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HI4E Blog Posts – Page 43 – Health Insurance 4 Everyone

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8 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, April 2nd, 2017.

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!

                                

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, April 2nd, 2017 was:

 

KAREN BONDEHAGEN

Fort Atkinson, WI

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

3/27/17

 

Dean Bruss

Vickie Gipson

Crystal Young

Alisa Jones

Tonya Velazquez

Valerie Kuehn

Christina Domingue

Cheryl Hall

Christine Acoba

Teena Sierson

Leslie Wagner Hobson

Tracy Shafer

Jonnalyn Gates

Andrea Timms

Tera Wardrip

Jennifer Sparks

Shona Ortenblad

Johnna Loth

Phyllis Hines

Jane Peterson

 

3/28/17

 

Susanne Killion

Rebecca Fauteux

Sheila Carvell

Juanita Williams-Jones

Kimberly Foster

Phyllis Hines

Rhonda Nicholson

Julie Cutshaw

Kristina Rosson

Heather Jacques

Jennifer Kinner

Steve Hardy

Brandi Chaney

Dean Bruss

Nelle Bailey

Sherri Kidwell

Melissa Turner Baker

Lisa Dion

Kathleen Hickman

Kevin Cusack

 

3/29/17

 

Sandra Sue Blanton

Jennifer Downing

Jane Peterson

Justin Wilcox

Sheila Vives

Kim Floyd

Sarah Bellestri Shih

Demetris Crutcher

Mary Achio

Stephanie Caldwell

Alysia Jackson

Alexandria Fields

Anna Nichols

Amber McGrath

Eva Biggs

Leslie Wagner Hobson

Anne Delos Reyes-Villafuerte

Christina Domingue

 Carla S-Paige Williams

Kristina Harris

Kayla Hernandez

 

3/30/17

 

Jennifer Ramlet

Christy Hawkes

Sheila Carvell

Brandy Marie Williams

Jennifer Sparks

Kathleen Hickman

Maria Bouchard

Dean Bruss

Althea Thomas

Kayla Clemons

Michelle Hughes

Cheryl Ralley-Messick

Cheryl Hall

Beth Cleveland

Lori Capobianco

Christine Domingue

Angela Hendricks

Tera Wardrip

Leslie Wagner Hobson

Melissa D’Ornellas Curtis

Alisa Jones

Alicia Johnson

Lauren Bradley

Glenna Zanaglio

 

3/31/17

 

Brittany Marie Thompson

Kimberly Snyder

Dean Bruss

Sheila Carvell

Lauren Bradley

Tammy Alcorta

Kristina Harris

Melissa Barnes Walker

Christy Hawkes

Angela Hendricks

Jodi Stevens

Rhonda Nicholson

Phyllis Hines

Amber McGrath

Brandy Marie Williams

Allyson Becker

Abby Cox

Nitasha Shank

Kayla Clemons

Belinda Haas

Ashley Stamey Phillips

 

 

4/1/17

 

Kristina Rosson

Preeti Chand

Bobbie J Rittenhouse

Jamie Shapiro

Alicia Dansby

Timothy Simpson

Mya Murphy

Lauren Bradley

Cassandra Berholtz

Linda Pearson

Althea Thomas

Kayla Hernandez

Christina Dimingue

Sherri Kidwell

Thomas Ryan

Lotorya Patrick

Angela Nicole

Megan Rhyne

Sheila Carvell

Dana Dilaura

 

4/2/17

 

Jennifer Ramlet

Cheryl Hall

Joanie Waterman

Kizzy Alvarez DeSantis

Nai Merri

Karen Bondehagen

Jacqlyn Gummert

Kayla Clemons

Brandi Chaney

Geri Rus

Holly Cajigas

Mary Achio

Jean Simmons Homfeld

Rachel Munoz Navarro

Lisa Dion

Tina Casto-Shafer

Trish Marks

Chris Maxwell

Sarah Harrison

Michelle Hughes

 

 
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.  You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)       

 

 

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

 

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Company Blogs  

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

 

Read more

8 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, March 26th, 2017.

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!

                                

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening,  March 26th, 2017 was:

 

KRISTINA  HARRIS

Sugar Land, TX

Winner Of A $25.00 AmEx Gift Card

Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

 

 

3/20/17

 

Tiffany Green Elliott

Sheila Carvell

Brandy Marie Williams

Susanne Killion

Dana Dilaura

Nai Merri

Valerie Kuehn

Kathleen Hickman

Ashley Oshier

Tina Marie

Allison Frederick

Megan Rhyne

Justin Wilcox

Christy Hawkes

Lotorya Patrick

Melissa Turner Baker

Geri Rus

Jennifer Kinner

Dmarie Nylin-Terrell

Desiree Ann

Cheryl Hall

Isis Sample

Lisa J Wright

Bea Patrick

 

3/21/17

 

Jennifer Mason

Desiree Ann

Crystal Young

Lisa J Wright

Jenny Merritt

Christy Hawkes

Bea Patrick

Nai Merri

Lotorya Patrick

Mya Murphy

Cyndi Jasheski

Hollie Jahnke

Destiny Landsaw Davis

Kimberly Taylor Hall

Timothy Simpson

Alexandria Fields

June Ebinger

Patricia Oehlert Vazquez

Amanda Quill

Chrissy Kim

 

3/22/17

 

Shelby Lynn

Leslie Wagner Hobson

Krystal Liddell

Phyllis Hines

Tiffany Greene Elliott

Misty Shallcross

Cheryl Hall

Brittany Marie Thompson

Valerie Kuehn

Jennifer Mason

Jennifer Vega

Alexis Maureen

Dena Baji

Cydni Jansheski

Geri Rus

Amber McGrath

Karron Redfield

Dmarie Nylin-Terrell

Christy Hawkes

Erin Leigh Will

 

 

3/23/17

 

Kimberly Snyder

Dean Bruss

Glenna Zanaglio

Nai Merri

Cheryl Hall

Sandy Nevels

Jodi Stevens

Jakara Jackson

Susanne Killion

Alexis Maureen

Sean Stover

Leslie Wagner Hobson

Valerie Kuehn

Brittany Michelle

Christy Hawkes

Crystal Hazelwood

Mya Murphy

Patricia Oehlert Vazquez

Brandy Marie Williams

Karen Jaras

Wendi Black

 

3/24/17

 

Kimberly Snyder

Valerie Kuehn

Christy Hawkes

Dena Baji

Amy Chavis

Kathleen Hickman

Paula Rousseau

Kimberly Foster

Phyllis Hines

Jonnalyn Gates

Pamela White Brearley

Jean Simmons Homfeld

Kendra George

Nitasha Shank

Crystal Young

Holly Cajigas

Kayla Clemons

Kendra George

Misty Shallcross

Deborah Farris

Althea Thomas

Sherri Kidwell

 

 3/25/17

Juanita Williams-Jones

Ashley Stamey Phillips

Anna Nichols

Beth Cleveland

Jonnalyn Gates

Joanie Waterman

Tonya Velazquez

Amy Marie Wilkinson

Kimberly Snyder

Kimberly Taylor Hall

Mary Achio

Dean Bruss

Timothy Simpson

Megan Rhyne

Valerie Kuehn

Jade Good

Sheila Carvell

Cheryl Hall

Abby Cox

Carol Yemola

Phyllis Hines

Kristina Harris

 

3/26/17

 

Hollie Jahnke

Alisa Jones

Rebecca Fauteux

Derek Jennings

Brooke Scott

Jackie Hicks

Pamela White Brearley

Karen Bondehagen

Ralph Gonzales

Mary Achio

Phyllis Hines

Kimberly Snyder

Crystal Dotson

Althea Thomas

Jade Good

Anna Nichols

Crystal Young

Karen Goodwin Delaney

Lori Capobianco

Stephanie Beckwith

 

 
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.  You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….     

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)

 

 

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

 

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

 

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.  

Read more

8 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, March 19th, 2017.

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!

                                

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening,  March 19th, 2017 was:

 

JADE  GOOD

Sinking Spring, PA 

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

 

3/13/17

 

Kimberly Snyder

Desiree Ann

Christine Acoba

Mary Achio

Carole Jacobs

Althea Thomas

Glenna Zanaglio

Kayla Clemons

Melissa Ann Stura-Bassett

Timothy Simpson

Mary Ann Cody

Tiffany Greene Elliott

Sheila Carvell

Holly Cajigas

Trish Dye Masi

Jennifer Mason

Derek Jennings

Christy Hawkes

Dale Fish

Allison Frederick

Jennifer Ramlet

Melissa D’Ornellas Curtis

Lisa Puckett

 

3/14/17

 

Jennifer Ramlet

Lisa David Carr

Kimberly Snyder

Jackie Hicks

Nai Merri

Patricia Oehlert Vazquez

Kathleen Hickman

Myranda Medlin

Glenna Zanaglio

Derek Jennings

Kendra George

Ralph Gonzales

Sarah Bellestri Shih

Amy Chavis

Jennifer Lang

Brandy Marie Williams

Hollie Jahnke

Holly Cajigas

Beata Tybor

Mary Achio

Christina Radcliff

Jessica Miller

Nancy Scharnhorst

 

3/15/17

 

Paula Rousseau

Desiree Ann

Kathi Taylor

Stephanie Beckwith

Misty Shallcross

Anna Nichols

Nitasha Shank

Justin Wilcox

Dean Bruss

Kendra George

Christine Acoba

Crystal Young

Fanny Wat

Jennifer Mason

Jackie Hicks

Brittany Deaver

Dawna McKnight

Jean Simmons Homfeld

Christina Domingue

Kelsey Mcknight

 

3/16/17

 

Jessica Miller

Stephanie Beckwith

Jonnalyn Gates

Priscilla Shimp

Valerie Kuehn

Sheila Carvell

Jennifer Ramlet

Mary Achio

Jennifer Mason

Roberta Thomas

Michelle Hughes

Jean Simmons Homfeld

Phylicia Phillips

Megan Rhyne

Cassandra Berholtz

Allyson Becker

Nitasha Shank

Nai Merri

Kimberly Foster

Dean Bruss

Katrina Worford

 

3/17/17

 

Sandy Nevels

Jennifer Ramlet

Dmarie Nylin-Terrell

Desiree Ann

Mary Achio

Christine Acoba

Kristina Rosson

Cassandra Berholtz

Kristina Harris

Andrea Timms

Pamela Gonzalez

Jade Good

Amy Conyers

Michelle Hughes

Ashley Stamey Phillips

Carole Moore

Nitasha Shank

Amanda Peters

Nelle Bailey

Dana Dilaura

Sheila Carvell

 

3/18/17

 

Lauren Bradley

Amy Conyers

Cassandra Berholtz

Valerie Kuehn

Beth Cleveland

Beata Tybor

Kathi Taylor

Brenda Casey

Allison Frederick

Jennifer Mason

Phyllis Hines

Jennifer Downing

Kendra George

Carol Yemola

Justin Wilcox

Misty Shallcross

Amy Marie Wilkinson

Samantha Brwn Ramos

Jade Good

Stephanie Caldwell

Debbie Burke Garretson

 

3/19/17

 

Samanth Cheff

Sherri Kidwell

Dana Rodriguez

Brandi Chaney

Keith L Flanders

Christine McKinnon

Sammi Palacios

Priscilla Shimp

Roberta Thomas

Kelli Mcmillan

Christine Acoba

Melissa Turner Baker

Bobbie J Rittenhouse

Kimberly Snyder

Barbie Sundy

Kristina Harris

Kendra George

Nai Merri

Jennifer Downing

Adaria Johnson

Mya Murphy

 

 
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.  You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….  

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)

 

 

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

    

Health insurance document

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

 

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

 

Company Blogs

 Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.  

Read more

8 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, March 12th, 2017.

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!

                                

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening,  March 12th, 2017 was:

 

JODI  STEVENS

Wellsboro,  PA

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

3/6/17

 

Jenny Meyers

Valerie Kuehn

Mary Achio

Carla S-Paige Williams

Priscilla Shimp

Ashley Stamey Phillips

Paula M Bondy

Penny Fisher

Kathleen Hickman

Crystal Hazelwood

Nai Merri

Beata Tybor

Angela Nicole

Megan Akins

Sheila Carvell

Christine Acoba

Leigh Nichols

Kristina Rosson

Phyllis Hines

Sean Stover

 

3/7/17

 

Jennifer Mason

Dawna McKnight

Lisa Breece

Kim Floyd

Sandra Sue Blanton

Judy Custer

Nitasha Shank

Misty Shallcross

Althea Thomas

Jennifer Downing

John McKnight

Kevin James Anderson

Christine Acoba

Lotorya Patrick

Carole Jacobs

Kelsey Mcknight

Wizdom Norwood-Goins

Karen Jaras

Stacy Mydlarz

Darlene Whyte

 

3/8/17

 

Suzie Mize Lockhart

Andrea Timms

Anna Nichols

Shannon Douglas Deadmon

Karen Bondehagen

Jennifer Downing

Cheryl Hall

Timothy Simpson

Christina Domingue

Missy Nicole Adams

Kristina Harris

Misty Shallcross

Christy Hawkes

Brandy Marie Williams

Beth Cleveland

Sheila Carvell

Tiffany Greene Elliott

Phyllis Hines

Carol ONeil

Kizzy Alvarez DeSantis

Michelle Hughes

 

3/9/17

 

Jennifer Ramlet

Valerie Kuehn

Cheryl Hall

Barbie Sundy

Beth Cleveland

Priscilla Shimp

Sheila Carvwell

Amy Chavis

Tessa Davis

Kimberly Snyder

Luis Vazquez

Kendra George

Megan Landor

Mary Pettiford

Kristina Rosson

Nai Merri

Patricia Oehlert Vazquez

Wayne Gallas

Kelli Mcmillan

Kathleen Hickman

Stephanie Beckwith

 

3/10/17

 

Kimberly Taylor Hall

Christine Acoba

Justin Wilcox

Christina Domingue

Tina Marie

Vickie Gipson

Tiffany Greene Elliott

Samantha Brwn Ramos

Amy Chavis

Abby Cox

Eva Biggs

Jean Simmons Homfeld

Jennifer Mason

Christy Hawkes

Jessica Miller

Kim Floyd

Megan Rhyne

Alexis Churley

Anna Ashley Pinder

Nai Merri

Michelle Rayeske-Jeske

Jennifer Zafarino-Griffiths

 

3/11/17

 

Kayla Clemons

Kimberly Taylor Hall

Jean Simmons Homfeld

Tonya Velazquez

Desiree Ann

Jodi Stevens

Kayla Hernandez

Ashley Stamey Phillips

Kimberly Snyder

Kendra George

Jennifer Lang

Myranda Medlin

Jennifer Ramlet

Jennifer Mason

Amy Marie Wilkinson

Priscilla Shimp

Rebecca Honey Graham

Sheila Carvell

Stephanie Williams

Chris Maxwell

Heather Marie Stacy

Kristina Harris

 

3/12/17

 

Jennifer Ramlet

Phyllis Hines

Mary Achio

Jennifer Sparks

Misty Shallcross

Kimberly Taylor Hall

Nelle Bailey

Christina Domingue

Susanne Killion

Tiffany Greene Elliott

Holly Cajigas

Emily Rice Bowersock

Brittany Marie Thompson

Valerie Kuehn

Angela Hendricks

Amy Marie Wilkinson

Dawn Raasch

Jessica Miller

Ashley Stamey Phillips

Rebecca Honey Graham

Tabitha Sinks


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.  You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….   

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)

 

 

Click-On for LinkedIn To Follow Our Posts: LinkedIn   Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

 

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Company Blogs   

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

 

                       LegalShield

Read more

8 years ago · by · 0 comments

Obamacare Repeal And Replacement Begins

 

Congressional leaders in the U.S. House of Representatives on Monday released their long-awaited plan for the dismantling of the ‘Affordable’ Care Act (ACA), commonly referred to as Obamacare.

The 123-page bill, called the American Health Care Act, would replace the ACA’s income-based premium tax credits with fixed, age-based tax credits that generally would be smaller.  It would end enhanced federal funding for states to expand Medicaid to low-income adults. And it would convert Medicaid from an open-ended entitlement to a program of capped, per-capita payments to the states.

The plan would also repeal Obamacare’s statute assessing the unpopular fines on people who don’t have health insurance, and do not qualify for an exemption.  It also allows insurers to increase premiums on those who have gone without insurance for a period of time.

WHAT THE BILL DOES NOT CHANGE:

The bill keeps in place two of the most popular Obamacare provisions: those with pre-existing conditions cannot be denied coverage, and young people can stay on their parent’s health insurance plans until they reach the age of 26.

 

 

WHAT WE DO NOT KNOW YET ABOUT THE LEGISLATION:

The cost and number of people who might choose to go without insurance is still unclear. The bill has not yet been scored by the Congressional Budget Office, a nonpartisan congressional research office that provides guidance on economics and the budget for Congress.

The CBO’s guidance will provide information about how many Americans could potentially lose their coverage or opt-out of insuring themselves and the full cost of the bill.

This piece of legislation maintains exemptions that employer-plan premiums currently enjoy, but congressional leaders predict that they will still be able to save money from tax refunds from the repealing of ACA spending and taxes.

       President Trump has railed against the ‘Affordable’ Care Act, calling it a “horrible disaster” and a “lie” and made its replacement a top priority.   In fact, some insurance carriers have publicly proclaimed that President Barack Obama’s signature heath reform legislation, had now fallen into a “death spiral”, with one-third of the country being served by only one insurer, and rate hikes that in some states were over 112% higher than their 2016 premiums.

Congressional leaders acknowledge that their plan may cover fewer people, saying that unlike ­ObamaCare, they are not forcing people to buy coverage through a mandate – it will be up to the individual consumer to decide if they wish to purchase the insurance, and which plan they choose instead of the government mandating plans.  They say their system is less intrusive and provides people a tax credit without mandates or a range of tax increases.

To pass the bill through the reconciliation process and avoid a Senate Democratic filibuster, Republicans will have to convince the Senate parliamentarian that ALL the provisions of the bill are germane to the budget.  And the bill can’t be deemed to increase the federal deficit 10 years or more from now.  Some of the bill’s insurance market changes may have a tough time surviving those procedural tests.  By using the budget reconciliation process, the U.S. Senate can pass the bill with a simple 51 vote majority – not the normal 60 votes which would require Democratic support.

Congress had completed the initial phase of a three-step process to kill Obamacare in January, by passing  in a vote of 51 to 48, and followed up by a 227-198 vote in the House, a budget resolution to repeal and replace Obamacare.  

The new budget reconciliation legislation (Step 2) introduced this week is now in committee, and will then go up for a vote in both houses of Congress, possibly later this month in March.  If the Senate gets its 51 votes and the House gets its simple majority, the reconciliation will pass. Only then will the parts of Obamacare detailed within this week’s bill be repealed. The rest of it will have to be disassembled, possibly piecemeal, with bipartisan support in what would be Step 3 later this year.

    *     *     *     *     *     *     *     *     *     *     *     *     *     *

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….

Twitter: Healthinsurane4    

Click-On for LinkedIn: LinkedIn

Like us on facebook: HealthInsurance4Everyone

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips! HealthInsurance4Everyone or Health & Life Solutions, LLC

Mark Shuster FaceBook Link

Follow our word press blogs and read about everything from health insurance and reform news to healthy living and current events!   

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft protection plans.       

 LegalShield

 

Read more

8 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, March 5th, 2017.

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!

                                

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening,  March 5th, 2017 was:

 

JENNIFER  MASON

SugarLand,  TX

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

2/27/17

 

Heather Jacques

Jennifer Zarafino-Griffiths

Christine Acoba

Priscilla Shimp

Lotorya Patrick

Lisa Wright

Bea Patrick

Morgan Alexandra

Angel Anderson

Susanne Killion

Penny Fisher

Mary Ann Cody

Brandi Chaney

Kizzy Alvarez DeSantis

Crystal Hazelwood

Jennifer Mason

Lisa Breece

Jennifer Kinner

Sheila Carvell

Melissa Turner Baker

Alisa Jones

 

2/28/17

 

Tina Marie

Crystal Young

Samantha Brwn Ramos

Ashley Stamey Phillips

Brandy Marie Williams

Tiffany Greene Elliott

Amy Marie Wilkinson

Desiree Ann

Trish Marks

Susanne Killion

Mary Ann Cody

Holly Cajigas

Rachel Michelle

Kayla Clemons

Tammy Alcorta

Kimberly Taylor Hall

Paula M Bondy

Jennifer Alice Duran

Stephanie Beckwith

Phylicia Phillips

Annette French

 

3/1/17

 

Cheryl Hall

Carol Scheive

Brittany Michelle

Leslie Wagner Hobson

Angela Nicole

Roberta Thomas

Kendra George

Alicia Dansby

Melissa Turner Baker

Brandi Kerr

Sandra Sue Blanton

Deborah Farris

Lori Capobianco

Anna Nichols

Phylicia Phillips

Megan Akins

Ralph Gonzales

Mike Adamski

Wendi Black

Annette French

Ashley Stamey Phillips

Tina Marie

Sandy Nevels

 

3/2/17

 

Mary Achio

Carole Jacobs

Crystal Young

Phyllis Hines

Roberta Thomas

Megan Rhyne

Steve Hardy

Dean Bruss

Jade Good

Jennifer Downing

Amy Conyers

Brooke Scott

Sherri Kidwell

Paula Rousseau

Jennifer Mason

Cassandra Berholtz

Kim Floyd

Lotorya Patrick

Abby Cox

Jennifer Saavedra

Kristi Cervantes

 

3/3/17

 

Angela Nicole

Jade Good

Lori Capobianco

Kimberly Snyder

Melissa Turner Baker

Michelle Hughes

Angela Hendricks

Megan Rhyne

Christy Hawkes

Christine Acoba

Kizzy Alvarez DeSantis

Sean Stover

Justin Wilcox

Jean Simmons Homfeld

Fitch Donna

Priscilla Shimp

Phyllis Hines

Jennifer Downing

Kathleen Hickman

Anna Nichols

Jamie Shapiro

 

3/4/17

 

Crystal Young

Christine Acoba

Kristina Harris

Beeg Reeb

Alisa Jones

Brian K Henson

Brandi Chaney

Priscilla Shimp

Dawn Raasch

Holly Cajigas

Joanie Waterman

Paula Rivers

Alexis Maureen

Wizdom Norwood-Goins

Althea Thomas

Susanne Killion

Jennifer Mason

Jakara Jackson

Paula M Bondy

Beth Cleveland

 

 

3/5/17

 

Christina Domingue

Derek Jennings

Juanita Williams-Jones

Cheryl Hall

Sheila Carvell

Jonnalyn Gates

Kimberly Snyder

Rebecca Fauteux

Jennifer Downing

Kristina Rosson

Jessica Miller

Anna Nichols

Kimberly Taylor Hall

Preeti Chand

Vickie Gipson

Kendra George

Megan Rhyne

Holly Cajigas

Phyllis Hines

Abby Cox

Dawn Raasch

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.  You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)

 

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

 

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.  

LegalShield

Read more

8 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, February 26th, 2017.

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!

                                

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening,  February 26th, 2017 was:

 

ALLYSON  BECKER

Eureka Springs,  AR

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

 

2/20/17

 

Lori Capobianco

Kendra George

Brenda Casey

Kiki Roberson

Samantha Brwn Ramos

Nai Merri

John Mellor

Juanita Williams-Jones

Brooke Scott

Jamie Shapiro

Jennifer Downing

Kristina Harris

Andrea Timms

Tara Lennox

Amy Hopper

Tonya Velazquez

Trish Marks

Angela Nicole

Michelle Hughes

Christy Hawkes

Tabitha Sinks

 

2/21/17

 

Kristina Harris

Megan Akins

Jennifer Kinner

Juanita Williams-Jones

Cora Persephone

Patricia Oehlert-Vazquez

Tessa Davis

Sheila Carvell

Melissa Turner Baker

Brandi Chaney

Dean Bruss

Kristina Rosson

Crystal Hazelwood

Kizzy Alvarez DeSantis

Alexandria Fields

Priscilla Shimp

Holly Cajigas

Katrina Worford

Phyllis Hines

Christina Domingue

 

2/22/17

 

Sandra Sue Blanton

Jennifer Downing

Crystal Young

Melissa Barnes Walker

Kevin James Anderson

Tiffany Greene Elliott

Donna Manchester

Jamie Shapiro

Brandi Kerr

Crystal Bell

Brittany Michelle 13

Kimberly Foster

Nai Merri

Tammy Alcorta

Nelle Bailey

Christina Domingue

Angela Hendricks

Karyn Koehler

Tonya Velazquez

Mary Perez Ramz

Glenna Zanaglio

Brandy Marie Williams

Cathy Osborne

Hollie Jahnke

 

2/23/17

 

Samantha Smith

Sandy Nevels

Jennifer Saavedra

Jennifer Downing

Misty Shallcross

Kristina Harris

Derek Jennings

Phyllis Hines

Dean Bruss

Marcy Coull

Karen Bondehagen

Sarah Bellestri Shih

Melissa Barnes Walker

Lotorya Patrick

Kimberly Taylor Hall

Lori Capobianco

Candy Dyer

Kevin James Anderson

Jakara Jackson

Jessica Jenry

Bea Patrick

 

2/24/17

 

Angela Nicole

Tessa Davis

Phyllis Hines

Samantha Mer

Christine McKinnon

Kizzy Alvarez DeSantis

Jackie Poole

Rebecca Fauteux

Juanita Williams-Jones

Dawn Raasch

Crystal Hazelwood

Amy Conyers

Allyson Becker

Brandi Chaney

Megan Akins

Alexis Maureen

Lori Marie Timms

Amber McGrath

Jackie Hicks

Heather Jacques

 

 

2/25/17

 

Kendra George

Sherri Kidwell

Christy Hawkes

Christina Domingue

Carole Jacobs

Mary Perez Ramz

Jessica Jenry

Beata Tybor

Amy Marie Wilkinson

Jessica Miller

Deborah Farris

Nai Merri

Melissa Barnes Walker

Misty Shallcross

Michelle Webb

Marie Beauregard

Nelle Bailey

Lotorya Patrick

Bea Patrick

Rebecca Honey Graham

Erin Leigh Will

Chrissy Kim

Stephanie Beckwith

Lisa Wright

 

 

2/26/17

 

Lisa Puckett

Sheila Carvell

Carole Jacobs

Amy Conyers

Holly Cajigas

Brandy Marie Williams

Tessa Davis

Kizzy Alvarez DeSantis

Dean Bruss

Nai Merri

Kristina Rosson

Hollie Jahnke

Nelle Bailey

Jennifer Mason

Phyllis Hines

Kendra Lynne Ramsey

Deborah Farris

Jennifer Downing

Kimberly Taylor Hall

Cheryl Hall

Nancy Scharnhorst

Jennifer Ramlet

Kimberly Foster

 
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.  You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)

 

 

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

 

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

 

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.     

LegalShield

Read more

8 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, February 19th, 2017.

 

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!

                                

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening,  February 19th, 2017 was:

 

STEPHANIE  BECKWITH

Jefferson,  OH

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

2/13/17

 

Phyllis Hines

Dean Bruss

Angela Nicole

Amy Hopper

Jennifer Ramlet 

Deborah Farris

Derek Jennings

Karen Bondehagen

Sharon Swenson-Nelson

Alisa Jones

Leslie Wagner Hobson

 

 

 

2/14/17

 

Tiffany Greene Elliott

Kimberly Snyder

Nitasha Shank

Christina Radcliff

Beth Cleveland

Paula Rivers

Nai Merri

Stephanie Beckwith

Jade Good

Mikayla Oakes

Cheryl Hall

Alicia Dansby

Kayla Clemons

Jennifer Ramlet

Kendra George

Mary Alice Ford

Jennifer Ramlet

Emily Rice Bowersock

Anna Nichols

Adaria Johnson

Anna Ashley Pinder

Leslie Wagner Hobson

Amy Stonger

 

2/15/17

 

Kathi Taylor

Kizzy Alvarez DeSantis

Christine Acoba

Tabitha Sinks

Lori Capobianco

Misty Shallcross

Joanie Waterman

Kathi Taylor

Alicia Dansby

Michelle Rayeske-Jeske

Judy Custer

Jennifer Sparks

Sandra Sue Blanton

Alisa Jones

Kim Floyd

Michelle Hughes

Adaria Johnson

Sheila Carvell

Amy Hopper

Kayla Clemons

 

2/16/17

 

Nai Merri

Holly Cajigas

Christina Domingue

Rhonda Nicholson

Phyllis Hines

Brooke Scott

Amy Hopper

Tina Casto-Shafer

LaKishia Wagers

Dale Fish

Kendra George

Kimberly Foster

Jessica Miller

Tiffany Greene Elliott

Lotorya Patrick

Melissa Barnes Walker

Kristina Rosson

Lisa Wright

Lori Capobianco

Bea Patrick

Trish Marks

 

2/17/17

 

Sherri Kidwell

Katrina Worford

Brian K Henson

Tara Lennox

Priscilla Shimp

Megan Akins

Sheila Carvell

Alexandra Vindiola

Kayla Hernandez

Alicia Dansby

Brandi Chaney

Tessa Davis

Althea Thomas

Mikayla Oakes

Carla S-Paige Williams

Kizzy Alvarez DeSantis

Dawn Raasch

Susanne Killion

Kassi Krick-King

Melissa Turner Baker

 

 

2/18/17

 

Nikki Hunsaker

Christina Domingue

Geri Rus

Kristen Raia Bowman

Joanie Waterman

Anna Nichols

Brandy Marie Williams

Phyllis Hines

Christina Radcliff

Dean Bruss

Tiffany Greene Elliott

Ashley Nichole Busse

Crystal Young

Kizzy Alvarez DeSantis

Kristina Harris

Cheryl Hall

Lori Capobianco

Heather Marie Stacy

Kristina Harris

Chelcie Malow

 

 

2/19/17

 

Heather Jacques

Lisa David Carr

Kizzy Alvarez DeSantis

Kimberly Snyder

Kathleen Hickman

Jakara Jackson

Allison Frederick

Patricia Oehlert Vazquez

Juanita Williams-Jones

Jeanine Jones

Paula Rivers

Priscilla Shimp

Cheryl Hall

Kimberly Taylor Hall

Susanne Killion

Katrina Worford

Lisa Back

Jodi Stevens

Wayne Gallas

Jackie Hicks

Jane Peterson

Jennifer Downing

Crystal Hazelwood


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.  You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

 

Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)

 

 

Click-On for LinkedIn To Follow Our Posts: LinkedIn

 

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

 

Mark Shuster FaceBook Link

 

Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

 

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

 

LegalShield

 

Read more

8 years ago · by · 0 comments

Costliest Tax Scams and Mistakes of 2017.

           The Costliest Tax Scams & Mistakes Of 2017

 

Earlier this month the IRS released its “Dirty Dozen” tax scams for 2017. The Canada Revenue Agency also offers resources for detecting tax scams and fraud. Click here to access the Canada Revenue Agency website. Common scams include return preparer fraud, tax collection scams and phishing scams. In addition, many filers wait until the last minute, which can lead to costly mistakes and missed deductions.

Whether you hire a professional tax service, use software, file online or via mail, it is important to make sure you understand the most common scams and mistakes.

 

  • Identity Theft Scams. For the sixth year in a row identity theft makes the list of top scams. IDShield offers Tax ID Theft Consultation services ready that arm you with the knowledge and guidance you need to spot identity theft risks or issues. If issues occur, IDShield will help place alerts, walk you through the Tax Resolution guide, IRS Resolution packet and much more. If you do not yet have a LegalShield IDShield membership, visit LegalShield to learn how IDShield is there for you during tax season.
  • Beware of dishonest or inept tax professionals. There are many wonderful tax professionals who can help you file accurate and timely returns. Tax preparation services can be invaluable to businesses and individuals with complex personal finances. If you decide to utilize a professional tax preparer find someone you can trust and always make sure they sign your return. Taking a little extra time to consider your preparer before you hire them could save you a great deal trouble. The IRS has a webpage to help you select a preparer and check his or her credentials.
  • Do not fall for fake tax collection scams. Tax collection scams often start with a threatening phone call or email. They may claim you owe thousands of dollars in back taxes and that IRS agents are on the way to your home to take you into custody. They will demand immediate payment via wire transfer or credit card. Do not engage with these scammers, hang up the phone or delete the email. The IRS will not call your home or email you. The IRS initiates contact with taxpayers via postal mail. You may report tax collection scams to the U.S. Treasury Department.
  • Failing to file and make payment on time. In the U.S. taxes are due on April 18th 2017. In Canada returns are due by April 30th. The IRS does allow a six-month filing extension until October 17th. You must file Form 4868 before the April 18th deadline to request an extension. If you owe money, you will be subject to late fees if the full amount is not paid by April 18th. The Canadian Revenue Agency does not allow for late filing; however, if you cannot make your full payment you can avoid late-filing penalties if you file your return before the April 30th deadline.
  • Last minute filing mistakes. Many individuals put off filing their taxes until the last minute. The cost of some tax preparation services may increase as filing deadlines approach. Disorganized late filers may pay late fees, miss out on key deductions or make mistakes. Online tax preparation and filing is a great way to complete your return quickly and with time to spare. You may even be eligible for free online filing if you meet certain income requirements (learn more U.S. and Canada).
  • Do not claim a deduction you cannot back up with proper documentation. Underpaying your taxes could subject you to costly fines and penalties. You must be able to show proof of your deductions in the event of an audit. Save copies of your return as well as all of the receipts and other documents you use to prepare your taxes. Keep the documents in a safe and accessible location.

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft protection plans.

LegalShield

 

Read more

8 years ago · by · 0 comments

Employee or Independent Contractor? Here is What You Need to Know As A Business Owner.

 

February 14, 2017

 

Lowes recently settled a $2.85 million-dollar worker classification lawsuit. The suit claimed that Lowes misclassified installers as independent contractors depriving them of workers’ compensation, liability insurance and requiring the workers to pay taxes as self-employed. The suit and settlement underscore the importance of properly classifying workers. Making the wrong determination may have serious financial and legal consequences. The following guide will help you understand the primary distinctions between an employee and a contractor. If you are an employer or contractor with a LegalShield membership, and need additional information call your LegalShield provider law firm.    

If you are not currently a member of our LegalShield benefits plans, you can seek more information on membership and plans offered in your state at:  LegalShield

 

 

  • Worker Classifications – There are four worker classifications made by the IRS.
    1. Independent Contractor – Under common law, an independent contractor controls the kind of work they take on and how they complete the work. In this circumstance the business hiring them to complete the work would only control the result or product. While you may set deadlines for an independent contractor you may not set specific work hours.
    2. Employee – Under common law if you control what, when, where and how work is done, the individual you pay is considered an employee.
    3. Statutory Employee – Some workers who meet the common-law requirements as an independent contractor may still be considered an employee due to specific statutes designating them as such. Statutory employees include:
      • Individuals who work from home under specific instruction with materials you provide, which are returned to you or to someone you name;
      • Food and beverage delivery drivers (milk excluded);
      • Commissioned laundry and dry cleaning drivers;
      • Insurance agents working primarily for one life insurance company selling life insurance or annuity contracts; and
      • Full-time traveling salespersons submitting orders directly to you from businesses or wholesale establishments.
    4. Statutory Nonemployee – Statutes deem some workers, who would otherwise be considered employees, nonemployees. These include:
      • Direct sellers and real estate workers who are not paid on an hourly basis; and
      • Companion sitters (private duty nurses and home health aids) not employed by a placement service.

 

  • Still unsure how to classify a worker? – In some instances it may be difficult to determine the status of a worker. The IRS does have a form, which you can complete and submit, allowing them to determine the worker’s status. Form SS-8 can be downloaded here and includes detailed instructions. Before filing the form consult with your LegalShield provider law firm. It may take the IRS six months or more to respond to your request.
  • State Regulations – Some states may classify workers differently than the IRS. In the Lowes case claims involved both federal rules and the New Jersey Construction Industry Independent Contractor Act. It is vital to understand how state regulations impact classification of employees in your industry.
  • Taxes & Reporting – The main purpose for classifying a worker is to determine the taxes and record keeping for which your business will be responsible.
    • Independent Contractors – The forms and information needed for independent contractors can be found here via the IRS. The IRS does offer electronic filing.
    • Employees – The appropriate forms and tax information for employees can also be located on the IRS website.
  • Penalties –If you fail to accurately report an employee you may be held liable for past due employment taxes. There are relief provisions in some circumstances. If you believe you have misclassified a worker or have any questions, current members can call their LegalShield provider law firm.

If you are not currently a member of our LegalShield benefits plans, you can seek more information on membership and plans offered in your state at:  LegalShield   

    *     *     *     *     *     *     *     *     *     *     *     *     *     *

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….

Twitter: Healthinsurane4   

Click-On for LinkedIn: LinkedIn

Like us on facebook: HealthInsurance4Everyone

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips! HealthInsurance4Everyone or Health & Life Solutions, LLC

Mark Shuster FaceBook Link

Follow our word press blogs and read about everything from health insurance and reform news to healthy living and current events!

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.  LegalShield 
    

 

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Over 25 Years of Experience!

* State specific differences may apply to each insurance carrier or benefits provider, and each entity is responsible for their own contractual and financial obligations. Insurance products offered through HI4E.Org, Health & Life Solutions, LLC, and Health Insurance 4 Everyone, are not available to residents of New York or Oregon.

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