Contact Us

1-800-793-0471

REQUEST A QUOTE

Contact details:

Would you like more information about us?

Yes! No thank you.
Your message has been sent successfully. Close this notice.

REQUEST A QUOTE

Would you like more information about us?

Yes, Please. No Thank You.
Your Contact Form has been sent successfully. Close this notice.
7 years ago · by · 0 comments

Many In Puerto Rico Still Without Water or Electricity

People fill containers with water from a stream near the Puerto Rico Highway 52 in Cayey on Tuesday. People have been without water service in their homes after Hurricane Maria roared through a week ago.

 

 

Three weeks after Hurricane Maria hit Puerto Rico as a Category 4 storm, officials are warning the island’s health system is in dire condition as the island still has severely limited electricity and running water.  Many residents have contracted bacterial diseases, likely as a result of their exposure to contaminated floodwaters but without electricity and clean water-treatment is scarce.  The official death toll from Hurricane Maria has now risen to 45.

Hurricane Maria knocked out the water system for more than half the island’s 3.4 million people, leaving many reusing what little water they can get their hands on.  Medical experts say it is one of the factors that make them deeply concerned over a possible spike in infectious diseases in coming weeks.  Twenty of the island’s fifty-one sewage treatment plants are still out of service allowing raw sewage to contaminate rivers, streams and reservoirs.  Those without running water bathe and wash their clothes in contaminated streams, and some islanders have been drinking water from condemned wells.

Nine out of 10 homes on the island still have no electricity, leaving fans and air conditioning units unavailable to stave off mosquitos carrying illness in the storm’s aftermath.  Neither electricity nor running water is expected to be fully restored for months.  The Federal Emergency Management Agency says 64 of the island’s 68 hospitals are open but only 25 are hooked up to the power grid.  The remaining hospitals are running off of generators that aren’t meant to be used for such long periods and rely on erratic diesel supplies.

Some 11,000 U.S. military personnel have come to Puerto Rico in the wake of Hurricane Maria, and convoys of military vehicles carrying pallets of bottled water and meals are visible in the interior. Mosquito control units deployed in six municipalities, officials said, and five temporary biomedical waste stations have been set up.

FEMA has 16,000 federal and military assets are on the ground in Puerto Rico and about 350,000 Puerto Ricans have registered so far in the FEMA system to receive financial assistance.  Roads and highways have been washed out, hampering relief efforts to the interior of the island.  Some remote areas have not received any help since the storm.  Food and basic supplies remain scarce in the mountainous interior making the threat of waterborne diseases grow.

Authorities hope the arrival of the USNS Comfort will help ease problems at hospitals around the island.  The hospital ship has one of the largest trauma facilities in the United States and is equipped with three operating rooms, 50 ICU beds along with another 200 other beds, and some 500 medical personnel. Two MH-60 helicopters sit on its landing-pad deck.

The ship will treat patients and also provide services to other hospitals such as refilling tanks for medical-grade oxygen and re-sterilizing hospital gear.  The ship’s staff had already treated 64 patients shortly after its arrival and medical personnel expected to see many others with chronic conditions, such as diabetes, hypertension and lung problems.

 

Read more

7 years ago · by · 2 comments

Tom Petty Dead At 66

 

 

Tom Petty has died at the age of 66, after he was found unconscious and in cardiac arrest at his California home.  Longtime manager of Tom Petty & the Heartbreakers, Tony Dimitriades released a statement “On behalf of the Tom Petty family, we are devastated to announce the untimely death of our father, husband, brother, leader and friend Tom Petty. He suffered full cardiac arrest at his home in Malibu in the early hours of this morning and was taken to UCLA Medical Center but could not be revived. He died peacefully at 8:40 p.m. PT surrounded by family, his bandmates and friends.”

The music legend was rushed to UCLA Santa Monica Hospital where he was put on life support and his pulse returned. Later the decision was reportedly made to remove him from life support after it was found that he was lacking brain activity.  Petty is survived by his wife, Dana; daughters Adria and AnnaKim, from his earlier marriage to Jane Benyo; and a stepson, Dylan.

Petty rose to fame in the 1970s as leader of The Heartbreakers and is best known for hit songs including “I Won’t Back Down,” “Don’t Come Around Here No More,” “American Girl” and “Refugee.”  Together, they released 13 albums over their 40 years together and Petty released 3 solo albums as well.  He was also a member and co-founder of the late 1980s super-group the Traveling Wilburys which included George Harrison, Bob Dylan, Roy Orbison, and Jeff Lynne.  Tom Petty and the Heartbreakers received a star on the Hollywood Walk of Fame in 1999, for their contribution to the recording industry.  In 2001, they were inducted into the Rock and Roll Hall of Fame.

In 2005, Petty received the Billboard Century Award, their highest honor for creative achievement.  Over the span of his music career, he won three Grammys, had 18 nominations and sold more than 33 million albums in the U.S. alone.  In interviews he frequently credited his early interest in music with meeting Elvis and watching The Beatles perform on The Ed Sullivan Show.

On Sept. 25th, Petty and the Heartbreakers had just finished their 40th anniversary tour.  Earlier this year, in an interview Petty told Rolling Stone Magazine it would be the last major tour for the group but that it would continue to play concerts.  “I’m thinking it may be the last trip around the country,” he told the outlet. “We’re all on the backside of our sixties. I have a granddaughter now I’d like to see as much as I can. I don’t want to spend my life on the road.”

Read more

7 years ago · by · 0 comments

Las Vegas Mass Shooting Leaves 58 Dead

 

 

 

On October 1st 2017, the deadliest mass shooting in the US occurred at the Route 91 Harvest Festival in Las Vegas, killing 58 people and injuring 527.  The shooter, identified as 64 year-old Stephen Paddock, broke two windows in his suite on the 32nd floor of the Mandalay Bay hotel and sent more than 22,000 country music fans scrambling for their lives.  Between 10:05 and 10:15 pm, Paddock fired thousands of rounds at concert goers, turning the last day of the festival into a massacre.  The headlining performer, country music singer Jason Aldean was giving the closing performance when the first shots were fired.

Several videos of the attack show the terror as countless rounds of gunfire can be heard with intervals of just a few seconds in between.  Many concert-goers and performers still in the area initially thought the sounds were fireworks.  When the second round of gunfire is heard, Jason Aldean ran off the stage and fans realized it was automatic gunfire-but for many, it was already too late.  As terrified fans got down, many noticed people nearby who had already been shot.  Videos of the attack show fans running, and then dropping to the ground as another round of gunfire starts.  As people ran for their lives, many were separated and left not knowing if their friend or loved ones made it out.  The day after the attack, stories circulated of the many brave people helping people to safety, tending to those injured and loading wounded into their vehicles to get them to area hospitals.  Slowly, the identities of those lost were confirmed either through family confirming on social media or reaching out to news outlets.

Six minutes prior to the shooting, Mandalay Bay hotel security guard Jesus Campos was checking an alert for an open door in another guest’s room near Paddock’s room.  Paddock, who had placed security cameras outside his room, shot Campos through the door of his suite, which was outfitted with a camera to survey the hallway, as was a room service cart parked outside. Police said Paddock fired 200 rounds into the hallway, hitting Campos once in the leg.  Campos radioed the Las Vegas Metropolitan Police Department that the gunman was in room 32135 and began evacuating people from the 32nd floor, including a maintenance worker who entered the hallway moments after he was shot.

The first 911 call was at 10:08 pm but police officers were initially confused as to where the shooting was coming from.  Officers eventually spotted multiple flashes of gunfire on the northern side of Mandalay Bay and responded to the hotel.  At 10:12 pm, two officers on the 31st floor reported the sounds of gunfire on the floor above them.  Between 10:26 and 10:30pm, eight officers reached the floor but didn’t hear anymore gunfire.  They systematically searched and cleared rooms, evacuating any remaining guests using a master key provided by Campos.   At 10:55pm officers reported all guests had been evacuated and at 11:20pm, police breached Paddock’s room with explosives.  Paddock was found dead, having shot himself in the head before the police entered.

Police found 22 rifles and one handgun inside Paddock’s hotel room that he had occupied since September 28.  Police believe Paddock’s surveillance cameras and additional evidence found in the room suggest that Paddock intended to escape after the shooting.  Police, relatives, and neighbors described him as a wealthy, high-stakes gambler who kept to himself -with no political or religious affiliations.  They say he frequently gambled tens of thousands of dollars-earning him valuable comps from Vegas area casinos.  Paddock had no criminal record or known history of mental illness.  Police believed he acted alone but have not determined his motive.

 

Read more

7 years ago · by · 0 comments

Thousands Evacuated As Bali Threatened By Volcano Eruption

 

 

Thousands of people have been evacuated on the Indonesian island of Bali and on Ambae island in Vanuatu as two volcanoes threaten to erupt.  The entire population of Ambae, around 11,000 people, is being moved from the path of the “increasingly active” Manaro volcano while more than 144,000 people from Bali have been taken to shelters as authorities warn that Mount Agung could erupt at any time.  The National Disaster Management Agency has said that 447 temporary shelters have been set up outside the exclusion zone around the volcano.  Thousands of evacuees sleep on floors and wait for something to happen.

Seismic activity continues in the volcano and the alert level for an eruption is at the highest on the scale.  A statement from Vanuatu Meteorology and Geohazards Department said “Ambae volcano is in an ongoing moderate eruption state, people in local villages could experience the danger of flying rocks, volcanic gases and acid rain.”

Experts explain that there are very good indications that an eruption is imminent.  Seismic tremors beneath the volcano are increasing in number, intensity, and the reduction in their depth in the last week is a very good indication that magma is moving up to the surface.  Another signs of an eminent eruption include gas emissions from the summit as a sign that pressure underground has become to great and bulging on the volcano’s surface.

On September 25, the area experienced 844 volcanic earthquakes and by mid-afternoon on September 26, had experienced another 300-400 earthquakes.  Seismologists say the force and frequency are alarming and it has taken much less for similar volcanoes to erupt.

Mount Agung last erupted in 1963 when more than 1,700 people were killed and hundreds more were injured.  Lava flowed for 4.7 miles from the crater for over 20 days ash reached the capital, Jakarta, about 620 miles away.  The most devastating effect of an eruption is the pyroclastic flows which are waves of superheated gas, ash and rock that can travel hundreds of miles an hour.

In the 1963 eruption, these flows devastated numerous villages, killing an estimated 1,300 people. Cold lahars caused by heavy rainfall after the eruption killed an additional 200.  A second eruption months later, led to pyroclastic flows that killed another 200 people. Minor eruptions and flows followed for almost a year.  During the 1963 eruption, there was no evacuation plan and people had seconds to minutes to escape the pyroclastic flows which led to a devastating death toll.

The National Disaster Mitigation Agency said no one should be within 6 miles of the crater and within 7.5 miles to the north, northeast, southeast and south-southwest where lava flows, lahars (a type of mudflow) or rapidly-moving white-hot ash clouds from where an eruption could reach.

Indonesia, the country of thousands of islands is prone to seismic upheaval because of its location on the Pacific “Ring of Fire,” an arc of volcanoes and fault lines encircling the Pacific Basin.  Mount Agung is 1 of more than 120 active volcanoes in Indonesia.

Read more

7 years ago · by · 1,143 comments

Hugh Hefner Passes Away At 91

 

 

Playboy founder and icon Hugh Hefner died on Wednesday evening at the age of 91.  Hefner passed of natural causes at his home, the famed Playboy Mansion in Los Angeles, surrounded by loved ones.  Playboy began on Hefner’s kitchen table 64 years ago and spawned an empire that encompasses print and digital publications, merchandise and other portfolio companies.  After leaving his job as a copywriter for Esquire magazine, Hefner put up his furniture as collateral for a loan, raising money from various investors and borrowing the rest from family and friends.  He published the very first issue of Playboy in December of 1953 which featured Marilyn Monroe on the cover.

For decades, Playboy was the most successful men’s magazine in the world and the company branched into movie, cable and digital production, sold its own line of clothing and jewelry, and opened clubs, resorts and casinos.  Playboy Enterprises’ chief executive, Scott Flanders, acknowledged that the internet had overrun the magazine’s province causing the brand to fade over the years with its magazine’s circulation declining to less than a million.

In 2012, Hefner announced that his youngest son, Cooper, would likely succeed him as the public face of Playboy.  Mr. Hefner remained editor in chief but in 2016, he handed over creative control of Playboy to his son Cooper Hefner.

Hefner is survived by his wife Crystal, and four grown children from his two previous marriages.  Over the years, Hefner became known and highly criticized for moving an ever-changing group of young women into the Playboy Mansion.  His reputation was highly criticized and overshadowed the fact that he staunchly advocated freedom of speech in all its aspects, for which he won civil liberties awards. He supported progressive social causes and lost some sponsors by inviting African-American guests to his televised parties at a time when much of the nation still had Jim Crow laws.

In 1966, during the civil rights era, Hefner sent African-American journalist Alex Haley to interview George Lincoln Rockwell, founder of the American Nazi Party-who has been described as the “American Hitler”.   Rockwell agreed to meet with Haley only after gaining assurance from the writer that he was not Jewish though Rockwell kept a handgun on the table throughout the interview.

Hefner was also a philanthropist who donated $100,000 to the University of Southern California’s School of Cinematic Arts to create a course called “Censorship in Cinema”, and $2 million to endow a chair for the study of American film.  Through his charitable foundation, Hefner contributed to many charities and threw multiple fundraiser events for Much Love Animal Rescue. In 1978, he helped organize and raise funds for the restoration of the Hollywood sign and in 2010, Hefner donated the last $900,000 sought by a conservation group for a land purchase needed to stop the development of the famed vista of the Hollywood Sign.  Children of the Night founder and president Dr. Lois Lee presented Hefner with the organization’s first-ever Founder’s Hero of the Heart Award in appreciation for his unwavering dedication, commitment and generosity. He also supported legalizing same-sex marriage, and he stated that a fight for gay marriage was a fight for all our rights.

 

Read more

7 years ago · by · 0 comments

Hurricane Maria Leaves Puerto Rico Devastated

 

 

Hurricane Maria hit Puerto Rico as a Category 4 hurricane, one of the most powerful hurricane to strike the island in nearly a century. It destroyed the island’s entire electrical grid and caused severe flooding and widespread damage to homes and infrastructure.  Still recovering from Hurricane Irma two weeks prior, approximately 80,000 remained without power as Maria approached.

Immediately after Maria passed, the entire island was without power and 70,000 people were ordered to evacuate the areas around the Guajataca Dam after storm damage put it at risk of collapsing.  More than 3.4 million U.S. citizens in the territory remain without adequate food, water and fuel.  Flights in and out of Puerto Rico are still severely restricted.  Hospitals struggling to provide care are running on generators with limited access to electricity, no running water and dwindling supplies.  At least 24 people have been confirmed dead.

Six days after Hurricane Maria devastated the island, Governor Ricardo Roselló pleaded for more government aid in order to avert a total humanitarian catastrophe.  Officials said 1,360 of the island’s 1,600 cellphone towers were down, and 85% of above-ground and underground phone and internet cables were knocked out.

Thousands of tourists and residents who have been stranded in Puerto Rico since Hurricane Maria devastated the island nation were evacuated on cruise ships headed towards Fort Lauderdale.  Royal Caribbean cancelled voyages on its Adventure of the Seas ship to free it up for rescue missions.  Around 1,700 evacuees were picked up from San Juan before it headed to St Croix and St Thomas to pick up another 2,000 before making its way to Florida.  Norwegian Cruises has done the same as well as transporting supplies to affected islands.

Large amounts of federal aid began moving into Puerto Rico but distribution has stalled efforts.  Many of the island’s roads remain impassable because of debri.  There is also a shortage of drivers to help distribute food and supplies to some of the hardest-hit remote regions.  Port of San Juan held 9,500 shipping containers filled with supplies but with only 20% of the island’s truckers reporting back to work since Maria hit and a diesel fuel shortage- distribution has left many without any relief since the storm hit.

The Pentagon, which has troops working on disaster relief in Texas and Florida, promised to boost the number of troops in Puerto Rico from the current 2,500 to as many as 5,000 in the next several days. The United States currently has 16 Navy and Coast Guard ships operating near Puerto Rico and 10 more are on the way, said Federal Emergency Management Agency (FEMA) Administrator Brock Long. One of those vessels is USS Comfort, a Navy hospital ship.

 

Read more

7 years ago · by · 214 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, October 1st, 2017.

 

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!            

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, October 1st, 2017 was:

 

BEA  PATRICK 

Dyersburg,  TN

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

 

 

9/25/17

 

Christy Hawkes

Juanita Williams-Jones

Eleazar Ruiz

Tonya Velaquez

Kelly Jo Francisco

Kathleen Newell

Heather Lynn Rood

Crystal Gipson

Nitasha Shank

Kristina Harris

Ashley Agner

Amy Conyers

Crystal Marie

Dean Bruss

Sunney Michelle Johnson

Jennifer Lang

Amy Marie Wilkinson

Jonnalyn Gates

Mary Mcmenamy

Anne Delos Reyes-Villafuerte

 

9/26/17

 

Patricia Oehlert Vazquez

Kimberly Snyder

Cheryl Hall

Nelle Bailey

Kizzy Alvarez DeSantis

Geri Rus

Sherry Lilly

Phylicia Phillips

Sara Heller

Trish Musgrave

Sheri Boydston

Tracy Shafer

Becky Hartman

Tabitha Sinks

Mary Ann Cody

Sara Biason

Mary Mcmenamy

Sandy Nevels

Thalia BunBunz

Marilyn Wall

 

 

9/27/17

 

Christy Hawkes

Jilly Nauyokas

Emily Rice Bowersock

Heather Lynn Rood

Adaria Johnson

Chris Blythe

Cheryl Hall

Kelly Jo Francisco

Jennifer Kinner

Jamie Shapiro

Marisela Zuniga

Karen Bondehagen

Megan McCarver

Joe Nemeth

Abby Cox

Amanda Peters

Nicole Blaha

Kristina Rosson

Michelle Cervantes

Sheri Boydston

April Ashcraft

 

9/28/17

 

Dana Dilaura

Hayley Cordaro

Adaria Johnson

Heather Marie Stacy

Valerie Kuehn

Amy Conyers

Michelle Rayeske-Jeske

Jenn Anthony

Kristina Harris

Diane Hamric

Jennifer Saavedra

Sherri Kidwell

Kim Avery

Stacy Mydlarz

Jill Nauyokas

Amy Marie Wilkinson

Poonam Gosain

Chris Blythe

Jennifer Marie

Sunney Michelle Johnson

Christy George

Angela Turner

Crystal Marie

Jennifer Ramlet

Eleazar Ruiz

Brian Fulup

Sarah Harrison

 

9/29/17

 

Sarah Bellestri Shih

Cheryl Golden

Kelly Jo Francisco

Brandy MaRie Williams

Eleazar Ruiz

Judy Custer

Wayne Gallas

Megan McCarver

Sherri Kidwell

Kathleen Hickman

Rebecca Fauteux

Misty Dawn Moores

Bea Patrick

Sheila Carvell

Cheryl Hall

Kimberly Snyder

Carl Mizell

Amy Marie Wilkinson

Jill Nauyokas

Sheri Boydston

Michelle R. Carlino

 

 

9/30/17

 

Brittany Marie Thompson

Kathleen Newell

Traci Anderson

Anna Nichols

Brandy MaRie Williams

Megan Akins

Richard Kirker

Cassandra Berholtz

June Rivera

Jill Nauyokas

Barbie Sundy

Kellina Fernell Murphy

Laurie Griffith

Donna Manchester

Joanie Waterman

Chris Blythe

Dale Fish

Sunney Michelle Johnson

Trish Musgrave

Kim Avery

Misty Shallcross

Elaezar Ruiz

Karen Goodwin Delaney

Margaret Primos

 

 

10/01/17

 

Judy Custer

Susanne Killion

Cheryl Hall

Jodi Stevens

Juanita Williams-Jones

Sunney Michelle Johnson

Brandi Kerr

Taschia Miller

Trish Musgrave

Shelley LaClear

Lauren Bradley

Patricia Oehlert Vazquez

Lori Capobianco

Paula M Bondy

Rebecca Fauteux

Sandy Nevels

Teena Sierson

Kathleen Newell

Suzie Mize Lockhart

Kimberly Snyder

 

 

  

  


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.  Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!) 

 

 

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

 

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

 

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans. 

LegalShield

 

Read more

7 years ago · by · 929 comments

North Korea an US Tensions Rise

Tension between North Korea and the U.S. along with its allies are at an all-time high right now.  Japanese Prime Minister Shinzo Abe has called for pressure to be put on North Korea as he warned diplomatic attempts have failed.  Prime Minister Abe said diplomatic attempts to get North Korea to abandon its nuclear aspirations have failed over two decades.  China and Russia have repeatedly called for international diplomacy to deal with North Korea’s crisis of its weapons program.  Prime Minister Abe said diplomatic attempts to get North Korea to abandon its nuclear aspirations have failed over two decades.

On September 11, the UN Security Council increased sanctions against North Korea over its sixth and most powerful nuclear test, imposing a ban on the isolated nation’s textile exports and capping imports of crude oil.  China said it would ban exports of some petroleum products to North Korea, as well as imports of textiles, to comply with new sanctions by the United Nations Security Council. China’s support of the sanctions would be insufficient to cripple the North Korean economy and force it to the negotiating table, Chinese experts have said.

South Korea opposes the use of force, fearing war on the peninsula and an attack on Seoul. China also does not want war on its border, hoping that North Korea will remain a Communist buffer against South Korea and its ally, the United States.  Tensions rose when President Trump warned North Korea in his speech to the U.N. that the United States would “totally destroy” the country if threatened, adding that while the US has “great strength and patience,” its options could soon run out.  North Korean leader Kim Jong-un and President Trump escalated when the US chief said at the UN: “Rocket Man is on a suicide mission for himself and for his regime.”

Both the president and Defense Secretary James Mattis have said all options are on the table for dealing with the threat from North Korea.  While the U.S. could take military action, Trump urged the U.N. to join together in curtailing North Korea’s nuclear efforts.  “We meet at a time of both immense promise and great peril,” Trump said, issuing a call to action that hinged on the responsibility of governments to their citizens.

Days after the U.N. speech, the Pentagon said the Air Force had sent B-1B bombers and F-15C fighters over waters north of the Demilitarized Zone separating the two Koreas, in response to what it called the North Korean government’s “reckless behavior.” It was the farthest north any U.S. fighter or bomber aircraft have flown off North Korea’s coast in the 21st century.  Dana W. White, the Defense Department’s chief spokeswoman, said in a statement.  “This mission is a demonstration of U.S. resolve and a clear message that the president has many military options to defeat any threat.”

North Korean Foreign Minister Ri Yong-ho gave a General Assembly address in which he called Trump’s  threat to “totally destroy” North Korea an irreversible mistake.  He also said the North’s nuclear program was a deterrent intended to avert an invasion, with the ultimate goal being “balance of power with the U.S.”  “We do not have any intention at all to use or threaten to use nuclear weapons against the countries that do not join in the U.S. military actions against” North Korea, Mr. Ri said.

 

Read more

7 years ago · by · 994 comments

Hurricane Irma’s Path of Destruction

 

 

Hurricane Irma caused widespread and catastrophic damage in Barbuda, Saint Barthélemy, Saint Martin, Anguilla and the Virgin Islands as a Category 5 hurricane.  It caused at 84 deaths, including 45 in the Caribbean and 39 in the United States.  For over a week, Irma’s intensity fluctuated between a Category 5 and 2 hurricanes.  It was also the most intense Atlantic hurricane to strike the United States since Katrina in 2005.

All 1,800 residents of Barbuda have been evacuated to its sister island of Antigua after Hurricane Irma’s landfall on September 6 made Barbuda “uninhabitable”  for the first time in 300 years.  Downed phone lines ceased all communication with nearby islands-leaving the exact state of the island unclear for hours.  Irma damaged or destroyed 95% of the structures on Barbuda with preliminary damage assessments of at least $150 million.  Antigua sustained minimal damage with leveled roofs and fences, downed power poles lines, and uprooted trees. Some street flooding also took place in low-lying areas.

On September 6, Irma’s center crossed the island of Saint Martin with peak intensity, sweeping away entire structures, submerging roads and cars, triggering an island-wide blackout and killing 3 people.  The majority of the island’s population was left stranded and without water, electricity or phone service.  Premier William Marlin estimates between $1.2 – 1.5 billion in damage from Irma’s destruction.

Damage in the British Virgin Islands included buildings and roads destroyed on the island of Tortola, which bore the brunt of the hurricane’s core.  Satellite images revealed many residential zones had been left in ruins on the island of Cane Garden Bay.  Irma’s most severe damage were on the islands Saint Thomas and Saint John with 12 inches of rain fall and both island’s suffering widespread structural damage.  Both islands had widespread power outages and three deaths were attributed to Irma.

Hurricane Irma reached the Turks and Caicos Islands on the evening of September 7th. While the eye passed just south of the main islands, crossing over South Caicos and the Ambergris Cays, the most powerful winds on the northern side of the eye swept all of the islands for more than two hours. Communications infrastructure was destroyed with extensive residential damage and some neighborhoods reported to be entirely gone.  Minister of Infrastructure Goldray Ewing estimated that damage exceeding $500 million.

The eye of the storm passed over Duncan Town, in the Bahamas on September 8th and “almost directly over” Inagua and South Acklins.  Damage was largely confined to the southern islands with downed power lines, lost communications, flooding and 70% of homes sustaining roof damage.  Irma hit Cuba overnight September 8th as a Category 5 but weakened to a Category 3 hurricane on September 9th causing significant damage.  Many one homes and roads were completely flooded with waves rolling through some towns.  Irma is estimated to have caused at least $2.2 billion in damage and at least 10 deaths across the country.

Irma hit the Florida Keys on September 10th with reports at least 90% of structures in the Florida Keys suffering damage and a quarter of them were destroyed completely.  Irma hit the Keys as a Category 4 storm causing major damage to nearly everything in its path, knocking out power, water, sanitation and communications. The hurricane was downgraded to Category 1, prior to reaching Tampa but still left nearly 4.5 million Florida residents without power for days.   Damage along the length of the Keys, around Naples and Fort Myers area could reach as much as $300 billion, according to insurance analysts.

 

Read more

7 years ago · by · 128 comments

Equifax Massive Data Breach

 

 

A huge security breach at credit reporting company Equifax has exposed sensitive information, such as Social Security numbers and addresses, of up to 143 million Americans.  Others in the U.K. and Canada were also impacted, but Equifax hasn’t said how many. The data breach is considered one of the worst ever because of its reach and by the sensitivity of information exposed to the public.

The hackers have accessed sensitive information — including names, social security numbers, birth dates, addresses, and the numbers of some driver’s licenses. Credit card numbers for about 209,000 U.S. customers were compromised, in addition to “personal identifying information” on about 182,000 U.S. customers.

Equifax (EFX) is one of three nationwide credit-reporting agencies that track and rate the financial history of consumers. The company gets its data from credit card companies, banks, retailers and lenders.   The data breach is among the worst ever because of the amount of people affected and the sensitive type of information exposed.  The company said it found no evidence that consumers in other countries were affected beyond the U.S., U.K. and Canada.

Equifax said the breach happened between mid-May and July 2017.  They discovered the hack on July 29th and promptly engaged a leading, independent cybersecurity firm which has been conducting a comprehensive forensic review to determine the scope of the intrusion, including the specific data impacted. Equifax also reported the criminal access to law enforcement and continues to work with authorities.

They reported the breach to the public on September 7th.  They said hackers exploited a U.S. website application vulnerability to gain access to certain files and they are investigating the breach.  New York Attorney General Eric Schneiderman has also launched a formal investigation into the hack.  Consumer Financial Protection Bureau is looking into the breach as well.

Equifax said it will send notices in the mail to people whose credit card numbers or dispute records were breached.   They have also established a dedicated website, www.equifaxsecurity2017.com  to help consumers find out if they have been impacted.  To find out if you are potentially impacted, you can go the website-click on “Potential Impact,” and enter your last name and last 6 digits of your Social Security number.

The company is also offering a program called TrustedID Premier. It says that includes 3-Bureau credit monitoring of Equifax, Experian and TransUnion credit reports; copies of Equifax credit reports; the ability to lock and unlock Equifax credit reports; identity theft insurance; and Internet scanning for Social Security numbers – all complimentary to U.S. consumers for one year.  You must complete the enrollment process by November 21, 2017.  Consumers should be aware that buried in the terms of service of this program, is language that bars those that enroll in the Equifax checker program from participating in any class action lawsuits that may arise from the incident.

The best defense against identity theft and credit fraud is to monitor your credit report frequently to check for any suspicious activity, such as accounts you didn’t open, address changes, or anything else that you don’t recognize.

Read more

Over 25 Years of Experience!

* State specific differences may apply to each insurance carrier or benefits provider, and each entity is responsible for their own contractual and financial obligations. Insurance products offered through HI4E.Org, Health & Life Solutions, LLC, and Health Insurance 4 Everyone, are not available to residents of New York or Oregon.

Get Social with us!

hi4e-800-number