Steve Stephens, the Cleveland killer who uploaded a video of himself shooting an elderly man on Easter Sunday-has killed himself after a police chase in Pennsylvania. Stephens was on the run for two days after uploading a video of the senseless murder, as well as two other videos explaining why he committed the crime. In a video made prior to the shooting, Stephens explains that he just snapped and that his ex-girlfriend Joy Lane was to blame for what he was about to do. He mentions that he had lost everything he had to gambling debts and that he has tried to talk about his problems with friends and family but that they act like his problems aren’t that serious.
In the video of the killing, Stephens approaches Robert Godwin, a 74 year old grandfather of 14, as he is walking down the street. Stephens asks Godwin if he knows Joy Lane and then makes the man repeat the name saying “Joy Lane is the reason this is about to happen to you”. Godwin replies “Joy Lane, I don’t know any Joy Lane” as he raises his arms to protect himself-before being shot dead. Godwin, 74, was shot while walking home from an Easter meal with his children in Cleveland.
After uploading the video on Facebook, Stephens posted a Facebook live video of himself driving in his car while talking on the phone and dubbing his crime spree “The Joy Lane Easter Massacre” while claiming to have already killed a dozen other people. He claimed he would keep killing at random until Joy Lane or his mother called him.
Joy Lane, Stephens on again-off again girlfriend of a few years, told several news agencies that she tried to reach him shortly after the video surfaced but he did not pick up his phone. She said she was overwhelmed by the tragedy and apologized for what had happened-wishing for prayers for the victim’s family.
After the video surfaced, Cleveland residents were left reeling in fear that an active shooter was still in the area killing innocent people at random. For two days, authorities across the country scrambled to find Stephens, believing he may have headed east to family in New York. On Sunday, Stephens’ cell phone pinged a cell tower 100 miles east of Cleveland, in Erie, Pennslyvania.
The manhunt came to an end shortly after an employee spotted Stephens’ white Ford Fusion in the drive-thru of a McDonald’s near Erie and called authorities. The franchise owner said Stephens ordered chicken nuggets and fries at the McDonald’s drive-thru window in Harborcreek Township when employees recognized him. Stephens was two cars behind in the drive-thru lane to pick up food as police were on their way.
The McDonalds employee’s tried to give police more time to arrive by telling Stephens the fries were not ready but he took the nuggets and left. Authorities spotted him as he fled the area and gave chase. Police said that an officer performed a “PIT” maneuver, a strategic way of ramming a car to disable it. As the vehicle was spinning out of control from the PIT maneuver, Stephens pulled a pistol and shot himself in the head.
Authorities were uncertain how long Stephens was in the area and don’t believe he had any accomplices. No other victims have been confirmed.
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United Airlines is facing backlash after a videos went viral of a doctor who was assaulted before being forcibly dragged off the plane, after he refused to give up his paid seat. The backlash against United sparked boycotts and dropped hundreds of millions of dollars from the company’s stock price.
Dr. David Dao was left bleeding and disoriented, after being forcefully pulled across the seat dividers and dragged down the aisle of the plane as shocked passengers looked on with several expressing disbelief on the incident as it was happening.
Dao, 69, of Elizabethtown, Ky., was one of four passengers picked to be bumped from an April 9 flight from Chicago’s O’Hare International Airport to Louisville, Ky., to make room for airline employees who were added to the flight shortly before it departed.
According to another passenger on Flight 3411 from Chicago to Kentucky, the airline needed seats on the fully booked aircraft to reposition four crew members for another flight. The crew announced that the plane could not take off until four passengers voluntarily deplaned. When it didn’t have enough volunteers, even after offering $800 and a next day flight, the airline selected the man and several other passengers to deplane.
When he refused to leave, saying he had to see patients at a hospital in Kentucky early the following morning, multiple Chicago Department of Aviation security officers dragged Dao through the aisle, bloodying him. Dao then tried to run back on the flight and was forcibly removed a second time.
United CEO Oscar Muñoz initially defended the company’s actions but later apologized, calling the incident “horrific.” United Airlines said it will fully refund the tickets of all passengers on board the flight. Chicago’s Aviation Department has said that four officers involved in the beating had been placed on leave.
Dao, who was hospitalized in Chicago, suffered a concussion, a broken nose and lost two teeth in the ordeal. In preparation for a civil suit, lawyers for Dr. Dao filed an emergency request requiring United and the city to preserve records of the incident and the personnel files of the Aviation Department officers who pulled Dao from the plane.
The airline has said it is reviewing its policies regarding oversold flights. They already announced that they will require United employees traveling for work to book seats at least an hour in advance to avoid displacing customers already on board an aircraft.
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These Five (5) Questions May Hold The Answer….
Going without coverage can be tempting and even seem necessary at times, especially when you are relatively young, relatively healthy and on a relatively tight budget. However, skipping major medical coverage can also be a potentially costly decision. You may wind up owing a tax penalty (yes, even now that the Trump Administration is in office), paying unexpected medical bills out of pocket, or both.
If you are asking yourself if you really need insurance, the answers to these five questions may help you decide.
1. Are you exempt from the ACA’s individual mandate?
The Obama ‘Affordable’ Care Act’s individual shared responsibility provision (aka, the individual mandate) requires most Americans to have a health plan that qualifies as minimum essential coverage. This may include, but is not limited to, job-based coverage, major medical plans purchased on and away from the state-based and federally facilitated health insurance exchanges, Medicaid and most types of TRICARE (veterans) coverage.
However, exemptions from the mandate are granted to individuals in certain circumstances, including those with coverage gaps of less than three consecutive months, those for whom coverage costs more than a certain percentage of their household income, those with incomes below the filing threshold and others facing general hardship, to name a few. 
If you are not exempt and do not obtain coverage as required by the law you could face a penalty known as the shared responsibility payment at tax time.
What could being uninsured could cost you if you’re not exempt?
You may owe a tax penalty known as the individual shared responsibility payment. Those who went without minimum essential coverage in 2016 could face penalties as high as follows: that penalty could be as high as :
- 2.5% of their annual household income above the tax filing threshold to a cap of the national bronze plan s premium, or
- $695 per adult and $347.50 per child under 18 to a maximum penalty of $2,085 per family.
For every month that you are uninsured and not exempt, you owe 1/12 of the annual shared responsibility payment.
In 2017 and beyond, the penalties remain the same, but will be adjusted for inflation.
2. How will you pay for healthcare if you need it?
While we know it can happen, we never really plan on becoming ill or getting injured, especially when our medical histories are relatively spotless. If you have no benefits to help with covered expenses when you do get sick or hurt and need medical care, you will have to pay 100% of the bills out of pocket. Whether your healthcare expenses are expected or not, do you have access to savings, credit or other funds to help pay for healthcare?
What could being uninsured cost you if you need healthcare?
Insurance status has a strong association with medical bill difficulties—more than half of uninsured individuals report problems paying household medical bills. On average, a trip to urgent care will cost $150 and a trip to the emergency room will cost over $1,000. Fixing a broken leg can cost up to $7,500 and the bill for a three-day hospital stay hovers around $30,000.
3. Do you plan on being uninsured for short time?
Accidents and illnesses can happen any time, not just when it is convenient. Even if you are about to start a new job with benefits that kick in a month or two down the road, it is wise to have a plan for how you will pay for healthcare in the meantime.
Short term health insurance plans provide temporary coverage for as few as 30 days. They offer a range of benefits to help with covered expenses, including office visits and emergency care, and they can be quickly obtained. Application and enrollment take only a few minutes, and coverage begins as early as the day after you enroll. You can buy short term coverage year-round.
What could a short term health plan cost you?
Typically, short term plan premiums are a fraction of major medical premiums. Keep in mind that short term plans are not the same as Obamacare plans (i.e., major medical insurance). They are not subject to the ‘Affordable’ Care Act, which means you may be denied coverage based on your health history and, if you are not exempt from the shared responsibility provision, having short term coverage will not prevent you from owing a tax penalty.
If you plan to be uninsured longer than three months and do not qualify for a special enrollment period, you may consider a hospital indemnity plan.
Learn about HIP (Hospital Indemnity Plans)
4. Will you qualify for an Obamacare subsidy?
If you buy a major medical plan from a state-based or federally facilitated health insurance exchange (the Obamacare plans) and meet certain income qualifications, you may be eligible for a subsidy. Obamacare subsidies include advanced premium tax credits that help lower your monthly premium payment.
Remember: You can only buy major medical plans during the annual open enrollment period or during a special enrollment period if you have a qualifying life event.
What could health insurance cost you with an Obamacare subsidy?
Major medical health insurance premiums vary depending on a number of factors, including where you live, what type of plan you choose (i.e., bronze, silver, gold, platinum), and your age. In 2016, the average premium for health insurance plans purchased through the federal Obamacare HealthCare. gov exchange was $408 per month.
However, 83% of people who purchased healthinsurance through HealthCare. gov received subsidies that helped lower their monthly premiums. The average advanced premium tax credit amount was $294 per month, which lowered the average monthly cost to $113 per month.
Consider “Gap” Insurance To Cover The Higher Obamacare Plan Deductibles & Out-Of-Pocket Limits
5. Are you eligible for Medicaid?
In 2014, Medicaid eligibility was expanded to include single adults earning up to 133 percent of the federal poverty level. Not all states decided to participate in this optional expansion. You can enroll in Medicaid year-round. To view your state’s eligibility criteria, click here to visit Medicaid.gov’s State Medicaid & CHIP Profiles page.
What could Medicaid coverage cost you?
If you qualify for Medicaid, you may be able to get low-cost or no-cost coverage.
The Obama ‘Affordable’ Care Act may require you to buy health insurance, and there may be financial risks in going without it. Ultimately, you must decide if you need health insurance. It is important to understand all of the benefits and risks associated with your decision. Work with a health insurance producer to determine the right coverage 
options for your health and financial situation.
You can call the number at the top of your screen to speak with a certified advisor (i.e., health insurance producer) who can assist you. You can also obtain quotes for supplemental products, short term coverage and off-exchange Obamacare plans at :
HealthInsurance4Everyone – www.hi4e.org
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U.S. District Court Judge David Hale in Louisville, Kentucky, has ruled that a lawsuit accusing Donald Trump of inciting violence against protesters at a presidential campaign rally last year can move forward, denying a free speech argument against the suit.
The ruling opens the way for the lawsuit brought by three protesters to proceed through the legal system. The suit is against Trump, his campaign and three of his supporters. Trump’s lawyers had argued a free speech defense against the lawsuit, arguing that Trump did not intend for his supporters to use force.
Kentucky federal Judge David Hale said he found ample facts supporting the allegations that the protesters’ injuries were a ”direct and proximate result” of Trump’s actions. He wrote that “it is plausible that Trump’s direction to ‘get ‘em out of here’ advocated the use of force. … It was an order, an instruction, a command.” The protesters- two women and a teenage boy, were at the Kentucky International Convention Center.
Plaintiffs Henry Brousseau, Kashiya Nwanguma and Molly Shah say they were assaulted by Trump supporters at the March 2016 rally in Louisville as Trump repeatedly said “Get ‘em out.” The trio are suing Trump and his campaign for incitement to riot, negligence, as well as gross negligence and recklessness. They are seeking unspecified damages.
The attackers named in the lawsuit include Matthew Heimbach, a member of a white supremacist group, and Alvin Bamberger, a member of the Korean War Veterans Association in Ohio. A third defendant has not been identified. In a video of the incident that went viral shortly after it happened, Heimbach and Bamberger are seen pushing Nwanguma down an aisle as Trump repeatedly says “Get ‘em out, Get ‘em out of here!”
Hale said the removal of Nwanguma, an African American woman, was “particularly reckless.” The judge did not remove allegations that Nwanguma was the victim of racial, ethnic and sexist slurs from the rally crowd. He wrote, “While the words themselves are repulsive, they are relevant to show the atmosphere in which the alleged events occurred.”
The judge dismissed part of the suit claiming that Trump and his campaign were “vicariously liable” for assault and battery. Hale said that the men accused of attacking the protesters were not employed by the Trump campaign, nor were they under Trump’s direct control.
Alvin Bamberger, said in a letter cited by the judge: “Trump kept saying, ‘get them out, get them out,’ and people in the crowd began pushing and shoving the protesters. I physically pushed a young woman.”
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At least 86 people have died, including 20 children, and hundreds wounded – in a suspected chemical weapons attack in the northern province of the rebel controlled city of Idlib. The attack has been described as the largest chemical attack in Syria since 2013. The United States, France and Britain have accused the Syrian government of carrying out the attack and have proposed a United Nations Security Council resolution condemning it.
U.N. war crimes investigators have said that if the suspected chemical attack is confirmed, that it constitutes a “serious violation of international law.” Russia had initially claimed that the chemical attack was actually gases that were released after an airstrike hit a depot where rebels were making chemical weapons. Later, a spokesperson for Russian President Vladimir Putin called the gassing of civilians a “dangerous and monstrous crime” but did not name anyone as the perpetrator.
Syrian journalist Hadi Abdullah, who was a victim of the attack that occurred at dawn on Tuesday, described it in an interview. “We were attacked with four strikes” “When people went to help, they were choked with the poisoned gas.” Abdullah described his symptoms of a massive headache with blaring pain in his eyes, trouble breathing and a persistent runny nose as minor in comparison to others.
He described the horrifying scene in the aftermath of the strike as chaos with crying, people being stripped and washed in the streets and children suffocating and dying in the streets as white liquid frothed from their open mouths. He said many were wandering the streets in search of loved ones-not knowing if they had been taken for medical treatment or were already dead. In one case, he said, an entire family – parents and three children, were found dead in their beds from the initial alleged chemical attack.
According to Syrian Dr. Khaled Al Milaji- the initial medical summaries following the attack indicated that the substance used was “more than just chlorine,” and that they strongly suspect “sarin or worse” was also utilized. Sarin is next to impossible to detect, due to its clear, tasteless and non-odorous nature. Atropine – a medication used intravenously to treat certain types of nerve agent exposure – was distributed as widely as possible, but the best chance one had of survival was being relocated to safer area in the northern part of the region.
Just days before the chemical attack, the Trump administration said it would no longer seek the ouster of Bashar al-Assad but afterwards, President Trump said that it had altered his position on Syria and its leader Bashar al-Assad. A mere 63 hours after the chemical attack, understandably shaken by photos of infants and children dying- President Trump gave the order to unleash 59 Tomahawk cruise missiles at Al Shayrat airfield- where attack was launched from.
The intent of the US strike was to “send a message” to the Assad regime. Russia’s Foreign Ministry quickly condemned the U.S. assault, saying it threatened international security. Russia-the Syrian regime’s main ally, has pledged to help strengthen Syria’s air defenses and suspend its “deconfliction agreement,” which prevents Russian and U.S. planes from coming into conflict over Syria.
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Former South Korean President Park Geun-hye was arrested on charges related to the bribery scandal that led to her impeachment. Park faces 13 charges in total, including bribery, abuse of power and the leaking of state secrets. She has not been formally indicted yet but prosecutors can detain her for up to 20 days before formally charging her.
Park was removed from office March 10th, stripping her of presidential immunity after South Korea’s Constitutional Court upheld a decision to impeach her for alleged corruption.
The scandal has dominated the headlines in South Korea since late last year and sparked mass protests, many calling for her impeachment. The controversy centered around Park’s friend and close adviser, Choi Soon-sil, who is alleged to have had significant and inappropriate influence over the former president. Choi is on trial for abuse of power and fraud.
Among other accusations, Park is accused of helping extort some $38 million from Samsung and a total of $70 million from South Korean companies for the private slush fund of her friend and confidant Choi Soon-sil. Park is also accused to leaking state secrets to Choi. Lee Jae-yong, the former head of Samsung is also being held in connection to the same corruption scandal. Lee is accused of approving the millions in bribes to Choi.
The former president continued to deny all wrongdoing during a 14-hour interrogation last week, leading prosecutors to ask for a warrant for her arrest. They said they were concerned Park would destroy evidence if she remained at large. The 65-year-old former president was taken to a detention center outside Seoul, the same detention center where Choi Soon-Sil and Lee Jae-yong, the de facto head of Samsung are both being held. If convicted, Park could face up to 10 years in prison.
Park becomes the third former president in South Korean history to face the possibility of a prison sentence. Two other former leaders, Chun Doo-hwan and Roh Tae-woo, were charged with improperly collecting millions from businesses while in office. Both were later pardoned after short jail stints.
Seoul Central District Prosecutor’s Office released a statement regarding the arrest. “The suspect abused the mighty power and position as President to take bribes from companies and infringed upon the freedom of corporate management and leaked important confidential official information.”
Park Geun-hye was the nation’s first female president and the daughter of the former president Park Chung-hee. Park’s mother was killed in 1974 in an assassination attempt that targeted her husband. Park was regarded as First Lady after her mother’s death. Park’s father, Chung-hee, was gunned down by his own intelligence chief in 1979. After her father’s killing, Park Geun-hye left the presidential Blue House and secluded herself from the public eye. She entered politics in the late 1990s — when public nostalgia for her father emerged after the country’s economy was hit hard by the Asian financial crisis.
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The GOP pulled its Obamacare replacement bill before it could go to a vote on Friday, March 24th. Now what? Is that the end of Trump’s promise to repeal and replace the ‘Affordable’ Care Act (ACA) ? Will politicians draft another bill?
There are a lot of questions, and most of the answers are forthcoming. What we do know is that the ACA remains in place as written. Nothing has changed.1
Subsidies remain in effect and available to those who qualify for them. Essential health benefits will stay in place. Nobody can be denied coverage. Children may remain on a parent’s health insurance plan until age 26. The law, as written, remains the law.
The individual mandate is still in effect … but is it really?
If passed as written, the recently GOP-proposed American Health Care Act (AHCA) would have abolished the individual and employer mandates and their respective penalties, retroactive beginning with 2016.2
But the AHCA didn’t pass—again, there wasn’t even a vote—which leaves many to wonder:
Will the Trump administration enforce the shared responsibility provision, which is part of the Patient Protection and Affordable Care Act enacted on March 23, 2010 (i.e., PPACA, ACA, Obamacare)?
As consumers file their 2016 taxes, will those who went without health insurance and didn’t qualify for an exemption owe a penalty?
The existing healthcare reform law requires taxpayers to show that they have minimum essential coverage, which includes but is not limited to Medicare, Medicaid, TRICARE, CHIP, and private health insurance obtained through an employer or the individual market.3 This has not changed.
Most commonly, providing evidence of minimum essential coverage means checking a box on line 61 on page two of your individual income tax return.4 If the box goes unchecked, your tax return could be rejected—at least, that was the case until recently, and here is where some might become confused.
Will 2016 penalties be enforced this tax season?
The IRS in February stated that, starting this tax season, it will no longer systematically reject returns on which the taxpayer doesn’t indicate their coverage status.5 However, the agency may still follow up with questions. But will the IRS really enforce the individual shared responsibility payment (i.e., Obamacare tax penalty)?
Tara Straw, a senior policy analyst at the Center on Budget and Policy Priorities, in an interview with NPR reminded consumers that the individual mandate is the law and remains in effect; as such, they should pay the fine unless they qualify for an exemption.6 Straw cautioned consumers that “reputable tax preparers” would not advise them to skip the penalty or delay filing because the law could change.7
If you have questions about the individual mandate, exemptions, penalties and other tax topics related to healthcare, consult with a tax professional. The IRS also provides ACA information and resources that may be helpful but do not serve as a replacement for professional guidance.
Will there be a 2018 open enrollment?
As it has each year since the ACA’s individual mandate took effect, the open enrollment period for individual health insurance plans effective next year would begin sometime in the fall of this year. However, healthcare experts such as Mary Agnes Carey, question what the market will look like and how aggressively the Trump administration will promote it.8
This is the time of year when health insurance companies decide whether or not they will participate in the individual market and what plans they will offer.9 As the Associated Press reports, “What kinds of plans will be available and how much they will cost will depend on a few key decisions by insurers and regulators in the coming weeks.”10
What about those who need coverage now?
We encourage consumers to discuss their health insurance options with a licensed producer who can help them explore the plan types available to them.
And, again, all tax-related questions should be directed to a tax professional.
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Visit IRS.gov for an ACA Tax Provision Q&AView IRS Help & Resources Page
1Mathews, Anna Wilde and Melanie Evans. “Health Insurers Wrestle with Next Steps as GOP Bill Fails.” The Wall Street Journal. March 24, 2017. https://www.wsj.com/articles/health-care-sector-faces-uncertainties-regardless-of-house-bills-fate-1490380594
2Hiltzik, Michael. “Column: The GOP’s Obamacare Repeal Plan is Out—And It’s Even Worse Than Anyone Expected.” LA Times. March 6, 2017. http://www.latimes.com/business/hiltzik/la-fi-hiltzik-obamacare-repeal-20170306-story.html
3Erb, Kelly Phillips. “IRS Softens on Obamacare Reporting Requirements After Trump Executive Order.” Forbes. Feb. 16, 2017. https://www.forbes.com/sites/kellyphillipserb/2017/02/16/irs-softens-on-obamacare-reporting-requirements-after-trump-executive-order
4Ibid.
5Ibid.
6Andrews, Michelle. Health Shots. “Even If You Expect Obamacare to be Repealed, Don’t Skip Paying Tax Penalty Now.” NPR. Feb. 8, 2017. http://www.npr.org/sections/health-shots/2017/02/08/513755719/even-if-you-expect-obamacare-to-be-repealed-dont-skip-paying-tax-penalty-now
7Ibid.
8Martin, Michel. All Things Considered. “What Does Failed Repeal of Affordable Care Act Mean for Current Health Care Law?” NPR. March 25, 2017. http://www.npr.org/2017/03/25/521517124/what-does-failed-repeal-of-affordable-care-act-mean-for-current-health-care-law
9The Associated Press. “Now What? Options for Consumers as Health Law Drama Fades.” The New York Times. March 25, 2017. https://www.nytimes.com/aponline/2017/03/25/us/ap-us-health-overhaul-what-now.html?_r=0
10Ibid.
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The U.S.-backed Iraqi military’s ground campaign against ISIS to retake west Mosul was mistakenly reported as being halted after details emerged about U.S.-led coalition airstrikes on March 17th killed over 200 people in a single day. The U.S.-led coalition has admitted launching the airstrikes that targeted a crowded section of the Mosul al-Jadida neighborhood. The March 17 strikes appear to be among the deadliest U.S. airstrikes in the region since the U.S. invasion of Iraq in 2003.
Amnesty International has accused Iraqi officials of advising residents not to flee amid the airstrikes and ground offensive. Amnesty claims officials dropped leaflets and broadcast over the radio that residents should stay in their houses. Amnesty said, “The fact that Iraqi authorities repeatedly advised civilians to remain at home instead of fleeing the area, indicates that coalition forces should have known that these strikes were likely to result in a significant numbers of civilian casualties.
Disproportionate attacks and indiscriminate attacks violate international humanitarian law and can constitute war crimes.” Many have questioned whether the U.S. military has loosened the rules of engagement that seek to limit civilian casualties. The Pentagon maintains the rules have not changed.
Despite reports of the ground campaign being suspended, heavy fighting continues in west Mosul. The campaign for West Mosul has involved block-by-block fighting in an urban environment. ISIS has been using snipers and bombs against the US backed Iraqi military.
Though not confirmed, it’s been reported that Major Gen. Maan al-Saadi, a commander of the Iraqi special-forces, said that the civilian deaths were a result of a coalition airstrike that his men had called in, to take out snipers on the roofs of three houses in a neighborhood called Mosul Jidideh. General Saadi said the special forces were unaware that the houses’ basements were filled with civilians seeking refuge. Witnesses have said that in an area where apartment blocks were reduced to rubble, at least 50 bodies could be seen, including those of pregnant women and children.
The Pentagon announced that the incident was under investigation and a day later confirmed that the coalition had targeted Islamic State fighters and equipment in the area on March 17, “at the location corresponding to allegations of civilian casualties”. The military is investigating at least a dozen other reports of civilian casualties in Mosul.
Iraqi Vice-President Osama Nujaifi, a Mosul native, has called the strike a “humanitarian catastrophe” that killed hundreds. He blamed the US-led coalition and federal police for using excessive force and called for an emergency session of Parliament to address the incident.
Prior to this incident, the Pentagon had said that there have been 220 civilian deaths since the campaign against the Islamic State began in 2014, but independent monitoring groups say that there have been over 2700.
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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, March 26th, 2017 was:
KRISTINA HARRIS
Sugar Land, TX
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
3/20/17
Tiffany Green Elliott
Sheila Carvell
Brandy Marie Williams
Susanne Killion
Dana Dilaura
Nai Merri
Valerie Kuehn
Kathleen Hickman
Ashley Oshier
Tina Marie
Allison Frederick
Megan Rhyne
Justin Wilcox
Christy Hawkes
Lotorya Patrick
Melissa Turner Baker
Geri Rus
Jennifer Kinner
Dmarie Nylin-Terrell
Desiree Ann
Cheryl Hall
Isis Sample
Lisa J Wright
Bea Patrick
3/21/17
Jennifer Mason
Desiree Ann
Crystal Young
Lisa J Wright
Jenny Merritt
Christy Hawkes
Bea Patrick
Nai Merri
Lotorya Patrick
Mya Murphy
Cyndi Jasheski
Hollie Jahnke
Destiny Landsaw Davis
Kimberly Taylor Hall
Timothy Simpson
Alexandria Fields
June Ebinger
Patricia Oehlert Vazquez
Amanda Quill
Chrissy Kim
3/22/17
Shelby Lynn
Leslie Wagner Hobson
Krystal Liddell
Phyllis Hines
Tiffany Greene Elliott
Misty Shallcross
Cheryl Hall
Brittany Marie Thompson
Valerie Kuehn
Jennifer Mason
Jennifer Vega
Alexis Maureen
Dena Baji
Cydni Jansheski
Geri Rus
Amber McGrath
Karron Redfield
Dmarie Nylin-Terrell
Christy Hawkes
Erin Leigh Will
3/23/17
Kimberly Snyder
Dean Bruss
Glenna Zanaglio
Nai Merri
Cheryl Hall
Sandy Nevels
Jodi Stevens
Jakara Jackson
Susanne Killion
Alexis Maureen
Sean Stover
Leslie Wagner Hobson
Valerie Kuehn
Brittany Michelle
Christy Hawkes
Crystal Hazelwood
Mya Murphy
Patricia Oehlert Vazquez
Brandy Marie Williams
Karen Jaras
Wendi Black
3/24/17
Kimberly Snyder
Valerie Kuehn
Christy Hawkes
Dena Baji
Amy Chavis
Kathleen Hickman
Paula Rousseau
Kimberly Foster
Phyllis Hines
Jonnalyn Gates
Pamela White Brearley
Jean Simmons Homfeld
Kendra George
Nitasha Shank
Crystal Young
Holly Cajigas
Kayla Clemons
Kendra George
Misty Shallcross
Deborah Farris
Althea Thomas
Sherri Kidwell
3/25/17
Juanita Williams-Jones
Ashley Stamey Phillips
Anna Nichols
Beth Cleveland
Jonnalyn Gates
Joanie Waterman
Tonya Velazquez
Amy Marie Wilkinson
Kimberly Snyder
Kimberly Taylor Hall
Mary Achio
Dean Bruss
Timothy Simpson
Megan Rhyne
Valerie Kuehn
Jade Good
Sheila Carvell
Cheryl Hall
Abby Cox
Carol Yemola
Phyllis Hines
Kristina Harris
3/26/17
Hollie Jahnke
Alisa Jones
Rebecca Fauteux
Derek Jennings
Brooke Scott
Jackie Hicks
Pamela White Brearley
Karen Bondehagen
Ralph Gonzales
Mary Achio
Phyllis Hines
Kimberly Snyder
Crystal Dotson
Althea Thomas
Jade Good
Anna Nichols
Crystal Young
Karen Goodwin Delaney
Lori Capobianco
Stephanie Beckwith
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
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Mark Shuster FaceBook Link
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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, March 19th, 2017 was:
JADE GOOD
Sinking Spring, PA
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
3/13/17
Kimberly Snyder
Desiree Ann
Christine Acoba
Mary Achio
Carole Jacobs
Althea Thomas
Glenna Zanaglio
Kayla Clemons
Melissa Ann Stura-Bassett
Timothy Simpson
Mary Ann Cody
Tiffany Greene Elliott
Sheila Carvell
Holly Cajigas
Trish Dye Masi
Jennifer Mason
Derek Jennings
Christy Hawkes
Dale Fish
Allison Frederick
Jennifer Ramlet
Melissa D’Ornellas Curtis
Lisa Puckett
3/14/17
Jennifer Ramlet
Lisa David Carr
Kimberly Snyder
Jackie Hicks
Nai Merri
Patricia Oehlert Vazquez
Kathleen Hickman
Myranda Medlin
Glenna Zanaglio
Derek Jennings
Kendra George
Ralph Gonzales
Sarah Bellestri Shih
Amy Chavis
Jennifer Lang
Brandy Marie Williams
Hollie Jahnke
Holly Cajigas
Beata Tybor
Mary Achio
Christina Radcliff
Jessica Miller
Nancy Scharnhorst
3/15/17
Paula Rousseau
Desiree Ann
Kathi Taylor
Stephanie Beckwith
Misty Shallcross
Anna Nichols
Nitasha Shank
Justin Wilcox
Dean Bruss
Kendra George
Christine Acoba
Crystal Young
Fanny Wat
Jennifer Mason
Jackie Hicks
Brittany Deaver
Dawna McKnight
Jean Simmons Homfeld
Christina Domingue
Kelsey Mcknight
3/16/17
Jessica Miller
Stephanie Beckwith
Jonnalyn Gates
Priscilla Shimp
Valerie Kuehn
Sheila Carvell
Jennifer Ramlet
Mary Achio
Jennifer Mason
Roberta Thomas
Michelle Hughes
Jean Simmons Homfeld
Phylicia Phillips
Megan Rhyne
Cassandra Berholtz
Allyson Becker
Nitasha Shank
Nai Merri
Kimberly Foster
Dean Bruss
Katrina Worford
3/17/17
Sandy Nevels
Jennifer Ramlet
Dmarie Nylin-Terrell
Desiree Ann
Mary Achio
Christine Acoba
Kristina Rosson
Cassandra Berholtz
Kristina Harris
Andrea Timms
Pamela Gonzalez
Jade Good
Amy Conyers
Michelle Hughes
Ashley Stamey Phillips
Carole Moore
Nitasha Shank
Amanda Peters
Nelle Bailey
Dana Dilaura
Sheila Carvell
3/18/17
Lauren Bradley
Amy Conyers
Cassandra Berholtz
Valerie Kuehn
Beth Cleveland
Beata Tybor
Kathi Taylor
Brenda Casey
Allison Frederick
Jennifer Mason
Phyllis Hines
Jennifer Downing
Kendra George
Carol Yemola
Justin Wilcox
Misty Shallcross
Amy Marie Wilkinson
Samantha Brwn Ramos
Jade Good
Stephanie Caldwell
Debbie Burke Garretson
3/19/17
Samanth Cheff
Sherri Kidwell
Dana Rodriguez
Brandi Chaney
Keith L Flanders
Christine McKinnon
Sammi Palacios
Priscilla Shimp
Roberta Thomas
Kelli Mcmillan
Christine Acoba
Melissa Turner Baker
Bobbie J Rittenhouse
Kimberly Snyder
Barbie Sundy
Kristina Harris
Kendra George
Nai Merri
Jennifer Downing
Adaria Johnson
Mya Murphy
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Health insurance document
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
Read more
