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5 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, December 16th, 2018.

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 Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, December 16th, 2018.

 

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!        

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, December 16th, 2018 was:

         

KENDRA LYNN RAMSEY

 Worcester,  MA

Winner Of A $25.00 AmEx Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

 

 

Trivia Last Weeks Winner

 

 

12/10/18

 

 

Kimberly Snyder

 

Sandy Nevels

 

Eleazar Ruiz

 

Jennifer Vega

 

Brandy Williams

 

Adaria Johnson

 

Tracey Smith

 

Jill Nauyokas

 

Jennifer Mason

 

Sherri Kidwell

 

Derelys Peterson

 

Morgan Alexandra

 

Ashley Agner

 

Suzie Mize Lockhart

 

Be Schwerin

 

Mya Murphy

 

Tonya Velazquez

 

Sheila Carvell

 

Nancy Pfirrman Schools

 

Tom Cavalli

 

Lori Sexton Leal

 

Karen Brunet Moore

 

Johanna Landsaw-Davis

 

Alexis Maureen

 

 

 

12/11/18

 

 

Misty Shallcross

 

Be Schwerin

 

Deborah Farris

 

Jeanne Marie Rousseau

 

Kathleen Marks

 

Tiffany Greene Elliott

 

Tonya Velazquez

 

Kayla Clemons

 

Melissa Mae

 

Ashley Agner

 

Diane Hamric

 

Sandy K High

 

Jennifer Vega

 

Nyeasia Pippin

 

Tina Auth

 

Karyn Koehler

 

Christina Cannon

 

April Ashcraft

 

Alison Giffune Paige

 

Cheryl Hall

 

 

 

12/12/18

 

 

Sherri Kidwell

 

Jill Nauyokas

 

Ashley Agner

 

Mya Murphy

 

Heather Marocco

 

Anna Nichols

 

Paula Johnson

 

Kacie Rogers

 

Dale Fish

 

Shannon Rush

 

Hunter Coffey

 

Melissa Ann Stura-Bassett

 

Kim Avery

 

Josephine Casey

 

Geri Rus

 

Mikey Mellor

 

Amber Conaway

 

Wendi Black

 

Eleazar Ruiz

 

Amanda Nichole

 

 

 

12/13/18

 

 

Bea Patrick

 

Dale Fish

 

Jennifer Mason

 

Kathleen Marks

 

Jessica Steiner

 

Karen Rimiller Presley

 

Brooke Scott

 

Deborah Farris

 

Derelys Peterson

 

Nicole Blaha

 

Nacole Patrick

 

Kristi Cervantes

 

Emily Boxer

 

Kimberly Snyder

 

Erica Hanson

 

April Ashcraft

 

Kimberly Taylor Hall

 

Derek Jennings

 

Amie-Lee George

 

Jenifer Garza

 

France Camer

 

Amanda Nicole

 

Megan Rhyne

 

Nitasha Shank

 

Tearsa D Keith

 

Sunney Michelle Johnson

 

Sandy K High

 

 

 

12/14/18

 

 

Sarah Bellestri Shih

 

Jill Nauyokas

 

Jennifer Lang

 

Michelle Tyler Jeske

 

Suzie Mize Lockhart

 

Karen Brunet Moore

 

Mike Adamski

 

Betsy Brandon Riddle Smith

 

Jennifer Cameron

 

Amanda Nicole

 

Kristina Harris

 

Tracey Smith

 

Jade Good

 

Cheryl Hall

 

Crystal Dotson

 

LaKishia Wagers

 

Jessica Ownby

 

Jodi Stevens

 

Christy Marie

 

Dale Fish

 

Sunney Michelle Johnson

 

 

 

12/15/18

 

 

Michelle Webb

 

Derek Jennings

 

Kristina Harris

 

Holly Cajigas

 

Carla Williams

 

Susanne Killion

 

Wendi Black

 

Jennifer Downing

 

Jennifer Mason

 

Brittany Light

 

Tina Auth

 

Erica Hansen

 

Deborah Farris

 

Angela Janisse

 

Karen Brunet Moore

 

Darlene Whyte

 

Stacy Nelson

 

Susan Clarke Jette

 

Laura Bernard

 

Jodi Stevens

 

Carole Jacobs

 

 

 

12/16/18

 

 

Christy Hawkes

 

Darlene Whyte

 

Dale Fish

 

Amanda Nicole

 

Anna Nichols

 

Eleazar Ruiz

 

Stacy Nelson

 

Vickie Gipson

 

Cyndi Jansheski

 

Stevie Rosson

 

Ambreen Rouf

 

Jill Nauyokas

 

Kendra Lynne Ramsey

 

Jennifer Downing

 

Jenifer Garza

 

Joanie Waterman

 

Kimberly Snyder

 

Tiffany Borek

 

Jessica Steiner

 

Alicia Johnson

 

Amanda Nicole Young

 

City HI4E Skyline 2018

 


Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!  

—————————————————————-

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

 

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7 years ago · by · 0 comments

Obamacare Taxpayer Filing Implications For The New Tax Season.

 

In a press conference earlier in January, to announce the start of the 2017 tax filing season, which began on Jan. 23rd, the IRS said it expects more than 153 million tax returns this year.

More than 70% of taxpayers will receive a refund in 2017, with 90% or more of refunds issued in fewer than 21 days after returns are submitted, the IRS estimated. In 2016, 111 million individual tax refunds were issued.

Most filers who received government subsidies to buy Obamacare state exchange plans had to pay money back to the IRS last year, according to an H&R Block analysis released in 2016 that looks at the health law’s two full tax seasons.  If a taxpayer projected a higher annual household income than they actually claimed in their filing, they may owe tax credits back that they received by purchasing an Obamacare policy or their state’s exchange plan.   One other cause for having to repay tax credits is due to claiming eligibility, but not being eligible due to having access to affordable employer coverage.

The tax-prep giant studied its own massive customer base and concluded that two-thirds of its filers who got subsidies from Obamacare were overpaid during the course of the year, and owed money back to the IRS on the April 15th deadline.     

The ‘Affordable’ Care Act, better known as Obamacare, mandates Americans — unless they’re qualified for an exemption — to carry health insurance coverage or pay a penalty when filing their tax returns. The IRS says most taxpayers simply need to check a box to verify that they have insurance. For others with more complex answers, the agency offers tips on IRS.gov/aca.

IRS Commissioner John Koskinen said the number of people receiving Obamacare subsidies during the last tax season (2015 tax filing), was up from 3 million in 2014. For that year, customers got more than $10 billion in tax credits, with an average subsidy of $3,430 annually, according to the IRS. Obamacare subsidies are available to wage earners with low and moderate incomes. People who earn less money get more in assistance than higher earners.

Koskinen wrote that about 6.5 million taxpayers last tax season reported owing a total of $3 billion in such tax penalties for failing to have coverage in 2015. In contrast, about 8 million people owed an Obamacare fine for lack of coverage in 2014. Fines related to lack of coverage in 2014 totaled $1.6 billion.

CNBC reported that some 12.7 million people claimed one or more exemptions from the ACA-coverage mandate when they filed their taxes last year. “The exemptions are wide ranging and can include having very low income, being incarcerated or having a close family member die recently,” according to CNBC.

The primary reason for the decline in Obamacare fines last year appears to be that millions of Americans experienced a significant drop in income, which ironically is a direct result of the economic damage inflicted on businesses by the financial strictures of the Obama ‘Affordable’ Care Act (ACA).

CNBC also reported that the new Republican-led Congress last month began taking steps toward repealing key parts of the ACA, which include the funding of premium subsidies and the individual mandate.  For the middle class’s economic sake, let’s hope the effort is successful.

The National Taxpayer Advocate has released their 2016 Annual Report to Congress. The report contains data regarding Obamacare premium tax credits (PTC) and individual shared responsibility payment (ISRP) filings  – The Obamacare tax penalties for not having health coverage.

The report identifies a number of issues that the IRS has faced or is facing involving the Obamacare ACA and makes a number of recommendations. These include:

  • The IRS seems to have largely addressed early problems of Obamacare tax overpayments through outreach conducted to tax practitioners and software providers.
  • Reconciliation of PTCs (the Obamacare low-income subsidies) with advance PTCs (APTCs) continues to cause problems, and has risen to the fourth highest category of Taxpayer Advocacy Service cases, accounting for nearly 11,000 cases in 2016. The primary problem seems to be the IRS holding up processing of returns when taxpayers fail to file a form 8962 and reconcile their advance PTC with their PTC.
  • Processing of tax filings is delayed when Obamacare APTC recipients incorrectly file form 1040-E, which does not allow for APTC reconciliation.
  • The IRS is taking action to address “silent returns,” which do not either check the box indicating full-year coverage, claim an exemption, or paying the ISRP tax penalty. The IRS will send a letter 12C requesting more information in these cases and assess the ISRP if no response is forthcoming.
  • The Taxpayer Advocate recommends that the IRS should ease the burden on individuals claiming the religious exemption by allowing individuals exempt from the Social Security and Medicare taxes to simply indicate this on their form 8965 rather than requiring them to apply separately for an Obamacare ISRP religious exemption.
  • The Taxpayer Advocate recognizes that taxpayers who receive large Social Security Disability Payments may have to repay Obamacare APTC subsidies they received. There is no apparent administrative fix for this problem.
  • The IRS needs to provide specialized training to its newly established Obamacare ACA Business Exam unit, which handles employer ACA returns.
  • The IRS may not be adequately prepared to handle Obamacare ACA employer filings. It had expected 77 million 1095-Cs for 2016 and received 104 million or 35% more than expected.   Of these Obamacare employer filings, 5.4 percent were then rejected.

The IRS, in a statement regarding taxpayer compliance issues has said: “The IRS will follow its normal compliance approach to filed tax returns. During its normal processes, the IRS routinely follows up on the accuracy and completeness of tax returns and may ask taxpayers to substantiate the information on their tax returns. These inquiries sometime occur before processing refund requests and other times after the processing of refund requests.”

“The vast majority of taxpayers voluntarily comply with their tax responsibilities—our income tax system is built on voluntary compliance,” the IRS said.

 

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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….      

Twitter: Healthinsurane4

Click-On for LinkedIn: LinkedIn

Like us on facebook: HealthInsurance4Everyone

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips! HealthInsurance4Everyone or Health & Life Solutions, LLC

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Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

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Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

 

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* State specific differences may apply to each insurance carrier or benefits provider, and each entity is responsible for their own contractual and financial obligations. Insurance products offered through HI4E.Org, Health & Life Solutions, LLC, and Health Insurance 4 Everyone, are not available to residents of New York or Oregon.

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