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Blue Cross Of Texas Health Plans Mark Shuster – Page 3 – Health Insurance 4 Everyone

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4 years ago · by · 0 comments

IKEA Group Buys 11,000 Acres of Forest in Georgia to Keep It From Being Developed

IKEA Group has always been environmentally conscious and their latest move of purchasing of 11,000 acres of forest in Georgia that looked like it would be lost to development, shows their continued commitment. The purchase was made to ensure it remains intact and working to suck up CO2 from the atmosphere, the forest was bought by IKEA as part of a strategy to reduce more carbon than it creates through its value chain.


The working forest in the Altamaha Basin is now owned by the IKEA subsidiary, Ingka Group, which has worked with The Conservation Fund, a non-profit that has protected over 8-million acres of forests in the U.S. from fragmentation and development. A working forest is one in which lumber is harvested and regrown—and it’s these forests which often suffer from being broken up into smaller segments and developed, something the Conservation Fund and Inka are ensuring will not happen by creating permanent easements that legally prevent the forest from ever being split up into smaller pieces.


Ingka Group currently owns 616,000 acres of such forests in the U.S. and Europe, while privately choosing to ensure the highest international standards for good forest management. A spokesperson added that “no significant amount” of wood from the forests is currently used in Ikea products.


“Well-managed forests provide essential benefits, including clean water and important wildlife habitat, as well as mitigating climate change. The transfer of these lands to Ingka Investments completes our Working Forest Fund process, through which we identify and buy important, at-risk private forests; develop sustainable harvest and restoration plans; and secure permanent conservation protections to block fragmentation and development,” said Larry Selzer, President and CEO of The Conservation Fund.


Forest stewardship is just one way that the world’s largest furniture outlet is trying to become a carbon-neutral company. They recently announced they would begin buying used IKEA furniture from customers for resale, while electric vans and less carbon-emitting materials are used in both packaging and product. They are also committed to the goal to only use renewable and recycled materials in their products by 2030 and reducing the total IKEA climate footprint by an average of 70% per product, by 2030.


IKEA’s Sustainability Strategy outlines their belief that climate change is no longer a distant threat, but a visible reality and one of the biggest challenges that humanity faces. The IKEA People & Planet Positive strategy describes the sustainability agenda and ambition for everyone in the IKEA franchise system. They say the purpose of the strategy is to inspire, activate and lead others in decision-making and goal setting so that together we can achieve the positive changes we want to see in the world.

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4 years ago · by · 0 comments

Amazon Launches $2 Billion Housing Equity Fund

Global e-commerce giant Amazon has unveiled a new Housing Equity Fund, investing more than $2 billion to preserve and create over 20,000 affordable housing units in three communities where the company has thousands of employees—Washington State’s Puget Sound; Arlington, Virginia; and Nashville, Tennessee.  Amazon’s Housing Equity Fund will help preserve existing housing and help create housing developments through below-market loans and grants to housing partners, public agencies, and minority-led organizations.

Amazon’s first investments include $381.9 million in below-market loans and grants to the Washington Housing Conservancy to preserve and create up to 1,300 affordable homes on the Crystal House property in Arlington and $185.5 million in below-market loans and grants to King County Housing Authority to preserve up to 1,000 affordable homes in the state of Washington, with additional investments to come in all three regions.

Amazon founder and CEO Jeff Bezos said that his company has been helping people in need, including building a Mary’s Place family shelter within the newest Amazon office building last year to support over 200 women and children experiencing homelessness in Puget Sound. “This new $2 billion Housing Equity Fund will create or preserve 20,000 affordable homes and help local families achieve long-term stability while building strong, inclusive communities.”  The Fund seeks to ensure that moderate- to low-income families can afford housing in resource-rich communities with easy access to neighborhood services, amenities, and jobs. 

Amazon’s Housing Equity Fund will provide an additional $125 million in cash grants to businesses, nonprofits, and minority-led organizations.  Amazon is providing below-market capital in the form of loans, lines of credit, and grants to households making between 30% – 80% of the area’s median income.  The fund will also give grants to government partners including transit agencies and school districts, which typically are not involved in affordable housing issues, Amazon said.

Amazon’s first Housing Equity Fund commitment in Virginia includes a $339.9 million below-market loan and grants worth $42 million to the Washington Housing Conservancy (WHC)—a nonprofit organization that preserves homes so they are affordable for moderate- to low-income residents. 

Home prices in the US have climbed more than 6% annually since 2012 despite low wage growth for most workers. Another obstacle is affordable apartment buildings in American cities affordable for teachers, healthcare providers, transit workers, and others with modest incomes are increasingly being redeveloped into luxury apartments, causing displacement and reducing housing options for working families.  Before the coronavirus pandemic, rental prices had also risen steadily, causing a shortage of affordable units.

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4 years ago · by · 0 comments

Two Young Entrepreneurs Donating to Animal Shelters

Two 12 year old entrepreneurs have donated thousands to animal shelters from their sales on a successful invention, the Ornament Anchor. Brothers Ayaan and Mickey Naqvi, who live in Shelton, Connecticut, were decorating their family Christmas tree last year when one of their favorite ornaments succumbed to the forces of gravity. The beloved family dog, Zara, whose tail Ayaan describes as an “ornament missile,” may have played a part as well.


While the decoration couldn’t be saved, the brother decided to find a better way to hang ornaments so they’d be truly secure. Using a loop and toggle system, Ayaan created the prototype and presented it for a school project. The reception was overwhelmingly favorable—so favorable in fact, the boys quickly decided to turn their invention into a potential money-making proposition. “My brother and I worked together to design the product, patent it, create an awesome website, calculate profit margins and did our own market analysis.” Ayaan said.


This wasn’t the boys’ first commercial invention attempt. A previous gadget landed the pair and their family on an episode of Shark Tank. While they didn’t cut a deal, it was a true learning experience. From $1,000 in sales in six hours at a local Christmas trade show, the Ornament anchor went on to be showcased on Good Morning America as well as being featured on QVC and Amazon Launchpad. In one year, the brothers’ invention has raked in more than $250,000.


Ayaan and Mickey are determined to pay their good fortune forward by donating 10% of their profits to local animal shelters. “Ever since I was super young, I’ve had a fascination with all of life’s creatures,” Ayaan explained. “My goal is to help as many animals in need as I can.”


While they’re enjoying their well-earned windfall, the boys admit that starting a new business in 2020 has had its challenges. “Running a business with your brother has its pros and cons. But, we make it work and we’re the best of friends always,” Mika’il said. “It’s an amazing journey,” Ayaan said. “With my brother especially. Just to go along and just us together selling our product is really cool.”


Adjusting to distance learning and other constraints of the coronavirus lockdown wasn’t easy. Through the turbulent times, they say they’ve just tried to take things one step at a time and keep a positive attitude because that—along with the love and support of their family—are what keeps them anchored.

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4 years ago · by · 0 comments

MacKenzie Scott Donates Additional $1.7 Billion Through The Giving Pledge

MacKenzie Scott, ex-wife of Amazon founder Jeff Bezos has donated more than $4 billion in the past four months to hundreds of organizations and charities—in particular to food banks and emergency relief funds across the USA.  Scott signed the  Giving Pledge—an initiative sparked by Bill Gates and Warren Buffett  a decade ago—and promised to give away her billions “until the safe is empty.”

This July, she began making good on her promise and has  already donated $1.7 billion of her $60 billion fortune to 116 charities.  Just 5 months later, the 50-year-old announced that she’d given even more money away. Since summer, the world’s third-wealthiest woman has donated more than $4.15 billion to 384 organizations in Puerto Rico and the States—taking her 2020 donations so far to $6 billion.

In a blog post that begins with an Emily Dickinson poem, Scott–a lauded novelist as well as a philanthropist—writes, “This pandemic has been a wrecking ball in the lives of Americans already struggling. Economic losses and health outcomes alike have been worse for women, for people of color, and for people living in poverty. Meanwhile, it has substantially increased the wealth of billionaires.”

Scott said she has been working with a team of advisors to help her accelerate her giving to organizations that need immediate support in the face of the COVID crisis.  Using a “data-driven approach” to identifying organizations with strong leadership teams, and paying “special attention to those operating in communities facing high projected food insecurity, high local poverty rates, and low access to philanthropic capital,” recipients of Scott’s funding include the YMCA, Meals on Wheels, the Global Fund for Women, civil rights organization the National Association for the Advancement of Colored People, Access to Capital for Entrepreneurs, many dozens of food banks, Goodwill, and various centers of education such as Blackfoot Community College.

In the latest round of giving, Scott donated $40 million to Morgan State University, an HBCU in Baltimore. The gift is the largest single private donation in the university’s history, and roughly doubles the school’s endowment.  Scott also gave $50 million to Prairie View A&M University in Texas — the school’s largest donation ever, and nearly doubling its endowment, according to the university.

According to news outlets, these donations “might be among the most ever handed out directly to charities in a single year by a living donor.”  Scott is not the only billionaire who’s been giving in 2020. While Jeff Bezos has not signed the Giving Pledge, he has distributed $791 million in grant money to large environmental organizations through the Bezos Earth Fund.

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4 years ago · by · 0 comments

Florida Small Business Owner Pays Off Utility Bills For 114 Families

Gulf Breeze, Fla., business owner Michael Esmond donated thousands of dollars to pay the bills of 114 families who were at risk of having their utilities shut off. According to Gulf Breeze utility supervisor Joanne Oliver, Esmond paid $7,615.40 to cover the expenses of the bills, which were past-due. Holiday cards notifying the families that their utility bills have been paid will be mailed this week.

The Esmond started his giving spree last year, when he spent $4,600 to help out 36 families. This year, many of the households he paid for had bills under $100, but they were unable to make the payments amid the pandemic. “That really impacted me – that people can’t even afford to pay a $100 bill on their utilities and things are so bad. That’s why I was able to pay for 114 families” Esmond said.

“This year to me probably is more meaningful than last year with the pandemic and all the people out of work having to stay home,” Esmond, owner of Gulf Breeze Pools and Spas said. “Hurricane Sally slammed us pretty good and hurt a lot of people. We still have a lot of the blue roofs here, where they’re just covered with tarps.”

Esmond says he feels some guilt over knowing that his business did well during the pandemic, while most people have been struggling. “We’ve had a good year, and that’s why I want to share what I have with the people who need it,” he said. The 74-year-old veteran runs a pool and spa company, and he said business was good this year. Esmond could remember a time while raising his children when things weren’t so well. He couldn’t pay his bills in 1983, and his gas and electricity were cut off. “We had icicles hanging off our windows.”

Edmond’s generosity will likely alleviate some pressure for many who are struggling financially this holiday season and hopefully inspire others to act in kindness as well. His own inclination to act in such a way stems from the empathy he feels for people who are passing through difficult times. “I have been down on my luck like people are today, where I had trouble paying bills and raising three daughters,” he says. “The gas company just shut the gas off and we didn’t have any heat. . . That’s probably one of the biggest motivators for me, because I’ve been there.”

Gulf Breeze is a community of around 7,000 people, just north of Pensacola Beach. The city of Gulf Breeze has granted residents a grace period of 60 days to pay their bills due to the pandemic, but the families Esmond helped were past the 60-day mark.

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4 years ago · by · 0 comments

Toronto Bar Saved After Facebook Plea Goes Viral

When a popular Toronto bar, called Swan Dive posted that it was struggling to pay the rent through the pandemic, customers came out to help. Owner Abra Shiner was trying to keep her pub going through lockdown by operating as a bottle shop, strictly limited to curbside pickup and delivery due to Ontario locking down again. But it was becoming very clear that the costs of trying to run that way were just too high.

She decided to be honest about her predicament on social media and her post went viral. “We were blowing through our savings and I wasn’t sure if I was going to be able to pay rent towards the end of the month. So, I wrote on Facebook asking people to come buy the beer we had in our stock room… and it worked. The post went viral” Shiner said. Shiner’s social media plea soon had over 20,000 views, and people from all over the Brockton Village neighborhood were showing up to save beer, and their beloved bar. “Like really, if you guys don’t come buy all this beer we won’t have enough to pay our rent, YOU LIKE BEER, COME GET SOME!!!” Shiner wrote on the bar’s account while informing her customers that the bar would be closing down for a spell.

Within a few days, the Swan Dive had off-loaded almost all of its stock of craft beer. “People just started coming out of the woodwork, customers we hadn’t seen in a long time were driving in from out of town,” Shiner said, noting that more than half of the customers were new faces. “We’ve been saved, I was afraid we were going to have to go out of business,” Shiner said.

The Swan Dive carried about 35 different craft beers. The bar usually has two or three cases of each in stock. According to Shiner, she was able to sell off more than 90 cases of beer. In the end, she was left with only two in her stock room. Combined with a government rent subsidy, the money the community provided in recent beer sales will keep them going until spring when it can safely open its doors once again. “You guys are pretty darn great,” Shiner posted to the Swan Dive’s Facebook fans. “What wonderful people you all are.”

Many businesses are struggling right now and the holiday season is here. Supporting your local favorites with gift card and goods purchases may just be what keeps them running and you never know how much those sales could matter.

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4 years ago · by · 0 comments

Atlanta Entreprenuers Pay For $40K In Groceries Inspiring Others To Help Community

A group of local entrepreneurs in Atlanta paid for over $40,000 of groceries just before Thanksgiving. The group surprised shoppers at the Kroger on Wesley Chapel Road in Decatur on Tuesday. Video posted by entrepreneur Brad Giles’ Instagram pages shows customers dance for joy and tear up as they go through the checkout lanes — only to find their bills taken care of. The generous benefactors worked the registers and delighted customers with the news.

The social media post read “This is the season of giving and it’s more important than ever to give back to those in need! We had the Kroger at Wesley chapel in Atl on fire by giving out free groceries and paying for everyone for over 2 hours! Well over $40,000 of purchases given back to our community! I’m so proud to be a part of an incredible group of successful entrepreneurs that banded together to make this happen! Not only did we shut down the grocery store, we helped inspire the community by showing them that Entrepreneurs can give back to the community just as big as any celebrity and it was so much fun helping so many people this holiday season! “We literally took up all 12 registers for two hours at the grocery store and family after family would go through,” Jason Lobdell, one of the benefactors said.

As many still suffer from the economic fallout of the Covid-19 pandemic, spreading food insecurity across America, it is important for people to help others where they can. Millions are still without jobs due to the Covid-19 pandemic and according to Feeding America, the nation’s largest hunger-relief organization, more than 54 million more people in the country could soon face food insecurity. That is 17 million more than before the coronavirus outbreak.
Local churches across the country have been trying to keep up with communities’ food distribution and are experiencing record turnout with car lines miles long in some areas. Brad and Tronda Giles, along with several of their fellow entrepreneurs took notice and wanted to give back. “We’ve always had that love for giving back and helping individuals who have never had help before, and all the people we help in our work translates to who want to help in our communities,” Brad said.

The Giles’ said that after their group’s show of giving went viral, other entrepreneurs reached out to them to learn how they could give back. “Every little bit counts. Giving is something we all have to do as a community, and if we can all give to each other, it’s going to make everybody stronger,” said Giles.

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4 years ago · by · 0 comments

TX Animal Sanctuary Connects Children & Animals With Special Needs

A family owned Texas animal sanctuary has launched a program for children with special needs to visit and bond with rescued animals who are also special needs. Safe in Austin is the brainchild of Jamie Wallace-Griner after she observed the interaction between her autistic son and his service dog, Angel. The current menagerie numbers 20 dogs, 14 cats, eight horses, 32 goats, four rabbits, three tortoises, one parrot, four turkeys, numerous chickens, 18 pigs, and four cows.

Over the years, as the ranch has been rehabbed, the population has grown to include chickens, pigs, and goats, many of whom have special needs. “We have animals that are blind or deaf, have diabetes, cerebral palsy, deformities, missing limbs, broken spines … they all become part of our family. Once they are healthy enough and we have earned their trust; we introduce our rescues to children that come from similar backgrounds of abuse, neglect, and/or special needs. Our animals provide healing to trauma, at-risk, and/or special needs children by way of unconditional friendship and a clear, loving, example of what they are looking for most… hope” said Wallace-Griner.

As with their rescued animals, humans of all shapes, sizes, and descriptions are welcome at the sanctuary. “We don’t care about the choices you made in the past, what you look like, who you love, or what you eat. We concentrate on no judgment at all. Our goal is to offer a place of healing and happiness that is available to everyone. Visits and events are affordable, fun, worry free, and are guaranteed to touch your heart! Safe in Austin is a judgment free zone! Autism has taught us that nothing is black and white, and everyone has a story. We just want you to meet our babies, take some of their love, and share it with others!” Wallace-Griner said.

Prior to COVID-19, Safe in Austin was open to members of the public who toured the sanctuary led by volunteer guides. The pandemic meant enacting safety restrictions, which limited the number of guests that could be safely accommodated. The sanctuary has since made the switch to pre-arranged private family and small-group tours. Having to adapt to change and challenge is all part of the process and Wallace-Griner remains positive. She sees Safe in Austin as a work in progress, never losing sight of the sanctuary’s ultimate goals of healing, acceptance, and unconditional love.
Having to adapt to change and challenge is all part of the process and Wallace-Griner remains positive. She sees Safe in Austin as a work in progress, never losing sight of the sanctuary’s ultimate goals of healing, acceptance, and unconditional love.

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4 years ago · by · 0 comments

Single Foster Dad Adopts 5 Siblings To Keep Them Together

Single foster dad Robert Carter decided to adopt an entire brood of five siblings to keep them together. Carter, 29, spent years in the Ohio foster care system himself so he knew only too well what it was like to lose touch with loved ones. He entered the system at age 12 and wasn’t reunited with his younger sister and brother until years later when they were teens. Carter was emancipated and granted custody of a younger sister and guardianship of a younger brother, he said. The emotional trauma of the experience fueled his desire to shield other kids from similar distress and provide them with a safe home.

Prior to the adoption, Carter was already fostering the three brothers and the two sisters were each being fostered in separate homes. When he arranged for the girls and their foster moms to meet up so the children wouldn’t lose touch with one another, he realized how distressed they all were at the end of the visit and he knew there was only one course of action. The children Carter adopted are Marionna, 10, Robert, 9, Makayla, 8, Giovanni, 5, and Kiontae, 4.

Carter became a licensed foster parent in 2017 and the three boys, Robert, Giovanni and Kiontae were placed with him in December 2018. The siblings, who he said came from a neglectful home, were reunited after not seeing each other for six months. “Once I did find out they had sisters, that’s when I started to advocate to set up visitations.” Carter said. Marionna and Makayla were later placed in Carter’s home with their brothers.

Caseworker Stacey Barton said “Mr. Carter was the only foster parent willing and able to adopt all of the children and his childhood background has made him aware of the importance of keeping siblings together. He says that he enjoys being their father and that parenting them is easier than he could have ever imagined. His life is busy, with a lot of love, laughter and loudness. I have enjoyed working with him and witnessing the children bond as siblings.”

Carter said he was the third oldest of the nine kids in his own family and he took on a parenting role before he entered foster care. “I was the parent figure and was the one trying to feed my siblings and going out trying to find food to eat.” Carter said he sees a lot of himself in Marionna, the oldest, “She’s the mother figure to the kids,” he explained. “But I won’t even let her make them a bowl of cereal now because that’s not her responsibility. She’s done it for too long when she shouldn’t have had to in the first place.”

With all the attention his family’s story is getting, he wants people to know how important fostering and adoption are. “Just the fact that they’re together, the fact that they have something that will help them remember their past… It’s beautiful to watch them grow up together and make memories together. As long as you have the means and love to give to kids, then anybody can do it,” he said. Right now, Carter is concentrating on earning his children’s trust and assuring them. “Every night, I talk to them and let them know, ‘I’m your dad forever. I know what it’s like, and I’m always here for you.’”

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4 years ago · by · 0 comments

Fourteen Year Old Named America’s Top Young Scientist For Work On Potential Covid 19 Cure

A 14-year-old girl from Texas has discovered a molecule that can selectively bind to the spike protein of the SARS-CoV-2. Eighth grader Anika Chebrolu has been named the winner of the 2020 3M Young Scientist Challenge—America’s premier middle school science competition. She received a $25,000 gift for her award-winning work and a one-of-a-kind 2 day/1-night destination trip.

The Young Scientist Challenge is a youth science and engineering competition administered by Discovery Education and 3M for middle school students in the United States. Students apply by creating a 1-2 minute video detailing their idea for a new invention intended to solve an everyday problem. Ten finalists are chosen annually to work alongside a 3M scientist during a summer mentorship and receive a trip to the 3M Innovation Center in St. Paul, Minnesota, to compete for $25,000 and the title of America’s Top Young Scientist.

Anika’s winning invention uses in-silico methodology to discover a lead molecule that can selectively bind to the spike protein of the SARS-CoV-2 virus. Binding and inhibiting this viral protein would potentially stop the virus entry into the cell, creating a viable drug target. As part of her research, Anika screened millions of small molecules for drug-likeness properties, ADMET properties, and binding affinities against the spike protein using numerous software tools. The one molecule with the best pharmacological and biological activity towards the spike protein of the SARS-CoV-2 virus was chosen as the lead molecule that can be a potential drug for the effective treatment of COVID-19.

Initially, her goal was to use in-silico methods to identify a lead compound that could bind to a protein of the influenza virus. She was inspired to find potential cures to viruses after learning about the 1918 flu pandemic and finding out how many people die every year in the United States despite annual vaccinations and anti-influenza drugs on the market.

“After spending so much time researching about pandemics, viruses and drug discovery, it was crazy to think that I was actually living through something like this,” Anika said. “Because of the immense severity of the Covid-19 pandemic and the drastic impact it had made on the world in such a short time, I, with the help of my mentor, Dr. Mahfuza Ali, changed directions to target the SARS-CoV-2 virus.”

Anika said winning the prize and title of top young scientist is an honor, but her work isn’t done. Her next goal, she says, is to work alongside scientists and researchers who are fighting to “control the morbidity and mortality” of the pandemic by developing her findings into an actual cure for the virus. Chebrolu also received the “Improving Lives Award,” according to a release from Frisco ISD.

“I am extremely humbled at being selected America’s Top Young Scientist as all of the finalists had amazing projects and were extremely well-rounded individuals,” Anika said in the Frisco release. “Science is the basis of life and the entire universe and we have a long way to go to understand it fully.” While she hopes to be a medical researcher and professor in the future, she is already doing grown-up work and inspiring a generation to reach for the stars.

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