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4 years ago · by · 0 comments

Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, February 16th, 2020.

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Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, February 16th, 2020.

In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx/VISA gift card!     

Congratulations  – To this past week’s Trivia Contest Winner!!   Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, February 16th, 2020 was:

         

DEBORAH  THOMPSON

San ANTONIO  TX

Winner Of A $25.00 AmEX/VISA Gift Card

 

Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone  or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION.  The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex/Visa Gift Card.


Weekly Gift Card winners will be posted in our blog at this site.  Remember to become a FaceBook fan and “Like and Follow” either of our company pages to enter and post your answers. 

 

 

Trivia Last Weeks Winner

 

 

Trivia Winners & Drawing Entries 2/10/20 thru 2/16/20 are as follows:

 

 

 

2/10/20

 

 

Ashley Agner

 

Tracy Heyer

 

Rebecca Crum

 

Diane Hamric

 

Becca Neuenschwander Long

 

Sandy Nevels

 

Jennifer Vega

 

Jennifer Leffler

 

Beth Kumjian

 

Amber McGrath

 

April Ashcraft

 

Derek Jennings

 

Melissa Ann Stura-Bassett

 

Carole Jacobs

 

Anna Nichols

 

Vickie Gipson

 

Beth Cleveland

 

Donna Porter

 

Deborah Thomas

 

Tonya Velazquez

 

Darlene Whyte

 

Jeannie Prosser

 

Dawna McKnight

 

 

2/11/20

 

 

Dawn Raasch

 

Jennifer Vega

 

Kari Wagoner

 

Trish Marks

 

Kathleen Hickman

 

Gina Guarente Fieger

 

Kimberly Kay

 

Lori Capobianco

 

Melissa Ann Stura-Bassett

 

Amy Marie Wilkinson

 

Brittany Seiler

 

Be Schwerin

 

Shannon Schleif

 

Jenai Merri

 

George Pownall

 

Maria Bouchard

 

Janice McKay Donahue

 

Tracy Heyer

 

Deborah Thomas

 

Brandi K Chaney

 

 

 

2/12/20

 

 

Melissa Ann Stura-Bassett

 

Tonya Velazquez

 

Angela Janisse

 

Barbara Carter

 

Jan Lehman

 

Anne Stull

 

Sheila Carvell

 

April Ashcraft

 

Kimberly Snyder

 

Jenai Merri

 

Deborah Thomas

 

Tabitha Pacheco Willette

 

Lori Capobianco

 

Diane Hamric

 

Lauren Bradley

 

Tammy Lee Stookey

 

Cynthia Annette Sanders

 

Carol Jean

 

Rhonda Grisham

 

Wayne Gallas

 

 

2/13/20

 

 

Deborah Thomas

 

Be Schwerin

 

Shannon Schleif

 

Rhonda Grisham

 

Lauren Bradley

 

Nicole Blaha

 

Sheila Carvell

 

Dean Bruss

 

Barbara Austin

 

Kathleen Hickman

 

Karen Brunet Moore

 

Jennifer Vega

 

Dawn Raasch

 

Anglea Janisse

 

Tonya Velazquez

 

Michael Ingelido

 

Mita Dave

 

Karyn Koehler

 

Becky Hartman

 

Kim Avery

 

Cynthia Annette Sanders

 

Sherri Kidwell

 

Diane Hamric

 

 

 

2/14/20

 

 

Nicole Watson

 

Kimberly Snyder

 

Tina Gilbert

 

Jan Lehman

 

 

 

 

2/15/20             

 

 

Brittany Light

 

MarcyLynn Coull

 

Marie Mariani

 

Mya Murphy  

 

Rhonda Grisham

 

Phylicia Phillips

 

Alyssa DiFazio

 

Geri Rus           

 

Anna Nichols

 

April Ashcraft

 

Be Schwerin   

 

Megan Dyer

 

Ashley Sammons

 

Misty Shallcross

 

Nicole Watson

 

Crystal Young

 

Tiffany Borek

 

Kendra Lynne Ramsey

 

Robin Griffitts Pratt

 

Carmela Glowsinski

 

 

 

2/16/20

 

 

Jenifer Garza

 

Sherry Lilly

 

Amy Chavis

 

Lori Sexton Leal

 

Eva Biggs                      

 

Dale Fish           

 

Anna Nichols              

 

Michael Flagg

 

Jennifer Vega

 

Maria Bouchard

 

Melinda Dreier

 

Megan Dyer

 

Jenn Anthony

 

Brittany Light

 

Angela Janisse

 

Melissa Ann Stura-Bassett

 

Cynthia Annette Sanders

 

Christy Hawkes

 

Kristina Harris

 

Pamela White Brearley

 

 

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Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!

Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. 

Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!

You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!    Template Header Logo 2

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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us?  Look us up on….

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Twitter: Healthinsurane4  (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

 

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Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

 

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

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Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

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Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

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7 years ago · by · 0 comments

Employee or Independent Contractor? Here is What You Need to Know As A Business Owner.

 

February 14, 2017

 

Lowes recently settled a $2.85 million-dollar worker classification lawsuit. The suit claimed that Lowes misclassified installers as independent contractors depriving them of workers’ compensation, liability insurance and requiring the workers to pay taxes as self-employed. The suit and settlement underscore the importance of properly classifying workers. Making the wrong determination may have serious financial and legal consequences. The following guide will help you understand the primary distinctions between an employee and a contractor. If you are an employer or contractor with a LegalShield membership, and need additional information call your LegalShield provider law firm.    

If you are not currently a member of our LegalShield benefits plans, you can seek more information on membership and plans offered in your state at:  LegalShield

 

 

  • Worker Classifications – There are four worker classifications made by the IRS.
    1. Independent Contractor – Under common law, an independent contractor controls the kind of work they take on and how they complete the work. In this circumstance the business hiring them to complete the work would only control the result or product. While you may set deadlines for an independent contractor you may not set specific work hours.
    2. Employee – Under common law if you control what, when, where and how work is done, the individual you pay is considered an employee.
    3. Statutory Employee – Some workers who meet the common-law requirements as an independent contractor may still be considered an employee due to specific statutes designating them as such. Statutory employees include:
      • Individuals who work from home under specific instruction with materials you provide, which are returned to you or to someone you name;
      • Food and beverage delivery drivers (milk excluded);
      • Commissioned laundry and dry cleaning drivers;
      • Insurance agents working primarily for one life insurance company selling life insurance or annuity contracts; and
      • Full-time traveling salespersons submitting orders directly to you from businesses or wholesale establishments.
    4. Statutory Nonemployee – Statutes deem some workers, who would otherwise be considered employees, nonemployees. These include:
      • Direct sellers and real estate workers who are not paid on an hourly basis; and
      • Companion sitters (private duty nurses and home health aids) not employed by a placement service.

 

  • Still unsure how to classify a worker? – In some instances it may be difficult to determine the status of a worker. The IRS does have a form, which you can complete and submit, allowing them to determine the worker’s status. Form SS-8 can be downloaded here and includes detailed instructions. Before filing the form consult with your LegalShield provider law firm. It may take the IRS six months or more to respond to your request.
  • State Regulations – Some states may classify workers differently than the IRS. In the Lowes case claims involved both federal rules and the New Jersey Construction Industry Independent Contractor Act. It is vital to understand how state regulations impact classification of employees in your industry.
  • Taxes & Reporting – The main purpose for classifying a worker is to determine the taxes and record keeping for which your business will be responsible.
    • Independent Contractors – The forms and information needed for independent contractors can be found here via the IRS. The IRS does offer electronic filing.
    • Employees – The appropriate forms and tax information for employees can also be located on the IRS website.
  • Penalties –If you fail to accurately report an employee you may be held liable for past due employment taxes. There are relief provisions in some circumstances. If you believe you have misclassified a worker or have any questions, current members can call their LegalShield provider law firm.

If you are not currently a member of our LegalShield benefits plans, you can seek more information on membership and plans offered in your state at:  LegalShield   

    *     *     *     *     *     *     *     *     *     *     *     *     *     *

At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….

Twitter: Healthinsurane4   

Click-On for LinkedIn: LinkedIn

Like us on facebook: HealthInsurance4Everyone

Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips! HealthInsurance4Everyone or Health & Life Solutions, LLC

Mark Shuster FaceBook Link

Follow our word press blogs and read about everything from health insurance and reform news to healthy living and current events!

Company Blogs

 

Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.  LegalShield 
    

 

Read more

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* State specific differences may apply to each insurance carrier or benefits provider, and each entity is responsible for their own contractual and financial obligations. Insurance products offered through HI4E.Org, Health & Life Solutions, LLC, and Health Insurance 4 Everyone, are not available to residents of New York or Oregon.

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