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Mark J. Shuster – Page 8 – Health Insurance 4 Everyone

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4 years ago · by · 0 comments

Indiana Community Gifts Pizza Delivery Man A Car

An Indiana community is giving back to the man who has delivered pizzas with a smile for 31 years.   Robert Peters, known as Mr. Smiley around the town of Tipton, was gifted a new car after one customer decided to raise donations.  Tanner Langley, 28, a customer of the Tipton Pizza Hut said he and his family have been getting deliveries from Robert Peters since he was a child.

When Peters recently told him he was having trouble with his 28-year-old Oldsmobile, Langley decided it was time to thank Peters for the kindness he has shown the town over the years.  He started a GoFundMe campaign in hopes to buy him a new car. In just 2 days, with donations from the community, he surpassed the $12,000 goal, reaching over $18,000. 

“This community has a countless number of amazing citizens, but there are few people in this world that fill a room with smiles and happiness more than Robert Peters,” Langley wrote on the campaign’s website. “Robert has been delivering pizzas in the same car for a plethora of years, and I think it is about time that he gets an upgrade to his current vehicle!”

On Jan 11, Langley surprised Peters with a 2017 Chevy Malibu. The car’s registration, insurance and taxes were also covered and Peters was given a $500 gas card, plus a $2,500 thank-you tip from the neighborhood.  “He makes an impact on everybody and he’s a very kindhearted individual. Every time you see him, he has a smile on his face. He has never not been joyful”  Langley said in regards to the overwhelming support for Peters. 

Peters was overcome with gratitude for the generosity Langley and the community showed him.  He told news outlets it was heartwarming to know Langley and the community would go out of their way for him.  ” “I couldn’t believe it, it’s almost like it’s surreal.  I just hope that all those who made this happen will be blessed as much as they have blessed me,” Peters said. “This has really been an awesome experience that I’ll remember for the rest of my life. To me, me this is luxury. This is the first car I’ve had made in the 21st century.”

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4 years ago · by · 0 comments

Americorps Youths Deployed During Pandemic

National Civilian Community Corps (NCCC), or AmeriCorps NCCC is an AmeriCorps program that engages 18- to 24-year-olds in team-based national and community service in the United States.  They recently they deployed 230 energetic young adults from across the nation in 24 teams across the country, assisting community groups that are responding to the COVID-19 pandemic or implementing wildfire management in the West.

The youths piled into vans to begin a new adventure serving others through the NCCC.  The training for AmeriCorps began in October and emphasized Covid-19 safety, teamwork, leadership development, and communication.  From tackling food insecurity to providing affordable housing, these youth are bridging the gap by providing much-needed volunteers to areas in need.

Habitat for Humanity is one of the groups that is benefitting from the ten week deployments. Two of the teams are wielding hammers and power tools assisting with affordable home construction in Sacramento.  Another team traveled to Stockton, California to help with food distribution and another group is in California assisting with fire management.

One team arrived in Oregon to work on similar projects and upkeep the environment while another is serving Salt Lake City, Utah.  Bode Anderson-Brown discovered the most impactful aspect was getting out of his comfort zone.   “It was so rewarding to talk to homeowners and know that because of the work I was doing, they are going to be safer and more protected from wildfires. I know that this is an experience I will take with me for the rest of my life.  Talking to people on the phone and getting them the assistance they need… I previously considered this to be out of my wheelhouse, but have now discovered that I have a talent for it!”

Other groups are assisting the Health Department by supporting coronavirus testing sites and delivering hygiene supplies to residents.  They each will graduate from NCCC on July 14th, after completing 3-5 long-term service projects investing over 1,700 hours. In exchange, members receive $6,395 to help pay for college or pay back existing student loans.  The 10-month residential program funded by the U.S. government engages around 2,100 young people every year between the ages of 18 and 24. It was originally envisioned by a bipartisan group of Senators and signed into law by President Bill Clinton in 1993.

The NCCC program was loosely based on the depression-era Civilian Conservation Corps (CCC).  In some respects, NCCC teams resemble their CCC predecessors, who were also required to function under rugged conditions for prolonged periods and engage in strenuous conservation and wildfire-fighting projects, flood control, and disaster relief.  The main difference between the two is unlike the original CCC, the NCCC was not created to be a public work relief program, but rather was designed to help communities meet self-identified needs through service projects and develop leadership skills in its participants.

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4 years ago · by · 0 comments

GameStop Stock Surge Sparks Generosity Among WallStreetBets Group

The GameStop saga, which was initiated by a contingent of traders from Reddit’s r/WallStreetBets forum, has invited overwhelming attention — and scrutiny — to the world of day trading.  The ‘crowd-vesting’ strategy paid off for the Reddit users who had banded together to buy GameStop stock.  GameStop’s stock price went through the roof—from $43 to $325 in one week. 

Other struggling companies such as American Airlines Group Inc. and AMC Entertainment Holdings Inc. also saw stock prices rise and found themselves on the receiving end of liquidity to pay creditors.   The stock market frenzy has given these companies a bail out that is bringing them back from the edge of bankruptcy.

Many Reddit investors also found themselves with a sizable profit, which inspired an idea of paying it forward.  Hunter Kahn, a 20-year-old Cornell University mechanical engineering student raked in close to $30,000 in GameStop profits. While the bulk of that windfall will be spent financing his education, Kahn also used part of his newfound stash o’ cash to purchase and donate Nintendo Switch games and consoles valued at $2,000 to a local children’s hospital.

“As a beneficiary of the recent events on Wall Street I think it is important that myself and others pay forward our good fortune.  I am proud to announce my humble donation of 6 Nintendo Switches and games to go with them to the Children’s Minnesota Hospital.”

He has now joined the ranks of another anonymous investor who recently donated ten Switches to a children’s hospital in Texas and others who have used their newly acquired funds to help cover people’s medical debts.

Another investor that profited from the trending buy in of Gamestop stock was maverick billionaire venture capitalist Chamath Palihapitiya, who was an early executive at Facebook. His initial $115,000 purchase of GameStop shares turned into a $500,000 payout.  Palihapitiya announced that he bought 50 call options in GameStop. GameStop’s stock has risen a massive 750% in 2021 as online retail investing group WallStreetBets drove the stock up. 

He also announced he will donate his entire payout to the Barstool Fund, a new COVID-19 charity that gives cash payments to small businesses who are about to go out of business.  “I want to announce that I’m taking all the profits that I made plus my original position—so I’m gonna take $500,000—and I’m gonna donate to the Barstool Fund for small businesses,” Palihapitiya said.  The Barstool Fund, founded by Barstool Sports founder Dave Portnoy, raises money to support struggling small businesses during the pandemic and “save as many jobs as possible,” according to the Fund’s website. So far, it has raised nearly $33 million from 205,525 supporters to fund 187 businesses. Recipients include bowling alleys, salons, with the overwhelming majority being restaurants and bars.

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4 years ago · by · 0 comments

Mark Cuban’s Partnership Could Change The Pharmaceutical Market

After Dr. Alex Oshymansky, a radiologist in Dallas, TX started a public-benefit company to combat the exploding prices of certain prescription drugs, he attracted a new partner—Shark Tank billionaire investor Mark Cuban.  Oshymansky started in 2015 with Osh’s Affordable Pharmaceuticals and a million dollars in investment capital. Four years later, the new partnership is moving forward under the name Mark Cuban’s Cost Plus Drug Co, and donating medicine to those in need.

Mark Cuban has been outspoken about his disdain of the mixture of FDA demands for approval, and drug company greed creating soaring prices for drugs, making them unaffordable to many Americans.   Now under Cuban’s brand name, the private-label arrangement allows Oshymansky to buy from third party suppliers, take care of the labeling and branding laws himself, and sell it at a serious discount with just a 15% mark-up for the business expenses.

This partnership allowed the pair to lower the cost of an anti-parasitic medication called albendazole from its normal U.S. price range of $225-$500, down to just $20.  This proved especially valuable for Baylor College of Medicine, who needed thousands of doses of albendazole to complete a study they were doing on U.S. hookworm infections in the South.

“The Germ of the South,” was a catch-all term that characterized a curious lethargy and haziness of the brain, distended bellies, and emaciated shoulder blades, found across the Deep South during the 20th century. Today, American hookworm still infects large numbers of people, particularly children, due to poor sanitation and poverty.  A study done in Lowndes County, Alabama of 24 homes found that 34% of stool samples contained the parasite, which is killed rather quickly by albendazole.

Cuban and Oshymansky donated the first 10,000 doses of the company’s albendazole supply to Baylor and the author of the study, Dr. Rojelio Mejia, so that volunteers from Alabama to New York who test positive for hookworm could immediately purge the parasite from their bodies.  “We found it deeply troubling that albendazole is extremely expensive in the United States, and are happy to be able to manufacture it for free for this research and provide it at significantly decreased prices to the rest of the U.S. market.”

Other drug companies estimate that the number of doses Cuban and Oshymansky donated would have cost $2 million, an overwhelming cost that would have kept the research from being conducted.  Cuban’s Cost Plus Drugs is aiming for 100 new drug offerings by the end of 2021, all with no hidden costs, no middlemen and no rebates only available to insurance companies.  They’re also in the process of constructing their own brick-and-mortar pharmacy in Dallas where they hope to earn a profit on non-pharmaceutical items that can fund the lower cost formulations and offer drugs for rare diseases directly to patients or through outpatient facilities.  If successful, Cuban and Oshymansky’s efforts could force drug companies that continue to overcharge their customers to lower their prices or go out of business.

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4 years ago · by · 0 comments

San Antonio Community Rallies To Repair WWII Veteran’s Home

A San Antonio TX community has rallied behind a 94 year old veteran, Alfred Guerra, after his home fell into disrepair.  Guerra’s son and daughter had been able to keep up with home repairs but it became uninhabitable after his son, who had torn out much of the interior during the remodel, suddenly passed away from cancer last summer.  Hoping to harness the power of social media, his daughter, Maria, reached out via Facebook to ask for help. It wasn’t long before a variety of veterans groups heard about the man who had earned a Bronze Star and Purple Heart for acts of bravery in World War II. 

First to answer the call was the Military Order of the Purple Heart, followed soon after by Broken Warriors’ Angels, a local nonprofit serving San Antonio veterans and their families, along with the VFW Post 76, and the city’s Department of Human Services and Department of Military Affairs.  “As combat warriors, we leave nobody behind. And as veterans, we leave no veteran behind,” Tony Roman, of the Military Order of the Purple Heart.

Mr. Guerra had moved in with Maria and was thrilled that the repairs were underway once again—but then the COVID-19 lockdown put the project on hold.  Thankfully, this month, work on the house has resumed.  Veteran volunteers who had served in three foreign conflicts—Iraq, Afghanistan, and Vietnam—arrived on the scene and worked as a team to gut the home’s interior and prep it for the next phase of the home makeover.

A new roof had been donated by the SRS Raise the Roof Foundation, and the electrical and plumbing systems are on their way to being updated.  They are still in need of an HVAC system and the family is hoping for another guardian angel to come through there as well.  They’ve set up a GoFundMe page with a modest $5,000 goal to help finance the much-needed repairs.

It may take another month or so to complete the project but more than anything else, Guerra yearns to move back into his home. He longs to tend the roses he named in honor of his late wife, Emma, in their garden.  “It’s a wonderful thing,” said Maria Guerra, his daughter. “It’s a mission of mercy.”  She said her father, who has been living with her for the past several months, has missed his home so much that at times, he cries.

Tony Roman said what’s been done has taken the generosity of all those who donated their time and skills to the effort, and he hopes that a company will do the same by donating heating and air conditioning for the small home. 

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4 years ago · by · 0 comments

UFC Fighter’s Nonprofit Giving Back To Community

The Good Fight Group, a nonprofit started by UFC lightweight Dustin Poirier and his wife Jolie has provided thousands of meals to food banks, provided school supplies, helped build a playground and even supplied a solar powered water well to create a more self-sustainable living environment for the Batwa Pygmy Tribe. The nonprofit raises funds by selling sought after memorabilia they call “Fight Kits” to fans of the sport.


Former Interim UFC Lightweight Dustin Poirier and his wife Jolie began their nonprofit in 2018 and started auctioning off the shorts, jackets, and wraps that Poirier used in dozens of fights. The Good Fight is dedicated to helping underserved communities in their local Acadiana region.


The foundation has raised thousands of dollars since 2018 to impact others, including the young family of fallen LPD officer Michael Middlebrook, and disabled children who didn’t have a playground. The first auctioned kit was from the Poirier vs Eddie Alvarez fight, with proceeds providing 3,000 meals for their local Second Harvest Food Bank. In August 2019, a specially-built playground for children with special needs was built after Jolie heard the story of a young wheelchair bound boy dying wish.


Selling fight kits also provided over 100 women experiencing homelessness with care packages, and 500 children with school supplies & backpacks at Acadian Middle School. Donations to The Good Fight also supported former UFC fighter Justin Wren who now champions long-suffering Pygmy tribes in Africa—providing new water wells, solar power, and 43 acres of purchased land for the Uganda Batwa tribe. Other fighters are donating parts of their kits for auction, including the winner of the UFC main event fight, Michael Chiesa, from Spokane, Washington.


The Good Fight’s first goal of 2021 is to fully fund transportation and providing more tutors for all 6 locations of The Boys & Girls Clubs of Acadiana. Currently, the kids have transportation from school to the clubs, but do not have a ride home in the evening—which cuts attendance dramatically. The academic gap for students is huge right now and the Boys & Girls Clubs are trying to give the kids what they need to stay on track to progress to the next grade level. “Project Learn” has been identified as one of BGCA’s targeted programs which provideds homework help, individual or small-group tutoring, regular implementation of high yield activities and school-club-family partnerships. So far The Good Fight has raised over $17,000 of their $105,000 goal.

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4 years ago · by · 0 comments

Indiana Program Enables Truckers to Donate Rejected Food Shipments to Food Pantries

A program in Indiana is allowing truck drivers to donate rejected food deliveries to charity. Truck drivers will often arrive at a grocery store to drop off several pallets of ordered food only to have the products rejected by the supermarkets because there was either an error in the ordering process; the food was cosmetically damaged in transit; there were equipment failures en-route that caused delay; or a variety of other reasons. This often results in tons of edible food being dumped into a landfill.


Instead of letting thousands of pounds of food continue to go to waste, the Indy Hunger Network charity created their Food Drop program which connects truck drivers with nearby food banks that can put the products to good use. In addition to helping to feed the hungry during a time that food banks across the US are reporting record numbers, the program also benefits the drivers by saving them from having to pay expensive landfill fees, providing them with a tax deduction for donated goods, and helping them to offload the cargo.


The program was initially launched in 2017 to operate solely out of Indianapolis and charity workers say that they documented over 90,000 pounds of food donated within the first six months. The program’s success led Indy Food Network to expand the initiative to several more food banks across Indiana. If the Food Drop project continues to prove itself effective, then the charity hopes to expand the program to other states as well.


Drivers are only asked to donate groceries that are still edible, non-alcoholic, and individually packaged with unbroken seals. The Indy Hunger Network works with community centers, food pantries, churches, and schools in the area with the goal of connecting drivers to fill the food shortage needs. They continue to look for new opportunities to improve the food assistance system.


They also run a grant program to award small grants to food pantries in Marion County for projects that would increase capacity, improve operations, and implement best practices. Each year they award grants to over 20 partners involved in the food assistance system.


The National Guard had been assisting Indiana’s emergency food bank system but their temporary deployment will be ending, leaving an urgent need for volunteers. People can visit https://www.in.gov/fssa/dfr/operation-food/ to sign up or go to https://www.indyhunger.org/ to find a list of locations in need of volunteers.

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4 years ago · by · 0 comments

Former Addict Shares Hope In Philadelphia

A former opioid addict is giving back through random acts of kindness.  Megan Cohen had been in over 70 treatment centers and found herself homeless in different states.  Cohen also spent time in prison before going clean in 2019.  In August 2020 during the COVID-19 pandemic, Megan started The Grace Project, non-profit that gives back to struggling addicts in the Philadelphia area.

“It was actually complete strangers that showed me kindness when I was out there and it, like, planted a seed of hope,” Cohen said. “I wish that the kindness my family showed me would have done that but it didn’t. It didn’t because I expected it.”  For years, Cohen lived in a perpetual state of hunger, trauma and pain. Eventually, she landed on the streets of Kensington, PA -the largest open-air drug market on the East Coast.  Joshua Santiago, an Uber driver coming off his shift spotted Cohen walking along the interstate in the rain.

“Something in my heart told me to stop, I was about to go home and lay in a warm bed” said Santiago.  When he pulled over, Cohen was skeptical about his intentions but being so cold, she said she didn’t care what happened.  Cohen said “I had no hope or will to live at that point.  I asked him why he would let me in his car when it’s obvious what I am.”  “You are still a person,” Santiago told her.  Not long after Santiago offered her a ride, two other “angels” stepped into her path — one gave her a hot meal and a place to shower; another offered her cold water and encouraging words.

The power of those moments fuels Cohen’s faith in humankind and strengthens her resolve to save others who feel trapped, as she once did, in the throes of addiction.  Every Thursday night, friends and family join Megan to distribute food, jackets, and toiletries in addition to cleaning up the littered streets.  Shane Williams, who became a volunteer following his own recovery said “There’s people openly using drugs. There’s people with serious medical issues being unattended to.” 

Weekly visits will continue as long as the community continues to support The Grace Project with funds and donations. Cohen hopes that the non-profit will evolve into a resource to support entire families who struggle with similar circumstances.  The GRACE Project’s GoFundMe page expands on their vision: “As we continue to grow, we hope to be able to start helping more people in need. This goes beyond those that are homeless. We would like to be able to start offering assistance and organizing events for children out there and in similar areas. We also hope to be able to start assisting anyone else who is in need of a little grace and a little hope. This could look like the person who is just turning their life around and needs some help getting on their feet or the parents who have a sick child and may not be able to work anymore and in turn are facing financial struggles.”

They also take in-kind donations and have a list on their Facebook page of some of the items they are currently taking. Locals who want to donate can message them on Facebook to set up a pick up or drop off.  In-kind donations can also be sent in the mail to 701 Philadelphia Ave Warrington PA 18976.  “We would not be able to do what we do each week if it weren’t for the support of others and we want to thank anyone who has contributed from the bottom of our hearts.

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4 years ago · by · 0 comments

Amazon Launches $2 Billion Housing Equity Fund

Global e-commerce giant Amazon has unveiled a new Housing Equity Fund, investing more than $2 billion to preserve and create over 20,000 affordable housing units in three communities where the company has thousands of employees—Washington State’s Puget Sound; Arlington, Virginia; and Nashville, Tennessee.  Amazon’s Housing Equity Fund will help preserve existing housing and help create housing developments through below-market loans and grants to housing partners, public agencies, and minority-led organizations.

Amazon’s first investments include $381.9 million in below-market loans and grants to the Washington Housing Conservancy to preserve and create up to 1,300 affordable homes on the Crystal House property in Arlington and $185.5 million in below-market loans and grants to King County Housing Authority to preserve up to 1,000 affordable homes in the state of Washington, with additional investments to come in all three regions.

Amazon founder and CEO Jeff Bezos said that his company has been helping people in need, including building a Mary’s Place family shelter within the newest Amazon office building last year to support over 200 women and children experiencing homelessness in Puget Sound. “This new $2 billion Housing Equity Fund will create or preserve 20,000 affordable homes and help local families achieve long-term stability while building strong, inclusive communities.”  The Fund seeks to ensure that moderate- to low-income families can afford housing in resource-rich communities with easy access to neighborhood services, amenities, and jobs. 

Amazon’s Housing Equity Fund will provide an additional $125 million in cash grants to businesses, nonprofits, and minority-led organizations.  Amazon is providing below-market capital in the form of loans, lines of credit, and grants to households making between 30% – 80% of the area’s median income.  The fund will also give grants to government partners including transit agencies and school districts, which typically are not involved in affordable housing issues, Amazon said.

Amazon’s first Housing Equity Fund commitment in Virginia includes a $339.9 million below-market loan and grants worth $42 million to the Washington Housing Conservancy (WHC)—a nonprofit organization that preserves homes so they are affordable for moderate- to low-income residents. 

Home prices in the US have climbed more than 6% annually since 2012 despite low wage growth for most workers. Another obstacle is affordable apartment buildings in American cities affordable for teachers, healthcare providers, transit workers, and others with modest incomes are increasingly being redeveloped into luxury apartments, causing displacement and reducing housing options for working families.  Before the coronavirus pandemic, rental prices had also risen steadily, causing a shortage of affordable units.

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4 years ago · by · 0 comments

US Oncologist Forgives $650,000 In Outstanding Medical Debt

A US oncologist gave an extraordinary gift to his past patients by forgiving $650,000 in medical bills for cancer treatments. In February of 2020, the clinic Dr. Atik practiced out of closed due to staffing shortages. At the time, there was close to $650,000 outstanding patient debt on the books. Dr. Atik attributed the large sum to the fact that no patient was ever denied treatment, regardless of whether or not they could pay.


After the clinic closed last year, Dr. Atik attempted to settle the debts. He soon realized that many of the people he’d treated didn’t have the means to pay—especially with so much added financial hardship brought on by the coronavirus pandemic—so with the blessing of his wife, Mehreen, he decided to forgive the outstanding debt.


“My wife and I, as a family, we thought about it and looked at forgiving all the debt… We saw that we could do it and then just went ahead and did it.” Dr. Atik said. It was one final way for Dr. Atik to show kindness and compassion to patients that he had always considered it an honor and privilege to treat. The week of Christmas, Dr. Atik sent out holiday cards to nearly 200 of his former patients that read:


“The Arkansas Cancer Clinic was proud to have you as a patient. Although various health insurances pay most of the bills for the majority of patients, even the deductibles and co-pays can be burdensome. The clinic has decided to forego all balances owed to the clinic by its patients.”


Dr. Atik said “We thought there was not a better time to do this than during a pandemic that has decimated homes, people’s lives and businesses and all sorts of stuff. I just hope that it gave them a little sigh of relief and made it easier for them so they could face other challenges they may be facing in their lives.”


Originally from Pakistan, Dr. Atik founded the Arkansas Cancer Clinic in Pine Bluff in 1991, providing treatments including chemotherapy, radiation therapy and CAT scans. He is now a professor at the University of Arkansas for Medical Sciences in Little Rock. In 2013, he was named president of the Arkansas Medical Society. Five years later, he became chairman-elect of the board of governors of the American College of Physicians. He credits much of his success to being in the right place at the right time. “I believe the opportunities that have come my way are, in part, because of where I am,” he explained.

David Wroten, executive vice president of the Arkansas Medical Society advocacy group, said that Dr Atik had called him “to make sure there was nothing improper” about his idea of forgiving patients’ debt. “If you knew Dr Atik, you would better understand. First, he is one of the smartest doctors I have ever known, but he is also one of the most compassionate doctors I have ever known” Wroten said.

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