Las Vegas police have identified the woman accused of killing a nail salon owner after failing to pay for a $35 manicure. Police say they are looking for 21-year-old Krystal Whipple in the death of 53-year-old “Annie” Nhu Nguyen. Police say Whipple stopped by the salon, Crystal Nails & Spa to get a manicure around 3:45 p.m. on Dec 29th. She allegedly attempted to pay with a fraudulent credit card. When the credit card payment was declined, she allegedly said she would get cash from her black 2017 Chevrolet Camaro, but instead started to drive away.
When Nguyen noticed her pulling out of the parking lot, she rushed outside with husband Sonny Chung to try to stop her. Nguyen ran in front of the vehicle and Whipple accelerated and hit Nguyen. Nguyen was thrown under the car and dragged 50 feet as Whipple drove off. Nguyen died of multiple blunt force injuries and her death was ruled a homicide by the Clark County coroner’s office. Chung, who witnessed his wife’s horrific death, said he tried his best to stop Whipple from getting away by holding onto the back of the car. Police said the car, a rental that had been stolen last month, was found abandoned at a nearby apartment complex.
Nguyen left behind three daughters aged 20, 25 and 28 and two grandchildren aged four and six. She was a Vietnamese refugee who came to America and raised her three daughters as a single mother. She traveled the country before landing in Las Vegas two years ago, family members said. She and her husband Sonny loved their business. They were open 12 hours per day, seven days per week.
Las Vegas police released storefront security video footage of the incident along with a plea for information on the whereabouts of the suspect, Krystal Whipple. Officer Larry Hadfield said “We are asking the public’s help if they have knowledge of where this person is to contact the homicide section. Investigators have worked around the clock with no time off because they were determined to make Whipple “answer for this horrible crime.” A previous booking photo of Whipple, dated April 2018, was provided in a press release from LVMPD.
Whipple was convicted in 2017 in Las Vegas of attempted possession of a stolen vehicle, according to Clark County District Court records. She was sentenced to four months in jail last year for violating probation in that case.
If you have knowledge of Whipple’s whereabouts or any information about the case, please call the Las Vegas Metro Police Department Homicide Section at 702-828-3521 or send an email to homicide@lvmpd.com.
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The Dallas Mavericks and the basketball team’s owner Mark Cuban were sanctioned by the NBA after an independent investigation substantiated a number of allegations against men within the organization. The findings include improper conduct in the workplace and domestic violence. Mark Cuban publicly apologized and said he will pay $10 million to women’s organizations as part of an agreement with the NBA. Cuban agreed to the $10 million payment as well as staffing and leadership changes.
The sanction came after a months-long investigation into accusations against several employees, including the former team president and chief executive, Terdema Ussery. The investigation arose from an article in Sports Illustrated in February that exposed a workplace filled with problems for female employees. The article said Ussery had engaged in “various acts of inappropriate conduct toward women,” and that Earl Sneed, a former writer for the team’s official website, had faced numerous allegations of domestic violence.
Although Cuban did not face accusations of misconduct, the employees who were mistreated suggested the harassment had gone on for years and that he must have known about it and had done little to prevent it. The investigation included information gathered from more than 200 interviews with current and former Mavericks employees. Ussery was found to have engaged in improper workplace conduct toward 15 female employees, including touching them and making inappropriate comments. Sneed had committed two acts of domestic violence, including one against a co-worker. Cuban was made aware of the episode but did not fire him. Ussery had already resigned from the team in 2015 to take a position with Under Amour. Shortly after the Sports Illustrated article, Sneed announced he would be leaving the team and then deleted his Twitter account.
The investigation also found that Chris Hyde, a longtime senior account executive, had made inappropriate comments toward women, viewed pornography on his workplace computer and made unsolicited sexual advances toward co-workers. Even after Cuban warned Hyde about looking at pornography at the office, Hyde’s inappropriate behavior continued for years.
In a statement, the league announced that the money from Cuban would be donated to a variety of organizations chosen by an advisory council of Mavericks executives, including Cuban, as well as several N.B.A. officials. The inquiry, conducted by independent investigators overseen by the league, also recommended that the Mavericks hire more women, including in leadership positions, and create a formal process for employees to report misconduct. The N.B.A. ordered the Mavericks to file quarterly reports on its progress in those areas, and to begin workplace training for all staff members, including Cuban, 60, who acquired a majority stake of the Mavericks in 2000.
“The findings of the independent investigation are disturbing and heartbreaking,” Commissioner Adam Silver said in a statement, “and no employee in the N.B.A., or any workplace for that matter, should be subject to the type of working environment described in the report.”
Let us know what you think of this story in the comments!
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Suddenly uninsured? If you think you’re eligible for a special enrollment period (SEP) for health insurance, be ready to prove it. New regulations effective June 23, 2017, require 100 percent of consumers seeking an SEP in states served by the federal website platform to provide pre-enrollment verification.[1] Previously, about half of consumers requesting an SEP were required to do so.
The crackdown, which stems from a final rule issued April 18, 2017, aims to curb “misuse and abuse of special enrollment periods” by those who decided to enroll in coverage after they find out they need healthcare.[2]
Don’t Qualify for Special Enrollment?
Shop Short-Term Now
Need Coverage for 90+days?
Consider this Long-Term Solution[3]
To help you understand how health insurance special enrollment periods will be handled from now on, here are five key things to know:[4]
1. You must have a “qualifying life event” to become eligible for special enrollment. Click here for an in-depth look at qualifying life events from CMS
2. Documentation will be required. If you have a qualifying life event, you will need to submit documentation that confirms it as requested by the exchange through which you enroll.
3. A deadline will apply. You will have 30 days to provide the requested information.
4. Roll-out of pre-enrollment verification will happen in two phases. The first phase starts June 23, 2017, and the second begins sometime in August.
On June 23, 2017, pre-enrollment verification begins for those who experience the following qualifying life events:
a.) Loss of qualifying health coverage (i.e., minimum essential coverage)
- Job-based coverage – yours or someone else’s
- Medicaid or Children’s Health Insurance Program (CHIP) coverage including pregnancy-related coverage and medically needy coverage
- Some student health plans – check with the school to verify that the plan counts as qualifying health coverage
- Individual or group health plan coverage that ends during the year
- Dependent coverage through a parent’s plan
b.) A permanent move
- Gained access to new health insurance plans due to a change in primary residence and
- Had qualifying coverage for at least one of the 60 days preceding the date of the move or
- Lived in a foreign country or in a U.S. territory for at least one of the 60 days preceding the date of the move
In August 2017, pre-enrollment verification will be added for those who experience the following qualifying life events (more details will follow later this summer):
a.) Marriage
b.) Gaining or becoming a dependent through adoption, placement for adoption, placement in foster care, or a child support or other court order
c.) Medicaid/CHIP denial
5. If you can’t prove you qualify for an SEP, you could remain uninsured. And, if you are not exempt from having minimum essential coverage, that means you could owe a tax penalty.
Read the CMS Overview
What if I’m denied special enrollment?
It is possible to file an appeal. However, you could find yourself without health insurance coverage and, as mentioned above, may owe a tax penalty if you are not exempt from the Affordable Care Act’s individual mandate.
Find Temporary Coverage
You may need to consider short term coverage, a hospital indemnity plan or another type of health benefits to help pay for healthcare until you have minimum essential coverage.
How do I begin the special enrollment process?
Visit www.HI4E.Org to get started. You will then be able to “Request-A-Free-Quote” or request extra guidance and assistance with finding coverage until your new Obamacare plan begins January 2018. We can also help you shop and price-out the available plans that may be left within your state.
Find A More AFFORDABLE Health Plan That Is Still Being Offered Within Your State, When You Shop At: www.hi4e.org HealthInsurance4Everyone & Health & Life Solutions LLC – Over 54,000 Combined Fans/Followers & We’re Growing Daily!!
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In an effort to broaden the company’s “social interaction” with our clients and FaceBook fans, Daily Trivia Questions are posted on both of our business pages. Here are the weekly standings for this past week, and the winner of the Sunday night Weekly Drawing for an AmEx gift card!
Congratulations – To this past week’s Trivia Contest Winner!! Our latest contest winner for the weekly FaceBook HealthInsurance4Everyone/Health & Life Solutions, LLC Trivia Contest, drawn randomly by computer late Sunday evening, April 30th, 2017 was:
JENNIFER LANG
No. Miami Beach, FL
Winner Of A $25.00 AmEx Gift Card
Each day, fans of either of our company FaceBook pages (HealthInsurance4Everyone or Health & Life Solutions LLC) are able to test their skills with our Daily TRIVIA QUESTION. The first 20 winners who post the correct answer to the TRIVIA QUESTION, will then get entered into the weekly drawing held late on Sunday evenings for a $25.00 Am Ex Gift. Card
Weekly Gift Card winners will be posted in our blog at this site. Remember to become a FaceBook “fan” on either of our company pages to enter and post your answers.
Here are the daily contestants from last week’s Trivia Contest that were entered into the Sunday drawing:
4/24/17
Valerie Kuehn
Jodi Stevens
Amy Marie Wilkinson
Brandy Marie Williams
Kassi Krick-King
Samantha Mer
Jennifer Lang
Jennifer Zarafino-Griffiths
Myranda Medlin
Cheryl Hall
Amanda Saltsman
Melissa D’Ornellas Curtis
Holly Cajigas
Mary Vantil
Abigail Edwards
Megan Akins
Karen Goodwin Delaney
Leslie Wagner Hobson
Dawn Raasch
Karen Bondehagen
Susan Clarke Jette
4/25/17
Judy Custer
Joann Tompkins-Winborn
Jennifer Sparks
Valerie Kuehn
Jennifer Mason
Chrissy Kim
Carol Yemola
Amy Marie Wilkinson
Jakara Jackson
Lotorya Patrick
Crystal Hazelwood
Tina Marie
Alexandria Fields
Misty Shallcross
Nai Merri
Jonnalyn Gates
Anna Nichols
Holly Cajigas
Julie Garrett
Bea Patrick
4/26/17
Melissa Ann Stura-Bassett
Amy Marie Wilkinson
Michelle Cervantes
Joanie Waterman
Carol Scheive
Tiffany Greene Elliott
Dawn Raasch
Alexis Maureen
Jennifer Ramlet
Nitasha Shank
Karen Bondehagen
Christy Hawkes
Brandy Marie Williams
Kimberly Snyder
Kayla Clemons
Jennifer Lang
Geri Rus
Julie Garrett
Hollie Jahnke
Cheryl Hall
Megan Rhyne
Jennifer Downing
Angela Nicole
Jean Simmons Homfeld
4/27/17
Karen Bondehagen
Crystal Dougherty Merrill
Geraldlee Lee
Cheryl Hall
Hollie Jahnke
Tiffany Greene Elliott
Mary Achio
Paula Rivers
Stephanie Caldwell
Melissa Ann Stura-Bassett
Marie Beauregard
Melissa Barnes Walker
Anne Hanson
Amy Marie Wilkinson
Amanda Kyrie’ Ayala
Leslie Wagner Hobson
Phyllis Hines
Jakara Jackson
Shelley Ann Peoples
Ashley Stamey Phillips
Misty Dawn Moores
Dale Fish
Anggie Marie
4/28/17
Cheryl Hall
Brittany Marie Thompson
Lotorya Patrick
Mary Perez Ramz
Nai Merri
Mary Ann Cody
Lauren Bradley
Sherri Kidwell
Bea Patrick
Tiffany Greene Elliott
Melissa Barnes Walker
Michelle Hughes
Leslie Wagner Hobson
Tina Marie
Alexandria Fields
Allison Frederick
Karen Rimiller Presley
Melissa Ann Stura-Bassett
Marcy Coull
Kathleen Hickman
Tonya Velazquez
4/29/17
Christine McKinnon
Karen Bondehagen
Beata Tybor
Kathleen Hickman
Amanda Saltsman
Tonya Velazquez
Brittany Marie Thompson
Juanita Williams-Jones
Karen Goodwin Delaney
Holly Cajigas
Brittany Deaver
Nelle Bailey
Christina Montes
Misty Dawn Moores
Jacqlyn Gummert
Nikki Bankert
Amy Marie Wilkinson
Hollie Jahnke
Trish Marks
Bobbie J Rittenhouse
Phyllis Hines
4/30/17
Tina Marie
Kizzy Alvarez DeSantis
Deborah Farris
Jennifer Kinner
Valerie Kuehn
Jennifer Ramlet
Michelle R. Carlino
Althea Thomas
Jennifer Alice Duran
Mary Vantil
Kayla Clemons
Kimberly Taylor Hall
Hollie Jahnke
Sherri Kidwell
Christy Hawkes
Jade Good
Jennifer Downing
Phyllis Hines
Wendi Black
Crystal Hazelwood
Be sure to watch both of our FaceBook pages for your chance to win and enter again next week, with questions posted daily on HealthInsurance4Everyone or at Health & Life Solutions, LLC!!
Remember that if you try your hand at answering the Trivia Question several days each week, your odds of winning the Sunday weekly drawing are much better. You may also find that if you “Like” both of the business pages, you will receive faster notifications of the other players as they post their answers to compete with you!
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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that wasn’t available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4 (Follow Us On Twitter To Receive Faster Notifications When Daily Trivia Questions Posted, & To Be Immediately Notified When Weekly AmEX & HI4Eshop Gift Card Winners Are Announced!!)
Click-On for LinkedIn To Follow Our Posts: LinkedIn
Like us on facebook: HealthInsurance4Everyone or Health & Life Solutions, LLC
Over 54,000 Combined Fans/Followers To Our Social Media Sites, & We’re Growing Daily!
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Mark Shuster FaceBook Link
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In a press conference earlier in January, to announce the start of the 2017 tax filing season, which began on Jan. 23rd, the IRS said it expects more than 153 million tax returns this year.
More than 70% of taxpayers will receive a refund in 2017, with 90% or more of refunds issued in fewer than 21 days after returns are submitted, the IRS estimated. In 2016, 111 million individual tax refunds were issued.
Most filers who received government subsidies to buy Obamacare state exchange plans had to pay money back to the IRS last year, according to an H&R Block analysis released in 2016 that looks at the health law’s two full tax seasons. If a taxpayer projected a higher annual household income than they actually claimed in their filing, they may owe tax credits back that they received by purchasing an Obamacare policy or their state’s exchange plan. One other cause for having to repay tax credits is due to claiming eligibility, but not being eligible due to having access to affordable employer coverage.
The tax-prep giant studied its own massive customer base and concluded that two-thirds of its filers who got subsidies from Obamacare were overpaid during the course of the year, and owed money back to the IRS on the April 15th deadline. 
The ‘Affordable’ Care Act, better known as Obamacare, mandates Americans — unless they’re qualified for an exemption — to carry health insurance coverage or pay a penalty when filing their tax returns. The IRS says most taxpayers simply need to check a box to verify that they have insurance. For others with more complex answers, the agency offers tips on IRS.gov/aca.
IRS Commissioner John Koskinen said the number of people receiving Obamacare subsidies during the last tax season (2015 tax filing), was up from 3 million in 2014. For that year, customers got more than $10 billion in tax credits, with an average subsidy of $3,430 annually, according to the IRS. Obamacare subsidies are available to wage earners with low and moderate incomes. People who earn less money get more in assistance than higher earners.
Koskinen wrote that about 6.5 million taxpayers last tax season reported owing a total of $3 billion in such tax penalties for failing to have coverage in 2015. In contrast, about 8 million people owed an Obamacare fine for lack of coverage in 2014. Fines related to lack of coverage in 2014 totaled $1.6 billion.
CNBC reported that some 12.7 million people claimed one or more exemptions from the ACA-coverage mandate when they filed their taxes last year. “The exemptions are wide ranging and can include having very low income, being incarcerated or having a close family member die recently,” according to CNBC.
The primary reason for the decline in Obamacare fines last year appears to be that millions of Americans experienced a significant drop in income, which ironically is a direct result of the economic damage inflicted on businesses by the financial strictures of the Obama ‘Affordable’ Care Act (ACA).
CNBC also reported that the new Republican-led Congress last month began taking steps toward repealing key parts of the ACA, which include the funding of premium subsidies and the individual mandate. For the middle class’s economic sake, let’s hope the effort is successful.
The National Taxpayer Advocate has released their 2016 Annual Report to Congress. The report contains data regarding Obamacare premium tax credits (PTC) and individual shared responsibility payment (ISRP) filings – The Obamacare tax penalties for not having health coverage.
The report identifies a number of issues that the IRS has faced or is facing involving the Obamacare ACA and makes a number of recommendations. These include:
- The IRS seems to have largely addressed early problems of Obamacare tax overpayments through outreach conducted to tax practitioners and software providers.
- Reconciliation of PTCs (the Obamacare low-income subsidies) with advance PTCs (APTCs) continues to cause problems, and has risen to the fourth highest category of Taxpayer Advocacy Service cases, accounting for nearly 11,000 cases in 2016. The primary problem seems to be the IRS holding up processing of returns when taxpayers fail to file a form 8962 and reconcile their advance PTC with their PTC.
- Processing of tax filings is delayed when Obamacare APTC recipients incorrectly file form 1040-E, which does not allow for APTC reconciliation.
- The IRS is taking action to address “silent returns,” which do not either check the box indicating full-year coverage, claim an exemption, or paying the ISRP tax penalty. The IRS will send a letter 12C requesting more information in these cases and assess the ISRP if no response is forthcoming.
- The Taxpayer Advocate recommends that the IRS should ease the burden on individuals claiming the religious exemption by allowing individuals exempt from the Social Security and Medicare taxes to simply indicate this on their form 8965 rather than requiring them to apply separately for an Obamacare ISRP religious exemption.
- The Taxpayer Advocate recognizes that taxpayers who receive large Social Security Disability Payments may have to repay Obamacare APTC subsidies they received. There is no apparent administrative fix for this problem.
- The IRS needs to provide specialized training to its newly established Obamacare ACA Business Exam unit, which handles employer ACA returns.
- The IRS may not be adequately prepared to handle Obamacare ACA employer filings. It had expected 77 million 1095-Cs for 2016 and received 104 million or 35% more than expected. Of these Obamacare employer filings, 5.4 percent were then rejected.
The IRS, in a statement regarding taxpayer compliance issues has said: “The IRS will follow its normal compliance approach to filed tax returns. During its normal processes, the IRS routinely follows up on the accuracy and completeness of tax returns and may ask taxpayers to substantiate the information on their tax returns. These inquiries sometime occur before processing refund requests and other times after the processing of refund requests.”
“The vast majority of taxpayers voluntarily comply with their tax responsibilities—our income tax system is built on voluntary compliance,” the IRS said.
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At Health Insurance 4 Everyone, we not only want to improve our customer service but also interact with our customers on a social media level that was not available before. Interested in connecting with us? Look us up on….
Twitter: Healthinsurane4
Click-On for LinkedIn: LinkedIn
Like us on facebook: HealthInsurance4Everyone
Follow Mark Shuster, Founder/Owner at Health & Life Solutions, LLC for daily health tips! HealthInsurance4Everyone or Health & Life Solutions, LLC
Mark Shuster FaceBook Link
Follow our word press blog and read about everything from health insurance and reform news to healthy living and current events!
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