In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, June 11th, 2017 was:
MELISSA BARNES WALKER
Boaz, AL
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
6/5/17
Deborah Farris
Tonya Velazquez
Michelle Hughes
Bethany Henry
Glenna Zanaglio
Jennifer Leffler
Carol Scheive
Lisa Puckett
Michelle R. Carlino
Joann Tompkins-Winborn
Christy Hawkes
Jennifer Vega
Wendi Black
Carole Jacobs
Jennifer Mapes
Sarah Bellestri Shih
Anggie Marie
June Rivera
Mary Mcmenamy
John McKnight
Dawna McKnight
6/6/17
Deborah Farris
Juanita Williams-Jones
Melissa Barnes Walker
Paula Rousseau
Kimberly Taylor Hall
Jenny Merritt
Karen Bondehagen
Ashley Stamey Phillips
Laurie Griffith
Amanda Peters
Lori Marie Timms
June Rivera
Nai Merri
Zack Sudler
Krissy Brislin
Mya Murphy
Melissa White
JoBeth Butcher
Poonam Gosain
Tina Mimick
Rebecca Fauteux
Kristen Raia Bowman
D Shanel Collins
6/7/17
Kelly Jo Francisco
Rebecca Fauteux
Eleazar Ruiz
Nai Merri
Susanne Killion
Andrea Timms
Summer July
Cheryl Hall
Jacqlyn Gummert
Kristina Rosson
Melina Pereyra
April Ashcraft
Priscilla Shimp
Tonya Velazquez
Kizzy Alvarez DeSantis
Beata Tybor
Mary Mcmenamy
Leslie Wagner Hobson
Angela N Dustin Turner
Elisa Adams
Phyllis Hines
6/8/17
Valerie Kuehn
Tonya Velazquez
Holly Cajigas
Trish Hysell
Kimberly Taylor Hall
Anggie Marie
Jennifer Leffler
Melissa Barnes Walker
Preeti Chand
Jane Peterson
Deborah Farris
Isis Sample
Kelly Jo Francisco
Daniela Hernandez
Vickie Gipson
Nelle Bailey
Jennifer Mason
Tina Marie
Taschia Miller
Jennifer Mapes
Wayne Gallas
Melissa Ann Stura-Bassett
Jodi Stevens
6/9/17
Tonya Velazquez
Sandra Sue Blanton
Jennifer Ramlet
Carol Scheive
Phyllis Hines
Melissa White
Amanda Peters
David M Still
Mary Achio
Sarra Baptist
Ashley Stamey Phillips
Misty Shallcross
Tracy Shafer
Brittany Marie Thompson
Rhonda Nicholson
Diane Hamric
Elizabeth E. Suquilanda
Brandy Williams
Janice Cash
Crystal Young
Kayla Clemons
Tina Marie
Michelle Hughes
Deborah Farris
Rebecca Fauteux
6/10/17
Sheila Carvell
Mary Ann Cody
Cheryl Hall
Ashley Agner
Anggie Marie
Tammy Alcorta
Melinda Dreier
Jodi Stevens
Jackie Hicks
Poonam Gosain
Ashley Stamey Phillips
Amanda Saltsman
Christina Domingue
Leslie Wagner Hobson
Amanda Rosario
Holly Cajigas
Emily Rice Bowersock
D Shanel Collins
Trish Marks
Carol Yemola
Christine Beckman
6/11/17
Dawn Raasch
Priscilla Shimp
Preeti Chand
Christine McKinnon
Mike Adamski
Sarah Bellestri Shih
Jennifer Downing
Anna Nichols
Kimberly Snyder
Christina Montes
Heather Marie Stacy
Jodi Stevens
Tabitha Sinks
Shona Johnson
Pam Johnson Rowland
Alexandria Fields
Kaitlyn Rutherford
Eleazar Ruiz
Diane Hamric
Brian Fulop
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn 
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
In 2016, there were 287 insurers who offered insurance on the Obamacare exchanges and in 2017 that number dropped to 218. There were 34 states that saw the number of insurers decline, 15 states have the same amount of insurers from 2016 to 2017 and only one state added an insurer in 2017.
Five states, ALABAMA, ALASKA, OKLAHOMA, SOUTH CAROLINA, and WYOMING, have only one insurer operating on the exchanges, leaving consumers with little choice. 
In one-third of counties in the United States, about one in five enrollees, or 21 percent, have access to only one insurer operating on the exchanges. This is a significant increase from the 2 percent of enrollees in 7 percent of counties that had access to only one insurer last year.
“In 2017, insurance company losses led to a number of high profile exits from the market,” the study explains. “In 2017, 58% of enrollees (living in about 30% of counties) had a choice of three or more insurers, compared to 85% of enrollees (living in about 63% of counties) in 2016.”
As larger commercial insurers such as Aetna and United Healthcare have dropped out of Obamacare, many areas will only have regional insurers to choose from, said Ed Haislmaier, an expert in health care policy at the Heritage Foundation.
“The reality is that the individual market even pre-Obamacare was a very small part of their business,” said Haislmaier. “So those companies have basically dropped out and what that leaves are a couple of companies with broader footprints but not more than about 10 or 12 states.”
“What you’re down to is basically in most cases your dominant Blue Cross plan and then depending on the size and location you may have regional players and by regional it could mean either across two or more states or just within a state,” he said. 
Haislmaier and the Heritage Foundation, who originally created the methodology for this type of study earlier this year, said that the ‘Affordable’ Care Act has left consumers with less competition and choice than ever before.
“One of the stated aims of the ‘Affordable’ Care Act was to increase competition among health insurance companies,” said Haislmaier.
“That goal has not been realized, and by several different measures the ACA’s exchanges offer less competition and choice in 2017 than ever before. Now in the fourth year of operation, the exchanges continue to be far less competitive than the individual health insurance market was before the ACA’s implementation.”
Diana Furchtgott-Roth, a senior fellow at the Manhattan Institute, said that Congress needs to repeal and reform Obamacare without delay. 
“The Obamacare death spiral is continuing,” she said. “As rates rise, healthy people drop out and the share of sick people rise, causing further increases in rates. Since these rates are capped then the insurance business becomes less profitable and companies leave the business.”
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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4
Click-On for LinkedIn: LinkedIn
Like us on facebook: HealthInsurance4Everyone
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips! HealthInsurance4Everyone or Health & Life Solutions, LLC
Mark Shuster FaceBook Link
Follow our word press blogs and read about everything from health insurance and reform news to healthy living and current events! 
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft protection plans.
LegalShield
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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, May 28th, 2017 was:
LAURIE GRIFFITH
Novi, MI
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
5/22/17
Cheryl Hall
Deborah Farris
Brandi K Chaney
Teena Sierson
Alexandria Fields
Tiffany Banks
Tabitha Sinks
Marcy Coull
Karen Bondehagen
Kristina Harris
Nai Merri
Darlene Whyte
Valerie Kuehn
Johanna Landsaw-Davis
Leslie Wagner Hobson
Jacqlyn Gummert
Amy Marie Wilkinson
Anna Nichols
Kimberly Snyder
Jessica Jenry
Cassandra Berholtz
Misty Dawn Moores
Melissa Ann Stura-Bassett
5/23/17
Jonnalyn Gates
Sarah Bellestri Shih
Kristina Harris
Chrissy Kim
LaKishia Wagers
Annette French
Terri Llexxes
Andrea Timms
Joanie Waterman
Kristina Rosson
Jennifer Downing
Carla S-Paige Williams
Tiffany Banks
Priscilla Shimp
Anna Nichols
Becca Neuenschwander Long
Lauren Bradley
Brandi K Chaney
Alisa Jones
D Shanel Collins
5/24/17
Chrissy Kim
Amy Marie Wilkinson
Laurie Griffith
Emilie Edwards
Sherri Kidwell
Deborah Farris
Andrea Timms
Angela Hendricks
Neil Anderson
Kayte CookWatts
Joann Tompkins-Winborn
Jennifer Mapes
Bethany Henry
Kayla Clemons
Tracy Shafer
Althea Thomas
Annette Broxton
Lori Marie Timms
Dawn Miller Majors
Jennifer Alford
Katrina Worford
Lotorya Patrick
Ellen Beck
5/25/17
Anggie Marie
Nitasha Shank
Tiffany Greene Elliott
Jodi Stevens
Glenna Zanaglio
Amy Marie Wilkinson
Rebecca Fauteux
Valerie Kuehn
Autumn Dansby
Brittany Marie Thompson
Jennifer Downing
Kelly Jo Francisco
Alicia Dansby
Tonya Velazquez
Kristen Raia Bowman
Misty Dawn Moores
Mary Achio
Alysia Jackson
Destiny Landsaw Davis
Jacqlyn Gummert
5/26/17
Kelly Jo Francisco
Alisa Jones
Jennifer Mapes
Phyllis Hines
Laurie Griffith
Kizzy Alvarez-De Santis
Juanita Williams-Jones
Valerie Kuehn
Shannon R Garrett
Sheila Carvell
Michelle R. Carlino
Shona Johnson
Lauren Bradley
Sherri Kidwell
Belinda Haas
Michelle Hughes
Dawn Raasch
Kimberly Snyder
Alexandria Fields
Kendra Lynne Ramsey
Crystal Hazelwood
5/27/17
Deborah Farris
Kelly Jo Francisco
Tonya Velazquez
Jennifer Ramlet
Dean Bruss
Sarah Harrison
Jade Good
Althea Thomas
Jennifer Vega
Mary Mcmenamy
Anna Nichols
Trish Musgrave
Nai Merri
Jennifer Mapes
Amy Marie Wilkinson
Jonnalyn Gates
Debbie Burke Garretson
Amy Conyers
D Shanel Collins
Tiffany Banks
Eleazar Ruiz
5/28/17
Sherri Kidwell
Michelle R. Carlino
Lisa David Carr
Jamie Shapiro
Brooke Scott
Juanita Williams-Jones
Nai Merri
Laurie Griffith
Michelle Hughes
Mary Vantil
Kendra George
Tina Marie
Jonnalyn Gates
Paula Rousseau
Vickie Gipson
Jennifer Mapes
Jessica Miller
Mary Achio
Dean Bruss
Melissa Ann Stura-Bassett
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
A Balch Springs police officer was fired for violating several department policies and procedures in the shooting death of a Texas teen. He was later arrested on a murder charge in the killing of Jordan Edwards, who was a passenger in a car that was driving away from a party. The former officer turned himself in at the Parker County Jail, posting his $300,000 bail that evening. If convicted of murder, he faces up to life in prison.
Roy Oliver, 37, was the second of two officers who responded to a report of a loud party with underage drinking in the Dallas suburb of Balch Springs. Oliver and the other officer went into the house to talk to the host of the party as teens scattered from the party. During this time, 15-year-old Jordan Edwards, his two older brothers and two 16 year old friends got into their car driven by his older brother Vidal.
As the officers were talking to the host they heard what sounded like gunshots and went outside. Both officers went outside to see what was going on and saw several people fleeing the party. The other officer, who has not been identified, walked toward the area where he thought the shots had been fired while Oliver went to the patrol car and got his rifle.
The second officer tried to stop a black Chevrolet Impala at the nearby intersection. The car slowly reversed, and the second officer pulled his gun and walked toward the passenger side of the car. As the car started to drive forward, the officer used his gun to break the rear passenger window. Oliver got behind the officer and fired several rounds into the car as it drove past him.
Jordan Edwards was shot in the head as he sat in the front passenger seat of the vehicle. Originally Balch Springs Police Chief Jonathan Haber said the officer fired after the car drove “aggressively” toward both officers but he later said he misspoke. Both officers were wearing body cameras and body camera footage showed the car was driving forward, away from the officers, not reversing toward them as he originally reported. The officer’s behavior “did not meet our core values,” Haber said.
Records reveal that Officer Roy Oliver, a 6 year veteran with the Balch Springs department was suspended in 2013 for sixteen hours and ordered to attend “anger management and training in courtroom demeanor and testimony.” That same year, according to his personnel files – he demonstrated a low score on “the extent to which this employee is able to communicate with the public as wells as other employees both verbally and in writing.”
Jordan Edwards was a freshman at Mesquite High School and a straight A student with a 4.0 GPA. He was a talented athlete who played quarterback and receiver on the football team. He lived in an upper middle class neighborhood in Balch Springs with his parents, two older brothers and younger sister.
Those who knew him say he was the last person you’d expect to die in a police shooting. His family, teachers and coaches described him as a happy, hardworking and respectful teen that was always in a good mood. His father Odell, said that his son Vidal, continued driving away so that no one else would be shot. He stopped the car two blocks from the party and called his father while his two friends in the back seat called their parents. “All I could hear was screaming and crying and the boys saying that police had just shot and killed Jordan. I could hardly make sense of it all” said Odell Edwards. Then the phone went dead. At that point, police had swarmed the car and forced all of the boys out at gunpoint.
Read more
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, May 14th, 2017 was:
AMANDA THOMAS
Monroe, GA
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
5/8/17
Jade Good
Nikki Hunsaker
Heather Lynn Rood
Melissa Ann Stura-Bassett
Paula Rivers
Amy Marie Wilkinson
Sara Harrison
Tracy Shafer
Fanny Wat
Rondi Clark-Conn
Nai Merri
Lauren Bradley
Carrie Strickland
Daniela Hernandez
Jennifer Leffler
Amanda Thomas
Hollie Jahnke
Tonya Velazquez
Destiny Landsaw Davis
Felicia Block
5/9/17
Emily Rice Bowersock
Sherri Kidwell
Kathi Taylor
Jennifer Leffler
Alexandria Fields
Kimberly Snyder
Sheila Carvell
Kathleen Hickman
Becca Dotsun
Stephanie Caldwell
Adaria Johnson
Ellen Ciambrelli Ferrari
Eva Biggs
Jade Good
Andrea Timms
Debbie Burke Garretson
Ashley Stamey Phillips
Derek Jennings
Susan Clarke Jette
Karen Bondehagen
Rebecca Fauteux
5/10/17
Sherri Kidwell
Tera Wardrip
Mary Achio
Tonya Velazquez
Nai Merri
Destiny Landsaw Davis
Dale Fish
Christina Domingue
Glenna Zanaglio
Alexandria Fields
Phyllis Hines
Priscilla Shimp
Kayla Clemons
Anna Nichols
Susanne Killion
Jennifer Lang
Lauren Bradley
Tina Marie
Raquel Perez-Espinal
Paula Rousseau
Ashley Stamey Phillips
Michelle R. Carlino
Christy Hawkes
5/11/17
Tonya Velazquez
Emily Rice Bowersock
Leslie Wagner Hobson
Crystal Dotson
Cheryl Hall
Sheila Carvell
Susan Clarke Jette
Jennifer Fremont
Phyllis Hines
Erica Hansen
Jakara Jackson
Kathleen Hickman
Stacy Ramirez
Karen Goodwin Delaney
Brandi Chaney
Kendra George
JoBeth Butcher
Kayla Clemons
Nai Merri
Jennifer Ramlet
5/12/17
Leslie Wagner Hobson
Cheryl Hall
Nitasha Shank
Crystal Dotson
Jennifer Ramlet
Brooke Scott
Jennifer Lang
Sarah Bellestri Shih
Tonya Velazquez
Mikayla Oakes
Teena Sierson
Michelle Hughes
Susan Clarke Jette
Johanna Landsaw-Davis
Alexis Maureen
Jamie Shapiro
Kathleen Hickman
Ashley Stamey Phillips
Kellie Lacy
Samantha Brwn
Dean Bruss
Jakara Jackson
Anggie Marie
Sheila Carvell
5/13/17
Tracy Shafer
Jonnalyn Gates
Mary Ann Cody
Lotorya Patrick
Christy Hawkes
Nelle Bailey
Sheila Carvell
Karen Bondehagen
Nitasha Shank
Jade Good
Ashley Stamey Phillips
Kendra George
Jennifer Downing
Juanita Williams-Jones
Michelle Hughes
Brittany Michelle
Kimberly Snyder
Tera Wardrip
Myranda Medlin
Paula Rousseau
Tonya Velazquez
5/14/17
Deborah Farris
Tera Wardrip
Joleen Renee
Allison Frederick
Nikki Hunsaker
Michelle Webb
Sarah Harrison
Misty Shallcross
Michelle Hughes
Heather Lynn Rood
Charlotte Dennis
Lotorya Patrick
Chris Maxwell
Alicia Smith
Amanda Saltsman
Jennifer Mason
Angela Hendricks
Carrie Strickland
Paula Rousseau
Jennifer Downing
Melissa Turner Baker
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
While the Obama ‘Affordable’ Care Act (ACA) aims to decrease the number of uninsured Americans, there are many who remain without coverage for one reason or another.
Kaiser Family Foundation research found that:
- 48 percent of adults uninsured in 2014 said the main reason they lacked coverage was due to cost
- 12 percent cited work-related reasons
- 13 percent were told they were ineligible or could not get coverage due to their immigration status
- Few uninsured adults were uninsured because they said they didn’t need coverage, opposed the ACA or preferred to pay the penalty
If you are among these individuals, what impact could having no health insurance have on you?
The consequences of going uninsured widely vary based your health and finances, amongst other things. In terms of the ‘Affordable’ Care Act and its individual shared responsibility provision, going without an Obamacare plan can also have tax implications.
What are those tax implications?
It depends on your situation.
Do you qualify for an Obamacare ACA exemption?
While the ‘Affordable’ Care Act’s individual shared responsibility requires most Americans to have health insurance, there are certain situations in which exemptions are granted. Those who qualify for exemptions will not owe the shared responsibility payment for going without minimum essential coverage.
Some examples if exemption-eligible circumstances include:
– Having a gross or household income below the minimum threshold for filing a tax return
– Experiencing general hardship due to circumstances such as homelessness, foreclosure, death of a close family member, unpaid medical bills and more
– Being a resident of a state that did not expand Medicaid
Some Obamacare exemptions must be claimed or reported when you file your taxes. Others are automatic. More information is available at IRS.gov. If you believe you might qualify for an exemption, speak with your health insurance producer and/or a financial adviser.
You are allowed a single period of up to three months without ACA-compliant health insurance coverage. If you do not qualify for an exemption and have no health insurance beyond this, you could owe the shared responsibility payment.
This fee is paid when you file your federal taxes for the year in which you were not compliant with the healthcare reform law. If you went without minimum essential coverage for all or part of 2016, you would pay the Obamacare tax penalty when filing taxes for 2016.
What is the penalty for no health insurance in 2016?
The tax penalty for going without health insurance increased in 2016. It is now the greater of these amounts:
- 2.5 percent of your income above the filing threshold, capped at the national average premium for a bronze plan available through the Marketplace
- $695 per adult and $347.50 per child to a maximum family penalty of $2,085
The penalty will continue to adjust annually based on inflation and the flat dollar amounts for 2016.
No health insurance? You could benefit from short term benefits
Whether or not you are exempt from the shared responsibility provision, you might consider some other type of coverage beyond major medical insurance (i.e., an Obamacare plan) to help pay for healthcare expenses.
Short term health insurance provides temporary coverage when you are in between Obamacare plans. While these plans are not ACA-compliant and do not qualify as minimum essential coverage, they do provide a range of benefits for unexpected medical care and often have premiums that are a fraction of major medical insurance premiums.
Short term health plans last as few as 30 days and up to 364, depending on how long you think you will need temporary coverage and the laws in your state. You can apply and enroll online through websites such as www.HI4E.Org , and you can begin your coverage as soon as the next day.
Think short term. Get a quote.
* * * * * * * * * * * * * *
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 
Click-On for LinkedIn: LinkedIn
Like us on facebook: HealthInsurance4Everyone 
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blogs and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs 
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft protection plans.
LegalShield
Read more
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, April 23rd, 2017 was:
SUSAN JETTE
New Haven, CT
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
4/17/17
Priscilla Shimp
Sherri Kidwell
Michelle Hughes
Crystal Moyer
Mya Murphy
Crystal Hazelwood
Kizzy Alvarez DeSantis
Carla S-Paige Williams
Brandi Chaney
Melissa Turner Baker
Belinda Haas
John Mellor
Valerie Kuehn
Alicia Dansby
Steve Hardy
Teena Sierson
Megan Rhyne
Amy Marie Wilkinson
Tina Marie
Susan Clarke Jette
4/18/17
Lisa Puckett
Brandy Marie Williams
Priscilla Shimp
Michelle Hughes
Ashley Stamey Phillips
Jennifer Mason
Tina Marie
Jonnalyn Gates
Deborah Farris
Angela Nicole
Nai Merri
Karen Jaras
Marie Beauregard
Kayla Clemons
Kathleen Hickman
Susan Clarke Jette
Christy Hawkes
Ralph Gonzales
Andrea Workman
Tammy Alcorta
4/19/17
Melissa Turner Baker
Jennifer Sparks
Carol Scheive
Brittany Marie Thompson
Andrea Workman
Shawna Poole
Dean Bruss
Sean Stover
Priscilla Shimp
Shelby Lynn
Lisa J Wright
Rhonda Nicholson
Ashley Oshier
Jennifer Downing
Tammy Alcorta
Lotorya Patrick
Dawn Raasch
Chrissy Kim
Valerie Kuehn
Carrie Strickland
JoBeth Butcher
4/20/17
Crystal Young
Alexandria Fields
Mary Achio
Emily Rice Bowersock
Amanda Rosario
Anna Nichols
Angela Nicole
Brooke Scott
Dale Fish
Roberta Thomas
Amy Cantrall-McDaniels
Abby Cox
Jennifer Saavedra
Anggie Marie
Kim Floyd
Kendra George
Raquel Perez-Espinal
Sean Stover
Tonya Velazquez
Tiffany Greene Elliott
Amy Chavis
Misty Shallcross
4/21/17
Nikki Hunsaker
John McKnight
Suzie Mize Lockhart
Dawna McKnight
Tonya Velazquez
Lori Capobianco
Mary Mcmenamy
Stephanie Beckwith
Nai Merri
Jennifer Saavedra
Alicia Dansby
Kelsey Mcknight
Ashley Stamey Phillips
Tracy Shafer
Geri Rus
Dean Bruss
Brandi Kerr
Misty Shallcross
Morgan Alexandra
Valerie Kuehn
Johanna Landsaw-Davis
4/22/17
Sheila Carvell
Anna Nichols
Shelby Lynn
Andrea Timms
Amy Chavis
Carole Jacobs
Brittany Michelle
Juanita Williams-Jones
Jakara Jackson
Chris Maxwell
Alisa Jones
Lisa Puckett
Carrie Strickland
Adaria Johnson
Samantha Maxwell
Brandy Marie Williams
Amanda Thomas
Christine McKinnon
Kimberly Taylor Hall
Phylicia Phillips
Cristina Spolnick Beeson
4/23/17
Juanita Williams-Jones
Misty Shallcross
Shelby Lynn
Kendra George
Kayla Clemons
Tiffany Greene Elliott
Jennifer Saavedra
Phylicia Phillips
Becca Dotsun
Lori Marie Timms
Paula Rousseau
Tonya Velazquez
Jean Simmons Homfeld
Jennifer Ramlet
Jennifer Kinner
Jennifer Downing
Amanda Rosario
Jennifer Mason
Kaitlyn Rutherford
Anne Hanson
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, April 9th, 2017 was:
SHEILA CARVELL
Chatsworth, GA
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
4/3/17
Shelby Lynn
Anna Nichols
Samantha Brwn Ramos
Valerie Kuehn
Sheila Carvell
Angela Hendricks
Becca Dotsun
Jennie Gallagher
Luis Vazquez
Eva Biggs
Kimberly Snyder
Derek Jennings
Shelley LaClear
Christy Hawkes
Althea Thomas
Kizzy Alvarez DeSantis
Nai Merri
Glenna Zanaglio
Megan Rhyne
Tina Auth
Kaitlyn Rutherford
Brandy Marie Williams
Crystal Young
4/4/17
Vickie Gipson
Valerie Kuehn
Brittany Marie Thompson
Leslie Wagner Hobson
Angela Nicole
Lori Capobianco
Sarah Harrison
Katrina Worford
Jennifer Mason
Shelby Lynn
Chris Maxwell
Sherri Kidwell
Cheryl Hall
Rhonda Nicholson
Dean Bruss
Tiffany Borek
Brandy Marie Williams
Dena Baji
Emily Rice Bowersock
Caitlyn Johnson
4/5/17
Tonya Velazquez
Trisha Musgrave
Sara Biason
Megan Rhyne
Brooke Scott
Paula Rousseau
Kristina Harris
Sarah Bellestri Shih
Jonnalyn Gates
Valerie Kuehn
Jennifer Downing
Timothy Simpson
Teena Sierson
Rhonda Nicholson
Samantha Brwn Ramos
Phyllis Hines
Lori Capobianco
Jennifer Mason
Tracy Shafer
Karen Rimiller Presley
Angelique Drummond
Brandy Marie Williams
Candace Candy Lynn
Jessica Davis
4/6/17
Cheryl Hall
Glenna Zanaglio
Preeti Chand
Tonya Valezquez
Jennifer Ramlet
Anna Nichols
Shelby Lynn
Allison Frederick
Jennifer Sparks
Dean Bruss
Leslie Wagner Hobson
Amanda Kyrie’ Ayala
Shelley LaClear
Sheila Carvell
Karron Redfield
Kim Floyd
Ashley Nichole
Brittany Michelle
Crystal Gipson
Kizzy Alvarez DeSantis
Emily Rice Bowersock
Kimberly Snyder
4/7/17
Christy Hawkes
Kaitlyn Rutherford
Brandy Marie Williams
Kendra George
Jamie Shapiro
Kimberly Taylor Hall
Misty Shallcross
Karen Jaras
Angela Nicole
Kayla Clemons
Jennifer Sparks
Jade Good
Tina Auth
Sherri Kidwell
Stephanie Beckwith
Nitasha Shank
Pamela White Brearley
Becca Dotsun
Sandra Sue Blanton
Brooke Scott
Janice Cash
4/8/17
Shelby Lynn
Valerie Kuehn
Jennifer Mason
Hilda Veronica Torres
Melinda Lee
Nelle Bailey
Brandy Marie Williams
Kimberly Snyder
Jade Good
Melissa Barnes Walker
Kelsey Staples
Amy Chavis
Paula Rousseau
Juanita Williams-Jones
Roberta Thomas
Misty Shallcross
Zack Sudler
Crystal Young
Lisa Back
Heather Jacques
4/9/17
Juanita Williams-Jones
Jakara Jackson
Stephanie Beckwith
Kimberly Snyder
Sheila Carvell
Holly Cajigas
Tina Marie
Rebecca Fauteux
D.b. Snyder
Dean Bruss
Mya Murphy
Kathleen Hickman
Nelle Bailey
Brandi Kerr
Thomas Ryan
Carla S-Paige Williams
Dawn Raasch
Andrew W Sauer
Taschia Miller
Nai Merri
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
Oil could start flowing through the highly contested $3.8 billion Dakota Access pipeline as early this week. The company building the Dakota Access pipeline says the project remains on track to start moving oil this week despite recent “coordinated physical attacks” along the line. Texas-based Energy Transfer Partners didn’t detail the attacks, but said they “pose threats to life, physical safety and the environment.”
Two American Indian tribes have battled the $3.8 billion pipeline in court for months, arguing it’s a threat to water. The company has said the pipeline will be safe. An appeals court rejected the Standing Rock Sioux and Cheyenne River Nations’ request for an emergency injunction to stop the pipeline from becoming operational.
Judge James Boasberg of the US District Court for the District of Columbia cleared the way for the startup, when he turned down two North Dakota tribes’ request for a preliminary injunction to prevent oil from flowing under Lake Oahe.
The 1,172-mile, four-state pipeline constructed almost entirely on private land is 99 percent complete, but a federal easement which was obtained in February-was required in order to finish the final 1,100-foot stretch in North Dakota. When complete, the pipeline will move crude oil from the Bakken field in North Dakota to a shipping point in Patoka, Illinois via 30-inch diameter pipes, and then connect to an existing reconfigured pipeline.
The pipeline consists of more than 700 miles of existing pipeline that has been converted to crude oil service from Patoka to Nederland, Texas. The two pipelines are expected to be in service in the second quarter of 2017.
The approval in February was granted after President Trump issued an executive order to expedite the process. The US Army Corps of Engineers originally granted the easement for the pipeline in July, but withdrew it in December under political pressure from thousands of protesters camped near the construction site at Cannon Ball, North Dakota.
The Corps abandoned the additional environmental review launched in December and argued in court that it undertook a two-year review of the project’s impact on water quality and historic relics, including 389 meetings with 55 tribes. The company rerouted the pipeline 140 times in response to concerns raised.
Greenpeace and a group of more than 160 scientists dedicated to conservation and preservation of threatened natural resources and endangered species have spoken out against the pipeline. Many Sioux tribes say that the pipeline threatens the Tribe’s environmental and economic well-being, and would damage and destroy sites of great historic, religious, and cultural significance.
Protests at sites in North Dakota began in the spring of 2016 and drew indigenous people from throughout North America creating the largest gathering of Native Americans in the past hundred years. In January, the Morton County Sheriff’s Department released figures showing the state and local policing of the protests have cost $22.3 million since August 10 2016.
Read more
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, March 19th, 2017 was:
JADE GOOD
Sinking Spring, PA
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
3/13/17
Kimberly Snyder
Desiree Ann
Christine Acoba
Mary Achio
Carole Jacobs
Althea Thomas
Glenna Zanaglio
Kayla Clemons
Melissa Ann Stura-Bassett
Timothy Simpson
Mary Ann Cody
Tiffany Greene Elliott
Sheila Carvell
Holly Cajigas
Trish Dye Masi
Jennifer Mason
Derek Jennings
Christy Hawkes
Dale Fish
Allison Frederick
Jennifer Ramlet
Melissa D’Ornellas Curtis
Lisa Puckett
3/14/17
Jennifer Ramlet
Lisa David Carr
Kimberly Snyder
Jackie Hicks
Nai Merri
Patricia Oehlert Vazquez
Kathleen Hickman
Myranda Medlin
Glenna Zanaglio
Derek Jennings
Kendra George
Ralph Gonzales
Sarah Bellestri Shih
Amy Chavis
Jennifer Lang
Brandy Marie Williams
Hollie Jahnke
Holly Cajigas
Beata Tybor
Mary Achio
Christina Radcliff
Jessica Miller
Nancy Scharnhorst
3/15/17
Paula Rousseau
Desiree Ann
Kathi Taylor
Stephanie Beckwith
Misty Shallcross
Anna Nichols
Nitasha Shank
Justin Wilcox
Dean Bruss
Kendra George
Christine Acoba
Crystal Young
Fanny Wat
Jennifer Mason
Jackie Hicks
Brittany Deaver
Dawna McKnight
Jean Simmons Homfeld
Christina Domingue
Kelsey Mcknight
3/16/17
Jessica Miller
Stephanie Beckwith
Jonnalyn Gates
Priscilla Shimp
Valerie Kuehn
Sheila Carvell
Jennifer Ramlet
Mary Achio
Jennifer Mason
Roberta Thomas
Michelle Hughes
Jean Simmons Homfeld
Phylicia Phillips
Megan Rhyne
Cassandra Berholtz
Allyson Becker
Nitasha Shank
Nai Merri
Kimberly Foster
Dean Bruss
Katrina Worford
3/17/17
Sandy Nevels
Jennifer Ramlet
Dmarie Nylin-Terrell
Desiree Ann
Mary Achio
Christine Acoba
Kristina Rosson
Cassandra Berholtz
Kristina Harris
Andrea Timms
Pamela Gonzalez
Jade Good
Amy Conyers
Michelle Hughes
Ashley Stamey Phillips
Carole Moore
Nitasha Shank
Amanda Peters
Nelle Bailey
Dana Dilaura
Sheila Carvell
3/18/17
Lauren Bradley
Amy Conyers
Cassandra Berholtz
Valerie Kuehn
Beth Cleveland
Beata Tybor
Kathi Taylor
Brenda Casey
Allison Frederick
Jennifer Mason
Phyllis Hines
Jennifer Downing
Kendra George
Carol Yemola
Justin Wilcox
Misty Shallcross
Amy Marie Wilkinson
Samantha Brwn Ramos
Jade Good
Stephanie Caldwell
Debbie Burke Garretson
3/19/17
Samanth Cheff
Sherri Kidwell
Dana Rodriguez
Brandi Chaney
Keith L Flanders
Christine McKinnon
Sammi Palacios
Priscilla Shimp
Roberta Thomas
Kelli Mcmillan
Christine Acoba
Melissa Turner Baker
Bobbie J Rittenhouse
Kimberly Snyder
Barbie Sundy
Kristina Harris
Kendra George
Nai Merri
Jennifer Downing
Adaria Johnson
Mya Murphy
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Health insurance document
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
Read more
