Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, September 15th, 2019.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, September 15th, 2019 was:
PAULA M BONDY
Mich.
Winner Of A $25.00 VISA Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers.
Trivia Winners and Drawing Entries 9/9/19 thru 9/15/19
9/9/19
Lena Perry
Amber Chandler
Phylicia Phillips
Jessica Steiner
Becky Hartman
MarcyLynn Coull
Melissa Barnes Walker
Paula Johnson
Teena Sierson
Sheila Carvell
Josephine Casey
Marilyn Wall
Leigh Reader
Emily Rice Bowersock
Dean Bruss
Paula M Bondy
Eleazar Ruiz
Sandra Robb
Alana Dimambro
Joanna Hacker
Debbie Garretson
9/10/19
April Ashcraft
Darlene Whyte
Amber Chandler
Kimberly Snyder
Jo Bhagavathula
Suzie Mize Lockhart
Sonali Jain Modi
Amanda Rosario
Brooke Scott
Sherry Lilly
Tom Cavalli
Sheila Carvell
Jessica Steiner
Rhonda Grisham
Cheryl Ralley-Messick
Debbie Bloxom
Anna Nichols
Christina Domingue
Dave Miller
Brandi K Chaney
Kim Avery
9/11/19
Brooke Scott
Josephine Casey
Barbara Austin
Tracy Heyer
Margaret Primos
Sherry Killy
Karen Brunet Moore
Janice McKay Donahue
Leigh Reader
Mama Teaches
Shannon Rush
Paula Johnson
Trish Marks
Christy Hawkes
Dawn Raasch
Nacole Patrick
Ellen Ciambrelli Ferrari
Kizzy Alvarez DeSantis
Eleazar Ruiz
Lori Sexton Leal
Nai Merri
Jenifer Garza
Traci Anderson
9/12/19
Robins Griffitts Pratt
Kimberly Snyder
Dean Bruss
Derek Michelle Polk
Trish Hysell
Kim Avery
Lenis Abshire
Wendi Black
Becky VanGinkel
Meg Marshall
April Ashcraft
Jill Nagel
Barbara Austin
Marilyn Wall
Amanda Rosario
Amanda Brewer
Paula M Bondy
Jill Nauyokas
Sherri Kidwell
Russell Tuggle
Michelle Small
9/13/19
Amber Critchley
Ang Richards
Christina Radcliff
Tiffany Greene Elliott
Tabitha Sinks
Brooke Scott
Brittany Light
Abby Noelle
Joanie Waterman
Alicia Johnson
Cheryl Ralley-Messick
Paula Gillespie
Steph Lesliebonton
Gricelda Castro
Tracy Heyer
Penny Fisher
Brittany Seiler
Shona Ort
Sheila Carvell
Alana Dimambro
Jenifer Garza
Ruthie Helen Boilard
9/14/19
Jill Nauyokas
Eleazar Ruiz
Jennifer Vega
Amanda Rosario
Alicia Dansby
Be Schwerin
Carol Jean
Jenifer Garza
Melissa White
Kacie Rogers
Anna Nichols
Diane Hamric
Rosanne Clark
LaKishia Wagers
Tonya Velazquez
Marilyn Wall
Suzie Mize Lockhart
Josephine Casey
Leigh Reader
9/15/19
Lisa Bourlier
Kimberly Snyder
Brooke Scott
Thomas Ryan Gan
Alicia Dansby
Annette French
Christina Radcliff
Derek Michelle Polk
Debbie Bloxom
Kristina Rosson
Suzie Mize Lockhart
Alicia Carpenter
Wendi Black
Be Schwerin
Alexis Maureen
Karron Redfield
Angel Shearl
Alexis Maureen
Eleazar Ruiz
Kathi Taylor
Shannon Rush
Jane Peterson
Dawn Raasch
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, September 8th, 2019.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, September 8th, 2019 was:
TERA WARDRIP
Hardinsburg, KY
Winner Of A $25.00 VISA Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers.
Trivia Winners & Drawing Entries From 9/2/19 thru 9/8/19 were:
9/2/19
Brittany Light
Shannon Rush
Lori Capobianco
Dale Fish
Tina Marie
Karen Brunet Moore
Jessica Steiner
Helen Williams
Paula Johnson
Josephine Casey
Leigh Reader
Eric Sanders
Derelys Peterson
Angela Janisse
Lisa Puckett
Amanda Rosario
Marilyn Wall
Tera Wardrip
Tina Marie
MarcyLynn Coull
Bea Patrick
Amanda Justice
Be Schwerin
Carl Buddy Mizell
Tracy Heyer
Nacole Patrick
Debbie Gremlin
9/3/19
Dan Maloney
Rhonda Grisham
Tonya Velazquez
Kelsey Polacek
Mya Murphy
Nelle Bailey
Jessica Steiner
April Ashcraft
Angela Janisse
Jill Nauyokas
Jill Nagel
Melissa White
Becky VanGinkel
Karyn Koehler
Adaria Johnson
Tracy Heyer
Karen Brunet Moore
Be Schwerin
Betty Young
Kiki Roberson
9/4/19
Jill Nauyokas
Somali Jain Modi
Joanie Waterman
Lena Perry
Cassandra L Penley
Alisa Jones
Holly Cajigas
Jessica Steine
Alexis Maureen
George Pownall
Wendi Black
Sherri Kidwell
Christy Hawkes
Anna Nichols
Suzie Mize Lockhart
Shona Ort
Jenifer Garza
April Ashcraft
Laura Ondoua
Leigh Reader
Rhonda Grisham
9/5/19
Brooke Scott
Jill Nauyokas
Sandra Robb
Samantha Brwn
Eva Biggs
Jennifer Freeland
Isis Sample
Nicole Blaha
Rhonda Grisham
Jillian Dollarhide
Tina Marie
Missy Nicole Adams
Andrew W Sauer
Amanda Quill
Tabitha Sinks
Robert Robb
Angela Janisse
Sarah Harrison
Debbie Gremlin
Shannon Schleif
9/6/19
Helen Williams
Kim Avery
Jill Nagel
Sarah Harrison
Kathi Taylor
Nikki Hunsaker
Ashley Richmond
Christy Hawkes
Trish Marks
Brittany Deaver
Derek Michelle Polk
Ruthie Helen Boilard
Sarah Harrison
Karen Brunet Moore
Mary Pettiford
Jennifer Ramlet
Rhonda Grisham
Georgiann D’Angelo
Be Schwerin
Sherri Kidwell
Adaria Johnson
Andrew W Sauer
9/7/19
Brittany Light
Mike Adamski
Rhonda Grisham
Sean Stover
Rose Elizabeth Cantu
Keith Ruff
Jessica Steiner
Lisa Bloomberg Wahl
Carla Williams
Janice McKay Donahue
Dave Miller
Kathleen Hickman
Mary Pettiford
Amanda Quill
Jeremy Mclaughlin
Jennifer Vega
Amanda Rosario
Kim Avery
Sarah Bellestri Shih
Andrew W Sauer
Eva Biggs
9/8/19
Dale Fish
Eleazar Ruiz
Kelsey Mcknight
Jo Bhagavathula
John McKnight
Beth Cleveland
Dawna McKnight
Shannon Rush
Christina Radcliff
Leigh Reader
Shona Ort
Edward John
Josephine Casey
Jillian Dollarhide
Carol Jean
Tracy Heyer
Melissa White
Kassie Lynn DiFazio
Sean Stover
Alana Dimambro
Jenifer Garza
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
Read more
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, September 9th, 2018 was:
ANNA NICHOLS (2nd Time Winner)
Coos Bay, OR
Winner Of A $25.00 AmEx Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
9/3/18
Tiffany Borek
Paula Johnson
Nicole Blaha
Joanie Waterman
Wendi Black
Chrissy Kim
Angela Hendricks
Kathleen Hickman
Benjamin Odell
Maria Bouchard
Mya Murphy
Brittany Light
Morgan Fam
Marcy Coull
Cheryl Hall
Jennifer Ramlet
Jill Nauyokas
Jenifer Garza
Sunney Michelle Johnson
Lisa Bloomberg Wahl
9/4/18
Phylicia Phillips
Trish Musgrave
Brooke Scott
Jill Nauyokas
Nikki Hunsaker
Nicole Blaha
Lauren Bradley
Hayley Cordaro
Anna Nichols
Myranda Medline
Sarah Bellestri Shih
Jenifer Garza
Kim Avery
Alisa Jones
Kayla Clemons
Becca Neuenschwander Long
Christy Martinez
Sunney Michelle Johnson
Brittany Light
Christy Martinez
Abby Noelle
Jennifer Downing
9/5/18
Kathleen Marks
Tracey Smith
Jill Nauyokas
Jenifer Garza
Karen Brunet Moore
Paula Johnson
Morgan Fam
Amanda Peters
Sarah Frank
Mya Murphy
Trish Hysell
Mary Perez Ramz
Sandy Nevels
Rosanne Clark
Nacole Patrick
Naomi Whitlatch
Kayla Clemons
Nai Merri
Beth Meemo
Beth Embrey
9/6/18
Jill Nauyokas
Geri Rus
Kristina Harris
Stephanie Griffith
Kristina Harris
Chrissy Kim
Nitasha Shank
Dean Bruss
Debbie Gremlin
Jessica Miller
Brandi Kerr
Priscilla Shimp
Jenifer Garza
Beth Meemo
April Ashcraft
Kimberly Snyder
Brooke Scott
Cassandra Berholtz
Dave Miller
Brittany Light
Kelsey Polacek
Jennifer Herzog
Jennifer Downing
9/7/18
Jodi Stevens
Jill Nauyokas
Jenifer Garza
Kymi Adams
Mya Murphy
Holly Cajigas
Sheila Carvell
Lori Sexton Leal
Beth Embrey
Don Redfield Jr.
Michelle Tyler Jeske
Deborah Farris
Jane Peterson
Nai Merri
April Ashcraft
Tina Gerstel
Penny Fernandez
Wendi Black
Vickie Gipson
Christina Montes
9/8/18
Nicole Blaha
Sunney Michelle Johnson
Kimberly Snyder
Tonya Velazquez
Joann Tompkins-Winborn
Kim Avery
Pamela Gonzalez
Heather Marocco
Lisa Bloomberg Wahl
Jazmine Nichole
Kathleen Hickman
Alyssa DiFazio
Ellen Beck
Ralph Gonzales
Brianna Ketchum
Jakara Jaxn
Becky Freeman
Brittany Light
Hayley Cordaro
Debbie Bloxom
9/9/18
April Ashcraft
Deborah Farris
Sarah Bellestri Shih
Wendi Black
Brittany Light
Mya Murphy
Vinessa Vasquez
Debbie Bloxom
Jill Nauyokas
Barbara Austin
Anna Nichols
Suzie Mize Lockhart
Cassandra Berholtz
Mike Adamski
Hunter Coffey
Chrissy Kim
Eleazar Ruiz
Brooke Scott
Missy Nicole Adams
Debbie Gremlin
Kimberly Taylor Hall
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, July 8th, 2018 was:
TINA AUTH
Madison VA
Winner Of A $25.00 AmEx Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
7/2/18
Sunney Michelle Johnson
Melissa Ann Stura-Basset
Jill Nauyokas
Karen Rimiller Presley
Ashley Agner
Jeanine Jones
Mary Bubel Smith
Nicole Blaha
Jessica Miller
Annette Broxton
Amanda Peters
Laura Del Robertson Dougherty
Jessica Davis
Be Schwerin
Diane Hamric
Christy Martinez
Debbie Gremlin
Helen Saez Deverter
Audessa Vaught
Joann Tompkins-Winborn
Kelsey Brooke Vinson
7/3/18
Debbie Gremlin
Jenifer Garza
Marie Beauregard
Vinessa Vasquez
Deborah Farris
Jill Nauyokas
Jennifer Lee Clack
Diane Hamric
Audessa Vaught
Ashley Agner
Tonya Velazquez
April Ashcraft
Tiffany Greene Elliott
Melissa White
Jennifer Cameron
Jane Peterson
Nai Merri
Dawn Raasch
Kathleen Marks
Amanda Nicole Young
Wilma Mast
Becky Holland
7/4/18
Karen Brunet Moore
Joann Tompkins-Winborn
Nacole Patrick
Deborah Farris
Pheobe Gerou
Jessica Massaway
Bea Patrick
Sheila Carvell
Jennifer Downing
Jennifer Marie
Ashley Stamey Phillips
Be Schwerin
Christina Domingue
Jessica Miller
Tiffany Borek
Alexis Maureen
Sandra Chesney
Andrew W Sauer
Wilma Mast
Melissa Ann Stura-Bassett
Sandra Chesney
Ann Patrick
7/5/18
Brittany Light
Jennifer Lee Clack
Alyssa DiFazio
Trish Hysell
April Walrath
Deborah Farris
Wendi Black
Ang Richards
Kathleen Hickman
Lindsey McCoy
Toi Minifield
Brandi K Chaney
Lisa Bloomberg Wahl
Trish Musgrave
Tony L Smoaks
Nacole Patrick
Jill Nauyokas
Melissa White
Debbie Gremlin
Cyndi Jansheski
Tracy Shafer
Bea Patrick
7/6/18
Ann Patrick
Jenifer Garza
Hunter Coffey
Maria Bouchard
Brooke Scott
Rhona Nicholson
Brittany Light
Jennifer Marie
Kristina Harris
April Denise Council-Redmond
Susanne Killion
Murphy Mya
Marie Beauregard
Sunney Michelle Johnson
Beth Embrey
Mary Pettiford
Lori Capobianco
Kendra Lynne Ramsey
Angela Janisse
April Ashcraft
Kiki Roberson
Amanda Saltsman
7/7/18
Jennifer Zarafino-Griffiths
Brittany Light
Beth Embrey
Bre Kershaw
Samantha Brwn
MaryAnn G. Ball
Lori Capobianco
Trish Musgrave
Priscilla Shimp
Angel Shearl
Jean Simmons Homfeld
Ashley Stamey Phillips
Alyssa DiFazio
Christy Martinez
Eleazar Ruiz
Stephanie Beckwith
Christy Martinez
Wendi Black
Karen Goodwin Delaney
Kristina Rosson
Tanya Holmes
Jennifer Lee Clack
Kimberly Taylor Hall
7/8/18
Trish Musgrave
Alicia Dansby
Ashley Stamey Phillip
Sheri Boydston
Mike Adamski
Susanne Killion
Stephanie Girard
Teena Sierson
Kimberly Snyder
Tina Auth
Brenda Hartwig
Pheobe Gerou
Nai Merri
Hunter Coffey
Sunney Michelle Johnson
Ashley Agner
Heather Marocco
Deborah Eikenberry Nickelson
Marcy Coull
Angela Janisse
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.
LegalShield
Read more
In a press conference earlier in January, to announce the start of the 2017 tax filing season, which began on Jan. 23rd, the IRS said it expects more than 153 million tax returns this year.
More than 70% of taxpayers will receive a refund in 2017, with 90% or more of refunds issued in fewer than 21 days after returns are submitted, the IRS estimated. In 2016, 111 million individual tax refunds were issued.
Most filers who received government subsidies to buy Obamacare state exchange plans had to pay money back to the IRS last year, according to an H&R Block analysis released in 2016 that looks at the health law’s two full tax seasons. If a taxpayer projected a higher annual household income than they actually claimed in their filing, they may owe tax credits back that they received by purchasing an Obamacare policy or their state’s exchange plan. One other cause for having to repay tax credits is due to claiming eligibility, but not being eligible due to having access to affordable employer coverage.
The tax-prep giant studied its own massive customer base and concluded that two-thirds of its filers who got subsidies from Obamacare were overpaid during the course of the year, and owed money back to the IRS on the April 15th deadline.
The ‘Affordable’ Care Act, better known as Obamacare, mandates Americans — unless they’re qualified for an exemption — to carry health insurance coverage or pay a penalty when filing their tax returns. The IRS says most taxpayers simply need to check a box to verify that they have insurance. For others with more complex answers, the agency offers tips on IRS.gov/aca.
IRS Commissioner John Koskinen said the number of people receiving Obamacare subsidies during the last tax season (2015 tax filing), was up from 3 million in 2014. For that year, customers got more than $10 billion in tax credits, with an average subsidy of $3,430 annually, according to the IRS. Obamacare subsidies are available to wage earners with low and moderate incomes. People who earn less money get more in assistance than higher earners.
Koskinen wrote that about 6.5 million taxpayers last tax season reported owing a total of $3 billion in such tax penalties for failing to have coverage in 2015. In contrast, about 8 million people owed an Obamacare fine for lack of coverage in 2014. Fines related to lack of coverage in 2014 totaled $1.6 billion.
CNBC reported that some 12.7 million people claimed one or more exemptions from the ACA-coverage mandate when they filed their taxes last year. “The exemptions are wide ranging and can include having very low income, being incarcerated or having a close family member die recently,” according to CNBC.
The primary reason for the decline in Obamacare fines last year appears to be that millions of Americans experienced a significant drop in income, which ironically is a direct result of the economic damage inflicted on businesses by the financial strictures of the Obama ‘Affordable’ Care Act (ACA).
CNBC also reported that the new Republican-led Congress last month began taking steps toward repealing key parts of the ACA, which include the funding of premium subsidies and the individual mandate. For the middle class’s economic sake, let’s hope the effort is successful.
The National Taxpayer Advocate has released their 2016 Annual Report to Congress. The report contains data regarding Obamacare premium tax credits (PTC) and individual shared responsibility payment (ISRP) filings – The Obamacare tax penalties for not having health coverage.
The report identifies a number of issues that the IRS has faced or is facing involving the Obamacare ACA and makes a number of recommendations. These include:
- The IRS seems to have largely addressed early problems of Obamacare tax overpayments through outreach conducted to tax practitioners and software providers.
- Reconciliation of PTCs (the Obamacare low-income subsidies) with advance PTCs (APTCs) continues to cause problems, and has risen to the fourth highest category of Taxpayer Advocacy Service cases, accounting for nearly 11,000 cases in 2016. The primary problem seems to be the IRS holding up processing of returns when taxpayers fail to file a form 8962 and reconcile their advance PTC with their PTC.
- Processing of tax filings is delayed when Obamacare APTC recipients incorrectly file form 1040-E, which does not allow for APTC reconciliation.
- The IRS is taking action to address “silent returns,” which do not either check the box indicating full-year coverage, claim an exemption, or paying the ISRP tax penalty. The IRS will send a letter 12C requesting more information in these cases and assess the ISRP if no response is forthcoming.
- The Taxpayer Advocate recommends that the IRS should ease the burden on individuals claiming the religious exemption by allowing individuals exempt from the Social Security and Medicare taxes to simply indicate this on their form 8965 rather than requiring them to apply separately for an Obamacare ISRP religious exemption.
- The Taxpayer Advocate recognizes that taxpayers who receive large Social Security Disability Payments may have to repay Obamacare APTC subsidies they received. There is no apparent administrative fix for this problem.
- The IRS needs to provide specialized training to its newly established Obamacare ACA Business Exam unit, which handles employer ACA returns.
- The IRS may not be adequately prepared to handle Obamacare ACA employer filings. It had expected 77 million 1095-Cs for 2016 and received 104 million or 35% more than expected. Of these Obamacare employer filings, 5.4 percent were then rejected.
The IRS, in a statement regarding taxpayer compliance issues has said: “The IRS will follow its normal compliance approach to filed tax returns. During its normal processes, the IRS routinely follows up on the accuracy and completeness of tax returns and may ask taxpayers to substantiate the information on their tax returns. These inquiries sometime occur before processing refund requests and other times after the processing of refund requests.”
“The vast majority of taxpayers voluntarily comply with their tax responsibilities—our income tax system is built on voluntary compliance,” the IRS said.
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