
On October 6th, a deadly limo crash in upstate New York killed 20 people, making it the deadliest transportation accident in the U.S. since 2009. The crash occurred just before 2pm on Saturday in the town of Schoharie, about 25 miles west of Albany. All 18 people inside the limo, including the driver and 2 pedestrians were killed.
The limousine, a 2001 Ford Excursion, ran a stop sign and crossed the intersection of State Route 30 and State Route 30A, traveling at about 50 mph. The limo struck an unoccupied Toyota Highlander in a parking lot of a local country store, which then hit and killed the two pedestrians. The limo then barreled through the parking lot before landing in a shallow ravine beyond the road.
The occupants, a group of 17 family and friends, had just set out to celebrate one of the victims, Amy Steenburg’s 30th birthday and were headed to a brewery in Cooperstown. Among the dead were Amy Steenburg and her husband of four months Axel Steenburg, and her brother-in-law Rich Steenburg who is survived by a 10-year-old daughter and 14-year-old stepson. Amy’s three sisters and two of their husbands were also killed in the limo crash. Mary Dyson, 33, one of Amy’s sisters, along with her husband, Rob Dyson, 34. Amy’s sister Abigail Jackson, 34, and her husband Adam Jackson, 34, left behind two daughters, Archer and Elle, ages 4 and 1. Amy’s other sister Allison King, 31, was also killed.
Also in the group were newlyweds Erin McGowan, 34 and Shane McGowan, 30; Amanda Halse, 26, and her boyfriend Patrick Cushing, Amanda Rivenburg, Rachael Cavosie, Michael Ukaj, a marine who served in Iraq and Matthew Coons and girlfriend Savannah Bursese. The limo driver, Scott Lisinicchia, 53 and two pedestrians; 46-year-old assistant professor Brian Hough and his 71 year old father-in-law James Schnurr were also killed. Hough and Schnurr were standing in the store parking lot talking when they were killed.
The limo involved in the crash, which was owned by Prestige Limousine, had failed a Sept. 4 safety inspection in part due to an Anti-lock braking system (ABS) malfunction indicators for the hydraulic brake system. The driver, Scott Lisincchia also did not have the appropriate driver’s license required to drive a vehicle that can hold more than 15 people. Joseph Morrissey, spokesman for the New York State Department of Transportation, said in a statement. “The assertion that the limousine was cleared to be on the road following the September inspection is categorically false. The vehicle was subject to inspections and the owner was warned not to operate the vehicle; the vehicle was placed out of service.”
Just days after the deadly crash, the operator of the limo company, Nauman Hussain, 28, was arrested and charged with criminally negligent homicide. Hussain’s car was packed with luggage when he was stopped Wednesday on a highway near Albany. Police say he was charged because he put a defective vehicle back on the road and hired a driver whom he knew was not properly licensed to drive the vehicle. Hussain pled not guilty was released after posting $150,000 bond that same day.
Hussain’s lawyer, Lee Kindlon, said his client only handled marketing duties and phone calls, while his father, Shahed Hussain, is the owner of Prestige Limousine, and the person responsible for the day-to-day operation of the limo company. Shahed Hussain is currently in Pakistan. Police say Nauman Hussain is the one who put the vehicle back on the road despite it failing inspections and hired the driver who did not have proper licensing to operate the vehicle.
What do you think of this story? Should more charges be filed against the limo company owner and operator? Hit the comments section and let us know!
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Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, October 14th, 2018.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, October 14th, 2018 was:
BARBARA CARTER
Hallsville, MO
Winner Of A $25.00 AmEx Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

10/8/18
Tracy Shafer
Mary Ann Cody
Amanda Lynn
Jill Nauyokas
Be Schwerin
Amy Conyers
Bea Patrick
Deborah Farris
Eleazar Ruiz
Nikki Hunsaker
Beth Embrey
Ash Blackwell
Amy Marie Wilkinson
Michelle Webb
Barbara Carter
Nacole Patrick
Alicia Dansby
Kathleen Marks
Becky Hartman
Kayla Hernandez
Kimberly Taylor Hall
10/9/18
Kathleen Marks
Tracy Shafer
Be Schwerin
Kayla Clemons
Eleazar Ruiz
Kathleen Hickman
Mary Ann Cody
Morgan Alexander
Tracey Smith
Paula Johnson
Kimberly Snyder
Hunter Coffey
Christy Martinez
Jennifer Marie
Paula Rivers
Isis Sample
Kelsey Brooke Vinson
Sherri Kidwell
Fanny Wat
Alexandria Fields
Nikki Bankert
Melissa White
10/10/18
Brooke Scott
Tonya Velazquez
Michelle Webb
Traci Anderson
Beth Embrey
Deborah Farris
Tracy Shafer
Nancy Pfirrman Schools
Mya Murphy
Debbie Gremlin
Robin Jedele
Alicia Dansby
Karen Brunet Moore
Jessica Ownby
Shannon Rush
Harvinder K. Singh
Christina Domingue
Tiffany Greene Elliott
Jennifer Alford
Nitasha Shank
Josephine Casey
Diane Mullins Scott
Zack Sudler
10/11/18
Shannon Rush
Kimberly Snyder
Josephine Casey
Tiffany Borek
Paula Johnson
Brittany Light
Katherine Oliveira
Kathi Taylor
Sunney Michelle Johnson
Andrew W Sauer
Deborah Farris
Karen Goodwin Delaney
Debbie Gremlin
Brooke Scott
Amanda Sue
Mya Murphy
Kathleen Marks
Nicole Blaha
Pamela Gonzalez
Jill Nauyokas
Jennifer Kinner
Kymi Adams
Alyssa DiFazio
Kayla Clemons
10/12/18
Christy Hawkes
Kacie Rogers
Andrew W Sauer
Becky Hartman
Angel Shearl
Jennifer Vega
Nikki Bankert
Traci Anderson
Stacy Nelson
Brittany Light
Kathleen Hickman
Karyn Koehler
Rosanne Clark
Vickie Gipson
Dawn Raasch
Thalia BunBunz
Laurie Griffith
Amy Chavis
Crystal Young
Cyndi Jansheski
10/13/18
Nicole Blaha
Hunter Coffey
Joanie Waterman
Joann Tompkins-Winborn
Dena Baji
Tiffany Greene Elliott
Jill Nauyokas
Christy Hawkes
Vickie Gipson
Kathleen Marks
Be Schwerin
Bridgette Deason
Jennifer Vega
Marcy Coull
Carla Williams
Stacy Nelson
Crystal Young
Paula Johnson
Suzie Mize Lockhart
Tonya Velazquez
10/14/18
Suzie Mize Lockhart
Melissa Ann Stura-Bassett
Jill Nauyokas
Be Schwerin
Pamela Gonzalez
Christy Martinez
Kimberly Snyder
Jennifer Vega
Beth Cleveland
Vickie Gipson
Hunter Coffey
Nicole Blaha
Kathleen Hickman
Tracy Heyer
Alicia Dansby
Brittany Light
Melissa Mae
Cheryl Hall
Rosanne Clark
Tiffany Greene Elliott
Brooke Scott

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

Click-On for LinkedIn To Follow Our Posts: LinkedIn

Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!

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Mark Shuster FaceBook Link
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Federal prosecutors in Virginia have charged four white supremacists from California with conspiracy and inciting rioting at the deadly Unite the Right rally in Charlottesville in August of 2017. Last year’s protest left activist Heather Heyer dead after white supremacist James Alex Fields Jr. plowed his car into a crowd of peaceful counter-protesters.
Benjamin Daley, Thomas Gillen, Michael Miselis and Cole White are all members of a militant white supremacist group from California known as the Rise Above Movement, which espouses anti-Semitic views and meets regularly in public parks to train in boxing and other fighting techniques, according to an affidavit written by an FBI agent. According to The Anti-Defamation League, the Rise Above Movement members believe they are fighting against a “modern world” corrupted by the “destructive cultural influences” of liberals, Jews, Muslims and non-white immigrants. Members refer to themselves as the mixed martial arts club of the “alt-right” fringe movement, a loose mix of neo-Nazis, white nationalists and other far-right extremists.
U.S. Attorney Thomas Cullen said each defendant faces a maximum of 10 years in prison if convicted on the two counts they each face: traveling to incite riots and conspiracy to riot. The affidavit alleges the four men were “among the most violent individuals present in Charlottesville” in August of last year during a torch-lit march on the University of Virginia campus and a larger rally in downtown the following day. It says photos and video footage shows they attacked counter-protesters, “which in some cases resulted in serious injuries.” The men have also taken part in “acts of violence” at political rallies in Huntington Beach and Berkeley, California, and other places, the affidavit alleges.
Cullen said that the men also engaged in acts of violence in their home state of California at a series of political rallies, dubbing them “serial rioters.” At a news briefing, Cullen said “This is a group that essentially subscribes to an anti-Semitic, racist ideology, and then organizes, trains, and deploys to various political rallies, not only to espouse this particular ideology but also to engage in acts of violence against folks who are taking a contrary point of view.”
A Los Angeles judge denied bail for Michael Miselis, finding that he posed a risk to the community. Miselis’ attorney argued for his release, detailing how his client got his master’s at UCLA and worked as an engineer at Northrop Grumman for five years before being dismissed after his connection to Charlottesville became public. Prosecutor David Ryan argued against bail for Miselis, saying agents found smoke bombs, flares, and thousands of rounds of ammunition, mostly for assault weapons, in his home, where he had a wall hanging that said “88,” a common abbreviation for “Heil Hitler.” Ryan also said said Miselis, Daley and other members of their group also traveled to Germany and the Ukraine earlier this year and met with members of well-known violent white supremacy groups.
Cullen said investigators sifted through “an incredible volume” of video and still photographs to review the movements of the four men and determine whether they could claim they were only defending themselves after being attacked by others at the rally. He said prosecutors believe there was “no provocation” for them to engage in violence that day. The four men, he said, made their way to the rally with their hands taped, “ready to do street battle.” Then they engaged in punching, kicking, head-butting and pushing, assaulting an African-American man, two women and a minister who was wearing a clerical collar, Cullen said. Cullen also said a significant aspect of the case was that the four men had “extensive and robust” social media profiles and used social media to further their purposes.
We’d love to know what you think of this story. Let us know your thoughts in the comments section!
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Bloomberg revealed a probe was started in 2015 regarding data center equipment run by Amazon Web Services (AWS) and Apple may have been subject to surveillance from the Chinese government via a tiny microchip inserted during the equipment manufacturing process at factories run by subcontractors in China. The chips were used for gathering intellectual property and trade secrets from American companies and may have been introduced by a Silicon Valley company called Super Micro. Though Apple, AWS and Super Micro deny knowledge of the claims or investigation, a probe that started 3 years ago is still open.
In early 2015, Amazon was looking to expand their web streaming services and began working with Elemental Technologies, based in Oregon. Elemental, which has government contracts, made software for compressing massive video files and formatting them for different devices. Its technology has been used to communicate with the International Space Station and funnel drone footage to the Central Intelligence Agency.
The chips were discovered after AWS hired a third-party security company to scrutinize Elemental’s products. The company examined the servers that customers installed in their networks to handle the video compression. Testers found tiny microchips, not much bigger than a grain of rice, nested on the servers’ motherboards that weren’t part of the boards’ original design. Amazon reported the findings to the US authorities. These servers were assembled for Elemental by Super Micro, who has their servers assembled by manufacturing subcontractors in China.
During the top-secret probe, investigators determined that the chips allowed the attackers to create a doorway into any network that included the altered machines. This kind of tampering is especially hard to accomplish because it means developing a deep understanding of a product’s design, manipulating components at the factory, and ensuring that the doctored devices made it through the global logistics chain to the desired location.
Investigators found that the tampered products eventually affected almost 30 companies, including a major bank, government contractors, and Apple Inc. Apple had planned to order more than 30,000 of its servers in two years for a new global network of data centers. Three senior insiders at Apple say that they also found malicious chips on Super Micro motherboards. Apple severed ties with Super Micro in 2016 for what they officially described as unrelated reasons.
Amazon, Apple and Super Micro deny any knowledge of planted chips though six current and former senior national security officials have detailed the discovery of the chips and the government’s investigation. One government official says China’s goal was long-term access to high-value corporate secrets and sensitive government networks. No consumer data is known to have been stolen.
We’d love to hear what you think. Check out our comments section and let us know!
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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, October 7th, 2018 was:
ALEXANDRIA FIELDS
Carpentersville, IL
Winner Of A $25.00 AmEx Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” and “Like” either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

10/1/18
Tonya Velazquez
Diane Hamric
Jill Nauyokas
Blanca Carrillo
Nicole Blaha
Kimberly Snyder
Michelle Tyler Jeske
Deborah Farris
Lisa Jimenez
Angel Shearl
Jenifer Garza
Kathleen Marks
April Ashcraft
Rosanne Clark
Jennifer Mason
Alicia Dansby
Lisa A Mazola
Mikey Mellor
Alexis Maureen
Tracey Smith
Pam Johnson Rowland
Shannon Rush
10/2/18
Kimberly Snyder
Be Schwerin
Alexandria Fields
Tonya Velazquez
Beth Epley Minton
Trish Hysell
Jennifer Cameron
Jill Nauyokas
Shannon Rush
Jennifer Mason
Johanna Landsaw-Davis
Samantha Brwn
Blanca Carrillo
Geri Rus
Thelma Castelano
Tracey Smith
Jessica Ownby
Amanda Brewer
Stephanie Beckwith
Sunney Michelle Johnson
Amber McGrath
10/3/18
Holly Cajigas
Jill Nauyokas
April Ashcraft
Jessica Ownby
Karen Bondehagen
Brandy Williams
Phylicia Phillips
Tonya Velazquez
Karen Brunet Moore
Be Schwerin
Joanie Waterman
Kim Floyd
Amber McGrath
Vickie Gipson
Diane Hamric
Jenifer Garza
Debbie Gremlin
Wendi Black
Shameka Barnes
Melissa White
Desire Kightlinger Swarm
Sarah Bellestri Shih
10/4/18
Hayley Cordaro
Jill Nauyokas
Vickie Gipson
Diane Hamric
Kesely Brooke Vinson
Alicia Dansby
Alexis Maureen
Lori Sexton Leal
Deborah Farris
Lauren Bradley
Kayte CookWatts
Debbie Gremlin
Debbie Bloxom
Cassandra Berholtz
Alyssa DiFazio
Cyndi Jansheski
Andrea Workman
Christina Radcliff
Amanda Rosario
Beata Tybor
Jenifer Garza
Amy Chavis
Amber McGrath
10/5/18
Sunney Michelle Johnson
Kathleen Marks
Lauren Bradley
Jenifer Garza
Paula Johnson
Jill Nauyokas
Tracy Shafer
Be Schwerin
Kim Avery
Bea Patrick
Trish Marks
Luis Y Katie Santos
Shannon Rush
Misty Shallcross
Maria Bouchard
Heather Lynn Rood
Tonya Velazquez
Kathleen Hickman
Kacie Rogers
Becky Holland
Nacole Patrick
10/6/18
Jennifer Vega
Be Schwerin
Kacie Rogers
Jenifer Garza
Jill Nauyokas
Melissa Ann Stura-Bassett
Diane Hamric
Anna Nichols
Patricia Oehlert Vazquez
Georgiann D’Angelo
Misty Dawn Moores
Amy Marie Wilkinson
Alicia Dansby
Vickie Gipson
Paula Johnson
Teena Sierson
Becca Neuenschwander Long
Shannon Rush
Samantha Brwn
Rosanne Clark
10/7/18
Jill Nauyokas
Kimberly Taylor Hall
Jenifer Garza
Amber Chandler
Shannon Rush
Amy Conyers
Paula Johnson
Marcy Coull
Amber Chandler
Kimberly Snyder
Alexandria Fields
Kendra Lynn Ramsey
Brittany Light
Stephanie Marie Walls
Debbie Bloxom
Heather Marocco
Diane Hamric
Rosanne Clark
Jade Good
Rosalee Jacklin
Lori Sexton Leal

Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better.
Also note that a number of the posted answers each day are from contestants who have forgotten to “Like” one of our pages, so their names WILL NOT be entered at the end week drawing for the gift card, giving our fans a better chance!
You may also find that if you “Like” BOTH of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
—————————————————————-
At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on…. 
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX Gift Card Winners Are Announced!!)

Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC

Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips!

Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!

Company Blogs
Find out more about LegalShield, our corporate partner which gives you the power to talk to an attorney about any legal issue, and offering high-quality Identity Theft plans.

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Dallas police Officer Amber Guyger, who fatally shot 26-year-old Botham Jean in his Cedars apartment, was fired just days after Police Chief U. Renee Hall said doing so would compromise the criminal investigation. A news release stated that Hall fired Guyger after an internal investigation found the officer had engaged in “adverse conduct” when she was charged with manslaughter three days after the shooting.
Guyger shot Jean, her upstairs neighbor, the night of Sept. 6. Jean, an accountant with PricewaterhouseCoopers, lived on the fourth floor in apartment 1478 of the South Side Flats. Guyger, an officer for four years, was his immediate downstairs neighbor. After entering his apartment that she mistook for her own. She entered the dark apartment after a long shift and believed Jean, who was unarmed, was a burglar.
After she shot him, Guyger called 911 in tears, “I thought it was my apartment,” she said repeatedly and apologized to Jean, “I’m so sorry.” Police arrived within four minutes of her call, and paramedics rushed Jean to Baylor University Medical Center, where he was pronounced dead. Guyger was charged with manslaughter three days after the shooting and has been on administrative leave since the shooting. She’s currently free on a $300,000 bond while she awaits trial.
There was widespread calls for action and protests demanding that Guyger be terminated. Chief Hall said that she couldn’t fire Guyger before an internal investigation was completed because of federal, state and local laws but she didn’t specify to which laws she was referring. Hall released a statement saying she didn’t want to risk interfering with a criminal investigation by making a decision about Guyger’s employment.
The Dallas Police Department turned over the investigation to the Texas Rangers shortly after the shooting. The Dallas County District Attorney’s office is also conducting its own investigation. Those investigations aren’t complete, but Hall said police were notified that a “critical portion” of the criminal investigation — the part that could have been compromised by an internal investigation — had been concluded over the weekend.
Guyger’s firing was supported by Mayor Mike Rawlings, who called it “the right decision in the interest of justice”. A statement from the mayor read “I have heard the calls for this action from many, including the Jean family, and I agree that this is the right decision in the interest of justice for Botham Jean and the citizens of Dallas. The swift termination of any officer who engages in misconduct that leads to the loss of innocent life is essential if the Dallas Police Department is to gain and maintain the public trust.”
Guyger’s attorney Robert Rogers said in a written statement that Hall “bowed to pressure from anti-police groups and took action before all of the facts had been gathered and due process was afforded.” Rogers said his client is “completely devastated by what happened.” The shooting, he said, was “a tragic mistake and words can never express our sorrow for the pain being suffered by those who knew and loved Botham Jean.”
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Comedian Bill Cosby was sentenced to three to 10 years in a state prison for drugging and sexually assaulting Andrea Constand at his home 14 years ago. Cosby, 81, will be eligible for parole in three years and could be released from prison and allowed to serve out the rest of his 10-year sentence under supervision in the community.
Judge Steven O’Neill said the evidence that Cosby planned the drugging and sexual assault of his victim was “overwhelming,” based on Cosby’s own words in a civil deposition. In the deposition, provided the year after the alleged assault, as Constand pursued a civil suit against him, Cosby admitted that he procured Quaaludes for women he wanted to have sex. Cosby also admitted that he asked a modeling agent to connect him with young women who were new in town and “financially not doing well. Judge Steven O’Neill ruled that the 2005 testimony could be presented to the jury in his criminal trial.
Months after his depositions, Cosby settled the case with Constand and the accusations quickly faded. In October 2014, a Philadelphia magazine reporter at a Hannibal Buress show uploaded a clip of the comedian calling Bill Cosby a rapist and commenting on his Teflon image. The clip went viral and soon after many accusers stepped forward. More than 60 women have accused Cosby of sexual assault or harassment, stretching back to the 1960’s but Constand’s case was the only one that led to criminal charges against the comedian. During interviews, all of the women gave similar accounts of blacking out after having a drink supplied by Cosby and later waking up during or after a sexual assault. Most said they stayed quiet because they never thought anyone would believe them since Cosby was wealthy and at the height of his career.
On April 26, he was found guilty of three counts of aggravated indecent assault for the 2004 drugging and sexual assault of Andrea Constand. Each charge carries a maximum of 10 years in prison but Judge Steven O’Neill said that the charges had been merged into one because they all stem from the same event. Constand, a 31-year-old Temple women’s basketball official he was mentoring at the time of the assault. She testified in detail at the trial about losing control of her limbs after taking pills given to her by Cosby, who served on Temple’s board of trustees and was the public face of the university. The pills, Constand said, left her unable to stop him from violating her at his suburban Philadelphia estate.
At the sentencing hearing, O’Neill aid, “No one is above the law, and no one should be treated differently or disproportionally.” “This was a serious crime,” O’Neill added. “Mr. Cosby, this has all circled back to you. The day has come, the time has come.” Cosby was also ordered to pay a fine of $25,000 plus the costs of prosecution — a total of $43,611 — as part of the sentence. Cosby’s attorneys have repeatedly said they plan to file an appeal in the criminal case.
Let us know what you think in the comments!
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Daily HI4E.org Trivia Contest Winners For The Week Ending: Sunday, September 30th, 2018.
In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, September 30th, 2018 was:
TRISH HYSELL
Flatwoods, KY
Winner Of A $25.00 AmEx Gift Card
Each day, fans who have “liked” either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift Card.
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:

The trivia drawing entries for 9/24/18 thru 9/30/18 are:
9/24/18
Eleazar Ruiz
Hunter Coffey
Deborah Farris
Chrissy Kim
Jill Nauyokas
Kathleen Marks
Jane Peterson
Tracy Heyer
Teena Sierson
Crystal Gipson
Becky Hartman
Tiffany Greene Elliott
Jennifer Mason
Sarah Harrison
Kimberly Necolie
Amber Chandler
Don Redfield Jr.
Debbie Bloxom
Brooke Scott
Kelsey Brooke Vinson
Trish Hysell
Geri Rus
Cyndi Jansheski
9/25/18
Wendi Black
Alysia Jackson
Be Schwerin
Jen Freese
Jessica Miller
Trish Marks
Misty Shallcross
Tonya Velazquez
Alexis Maureen
Rosanne Clark
Ellen Beck
Vickie Gipson
April Ashcraft
Jill Nauyokas
Christy Martinez
Debbie Garretson
Jean Simmons Homfeld
Dave Miller
Debbie Bloxom
9/26/18
Deborah Farris
Mya Murphy
Lisa Bourlier
Shannon Rush
Jennifer Ramlet
Jenifer Garza
Wendi Black
Jennifer Alford
April Ashcraft
Paula Johnson
Karen Brunet Moore
Kimberly Snyder
Mary Ann Cody
Vickie Gipson
Lisa A Mazola
Amber McGrath
Tonya Velazquez
Sunney Michelle Johnson
Be Schwerin
Marilyn Wall
9/27/18
Christy Hawkes
Jill Nauyokas
Vickie Gipson
Jodi Stevens
Naomi Whitlatch
Jennifer Vega
Deborah Farris
Shannon Rush
Diane Hamric
Jenifer Garza
Mary Ann Cody
Paula Johnson
Heather Marocco
Abby Noelle
Eleazar Ruiz
Karen Brunet Moore
Annette Broxton
Lisa A Mazola
Lori Capobianco
Jennifer Alford
Adaria Johnson
Cassandra Berholtz
9/28/18
Patricia Oehlert Vazquez
Jill Nauyokas
Jenifer Garza
Lauren Bradley
Deborah Farris
Paula Johnson
Kim Avery
Sheila Vives
Shannon Rush
Phylicia Phillips
Kim Avery
Misty Shallcross
Nyeasia Pippin
Kimberly Snyder
Vickie Gipson
Mya Murphy
Kayla Hernandez
Stevie Rosson
Tiffany Greene Elliott
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On September 13, dozens of explosions erupted in three towns in northern Massachusetts. As many as 70 fires, explosions and suspected gas leaks were reported to state police. At least 39 homes were affected in Lawrence, Andover, and North Andover. An 18 year old man was killed when a chimney collapsed on his car and at least 25 more people were reportedly treated for injuries. The fiery explosions forced residents of the three towns north of Boston to flee for their lives as the rapid-fire explosions took place.
Officer Ivan Soto of the Lawrence Police Department, whose own home went up in flames, tried to save Leonel Rondon, 18, who was killed after a chimney toppled by an exploding house crashed into his car. “We jumped on the car, and we were trying to pull the chimney,” Soto said. “We just want to get it off of him, you know. We wanted to save him.” Rondon was rushed to a Boston hospital but pronounced dead that evening.
Soon after the first fires, Lawrence City Councilor Marc Laplante was warning residents in the Colonial Heights neighborhood to evacuate but said traffic had become a problem. “People need to get out of this area safely,” he said at the time. “It’s really difficult because the traffic right now is horrendous.” Entire neighborhoods in the three towns were evacuated as crews scrambled to fight the flames and shut off the gas. Andover Fire Chief Michael Mansfield told reporters “It looked like Armageddon, it really did. There were billows of smoke coming from Lawrence behind me. I could see pillars of smoke in front of me from the town of Andover.” Aerial footage of the area showed some homes that appeared to be torn apart by blasts and engulfed in flames. Authorities believe up to 80 houses were damaged or destroyed.
Lawrence resident Ra Nam says he was in his yard when the smoke detector in his basement went off around 4:30 p.m. When he ran downstairs and saw the boiler on fire, he grabbed a fire extinguisher and put it out. Minutes later, Nam said he heard a loud boom from his neighbor’s house and the ground shook. Nam said a woman and two kids had made it out of the house but the basement was on fire. The three communities have more than 146,000 residents about 26 miles north of Boston, near the New Hampshire border. Lawrence, the largest of them has a population of about 80,000.
Officials say the cause of the explosions is still under investigation but that it could have been caused by an over-pressured gas line. Columbia Gas was upgrading the gas lines in the three towns when the dozens of homes suddenly went up in flames. Governor Charlie Baker has said it may be days or weeks before the 8,600 people displaced could return to their homes. He added that state and local authorities are investigating and checking each house serviced by Columbia Gas company, to shut off the gas line and make sure the home is safe. “This is still very much an active scene,” he said. “There will be plenty of time later tonight, tomorrow morning and into the next day to do some of the work around determining exactly what happened and why.”
In a statement, Columbia Gas said a total of 8,600 customers will be without service until safety teams can ensure that their homes and businesses are leak-free. Around 18,000 customers of National Grid electric company are also without power, after the lines were shut off to prevent any sparks that could ignite stray gas. By late Thursday, all of the fires had been doused but many areas remained silent and dark after residents fled and power companies cut electricity. Schools in all three communities were canceled for Friday and some schools were being used as shelters for residents.
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Enfield, CT Police have made a second arrest in connection with the death of 16-year-old Justin Brady, who was fatally stabbed during a fight with another teen outside an Enfield home late Sunday evening. Police have charged 20-year-old Michael Joseph Cerrato, who lives at the home where Brady was killed, with hindering prosecution in connection with the murder. On September 11th, an 18-year-old Hartford teen identified as Shyheim “Trey” Adams was charged with manslaughter in the first degree and is being held on $1 million bail. The most profound question is why no one called 911 sooner.
Shortly after midnight on September 10th, Enfield Police responded to calls of several teens standing around someone laying on the ground. In one call, a neighbor tells the dispatcher that some of the teens kept going in and out of the house next door. Officers found Brady bleeding from multiple stab wounds, clinging to life in a front yard near 15 Hoover Lane. Brady, who was a junior at Enfield High School, where he played football and basketball, was rushed to the hospital where he was later pronounced dead.
Michael Cerrato’s father, the Enfield Assistant Town Attorney, Mark Cerrato, who lives at 15 Hoover Lane where the killing took place, was placed on indefinite paid leave pending the investigation. Mark Cerrato told police he went to bed around 11pm just after telling his son, his son’s girlfriend and a friend he knows as “Trey” to keep the noise down as they were playing video games. In his first interview, Cerrato told police he was awakened shortly after by a knock at the door and a “tall kid was at the door holding 2 phones in his hand saying that his friend needed a doctor and asked Mark if he could bring him.” Cerrato told police he tried to use one of the phones but couldn’t dial because it was locked. In his second interview he told police that he was awakened when he heard the garage door open and saw his son taking his Toyota Rav4. Police searched the home and removed blood stained clothing found in the basement and a knife that was hidden under a mattress in a bedroom.
Police said Brady and Adams had been arguing on social media throughout the day and eventually met outside the Hoover Lane residence to fight. In initial interviews, Michael Cerrato claimed he didn’t see anything and left the house around 11pm. He later admitted that Trey and Brady had been arguing over the phone and thru Snapchat. Trey left the room to take a call and returned saying Brady was on his way over to fight. Cerrato stated that he didn’t believe Trey because he lies a lot and that Justin Brady had previously called him out on it. Cerrato said Brady arrived 15 minutes later and they went outside. Brady and Trey were in the street yelling at each other when Brady hit Trey in the chest. They were wrestling and ended up on the ground. Cerrato says that he heard Brady yell “he’s cutting me” and witnessed his friend stabbing Brady fast from about 10 feet away. Trey took a step back and Justin looked down and was covered in blood, yelling to call 911. Trey ran inside the house and Cerrato followed and saw him washing his hands. Cerrato, who never called 911, says the knife came from inside his home but he did not know Trey had it until the stabbing occurred. Cerrato and his girlfriend left in his father’s SUV and dropped Trey off in Hartford.
Another witness says that after the fight he went into the house through the garage and witnessed Trey and Mike in a room, Trey was changing his pants and Mike kept saying “we gotta get out of here”. The witness went back outside to check on Justin and that Tre, Mike and his girlfriend came out saying to get Justin out of there. After they left the witness started banging on the front door of the home for help after he saw Mike’s father close the garage door. He says Mike’s father came to the door and when he asked for help, Cerrato’s father told him “I don’t know what to tell you.” He says Cerrato’s father started to call 911 but stopped halfway thru. Thirty minutes had elapsed between the time the trio left the scene and officers arrived and found Brady.
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