Contact Us

1-800-793-0471

REQUEST A QUOTE

Contact details:

Would you like more information about us?

Yes! No thank you.
Your message has been sent successfully. Close this notice.

REQUEST A QUOTE

Would you like more information about us?

Yes, Please. No Thank You.
Your Contact Form has been sent successfully. Close this notice.
1 week ago · by · Comments Off on California Woman Has Fostered Over 80 Babies

California Woman Has Fostered Over 80 Babies

A Hayward, California woman has been a mother to more than 80 babies over the years through foster care.  Linda Owens has cared for 81 infants in the 34 years she has been a resource parent.  The 78-year-old retired grocery department manager fosters the babies as a single parent and she remembers them all.  She keeps a supply of baby gear and clothes on hand; some, bought with her own money. 

Owens said “It’s a challenging job, but very rewarding.  This is what God’s handed me a gift to do,” said Owens, who has loved taking care of babies since childhood.  Sometimes she fosters two infants at a time.  A number of the newborns come to her exposed to drugs in the womb. Some have developmental delays and many don’t sleep through the night.

Among the county’s 500 resource parents, Owens is one of the longest-serving.  Mia Buckner-Preston is the Placement Division Director of the Alameda County Department of Children & Family Services, which places children in foster homes.  “Her experience, the care, the love she provides to the babies, it’s immeasurable.  She’s in a category almost all by herself.” said Buckner-Preston.  That experience shows according to pediatrician Mika Hiramatsu. Owens has brought many babies to her over the years.  “She’s always been very optimistic, always determined to give these babies the best possible start in their lives,” said Dr. Hiramatsu. 

According to the U.S. Administration for Children and Families, 7% of all children in the system are under the age of one and the average age of children in foster care is about 8 years old.  From October 2018 to September 2019, there were 672,594 children served by the U.S. foster care system.  During that time, 254,359 entered the system and 248,669 have exited the system. The Statistics from Adoption Network show 140,000 children are adopted in the U.S. every year and 59% come from the foster care system, 26% from foreign countries and 15% are voluntarily relinquished. 

When Owens job is done and it’s time to turn the babies over to their birth or adoptive families, letting go can be heartbreaking but she’s giving them and their parents the best possible start.  The oldest of the babies she’s fostered is now 37.  Owens has loved taking care of children since she was a child herself and it shows through her over three decades of work with the foster care system.

Read more

1 month ago · by · Comments Off on Edmunton Restaurant Has Served 32000 Free Meals During Pandemic

Edmunton Restaurant Has Served 32000 Free Meals During Pandemic

When the pandemic caused businesses across the globe to shut their doors, it thrusted millions into food insecurity but many people of all walks of life did not hesitate to help in any way they could.  Canada Restaurant owner ​​​​​Imran Javaid sprang into action within weeks, offering meals to anyone who was hungry.  He began with about 35 free meals a day and now hands out 100 meals daily.  Over the last year he has provided over 32,000 meals with the only request that people wanting a free meal let the restaurant know in advance.

Javaid partnered with local businessman Varinder Bhullar, whom he met through mutual friends and his Edmonton restaurant, Dil-E-Punjab, had catered some of his business events.  Bhullar is president of Green Scholars of Alberta, an Edmonton non-profit organization that runs summer camps for kids to learn more about their Punjabi and Gujarati cultural roots.  He reached out to Javaid when he saw people struggling with the COVID-19 lockdown early in April 2020, especially people who didn’t have enough money for food while they waited for financial help from the government.

“It’s heartbreaking when someone says, ‘I just could not afford to eat.  We all have to hang in there together and make sure we stick together and help each other” Bhullar said.  Javaid’s restaurant was initially closed during the lockdown for renovations but after hearing Bhullar’s idea, he finished the work and served the first free meals on April 10. 

Now, the cost of the meals are partially covered by community donations and provincial government assistance.  The giving goes beyond the restaurant as many who were helped have found jobs and make donations to help.  Bhullar said other organizations, restaurants and community members have reached out to help. 

Christina Usborne met Bhullar while volunteering at the Old Strathcona Peace Camp last summer. After it was closed, she wanted to continue to help, so the two partnered together.  Through donations from residents and other restaurants, she now delivers over 100 meals a week to people who are experiencing homelessness.

The hope is one day there will no longer be a need, but as long as people are hungry, Bhullar wants to help.  “It tells me there is a lot of poverty out there, a lot of hunger. A lot of people working that are on benefits but not enough to survive,” he said.

Read more

2 months ago · by · Comments Off on Toyota Replaces TX EMT’s Truck After Heroic Actions During Pile Up

Toyota Replaces TX EMT’s Truck After Heroic Actions During Pile Up

The Texas pile up on February 11th took the lives of 6 people as Winter storm Shirley bared down on many states across the country. Rare wintery conditions had iced over highways all across Texas, including Interstate 35 in Fort Worth. In the early morning hours, 133 vehicles, including dozens of semis, some of them loaded with cars, were involved in the mass accident.


A video of the pileup as it happened is included below. At one point, a white truck is seen crashing into the ever-growing mass of vehicles. Moments later, a semi comes barreling down, smashes into it and the force of the impact sends the now-crumpled vehicle into the opposite lane, over the barrier. The man in the truck, MedStar paramedic, Trey McDaniel, survived. McDaniel said he saw the semi barreling at him at full speed and there was nothing he could do.


But he not only survived both crashes, once he got out of his now crumpled 2011 Toyota FJ Cruiser, as he puts it himself, he went into “emergency mode” and started helping out other victims. McDaniel said he started helping other victims as soon as he got his bearings. He was dizzy and in pain but he was able to help out. In fact, he was already in his uniform, since he was driving to work when the accident happened so he was assisting crash victims for quite some time before other medics on the scene realized he was a victim himself.


McDaniel posted about his experience on Reddit, leaving out the details of his heroic behavior afterwards and explaining how his off road tires, as well as the car itself saved his life. “I was launched over the center barrier into the Northbound lanes while still inside. If you slow the video down, I made a full rotation, my roof rack came off, and the FJ landed on top of it, fortunately wheels down. Every airbag deployed, and the cab was a safe cocoon,” he writes. “I was alive. I oriented myself and crawled out of my driver window.”


A friend launched a GoFundMe in his name, in the hope that he might be able to replace the vehicle – an essential item for him, since he needs it for his daily work commute. Toyotausa caught wind of his posting and commented “We’re just glad you’re safe and inspired that you chose to help others in need. We’re happy you’re part of the Toyota family. So, don’t worry about replacing your vehicle – it would be an honor for us to get you a new one!” Toyota doesn’t offer the FJ Cruisers in the US anymore so they offered McDaniel a vehicle of his choice and he opted for a brand new 4Runner TRD Pro.


This isn’t the first time Toyota has offered to reward heroes for their heroic actions. In 2018, the automaker provided a new Tundra to Allyn Pierce, a nurse who burnt his old truck to a crisp helping to evacuate patients and staff in the Paradise, California wildfires before attempting to leave the area himself.

Read more

3 months ago · by · Comments Off on Stephen King’s Donation Allows Elementary Students to Publish Their Books

Stephen King’s Donation Allows Elementary Students to Publish Their Books

Acclaimed author Stephen King is giving back to his home state. King is donating $6,500 to Farwell Elementary School, located in Lewiston, Maine, so that a group of students can publish their own books. King’s donation to the students in its Author Studies Program mean the students can publish the two books they’ve written.


As a group, the students — some of whom have graduated and are now in middle school — have been working on the books over the course of four years – working on the character development, plot, and overall storyline with the help of another Maine author, Gary Savage. The end result of their hard work is two books — an original and a sequel — and a 290-page manuscript. The books are ready for publication and with the help of King’s donation, they’ll be sent to a publishing company and available for purchase.


The books are about a boy’s adventures during the pandemic. Although the Author Study program has been in existence for several years, its focus shifted when the COVID-19 pandemic first reached Maine in March 2020. Savage and Martin moved the program online and tasked the students with taking Savage’s existing novel Fletcher McKenzie and the Passage to Whole and reworking it into an entirely new tale that incorporates their personal experiences in the coronavirus pandemic.

Principal Amanda Winslow said she’s proud of the students and what they’ve accomplished and praised the dedication of librarian Kathy Martin and author Gary Savage — who advised the students — towards making this happen. “I think it’s hard for kids to really understand the lesson of perseverance and patience, but they’ve been working on this book … and they’re definitely starting to reap the rewards of their hard work,” she said.
“Really incorporating their own experiences into the book, really that extra kind of feeling of this is a real book that you can really get your hands around, and once you start to read it you can’t put it down,” said Savage.

The books are expected to be printed and published in April of this year with the students in the program credited as contributing authors. “This student inspired book, ‘Fletcher McKenzie and the Passage to Whole,’ is a journey through Maine history and the wildly fantastic and healthy world of Whole. The major edits, written by elementary students, give the readers exactly what they crave at a time of Covid-19 fatigue and exhaustion — excitement, suspense, vividly funny characters, healthy eating, and subtle nutrition lessons, history lessons, respect for Native American history, and traditions, confusing and strange ventures, magical journeys, deadly danger, and closure.”


King’s donation is helping dozens of aspiring writers get one step closer to realizing their dreams. The $6,500 donation came through the Stephen and Tabitha King Foundation, a private nonprofit King and his wife launched in 1986 to help give back to local Maine communities. The foundation provides grants for projects in Maine that address the underlying causes and consequences of social and environmental problems. Giving priorities include health and human services, literacy, arts, and projects that will affect the most members of a community.

Read more

3 months ago · by · Comments Off on San Antonio Community Rallies To Repair WWII Veteran’s Home

San Antonio Community Rallies To Repair WWII Veteran’s Home

A San Antonio TX community has rallied behind a 94 year old veteran, Alfred Guerra, after his home fell into disrepair.  Guerra’s son and daughter had been able to keep up with home repairs but it became uninhabitable after his son, who had torn out much of the interior during the remodel, suddenly passed away from cancer last summer.  Hoping to harness the power of social media, his daughter, Maria, reached out via Facebook to ask for help. It wasn’t long before a variety of veterans groups heard about the man who had earned a Bronze Star and Purple Heart for acts of bravery in World War II. 

First to answer the call was the Military Order of the Purple Heart, followed soon after by Broken Warriors’ Angels, a local nonprofit serving San Antonio veterans and their families, along with the VFW Post 76, and the city’s Department of Human Services and Department of Military Affairs.  “As combat warriors, we leave nobody behind. And as veterans, we leave no veteran behind,” Tony Roman, of the Military Order of the Purple Heart.

Mr. Guerra had moved in with Maria and was thrilled that the repairs were underway once again—but then the COVID-19 lockdown put the project on hold.  Thankfully, this month, work on the house has resumed.  Veteran volunteers who had served in three foreign conflicts—Iraq, Afghanistan, and Vietnam—arrived on the scene and worked as a team to gut the home’s interior and prep it for the next phase of the home makeover.

A new roof had been donated by the SRS Raise the Roof Foundation, and the electrical and plumbing systems are on their way to being updated.  They are still in need of an HVAC system and the family is hoping for another guardian angel to come through there as well.  They’ve set up a GoFundMe page with a modest $5,000 goal to help finance the much-needed repairs.

It may take another month or so to complete the project but more than anything else, Guerra yearns to move back into his home. He longs to tend the roses he named in honor of his late wife, Emma, in their garden.  “It’s a wonderful thing,” said Maria Guerra, his daughter. “It’s a mission of mercy.”  She said her father, who has been living with her for the past several months, has missed his home so much that at times, he cries.

Tony Roman said what’s been done has taken the generosity of all those who donated their time and skills to the effort, and he hopes that a company will do the same by donating heating and air conditioning for the small home. 

Read more

4 months ago · by · Comments Off on Atlanta Homeless Man Hailed Hero For Saving Shelter Animals From Fire

Atlanta Homeless Man Hailed Hero For Saving Shelter Animals From Fire

Heroes come in all walks of life and are often created just by being in the right place at the right time. That is the case for Keith Walker, a homeless man in Atlanta who made the split second decision on Dec. 18, 2020 to rush into W-Underdogs Shelter and rescue 16 dogs and cats trapped inside. WWhen Walker saw the flames, he urged another homeless man named Mike to call 911. Then he rushed inside and started pulling out animals as fast as he could.


Walker, 53, has been homeless since he was 13 years old and the nonprofit frequently shelters his dog. One of the nonprofit’s signature programs, The Rescue Team, teaches at-risk kids about compassion and responsibility through rescuing and rehabilitating homeless dogs and cats. Walker has done odd jobs for W-Underdogs for several years and was heading there to walk his pit bull, Bravo.

It’s fortunate the two homeless men arrived at the scene when they did because the organization’s founder happened to be on an outreach mission at the time. Celebrity dog trainer Victoria Stilwell, founder of the Victoria Stilwell Academy for Dog Training & Behavior and member of the advisory board of W-Underdogs said he saved every single one, and they’re all perfectly fine.

“It could have been really bad,” she said. “If they hadn’t done that, the fire could have spread and we would have lost all our animals. The act that he did was incredibly brave and he is a true hero. He is the guardian angel that was watching over W-Underdogs.” Officials deemed the blaze an electrical fire and the shelter was left uninhabitable but all of the animals were taken to a new facility.

Walker told news outlets that he was “nervous” to run into the burning building but that he knew he had to save the trapped animals. “I was really scared to go in there with all that smoke. But God put me there to save those animals,” he said. “If you love a dog, you can love anyone in the world. My dog is my best friend, and I wouldn’t be here without him, so I knew I had to save all those other dogs.”


Walker is now being hailed a hero and a GoFundMe set up to help him with a $5,000 goal has raised almost $85,000. “We received a flood of requests on how people can help Mr. Keith Walker, the hero who saved our animals from the fire. Rest assured we have Mr. Walker’s best interests at heart, and are exploring how to best manage donations that have come in on his behalf,” the facility said on their Facebook page.

In addition to teaching at-risk youth to rescue, care for and train pets for forever homes, W-Underdogs fosters empathy and leadership in young people with programs like planting trees, building dog houses and distributing pet food for those in need. Youth also help with their program to trap, neuter and return of community cats. “We’re not an animal rescue and we are not just a youth program; we’re actually a youth program that empowers you through animal rescue and that’s where the connection lies,” Stilwell explained.

Read more

4 months ago · by · Comments Off on Facebook Adopt A Health Care Worker Group Started To Thank Health Care Workers

Facebook Adopt A Health Care Worker Group Started To Thank Health Care Workers

Christine Danderand knows how hard nurses like her mother have been working during the coronavirus pandemic and wanted to do something to let them know how much their sacrifices are appreciated.  Danderand, an Omaha, Nebraska, makeup artist, set up a Facebook group last month inviting people to adopt the nurses and health care workers at her mom’s hospital.  She only expected her friends to see the group it has grown to more than 12,000 members in just over three weeks and hundreds of health care workers have been adopted.

To participate, nurses and other health care workers can post some information about themselves and a link to their Amazon wish lists.  Adopters got busy sending box after box of holiday cheer along with heartfelt messages of thanks and encouragement.  The gifts have come from grateful members of the public, doctors, who adopt entire hospital units, and even other nurses.  “If you read a lot of the Amazon links, they want compression socks, or a new pair of shoes, or a coffee mug, candy,” she said. “Just little things that kind of brighten their spirits when they get home from work at the end of the day.”

She says she has been spending about four hours a day running the group and has recruited three of her friends to help.  Danderand had only planned to run the group for a few weeks, but says it doesn’t feel right to stop now since it’s grown so much.  She said she’s heard from a lot of people who’ve made new friends through the group.  It’s not just a gifting page anymore, it’s something where they’ve got support from their peers,” she said.

One of her new volunteers is a hospice nurse and was one of the first people adopted by the group.  Kris Epps-Martinez said she’s been adopting other nurses to pay it forward.  “I deal with death all the time,” Epps-Martinez said. “These other nurses aren’t used to this. It’s hard on them. They deal with death, but not like this.”  Epps-Martinez added “It’s simple to do and any health care worker can post and get adopted. We’ve been having them create a wish list on Amazon so that way they get what they want.”

Nurses from states all across the country are now posting and getting adopted.  Danderand says it has been uplifting to see the generosity.  There are currently about 200 workers waiting to get something from their wish list. Now, there’s a need for people to adopt. You can buy as much or as little as you want. Danderand said anything will mean a lot.  “If I could say anything to all the nurses out there I would say thank you,'” Danderand said.  Similar groups have been springing up across the country. If you want to join the movement, check your social media for local adopt-a-nurse initiatives—or start an adopt-a-frontline-worker group of your own.

Read more

4 months ago · by · Comments Off on Six Year Old Leukemia Survivor Delivers Gifts To Kids Fighting Cancer

Six Year Old Leukemia Survivor Delivers Gifts To Kids Fighting Cancer

A young leukemia survivor spread holiday cheer to kids battling cancer by delivering toys throughout the D.C. area. Six-year-old Summer Grace Cernoch and her family drove around the region with the gifts. Summer Grace battled leukemia for two years, spending holidays in the hospital, had several surgeries and countless painful treatments. She finished her last treatment in February.

Two Christmases, 79 port chemos, 10 blood transfusions, and a countless number of pills later, Summer Grace beat cancer. Per her request, the night she took her last chemotherapy pill the Cernoch family set off fireworks in celebration. The fireworks, however, were just the beginning of their celebration of Summer Grace’s hard-fought battle – in September they started the Summer Grace Foundation in her honor.

December 21st marked three years since she was diagnosed. “I’ve dreaded this day every year as it … just brings back a lot of bad memories for our family,” said Summer Grace’s mother, Jessica Cernoch. The Cernoch family started the foundation to help kids like her and many of the toys delivered Monday were donated by the community.

The foundation’s mission is to raise awareness, raise funds for pediatric cancer research in hopes of finding better and less toxic treatments, and support the childhood cancer community. 1 in 5 kids diagnosed with cancer will not survive. On average, 43 kids are diagnosed with cancer every day, and 7 kids die every day due to cancer or because of the effects of their harsh treatments. “We remember very vividly how awful this journey is, and so we want to do everything we can to give back and support the childhood cancer community,” her mother said.

The world changes in an instant, and things are never quite the same ever again after a cancer diagnosis. Childhood cancer effects every aspect of family life. In addition to the physical aspect of cancer, there’s often a huge financial burden, and an indescribable level of worry and stress. Life becomes physically and emotionally draining, and there’s often little energy left to focus on anything or anyone other than the child. Marriages may become strained and siblings may be left feeling disconnected from the family.

Every year, the foundation also partners with various businesses to offer relaxing, overnight retreats. Donations to the foundation can sponsor a retreat for families battling cancer. Summer Grace and her family also plan to start a music scholarship program for cancer patients.

You can support the Summer Grace Foundation through AmazonSmile. At no cost to you, you can find the same selection of products and low prices! Upon checkout, Amazon will donate a portion of your purchase price to us. Simply go to smile.amazon.com, sign in, and choose the Summer Grace Foundation as your charity. Amazon will donate .05% of all eligible purchases.

Read more

5 months ago · by · Comments Off on Florida Small Business Owner Pays Off Utility Bills For 114 Families

Florida Small Business Owner Pays Off Utility Bills For 114 Families

Gulf Breeze, Fla., business owner Michael Esmond donated thousands of dollars to pay the bills of 114 families who were at risk of having their utilities shut off. According to Gulf Breeze utility supervisor Joanne Oliver, Esmond paid $7,615.40 to cover the expenses of the bills, which were past-due. Holiday cards notifying the families that their utility bills have been paid will be mailed this week.

The Esmond started his giving spree last year, when he spent $4,600 to help out 36 families. This year, many of the households he paid for had bills under $100, but they were unable to make the payments amid the pandemic. “That really impacted me – that people can’t even afford to pay a $100 bill on their utilities and things are so bad. That’s why I was able to pay for 114 families” Esmond said.

“This year to me probably is more meaningful than last year with the pandemic and all the people out of work having to stay home,” Esmond, owner of Gulf Breeze Pools and Spas said. “Hurricane Sally slammed us pretty good and hurt a lot of people. We still have a lot of the blue roofs here, where they’re just covered with tarps.”

Esmond says he feels some guilt over knowing that his business did well during the pandemic, while most people have been struggling. “We’ve had a good year, and that’s why I want to share what I have with the people who need it,” he said. The 74-year-old veteran runs a pool and spa company, and he said business was good this year. Esmond could remember a time while raising his children when things weren’t so well. He couldn’t pay his bills in 1983, and his gas and electricity were cut off. “We had icicles hanging off our windows.”

Edmond’s generosity will likely alleviate some pressure for many who are struggling financially this holiday season and hopefully inspire others to act in kindness as well. His own inclination to act in such a way stems from the empathy he feels for people who are passing through difficult times. “I have been down on my luck like people are today, where I had trouble paying bills and raising three daughters,” he says. “The gas company just shut the gas off and we didn’t have any heat. . . That’s probably one of the biggest motivators for me, because I’ve been there.”

Gulf Breeze is a community of around 7,000 people, just north of Pensacola Beach. The city of Gulf Breeze has granted residents a grace period of 60 days to pay their bills due to the pandemic, but the families Esmond helped were past the 60-day mark.

Read more

5 months ago · by · Comments Off on Over 900 Cars Paid It Forward At Minnesota Dairy Queen

Over 900 Cars Paid It Forward At Minnesota Dairy Queen

A Dairy Queen restaurant in Brainerd, Minnesota was the scene of the pay-it-forward chain that lasted nearly three days. According to store manager Tina Jensen the chain stretched over the course of nearly three days, starting on Thursday, Dec. 3, during the store’s lunch rush, and ending on the evening of Saturday, Dec. 5.

The longest chain this drive-through ever experienced was 15 to 20 cars, but in 2020 with the holiday spirit in the air, everyone wanted to keep it going. Jensen, who manages two Dairy Queen locations in Brainerd, said that the event led to about $10,000 in sales with over 900 cars paying it forward. Jensen said she was excited on December 3 when a man said he’d like to pay for the car behind him, so she gave the heart-warming news to the people in that car, and then asked if they wanted to do the same.

“If you like I can pay it forward and you can pay for the order behind you and we can keep this going,” Jensen recalled in an interview with KARE-TV. “She’s like ‘really, why would he do that?’.” That customer agreed to pass on the kind gesture and after that, the next car kept paying for whoever came next. Jensen says, “One lady, she was so excited, she threw us a 20 dollar bill almost in tears. ‘Are you serious? This is really going on?’ I said, yep, you are about 125 cars into it. She said, ‘For real, can you believe this?’”

Before Jensen left for the day, she instructed employees to let her know if anything happened to end the chain. At the end of each shift, Jensen would post an update about the chain on the restaurant’s Facebook page, and the event quickly caught the attention of social media watchers. Jensen said “The community was posting it on different pages, and the word spread,” she explained. “We heard a few different times, ‘Oh, I’ve seen it going on Facebook, I wasn’t sure if it was still going,’ and we’d tell them they were the 300th car or something and that’s where the excitement really came in. People would get very, very excited.”

Jensen said that at least one person called the restaurant and asked to put money on a gift card that could be used in case a car couldn’t pay it forward. “There would be times where people ordered a $5 Blizzard and the car behind them would be a full family getting, you know, a $30 or $40 order,” Jensen said. “To keep a chain going, you’ve got to make sure that somebody is paying it forward, and that’s what we did.” By the time the chain came to an end on Saturday evening, when a customer couldn’t pay for the party behind them and the gift card funds had run out, Jensen said that she and her staff had been excited and energized by the experience.

Read more

Over 25 Years of Experience!

* State specific differences may apply to each insurance carrier or benefits provider, and each entity is responsible for their own contractual and financial obligations. Insurance products offered through HI4E.Org, Health & Life Solutions, LLC, and Health Insurance 4 Everyone, are not available to residents of New York or Oregon.

Get Social with us!

hi4e-800-number