition, restrictions were placed on who could initially approach the scene of the crash, officials said.
The force of the crash nearly flattened the plane and witnesses said there were bodies across a highway, more than a mile from the crash site. Firefighters tried to put out the fire but withdrew after an explosion forced them back. The fierce blaze produced black smoke visible for miles across the flat region and continued to burn after dusk, more than four hours later. The fire department used about 9,000 gallons of foam to extinguish the blaze.
Marine Corps officials are being aided in their investigation by a number of different agencies, including the Mississippi Management Association, the Mississippi Bureau of Investigation, and the Bureau of Alcohol, Tobacco, Firearms and Explosives.
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The bodies of four young Pennsylvania men who went missing last week have been found. Hours after finding a fourth body buried in a farm here, authorities charged two men with multiple counts of homicide in what authorities said were marijuana deals that turned murderous. Cosmo Dinardo and his cousin Sean Kratz, both 20, were denied bail in preliminary arraignments. Bucks County District Attorney Matthew Weintraub announced that the bodies of the young men who went missing last week had been found buried on a farm owned by Dinardo’s parents in Solebury Township.
The victims were identified as 19-year-old Dean Finocchiaro, Mark Sturgis, 22, Tom Meo, 21, who disappeared together and Jimi Tar Patrick, 19. The defense attorney for Cosmo NiNardo, 20, said his client admitted to killing the four in three separate shootings, and told authorities the location of the bodies. DiNardo is ready to plead guilty to four counts of first-degree murder in order to take the death penalty off the table.
Jimi Patrick was the first to go missing and days later- the three other men disappeared. Investigators had focused their search on a property a few miles from the Delaware River, a farm owned by the parents of Cosmo Dinardo, the man who has been identified as a “person of interest” in the case.
Dinardo was initially charged with trying to sell Meo’s car, a 1996 Nissan Maxima and was being held in jail on $5 million cash bail after being deemed a flight risk. Dinardo confessed his involvement in the disappearances, implicated Kratz, and gave information about the location of the fourth victim, police say. Dinardo has a history of unspecified mental illness, and he was previously involuntarily committed to a mental health institution after firing a shotgun, authorities said.
In the arrest affidavit Dinardo told police that on July 5 he agreed to sell four pounds of marijuana for $8,000 to Jimi Patrick. Dinardo picked Patrick up at his home and drove him to the farm but Patrick only had $800, the affidavit states. Dinardo then offered to sell Patrick a shotgun for that amount. Dinardo took Patrick to a remote part of the property and gave him a shotgun. Dinardo then shot and killed Patrick with a .22 caliber rifle and buried his body six feet deep using a backhoe.
Two days later, Dinardo said he and Kratz, decided to rob Dean Finocchiaro during a drug deal. Dinardo told police he gave Kratz his mother’s Smith and Wesson .357 handgun for the robbery. They met at Finocchiaro’s home and went to the farm. Dinardo told police, Kratz shot Finocchiaro near a barn and the put his remains in a metal tank. Kratz’s account of the killing describes Dinardo as the shooter.
Dinardo had a deal in place that same night to sell marijuana to Thomas Meo. Dinardo met Meo and his friend Mark Sturgis and the two followed him to his farm where Kratz was waiting. Dinardo and Kratz described Dinardo shooting Meo in the back and shooting at Sturgis as he tried to flee. According to the police affidavit, Dinardo said after he ran out of ammunition, he drove a backhoe over Meo’s body. Afterwards, they put the bodies in the metal tank, poured gasoline inside and set it on fire. They returned the next day to bury the tank 12 feet deep using a backhoe.
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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, July 16th, 2017 was:
KARRON REDFIELD
Manchester, CT
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

7/10/17
Jennifer Marie
Christina Domingue
Amanda Rosario
Jane Peterson
Amanda Peters
Diane Hamric
Sarra Baptist
Judy Custer
Kelly Jo Francisco
Chris Maxwell
Jennifer Mason
Tiffany Bank
Karen Goodwin Delaney
Jill Nauyokas
Misty Shallcross
Tabitha Sinks
Jessica Davis
Christy Hawkes
Anggie Marie
Kayla Hernandez
Sheri Boydston
7/11/17
Kelly Jo Francisco
Tabitha Sinks
Isis Sample
Jamie Nash Lewter
Jill Nauyokas
Karen Bondehagen
Cheryl Hall
Jodi Stevens
Amber McGrath
Valerie Kuehn
Sarah Harrison
Dean Bruss
Judy Custer
Teena Sierson
Emily Rice Bowersock
Shameka Barnes
Christy Hawkes
Sheri Boydston
Leslie Wagner Hobson
Kim Avery
7/12/17
Sheri Boydston
Jennifer Mason
Christina Montes
Krissy Brislin
Jane Peterson
Kelly Jo Francisco
Michelle Webb
Kayla Hernandez
Joe Nemeth
Alexandria Fields
Crystal Young
Sherri Kidwell
Jan Lehman
Chrissy Kim
Taschia Miller
Judy Custer
Jennifer Lang
Deborah Farris
Marilyn Wall
Tonya Velazquez
7/13/17
Kelly Jo Francisco
Sheri Boydston
Diane Hamric
Kizzy Alvarez DeSantis
Alisa Jones
Crystal Hazelwood
Kristina Harris
Debbie Burke Garretson
Ashley Stamey Phillips
Sherri Kidwell
Kimberly Snyder
Dean Bruss
Morgan Alexandra
Adaria Johnson
Natasha Berry
Marilyn Wall
Brian Fulop
Zack Sudler
Leslie Wagner Hobson
Kim Avery
Amanda Peters
7/14/17
Isis Sample
Khadijah Carter
Judy Custer
Sherri Kidwell
Kendra George
Bea Patrick
Tina Marie
Anna Ashley Pinder
Candy Dyer
Amanda Peters
Kristina Harris
Jessica Davis
Josh Francisco
Katt Keane
April Ashcraft
Tiffany Green Elliott
Misty Shallcross
Sheri Boydston
Beth Mason
Kizzy Alvarez DeSantis
7/15/17
Kelly Jo Francisco
Peggy Burdick Buchanan
Laura Myers
Amanda Rosario
Sheri Boydston
Diane Hamric
Sherry Lilly
Rebecca Fauteux
Cheryl Hall
Karron Redfield
Jill Nauyokas
Leslie Wagner Hobson
Dean Bruss
Anne Delos Reyes-Villafuerte
Eleazar Ruiz
Tonya Velazquez
Misty Dawn Moores
Danielle Muniz
Trish Musgrave
Adaria Johnson
7/16/17
Kelly Jo Francisco
Sheri Boydston
Sherry Lilly
Rebecca Fauteux
Cheryl Hall
Peggy Burdick Buchanan
Laura Myers
Karron Redfield
Diane Hamric
Leslie Wagner Hobson
Kayla Clemons
Dean Bruss
Jill Nauyokas
Tonya Velazquez
Anne Delos Reyes-Villafuerte
Eleazar Ruiz
Marilyn Wall
Misty Dawn Moores
Trish Musgrave
Amanda Peters

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)

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The health of people who live in rural areas is being harshly neglected in current national health policy and in healthcare legislation under discussion in Congress, according to Jeff Smedsrud, CEO of Communicating for America (CA), a non-profit rural advocacy group.
“Our government is making a habit of adopting health care legislation that forgets about the health of rural residents,” Smedsrud said.
Smedsrud, a health insurance expert and entrepreneur, said that rural Americans face numerous health disparities compared to their urban counterparts.
“According to the Centers for Disease Control, the 15 percent of the U.S. population classified as rural are more likely to die from heart disease, cancer, unintentional injury, chronic lower respiratory disease and stroke than their urban counterparts,” Smedsrud said.
He called on Congress to adjust proposed legislation to reflect the fact that rural residents tend to be older and sicker than urban residents, and that insurance choices are dwindling, and often cost more. For example, he said, in 2018 no insurers plan to provide coverage in several mostly-rural counties in Missouri, Ohio, Nevada and Washington. The entire state of Nebraska has only a single insurer under the rules of the ‘Affordable’ Care Act.
“This sparsity of coverage is a condition that needs healing right now,” Smedsrud said.
He emphasized that fewer doctors, per capita, serve rural people and quality care is often out of range physically and financially.
Smedsrud outlined a list of ten recommendations for lawmakers and federal regulators to consider as solutions to remedy the health care gap in rural America:
1. Maintain reasonable Medicaid coverage that covers the disproportionate share of poor and elderly that reside in rural areas.
2. Approve virtual, “tele-medicine” services for rural people under federal insurance guidelines. Make it possible for people to see a doctor or mental health provider remotely – on-screen and/or on-line – without driving long distances.
3. Rescue rural hospitals by maintaining federal reimbursement regulations that help them stay financially viable and remain open.
4. Recognize that the horrid national opioid epidemic is most prominent on a per capita basis in rural America, requiring funding for prevention and treatment alternatives.
5. Ensure health insurance options and competition for rural people, so they are not trapped in a one-size-fits-all federally approved insurance plan.
6. Allow for associations comprised of self-employed small businesses to pool their insurance buying power across state lines and negotiate rates.
7. Enact Guaranteed Access Pools, or Unified High-Risk Pools as a safety net so all consumers with pre-existing conditions are given access to health insurance.
8. Strengthen the rural technology infrastructure, enabling tele-medicine technologies that will narrow the rural-urban healthcare divide. Specifically, undertake an urgent program to provide high-speed internet technology to rural areas.
9. Maintain a senior-level Rural Health Advocate in the U.S. Department of Health and Human Services with responsibility for assuring that all government healthcare decisions reflect the unique needs of rural residents.
10. Encourage doctors to serve in rural areas with loan forgiveness programs and expedited H-1B visa processing.
Smedsrud said, “Rural America grows our food, provides important jobs and houses millions of our fellow citizens. Our country’s leaders should have the vision and courage to provide equity of health care for this population.”
Smedsrud said CA’s Platform for Rural Economic Justice provides additional information about rural health and economic issues.
Fergus Falls, Minn., July 10, 2017 – Communicating for America (CA) advocates for the advancement of all Americans and the promotion of their general health, well-being and education . CA provides clear advice and clear answers concerning health care issues, taxes, and immigration.
* * * * * * * * * * * * * *

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4
Click-On for LinkedIn: LinkedIn
Like us on facebook: HealthInsurance4Everyone
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips! HealthInsurance4Everyone or Health & Life Solutions, LLC
Mark Shuster FaceBook Link
Follow our word press blogs and read about everything from health insurance and reform news to healthy living and current events! 
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After five days of deliberations, a jury has acquitted the Minnesota police officer, Jeronimo Yanez, of all charges in shooting death of Philando Castile. Officer Yanez, an officer for the suburb of St. Anthony, had been charged with second-degree manslaughter and endangering safety by discharging a firearm in the shooting. Yanez and the 12 jurors were quickly led out of the courtroom after the verdict was announced.
In July 2016, Castile was pulled over for a broken tail light and was shot within 62 seconds of his encounter with Officer Yanez. Castile’s girlfriend Diamond Reynolds, who was in the passenger seat, began Facebook livestreaming less than a minute after the shooting as her 4 year old daughter hid in the backseat and Castile slumped over dying.
Dash cam footage shows Officer Yanez approach the vehicle and exchange greetings with Castile and informing him of a brake light problem. He asks for Castile’s driver’s license and proof of insurance. Castile who had a concealed carry license hands the officer his insurance card and says “Sir, I have to tell you that I do have a firearm on me.” Officer Yanez replies, “Okay” and places his right hand on the holster of his gun and says “Okay, don’t reach for it.” Castile responds “I’m not pulling it out,” as Officer Yanez continues to yell “Don’t pull it out.” Yanez pulled his gun and fired seven shots in the direction of Castile. Reynolds yelled, “You just killed my boyfriend!” Castile moaned and said, “I wasn’t reaching for it”, which were his last words.
Reynolds started live-streaming onto Facebook about 40 seconds after the last shot. In a shaky voice she explains that the officer has just killed her boyfriend and that he was licensed to carry. Yanez can be heard shouting “I told him not to reach for it. I told him to get his hand off of it.” Reynolds replies “He had, you told him to get his ID, sir, and his driver’s license. Oh my God. Please don’t tell me he’s dead.”
Officer Yanez’s recollection of the events was that Castile told him he had a gun at the same time he reached down between his right leg and the center console of the vehicle. Yanez stated “He put his hand around something,” and said Castile’s hand took a C-shape, “like putting my hand up to the butt of the gun.” Yanez said he then lost view of Castile’s hand. “I know he had an object and it was dark,” he said. “And he was pulling it out with his right hand. And as he was pulling it out, a million things started going through my head. And I thought I was gonna die.” Yanez said he thought Castile had the gun in his right hand and he had “no option” but to shoot.
Officials in St. Anthony, Minn., released a statement saying that Yanez will not return to the police department after the trial. They said they have decided “the public will be best served if Officer Yanez is no longer a police officer in our city.” “The city intends to offer Officer Yanez a voluntary separation agreement to help him transition to another career other than being a St. Anthony officer.”
Shortly after the verdict was announced, several hundred protesters amassed around the steps of the state Capitol in St. Paul. Police said about 500 activists later moved to Interstate 94, one of the main highways in the Twin Cities area. A few dozen people briefly moved onto the road itself while facing police in riot gear, but most of the protesters soon dispersed.
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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, July 2nd, 2017 was:
CHRISTINE McKINNON
Minnetonka MN
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

6/26/17
Brittany Marie Thompson
Brittany Whitley
Brandy Williams
Diane Hamric
Nai Merri
Paula Rousseau
Dean Bruss
Christina Domingue
Mary Ann Cody
Christy Hawkes
Tina Mimick
Kendra George
Eleazar Ruiz
Trish Musgrave
Sarah Bellestri Shih
Alicia Smith
Nelle Bailey
Beth Epley Minton
Jennifer Mason
Vickie Gipson
Jennifer Marie
Deborah Farris
Hollie Jahnke
Lotorya Patrick
Mikayla Oakes
Monica Stewart
Kim Avery
Anggie Marie
6/27/17
Jennifer Marie
Nai Merri
Kelly Jo Francisco
Jennifer Ramlet
Nelle Bailey
Amy Marie Wilkinson
Kim Floyd
Emily Rice Bowersock
Beth Epley Minton
Brittany Michelle
Jennifer Fremont
Susanne Killion
Sarah Bellestri Shih
Nancy Scharnhorst
Brooke Scott
Anggie Marie
Jamie Shapiro
Geri Rus
Tara Lennox
Pam Johnson Rowland
Anna Nichols
6/28/17
Deborah Farris
D Shanel Collins
Tonya Velazquez
Dave Miller
Sara Biason
Jennifer Mason
Kimberly Taylor Hall
Alisa Jones
Dan Maloney
Lori Heim
Amanda Rosario
Heather Jacques
Dana Dilaura
Christy Hawkes
Emily Rice Bowersock
Carol Yemola
Paula Rivers
Misty Dawn Moores
Glenna Zanaglio
Dena Baji
6/29/17
Trish Hysell
Andrea Timms
Mike Adamski
April Ashcraft
Michelle Abbott
Amber Hawkins
Priscilla Shimp
Ashley Stamey Phillips
Amber McGrath
Jill Nauyokas
Chris Blythe
Kimberly Taylor Hall
Amy Marie Wilkinson
Kimberly Taylor Hall
Khadijah Carter
Vickie Gipson
Alexandria Fields
Yvette Mesta
Shelley Ann Peoples
Michelle Cervantes
Susanne Killion
6/30/17
Juanita Williams-Jones
D Shanel Collins
Jill Nauyokas
Kizzy Alvarez DeSantis
Dawn Raasch
Laurie Griffith
Isis Sample
Melissa Barnes Walker
Susanne Killion
Tabitha Sinks
Jade Good
Jennifer Mapes
Crystal Hazelwood
Christine McKinnon
Ambreen Rouf
Kendra George
Melissa Turner Baker
Jeff Gough
Sheila Carvell
Shona Johnson
Dean Bruss
7/1/17
Kelly Jo Francisco
Deborah Farris
Nancy Scharnhorst
Michelle Hughes
Judy Custer
Tonya Velazquez
Sarah Harrison
Amanda Rosario
Crystal Dougherty Merrill
Jackie Hicks
Peggy Burdick Buchanan
Kristina Harris
Jane Peterson
Sarah Bellestri Shih
Rebecca Honey Graham
Kimberly Foster
April Ashcraft
Christine McKinnon
Ashley Stamey Phillips
Diane Hamric
Kizzy Alvarez DeSantis
Melissa White
7/2/17
Kimberly Snyder
Kelly Jo Francisco
Christine McKinnon
Juanita Williams-Jones
Jacqlyn Gummert
Mary Ann Cody
Jennifer Ramlet
Cheryl Hall
Sheri Boydston
Diane Hamric
Mal Rivera
Sheila Carvell
Michelle R. Carlino
Cheryl Golden
Mya Murphy
Nikki Wooton
Cynthia Smith
Michelle Hughes
Misty Dawn Moores
Rebecca Fauteux

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

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Suddenly uninsured? If you think you’re eligible for a special enrollment period (SEP) for health insurance, be ready to prove it. New regulations effective June 23, 2017, require 100 percent of consumers seeking an SEP in states served by the federal website platform to provide pre-enrollment verification.[1] Previously, about half of consumers requesting an SEP were required to do so.
The crackdown, which stems from a final rule issued April 18, 2017, aims to curb “misuse and abuse of special enrollment periods” by those who decided to enroll in coverage after they find out they need healthcare.[2]
Don’t Qualify for Special Enrollment?
Shop Short-Term Now
Need Coverage for 90+days?
Consider this Long-Term Solution[3]

To help you understand how health insurance special enrollment periods will be handled from now on, here are five key things to know:[4]
1. You must have a “qualifying life event” to become eligible for special enrollment. Click here for an in-depth look at qualifying life events from CMS
2. Documentation will be required. If you have a qualifying life event, you will need to submit documentation that confirms it as requested by the exchange through which you enroll.
3. A deadline will apply. You will have 30 days to provide the requested information.
4. Roll-out of pre-enrollment verification will happen in two phases. The first phase starts June 23, 2017, and the second begins sometime in August.
On June 23, 2017, pre-enrollment verification begins for those who experience the following qualifying life events:
a.) Loss of qualifying health coverage (i.e., minimum essential coverage)
- Job-based coverage – yours or someone else’s
- Medicaid or Children’s Health Insurance Program (CHIP) coverage including pregnancy-related coverage and medically needy coverage
- Some student health plans – check with the school to verify that the plan counts as qualifying health coverage
- Individual or group health plan coverage that ends during the year
- Dependent coverage through a parent’s plan
b.) A permanent move
- Gained access to new health insurance plans due to a change in primary residence and
- Had qualifying coverage for at least one of the 60 days preceding the date of the move or
- Lived in a foreign country or in a U.S. territory for at least one of the 60 days preceding the date of the move
In August 2017, pre-enrollment verification will be added for those who experience the following qualifying life events (more details will follow later this summer):
a.) Marriage
b.) Gaining or becoming a dependent through adoption, placement for adoption, placement in foster care, or a child support or other court order
c.) Medicaid/CHIP denial
5. If you can’t prove you qualify for an SEP, you could remain uninsured. And, if you are not exempt from having minimum essential coverage, that means you could owe a tax penalty.

Read the CMS Overview
What if I’m denied special enrollment?
It is possible to file an appeal. However, you could find yourself without health insurance coverage and, as mentioned above, may owe a tax penalty if you are not exempt from the Affordable Care Act’s individual mandate.
Find Temporary Coverage
You may need to consider short term coverage, a hospital indemnity plan or another type of health benefits to help pay for healthcare until you have minimum essential coverage.
How do I begin the special enrollment process?
Visit www.HI4E.Org to get started. You will then be able to “Request-A-Free-Quote” or request extra guidance and assistance with finding coverage until your new Obamacare plan begins January 2018. We can also help you shop and price-out the available plans that may be left within your state.

Find A More AFFORDABLE Health Plan That Is Still Being Offered Within Your State, When You Shop At: www.hi4e.org HealthInsurance4Everyone & Health & Life Solutions LLC – Over 54,000 Combined Fans/Followers & We’re Growing Daily!!
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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, June 25th, 2017 was:
SARAH HARRISON
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

6/19/17
Allyson Becker
Pamela White Brearley
Samantha Brwn
Jennifer Mapes
Ashley Stamey Phillips
Trish Musgrave
Juanita Williams-Jones
Kathi Taylor
Melissa D’Ornellas Curtis
Christine McKinnon
Emily Rice Bowersock
Nitasha Shank
Shameka Barnes
Sarah Harrison
Jade Good
Crystal Dotson
Brooke Scott
Kelly Jo Francisco
Alisa Jones
Beth Epley Minton
Ashley Agner
Valerie Kuehn
6/20/17
Kelly Jo Francisco
Trish Musgrave
Susanne Killion
Lori Capobianco
Dawn Raasch
Rebecca Fauteux
Amy Chavis
Heather Jacques
Amber Hawkins
Sarah Bellestri Shih
D Shanel Collins
Eleazar Ruiz
Nancy Scharnhorst
Kristina Rosson
Brittany Michelle
Dean Bruss
Marcy Coull
Melissa D’Ornellas Curtis
Sheila Carvell
Chelcie Malow
Vickie Gipson
6/21/17
Sandra Sue Blanton
Christina Domingue
Bea Patrick
Diane Hamric
Kelly Jo Francisco
Lotorya Patrick
Patricia Oehlert Vazquez
Trish Musgrave
Kimberly Taylor Hall
Deidre LeDoux
Misty Shallcross
Sarah Bellestri Shih
Kim Floyd
Michelle Webb
Nikki Wooton
Jenny Merritt
Kaitlyn Rutherford
Angela Hendricks
Nitasha Shank
Tiffane Sloan
Tracy Shafer
6/22/17
Annette French
Deidre LeDoux
Kelly Jo Francisco
Tina Mimick
Eleazar Ruiz
Sarah Harrison
Nancy Scharnhorst
Traci Anderson
Brandy Williams
Kendra George
Jessica Miller
Brandi K Chaney
Mary Mcmenamy
Penny Fisher
Amanda Rosario
Alexis Maureen
Alisa Jones
Michelle Bartley
Sheila Carvell
Christina Domingue
6/23/17
Deborah Farris
Sarah Harrison
Shannon R Garrett
Lori Capobianco
Kelly Jo Francisco
Amanda Rosario
Brittany Whitley
Jean Simmons Homfeld
Brandy Williams
Crystal Young
Paula Rousseau
Beth Cleveland
Patricia Oehlert Vazquez
Nitasha Shank
Beth Epley Minton
Emily Rice Bowersock
Annette French
Belinda Haas
Becca Neuenschwander Long
Trish Musgrave
6/24/17
Jennifer Mason
Jade Good
Mary Achio
Tera Wardrip
Sheila Carvell
Darlene Whyte
Tracy Shafer
Jenny Meyers
Brandy Williams
Geri Rus
Michelle Cervantes
Abby Cox
Kelly Jo Francisco
Shameka Barnes
Amanda Rosario
Jessica Miller
Nelle Bailey
Jane Peterson
Monica Stewart
Michelle Hughes
Dale Fish
Amy Marie Wilkinson
6/25/17
Suzie Mize Lockhart
Trish Musgrave
Kelly Jo Francisco
Eleazar Ruiz
Alicia Smith
Amanda Saltsman
Dawn Raasch
Samantha Brwn
Anna Nichols
Beth Epley Minton
Nancy Scharnhorst
Valerie Kuehn
Brandy Williams
Jennifer Marie
Lora Heltne
Althea Thomas
Jenifer Garza
Ashley Stamey Phillips
Rebecca Hueller Crum
Sheila Carvell

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)

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Mark Shuster FaceBook Link
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