Contact Us

1-800-793-0471

REQUEST A QUOTE

Contact details:

Would you like more information about us?

Yes! No thank you.
Your message has been sent successfully. Close this notice.

REQUEST A QUOTE

Would you like more information about us?

Yes, Please. No Thank You.
Your Contact Form has been sent successfully. Close this notice.
6 months ago · by · Comments Off on Virginia Officer Lifts Car To Save Trapped Woman

Virginia Officer Lifts Car To Save Trapped Woman

A police officer is being hailed a hero after he lifted off a 3,500-pound SUV to free the woman trapped underneath. Deputy Jon Holt said that he simply lifted part of the vehicle enough to free the woman after responding to a call of an overturned vehicle with an entrapment.

Deputy Holt arrived on the scene and told dispatch the car was upside down. He quickly ran to the vehicle to find the woman’s young son crouched in the car near his mother comforting her. A witness told Deputy Holt her head was pinned and she couldn’t breath. Holt then tells the boy to get back away from the car before he single handedly lifts the vehicle.

The Sheriff’s office wrote on a Facebook post “The driver was laying underneath the vehicle with her head pinned by the sunroof. Seeing the trauma her child was witnessing, Deputy J. Holt went into overdrive. Through sheer will and determination due to fearing the female may succumb to her circumstance in front of her panic-stricken child, Deputy J. Holt took quick action and was able to physically lift the vehicle up enough for the driver to maneuver her head out to safety.” the post said.

The post included brief footage of the incident with graphic footage of the accident, the woman trapped motionless under the car, and her child screaming from the back seat. In the video, Holt sidles up to the vehicle and can be heard straining vigorously as the video goes blank from the camera pressing up against a surface. “Mom, try to get out!” the voice of the child shouts. Holt continues to strain. “Can you slide anything Ma’am, is your head clear?” Holt says just before the video ends. Gloucester County Sheriff Darrell Warren said after the car was lifted and she was able to escape, the woman’s injuries “didn’t appear to be life threatening.”

Being called a hero is not new to Deputy Holt. He was recently awarded local and regional “Top Cop Awards” for rescuing a disabled young girl and woman from a burning home in March 2020. Believing that an infant was still unaccounted for, he entered the home two more times to search for the baby. During an interview regarding his most recent rescue, Deputy Holt humbling said that he’s not a hero and just a regular cop but his department and community disagree.

Read more

9 months ago · by · Comments Off on Wisconsin Restaurant Owner Helping Local Restaurants With Gift Card Raffles

Wisconsin Restaurant Owner Helping Local Restaurants With Gift Card Raffles

According to the National Restaurant Association, more than 110,000 restaurants across the country have closed temporarily or for good as a result of the pandemic. One Wisconsin restaurant owner is well aware of the effects the pandemic has had on the restaurants in his community and he decided to help. He is using his own money to help other struggling local restaurants. Adolfo Melendez, owner of a Tex-Mex restaurant El Mezcal in Stevens Point, Wisconsin, has bought more than $2,000 in gift cards to restaurants in his community to raffle off to his customers. “If you help one person and another person helps another-that will help a lot. There’s probably 35% of the restaurants that keep struggling here.”


Melendez said he got the idea to help his fellow restaurant owners after a local realtor company helped his restaurant at the beginning of the pandemic. “They did something where people voted for their favorite restaurant and I got second place so they bought $300 in gift cards from me,” he said. “Right after that I was like I’ll probably do something similar.”


Melendez opened his restaurant just weeks before the pandemic hit so he felt first hand, the devastating effects of the pandemic grinding the restaurant industry to a complete halt. Despite a harsh beginning for his restaurant, the one generous act of another local business sparked his determination to pay it forward when he was able to. He said it’s important to help keep small businesses open during the pandemic because they are the staples of the community. “That’s part of what keeps us alive. You can go to Applebee’s, or you can go to Pizza Hut but it isn’t the same like when you go to this little diner or pizza joint. The whole idea is just to give other opportunities. I think it’s important to support a small business, that’s what makes this little town so strong, you know? Because big companies come and go.”


At the end of 2020, he began to buy gift cards from local restaurants in his community and raffling them off to customers on his restaurant’s Facebook page. Winners received $20 gift card to a local restaurant. The receiving restaurants said they were thankful for Melendez’s generosity and they know that surviving the pandemic means working together. One owner, Pete Ananiadis of Olympia Family Restaurant said “It’s a smart idea, we appreciate what he has done for our community. In these Covid times, it’s very important to eat local, small mom and pop shops. He understands that, and for all of us right now it’s a tough time.”


Selling gift cards and offering food for take-out have been some of the only ways local mom-and-pop restaurants have been able stay in business throughout the past year as the pandemic has limited their opportunities. Even one gift card purchase can help the restaurant and the recipient push through another day of this pandemic. Imagine the effect if others pay it forward and keep this kindness going. Small acts of kindness like this is how communities support each other and get through a crisis. As for Melendez, he plans to have two more gift card giveaways on his restaurants Facebook page because he isn’t done inspiring others that they can help too.

Read more

10 months ago · by · Comments Off on Americorps Youths Deployed During Pandemic

Americorps Youths Deployed During Pandemic

National Civilian Community Corps (NCCC), or AmeriCorps NCCC is an AmeriCorps program that engages 18- to 24-year-olds in team-based national and community service in the United States.  They recently they deployed 230 energetic young adults from across the nation in 24 teams across the country, assisting community groups that are responding to the COVID-19 pandemic or implementing wildfire management in the West.

The youths piled into vans to begin a new adventure serving others through the NCCC.  The training for AmeriCorps began in October and emphasized Covid-19 safety, teamwork, leadership development, and communication.  From tackling food insecurity to providing affordable housing, these youth are bridging the gap by providing much-needed volunteers to areas in need.

Habitat for Humanity is one of the groups that is benefitting from the ten week deployments. Two of the teams are wielding hammers and power tools assisting with affordable home construction in Sacramento.  Another team traveled to Stockton, California to help with food distribution and another group is in California assisting with fire management.

One team arrived in Oregon to work on similar projects and upkeep the environment while another is serving Salt Lake City, Utah.  Bode Anderson-Brown discovered the most impactful aspect was getting out of his comfort zone.   “It was so rewarding to talk to homeowners and know that because of the work I was doing, they are going to be safer and more protected from wildfires. I know that this is an experience I will take with me for the rest of my life.  Talking to people on the phone and getting them the assistance they need… I previously considered this to be out of my wheelhouse, but have now discovered that I have a talent for it!”

Other groups are assisting the Health Department by supporting coronavirus testing sites and delivering hygiene supplies to residents.  They each will graduate from NCCC on July 14th, after completing 3-5 long-term service projects investing over 1,700 hours. In exchange, members receive $6,395 to help pay for college or pay back existing student loans.  The 10-month residential program funded by the U.S. government engages around 2,100 young people every year between the ages of 18 and 24. It was originally envisioned by a bipartisan group of Senators and signed into law by President Bill Clinton in 1993.

The NCCC program was loosely based on the depression-era Civilian Conservation Corps (CCC).  In some respects, NCCC teams resemble their CCC predecessors, who were also required to function under rugged conditions for prolonged periods and engage in strenuous conservation and wildfire-fighting projects, flood control, and disaster relief.  The main difference between the two is unlike the original CCC, the NCCC was not created to be a public work relief program, but rather was designed to help communities meet self-identified needs through service projects and develop leadership skills in its participants.

Read more

10 months ago · by · Comments Off on Chicago Restauranteur Helping Feed Those With Food Insecurity

Chicago Restauranteur Helping Feed Those With Food Insecurity

Chicago restauranteur Robert Magiet was driving across town one morning when he spotted a shivering tamale vendor braving the frigid January temperatures of the “Windy City”.  He made a spur of the moment offer she couldn’t refuse.  Rather than let the woman wearing many layers of clothing to keep warm stay in the cold all day—Magiet bought out her entire day’s supply—close to 10 dozen tamales, gave her a big tip, and sent her on her way.

Magiet loaded up the tamales he’d purchased and distributed them to homeless people.  Pleased with the outcome of the morning’s events, Magiet took to Facebook to see if he could continue the trend. “Anyone know of any Tamale Cart vendors that will be out this weekend in the cold weather?  I went to Yolanda near Humboldt Park and bought her out so she could go home today. I’d love to do the same for other Vendors and distribute the Tamales to our neighbors experiencing homelessness. Let me know of any leads please” he posted.

In the following days, armed with suggestions, Magiet bought up all the tamales from vendors at three different locations. And again, after generously tipping the sellers whose trade had been severely curtailed by both the weather and the lockdown, he distributed the tamales to people in need.  Helping the hungry in his community is nothing new for Magiet.

After opening a Love Fridge community food pantry outside his TaKorea Cocina restaurant this past June, Magiet teamed up with the owners of Fatso’s Last Stand and Jack & Ginger’s restaurants to prep and deliver 1,300 Thanksgiving meals for the needy.  After Christmas, he also partnered with Jason Vincent, owner of Logan Square eatery Giant, to man a food truck serving breakfast and lunch to the homeless.

He also partnered with his friend Taylor Hammond, owner of The StopAlong, a Bucktown pizzeria, to ask if he’d be willing to donate his kitchen once a week to help ease food insecurity for families in need. Knowing how much kids love pizza, Hammond readily agreed.  “It’s like, I have a restaurant. I have food. I know people who have restaurants and food. Let’s help people who need food.” Magiet said. 

Having seen firsthand the devastating impact the coronavirus pandemic had on his own industry, he feels lucky to be in a position to provide much-needed relief for those struggling to put food on the table.  He says on average he purchases 15 dozen tamales for an average price of $16 a dozen.  “At first they are in disbelief. They don’t understand why someone would want to buy so many tamales.”

Magiet plans to continue his tamale runs for the remainder of the winter. Pizzas are still on the table as well.  “If somebody in our neighborhood is struggling, we all struggle.  I’m not trying to save the world. I’m just trying to help people who need food. If I have the ability to go help somebody, I’m just going to go help somebody. To me, it’s literally that simple” Magiet said.

The food Magiet collects will be distributed to several Love Fridges locations around town, Breakthrough Urban Ministries in East Garfield Park, and to Franciscan Outreach’s homeless shelter in North Lawndale. If you’d like to help, donations can be made to Zelle at 773-807-0057 or venmo: @takoreacocina.

Read more

10 months ago · by · Comments Off on IKEA Group Buys 11,000 Acres of Forest in Georgia to Keep It From Being Developed

IKEA Group Buys 11,000 Acres of Forest in Georgia to Keep It From Being Developed

IKEA Group has always been environmentally conscious and their latest move of purchasing of 11,000 acres of forest in Georgia that looked like it would be lost to development, shows their continued commitment. The purchase was made to ensure it remains intact and working to suck up CO2 from the atmosphere, the forest was bought by IKEA as part of a strategy to reduce more carbon than it creates through its value chain.


The working forest in the Altamaha Basin is now owned by the IKEA subsidiary, Ingka Group, which has worked with The Conservation Fund, a non-profit that has protected over 8-million acres of forests in the U.S. from fragmentation and development. A working forest is one in which lumber is harvested and regrown—and it’s these forests which often suffer from being broken up into smaller segments and developed, something the Conservation Fund and Inka are ensuring will not happen by creating permanent easements that legally prevent the forest from ever being split up into smaller pieces.


Ingka Group currently owns 616,000 acres of such forests in the U.S. and Europe, while privately choosing to ensure the highest international standards for good forest management. A spokesperson added that “no significant amount” of wood from the forests is currently used in Ikea products.


“Well-managed forests provide essential benefits, including clean water and important wildlife habitat, as well as mitigating climate change. The transfer of these lands to Ingka Investments completes our Working Forest Fund process, through which we identify and buy important, at-risk private forests; develop sustainable harvest and restoration plans; and secure permanent conservation protections to block fragmentation and development,” said Larry Selzer, President and CEO of The Conservation Fund.


Forest stewardship is just one way that the world’s largest furniture outlet is trying to become a carbon-neutral company. They recently announced they would begin buying used IKEA furniture from customers for resale, while electric vans and less carbon-emitting materials are used in both packaging and product. They are also committed to the goal to only use renewable and recycled materials in their products by 2030 and reducing the total IKEA climate footprint by an average of 70% per product, by 2030.


IKEA’s Sustainability Strategy outlines their belief that climate change is no longer a distant threat, but a visible reality and one of the biggest challenges that humanity faces. The IKEA People & Planet Positive strategy describes the sustainability agenda and ambition for everyone in the IKEA franchise system. They say the purpose of the strategy is to inspire, activate and lead others in decision-making and goal setting so that together we can achieve the positive changes we want to see in the world.

Read more

10 months ago · by · Comments Off on Somerset Police Officer Praised For Kindness

Somerset Police Officer Praised For Kindness

While times are tough for so many, it’s encouraging to know there are people who step in to help when they have the opportunity.  Such an instance happened for a Massachusetts police officer who declined to charge two women accused of trying to steal groceries for their children.  Somerset Officer Matt Lima is being praised for using his own money to purchase $250 gift cards for two women accused of trying to steal groceries last month. The women said they wanted to provide a Christmas meal for their children.

Lima responded to a report of shoplifting Dec. 20 at Stop & Shop, where two women with two young children were accused of putting groceries into bags at a self-checkout kiosk without scanning them.  Upon his arrival, Officer Lima spoke to a Stop & Shop asset protection associate who told him that he observed the suspects, two women with two young children, allegedly not scanning all of their groceries and then putting them into shopping bags at the self-checkout kiosks.

The associate then printed the transaction receipt and noticed numerous items they took were missing. The suspects were subsequently asked to return inside with their items while they awaited for Somerset Police to respond.  When Lima noticed that the only items stolen were food, he asked one of the women why she did it.  “She stated that, obviously it goes without saying, that times are tough for a lot of people, that she was working but not enough and didn’t make enough money and that there were some other family issues going on and that she just wanted to provide a Christmas dinner for the kids,” Lima recounted.

Officer Lima served the two women Notice Not To Trespass forms and informed the associate that he would not be pressing criminal charges as all the missing items on their receipt were groceries.  “The two children with the women reminded me of my kids, so I had to help them out,” Officer Lima said.  Officer Lima asked about where the items were that the suspects allegedly attempted to take and was informed that they have been returned to their shelves. Officer Lima then subsequently purchased gift cards in the amount of $250 with his own money so the women would be able to purchase groceries for their Christmas dinner at another Stop & Shop location. 

Chief George McNeil said “I would like to personally commend Officer Lima for his actions,” Chief McNeil said. “His actions exemplify what it means to protect and serve the members of our community. When faced with a difficult situation in which a family was trying to provide a meal for their kids, he made the generous decision to not press charges and instead ensured that they would have a Christmas dinner they could enjoy.  This incident is a true testament of Officer Lima’s great character and decision making.”

Read more

11 months ago · by · Comments Off on MacKenzie Scott Donates Additional $1.7 Billion Through The Giving Pledge

MacKenzie Scott Donates Additional $1.7 Billion Through The Giving Pledge

MacKenzie Scott, ex-wife of Amazon founder Jeff Bezos has donated more than $4 billion in the past four months to hundreds of organizations and charities—in particular to food banks and emergency relief funds across the USA. Scott signed the Giving Pledge—an initiative sparked by Bill Gates and Warren Buffett a decade ago—and promised to give away her billions “until the safe is empty.”

This July, she began making good on her promise and has already donated $1.7 billion of her $60 billion fortune to 116 charities. Just 5 months later, the 50-year-old announced that she’d given even more money away. Since summer, the world’s third-wealthiest woman has donated more than $4.15 billion to 384 organizations in Puerto Rico and the States—taking her 2020 donations so far to $6 billion.

In a blog post that begins with an Emily Dickinson poem, Scott–a lauded novelist as well as a philanthropist—writes, “This pandemic has been a wrecking ball in the lives of Americans already struggling. Economic losses and health outcomes alike have been worse for women, for people of color, and for people living in poverty. Meanwhile, it has substantially increased the wealth of billionaires.”

Scott said she has been working with a team of advisors to help her accelerate her giving to organizations that need immediate support in the face of the COVID crisis. Using a “data-driven approach” to identifying organizations with strong leadership teams, and paying “special attention to those operating in communities facing high projected food insecurity, high local poverty rates, and low access to philanthropic capital,” recipients of Scott’s funding include the YMCA, Meals on Wheels, the Global Fund for Women, civil rights organization the National Association for the Advancement of Colored People, Access to Capital for Entrepreneurs, many dozens of food banks, Goodwill, and various centers of education such as Blackfoot Community College.

In the latest round of giving, Scott donated $40 million to Morgan State University, an HBCU in Baltimore. The gift is the largest single private donation in the university’s history, and roughly doubles the school’s endowment. Scott also gave $50 million to Prairie View A&M University in Texas — the school’s largest donation ever, and nearly doubling its endowment, according to the university.

According to news outlets, these donations “might be among the most ever handed out directly to charities in a single year by a living donor.” Scott is not the only billionaire who’s been giving in 2020. While Jeff Bezos has not signed the Giving Pledge, he has distributed $791 million in grant money to large environmental organizations through the Bezos Earth Fund.

Read more

11 months ago · by · Comments Off on Facebook Adopt A Health Care Worker Group Started To Thank Health Care Workers

Facebook Adopt A Health Care Worker Group Started To Thank Health Care Workers

Christine Danderand knows how hard nurses like her mother have been working during the coronavirus pandemic and wanted to do something to let them know how much their sacrifices are appreciated.  Danderand, an Omaha, Nebraska, makeup artist, set up a Facebook group last month inviting people to adopt the nurses and health care workers at her mom’s hospital.  She only expected her friends to see the group it has grown to more than 12,000 members in just over three weeks and hundreds of health care workers have been adopted.

To participate, nurses and other health care workers can post some information about themselves and a link to their Amazon wish lists.  Adopters got busy sending box after box of holiday cheer along with heartfelt messages of thanks and encouragement.  The gifts have come from grateful members of the public, doctors, who adopt entire hospital units, and even other nurses.  “If you read a lot of the Amazon links, they want compression socks, or a new pair of shoes, or a coffee mug, candy,” she said. “Just little things that kind of brighten their spirits when they get home from work at the end of the day.”

She says she has been spending about four hours a day running the group and has recruited three of her friends to help.  Danderand had only planned to run the group for a few weeks, but says it doesn’t feel right to stop now since it’s grown so much.  She said she’s heard from a lot of people who’ve made new friends through the group.  It’s not just a gifting page anymore, it’s something where they’ve got support from their peers,” she said.

One of her new volunteers is a hospice nurse and was one of the first people adopted by the group.  Kris Epps-Martinez said she’s been adopting other nurses to pay it forward.  “I deal with death all the time,” Epps-Martinez said. “These other nurses aren’t used to this. It’s hard on them. They deal with death, but not like this.”  Epps-Martinez added “It’s simple to do and any health care worker can post and get adopted. We’ve been having them create a wish list on Amazon so that way they get what they want.”

Nurses from states all across the country are now posting and getting adopted.  Danderand says it has been uplifting to see the generosity.  There are currently about 200 workers waiting to get something from their wish list. Now, there’s a need for people to adopt. You can buy as much or as little as you want. Danderand said anything will mean a lot.  “If I could say anything to all the nurses out there I would say thank you,'” Danderand said.  Similar groups have been springing up across the country. If you want to join the movement, check your social media for local adopt-a-nurse initiatives—or start an adopt-a-frontline-worker group of your own.

Read more

11 months ago · by · Comments Off on Six Year Old Leukemia Survivor Delivers Gifts To Kids Fighting Cancer

Six Year Old Leukemia Survivor Delivers Gifts To Kids Fighting Cancer

A young leukemia survivor spread holiday cheer to kids battling cancer by delivering toys throughout the D.C. area. Six-year-old Summer Grace Cernoch and her family drove around the region with the gifts. Summer Grace battled leukemia for two years, spending holidays in the hospital, had several surgeries and countless painful treatments. She finished her last treatment in February.


Two Christmases, 79 port chemos, 10 blood transfusions, and a countless number of pills later, Summer Grace beat cancer. Per her request, the night she took her last chemotherapy pill the Cernoch family set off fireworks in celebration. The fireworks, however, were just the beginning of their celebration of Summer Grace’s hard-fought battle – in September they started the Summer Grace Foundation in her honor.


December 21st marked three years since she was diagnosed. “I’ve dreaded this day every year as it … just brings back a lot of bad memories for our family,” said Summer Grace’s mother, Jessica Cernoch. The Cernoch family started the foundation to help kids like her and many of the toys delivered Monday were donated by the community.


The foundation’s mission is to raise awareness, raise funds for pediatric cancer research in hopes of finding better and less toxic treatments, and support the childhood cancer community. 1 in 5 kids diagnosed with cancer will not survive. On average, 43 kids are diagnosed with cancer every day, and 7 kids die every day due to cancer or because of the effects of their harsh treatments. “We remember very vividly how awful this journey is, and so we want to do everything we can to give back and support the childhood cancer community,” her mother said.


The world changes in an instant, and things are never quite the same ever again after a cancer diagnosis. Childhood cancer effects every aspect of family life. In addition to the physical aspect of cancer, there’s often a huge financial burden, and an indescribable level of worry and stress. Life becomes physically and emotionally draining, and there’s often little energy left to focus on anything or anyone other than the child. Marriages may become strained and siblings may be left feeling disconnected from the family.


Every year, the foundation also partners with various businesses to offer relaxing, overnight retreats. Donations to the foundation can sponsor a retreat for families battling cancer. Summer Grace and her family also plan to start a music scholarship program for cancer patients.


You can support the Summer Grace Foundation through AmazonSmile. At no cost to you, you can find the same selection of products and low prices! Upon checkout, Amazon will donate a portion of your purchase price to us. Simply go to smile.amazon.com, sign in, and choose the Summer Grace Foundation as your charity. Amazon will donate .05% of all eligible purchases.

Read more

11 months ago · by · Comments Off on Toronto Bar Saved After Facebook Plea Goes Viral

Toronto Bar Saved After Facebook Plea Goes Viral

When a popular Toronto bar, called Swan Dive posted that it was struggling to pay the rent through the pandemic, customers came out to help. Owner Abra Shiner was trying to keep her pub going through lockdown by operating as a bottle shop, strictly limited to curbside pickup and delivery due to Ontario locking down again. But it was becoming very clear that the costs of trying to run that way were just too high.

She decided to be honest about her predicament on social media and her post went viral. “We were blowing through our savings and I wasn’t sure if I was going to be able to pay rent towards the end of the month. So, I wrote on Facebook asking people to come buy the beer we had in our stock room… and it worked. The post went viral” Shiner said. Shiner’s social media plea soon had over 20,000 views, and people from all over the Brockton Village neighborhood were showing up to save beer, and their beloved bar. “Like really, if you guys don’t come buy all this beer we won’t have enough to pay our rent, YOU LIKE BEER, COME GET SOME!!!” Shiner wrote on the bar’s account while informing her customers that the bar would be closing down for a spell.

Within a few days, the Swan Dive had off-loaded almost all of its stock of craft beer. “People just started coming out of the woodwork, customers we hadn’t seen in a long time were driving in from out of town,” Shiner said, noting that more than half of the customers were new faces. “We’ve been saved, I was afraid we were going to have to go out of business,” Shiner said.

The Swan Dive carried about 35 different craft beers. The bar usually has two or three cases of each in stock. According to Shiner, she was able to sell off more than 90 cases of beer. In the end, she was left with only two in her stock room. Combined with a government rent subsidy, the money the community provided in recent beer sales will keep them going until spring when it can safely open its doors once again. “You guys are pretty darn great,” Shiner posted to the Swan Dive’s Facebook fans. “What wonderful people you all are.”

Many businesses are struggling right now and the holiday season is here. Supporting your local favorites with gift card and goods purchases may just be what keeps them running and you never know how much those sales could matter.

Read more

Over 25 Years of Experience!

* State specific differences may apply to each insurance carrier or benefits provider, and each entity is responsible for their own contractual and financial obligations. Insurance products offered through HI4E.Org, Health & Life Solutions, LLC, and Health Insurance 4 Everyone, are not available to residents of New York or Oregon.

Get Social with us!

hi4e-800-number